What else needs to be done to prepare for online shopping ABC .

** number and Alipay number have been activated and bound, and you can shop in ** after opening online banking.

You don't need to top up your Alipay account, you can directly select "Online Banking Payment" when you pay for your purchase, and the money will be deducted directly from your bank card.

The purpose of connecting the Alipay account and the bank card together is to withdraw money, that is, to transfer the money in the Alipay account to the bank card, but to use the withdrawal function, your Alipay account must pass real-name authentication, and it cannot be withdrawn without authentication. You can not authenticate for the time being, because pure buyers do not need to authenticate, even if the refunded money goes into the Alipay account, you can use the money with "Alipay balance payment" the next time you shop.

You also have to bring your ID card and your Agricultural Bank card to the counter of the Agricultural Bank of China to open a bank, after the opening of the staff will give you an envelope, which contains the two codes (reference number and authorization code) that you need to use for your online banking certificate, and go back to log in to the Agricultural Bank of China after getting it, follow the steps to get the online banking certificate, and then you can use it. There are two kinds of online banking certificates of the Agricultural Bank of China, and the dynamic password card is used in the transaction of the IE certificate, which is free of charge in some places and 2 yuan in some places according to different regions. There is also a kind of use of K treasure, K treasure is also according to the region, charging 30-50 yuan a.

Personally, I recommend that you buy a kbao, this thing is safe, convenient, the certificate is installed in it, even if you change the machine with online banking, you don't need to export the certificate like a password card.

2. As long as you register for mobile banking, you can shop online and use mobile phone payment.

4. If you do not apply for the U shield (Personal Internet Banking Customer Certificate), the amount of online payment will be restricted, please refer to the personal Internet Banking transaction rules for specific regulations.

5. If you apply for U shield, you are no longer subject to various payment limits, and you can easily transfer large amounts online, remit money, pay bills and shop.

6. After the number of incorrect entries in your payment password on the same day exceeds the limit (please refer to the transaction rules of personal online banking for specific provisions), you can no longer make B2C payment, and the payment function will be automatically restored the next day.

7. If the online payment is successful, your order number and transaction serial number will be displayed. If you encounter any problems after submitting the payment instruction, please go to "My Account - Account Inquiry - Online Shopping Details Query" to check the processing status of the transaction, and then contact the merchant.

8. When using mobile payment, the bank will transfer funds from the account of the default payment card when you register for mobile banking (SMS). The cumulative amount of consumption payment shall not exceed 1,000 yuan per day. If you fail to send SMS to ICBC Mobile Banking Service Number within 24 hours, your transaction will be invalidated.