If you have any questions about the IOU , please help Thank you!

As long as it is an IOU issued by the borrower himself, it is legally binding.

The statutory limitation period for IOUs is 20 years, and if there is a repayment period, the limitation period shall be calculated from the day after the agreed repayment period. The statute of limitations for actions without a repayment period starts from the day the borrower issues the IOU.

However, if the lender does not claim its rights within 20 years after the borrower issues the IOU, the statute of limitations has expired and the court will no longer accept the IOU.

In addition, if the borrower is deceased, his debts shall continue to be repaid by his heirs. If the heir refuses to repay, the law enforcement agency shall compensate from the borrower's personal property.

IOUs are valid.

If the borrower is deceased, his heirs shall repay the loan within the scope of the inheritance.

If it is not repaid, the matter can be sued in court.

Addendum: The date is not a big problem, the law does not stipulate that the date is the effective condition of the IOU, is it not effective if the date is not written on the IOU? So, even if you don't write a date IOU, it's still valid, but the date is a matter that the judge has ascertained.

So it doesn't have much of an impact on the whole lawsuit.

Although this IOU is problematic, if other supporting evidence is added, it still has legal effect, and the borrower's heirs are obliged to continue to repay the debt for him.

This IOU shall be invalid.

The IOU should be invalid because its date did not meet the requirements of the IOU and the erroneous party should have exercised its duty of care but failed to do so.

The date is flawed. It depends on the evidence.

Hello, in this case, it is better to prove rather than an IOU, there is one thing to emphasize to you, although you are taking out a loan on behalf of your classmates, but if your classmates cannot repay it in the future, you still have to repay this part of the debt, in other words, the bank is looking for you to repay and then you are looking for your classmates to urge, because the lender is you.

The following has been drafted:

Proof of Party A: his name Home address ID number Party B: Your name Home address ID number.

Now Party A urgently needs to borrow 30,000 yuan from the bank due to the shortage of funds, but the purpose of the loan cannot be achieved due to reasons, so Party A entrusts Party B to help loan 30,000 yuan, Party B has now borrowed from the bank, and has delivered 30,000 yuan to Party A, Party A shall bear all the risks that Party B may bear due to the bank loan, and guarantee to repay the bank loan and loan interest on time. It is hereby certified.

Party A: Signature, handprint.

Party B: Time of signature and handprint.

The IOU does not have to be very complicated, for example, you write the time and place, the purpose of the loan, the calculation method of interest, and the repayment time clearly, and the other thing to pay attention to is to ask for a copy of your friend's ID card, and if the bank transfers money to him, keep the transfer slip and cash, let him make a receipt to indicate that he got it, and pay attention to the statute of limitations, the repayment due date of the loan is counted as 2 years for the effective litigation period, if it is exceeded, you may face the loss of substantive rights.

Isn't this usury in disguise.

The question of whether the contract is legal or not.

According to Article 54 of the Contract Law, the following contracts are voidable contracts According to the provisions of Article 54, Paragraph 1 of the Contract Law, one of the parties has the right to request the people's court or arbitration institution to modify or revoke the following contracts:

1) It was concluded due to a major misunderstanding;

2) It is obviously unfair at the time of the conclusion of the contract.

If the party with the right of revocation does not exercise the right of revocation within one year from the date on which he knew or should have known the reason for revocation, the right of revocation shall be extinguished, that is to say, your contract can be revoked, but it must go through legal procedures, in a certain sense, the contract between you is obviously unfair, and I hope you can resolve it through legal means.

Hope that solves your problem!!

Hehe, the court will support you to repay the money, but your interest is higher than that of the bank, and the court will not support it!!

This situation is often seen, and it is recommended to deal with it as follows:

1. Report to the public security police station for the fact that he fraudulently purchased steel in the name of another person and signed an IOU, demanding that he be investigated for the crime of fraud;

Second, it may be resolved quickly after the police station intervenes;

3. If the other party explains the situation to the police station, and the police station believes that it does not constitute fraud, then you can sue him with the IOU and the other party's confession at the police station, and the lawsuit should be winnable.

1. You can sue.

2. However, it is necessary to confirm that the signature is his/her signature.

Recovery should be possible through litigation.

A receipt to prove that your mother has been sponsored by you. If you have any objections, you can ask your mother to write an IOU. If he has the right to dispose of the lawful personal property belonging to your mother, your brother has no right to dispose of it.

Whoever owns the house depends on the title deed. You want your mother to give you an IOU, that's fine.

Article 206 of the Contract Law provides that the borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 61 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.

Therefore, the IOU does not stipulate a repayment date, but it is still legally valid. You can ask the borrower to repay at any time!

It's hard to do this, there's no date indicated, it's up to your mouth! I'm on my own!

Is there a third-party certificate? Your IOU is valid.

As far as I know, there is no explicitly prescribed format for IOUs.

You want to pay back the money, and if he doesn't, you can sue him as long as you can prove that the IOU was written by him.

The proof is also very simple, just do a forensic appraisal, and as long as he writes it, he will basically not disagree with me.

The IOU does not have an explicitly prescribed format, and you have to pay it back, and if he doesn't, you can sue him as long as you can prove that the IOU was written by him.

Illegal fundraising is a criminal issue, and borrowing is a civil issue, and the loan should be protected by law.

However, your loan comes in the form of an agreement, depending on how the content is agreed. If the two are entangled, the court will have to try the case in accordance with the principle of criminal first, then civil. Only when the criminal issue is clarified can the civil loan matter be resolved.

I believe that the agreement is invalid on the grounds that the content of the agreement violates the mandatory provisions of the law on the prohibition of illegal fundraising. The parties may apply to the court for confirmation that the agreement is invalid. Once the agreement is confirmed to be invalid, the agreement is invalid from the beginning, the legal relationship between the parties returns to the original point, and the borrower has the obligation to return the loan.

Trust me, that's right!

Yes, you can sue them, but not after the statute of limitations, otherwise the court will not be able to rule in your favor.