How to choose the most appropriate order to buy a car and a house?

Do you have to buy a house before you can buy a car? After listening to the analysis of the passers-by, I regretted that I didn't buy a car earlier.

Buying a house and a car has become the goal of most people's life, but it seems that everyone has a consensus, that is, buying a house is an investment, buying a car is consumption, so you have to buy a house first, and then have the ability to consider buying a car after buying a house, so people with this kind of idea have been working hard to save for a down payment.

There is no standard order to buy a house or a car first, especially for rich people to buy a house and a car, there is no order to say, but for ordinary white-collar workers, this must be a problem to face, young people who leave their hometown and struggle in big cities do not want to buy a house and a car, and become a successful person, but the housing prices in big cities are so high, if the salary level is average, and the family background is average, it is really difficult to buy a suite. Live him for 200 years, and then lend him 500 years from God! Although it is a bit exaggerated, it is very vividly described the difficulty of buying a house, since the desire to buy a house is far away, let the car wait until when?

Today, I will take stock of those who bought a car first, what do they think are the benefits of buying a car first, and after reading it, you may want to go to the 4S store to see the car.

I didn't buy a house, buying a car in the eyes of others is already half the success, whether it is an ordinary car or a luxury sports car, as long as there is a car, in the eyes of others, it belongs to a good person who mixes, at least you can afford to buy a car, especially for some men who do not have a daughter-in-law, the chips for finding a girlfriend have increased, and you can confidently say that I will drive you home after a date with your girlfriend.

Some people have just started a business, for them to buy a house, rent a house, all for living, so the difference is acceptable, but the car is different, every day out to talk about business, about customers, sign a contract, drive or not, drive a car or not, directly decide whether you speak hard or not, if you finish the contract with the other party, the other party drives a BMW away, but you are still looking for a bus stop sign, then the other party directly thinks that this is an unequal contract, because you seem to have no strength.

Improve the quality of life again.

Buying a house and a car is for a better life, in order to make the family live a better life, and without the ability to buy a house, buying a car first is equivalent to letting the family quickly improve the quality of life, you can travel by car, you can pick up your lover to work, pick up your children to school, the content of life is different, the social circle is different, and there may be more opportunities in life, and after you have a family, you will have that sense of responsibility, and you don't want to let your family always come and go in the wind and rain.

The last point is also very critical, that is, the ** of many cars is not very high, about 100,000 cars are more, about 200,000 can consider Magotan Passat, if you have it on hand, you can pay in full, if not, you can also mortgage, although the loan will be more than the full amount of some expenses, but the pressure will be much less when it is distributed to each month, while paying off the monthly payment, while enjoying life, isn't it beautiful.

If it is a first-tier metropolis and the housing price is very high and you can't afford to buy a house, then you can consider buying a car as a production tool first, and then buy a house after earning the money for a down payment. If it is the second or third tier, the down payment for buying a house is close to the car price, then buy a house first, because the property value is more stable, the car price will fall, and it is more cost-effective to buy a car later.

To buy a house first, you have to have a place to live first, and then you have to buy a car.

If you are a self-employed person, it is more appropriate to buy a car first.

Personally, I think it is better to buy a house first, and it is safer to choose a car after fixing the residence first.

RV, of course, it is more appropriate to buy a house first, otherwise in contemporary times, it is not easy to find a parking space without a house, especially a fixed parking space.

Let's buy a house first, let's talk about having a home, and you have to keep maintaining a car when you buy a car.

I feel that it is more reliable to buy a house first.

I think that in order to buy a house, I must first have a place to live.

Personally, I think it's better to buy a house first.

Personally, I still think it's better to buy a car first.

It depends on the strength of the individual.

And people like me who think, the old concept of my family is to buy a garage after buying a car, 06 years to buy a garage 26 square meters, at that time to see the street two parked cars, and I still think that the first choice of the garage is right, I want to say that of course it is important to buy a house, with a house is a home to live in. Where to go first ask where you live in the house, no one first asks you where the parking space is. It doesn't matter whether the car is or not, it is very convenient to ride a bus and subway to work, and the Chinese now talk about comparing vanity, and everyone wants to have a car to drive.

Which do you think is more important, a house or a car? If you don't have an RV, I think the house is important, because if you have a house, you don't have to rent a house, look at other people's faces, and the rent of the house will often increase. With a house, you have a nest of your own, and a sense of security has now become a must-have for a rural guy to get married and marry, and the woman's family conditions are so good that she can bring a car, but most of them are men's.

Otherwise, if there is no house or car, the mother-in-law and daughter-in-law will not agree.

And the house has the value of maintaining and appreciating its value. And the car is just a luxury, a means of transportation. Just drove out, and outsiders saw that there was face.

But ten years later, it's scrap metal. I don't know when more and more houses have been built in the countryside, and many new houses have been built around us, including two-story and three-story ones, and our old houses are particularly dilapidated in the middle. When I went back for the New Year, I saw people hanging red lanterns and sticking couplets.

The car has given me more freedom to travel, especially when the public transportation is 500 meters away from the destination, it is much more convenient to have a car, and drive directly to the door. Especially at night, it's safer to drive on your own. The house is different, with a house proves that you have a stable place to live, in a case, now you don't have a house, marriage is also a big problem, many people ask you to have no car, but you can't live without a house, so the house is very important for people nowadays, you just have a car, it's useless!

I don't have a home, what can I do if I have a car?

It is definitely the first choice to buy a house. After having a house, I will have a more stable life, so I will be more motivated to work.

You should buy a house first, so that you will have a stable family and a warm home.

Buy a house. Because a house is an asset and a car is a consumable, we must buy a house in advance if we have money.

I think each should have its own benefits. It depends on what others think.

Buying a house or buying a car first, in the final analysis, is a matter of demand, simply put, if you need a house more now, then buy a house; If you need a car more, buy a car. That is, think about the house and the car, which is the rigid need of the current fighting stage.

1. In the traditional concept of Chinese, having a house means having a home. In reality, the same is true, just imagine, after graduation, after working hard in a city for a few years, there is a small savings, but if there is no house in the local area, whether it is looking for a job or getting married, the pressure for young people is not ordinary, even if they barely pass the mother-in-law's pass, and marry their beloved, will their lives be happy after marriage? If you plan to get married, plan to settle down in a struggling city, and a house can give you a sense of security and belonging, then buying a house first is the best choice.

2. If the savings are far from the down payment, and due to work reasons, or the company is too far away from the collapse of the rental house, you need to allocate a car, buy a car first, and then slowly struggle to buy a house, it is also possible.

3. The house is a store of value, and the car is a consumable. In the short term, the cost of a house is much more than that of a car, and the money to buy a car of more than 100,000 yuan is not enough to pay the down payment in some cities. In the short term, you don't need to pay as much money to buy a car as much as you want to buy a house, and financially speaking, you will be more relaxed on hand.

Benefits of Buying a Buyer:

1. Enjoy education, medical care, pension and other related benefits. Having a house and a hukou can allow children to enjoy relatively high-quality educational resources, and after having a hukou, it is more convenient in terms of medical care, social security, and pension.

2. Enjoy the dividends of urban development. China is still in a period of development, the process of urbanization is far from over, and every municipal investment in the process of urban development will bring dividends to urban residents.

3. Enjoy the return of appreciation. Although housing prices have been adjusted in the short term during the epidemic, in the long run, housing prices will continue to rise**. The house is still the best product for Chinese people to maintain and increase the value of assets, and it must be allocated as soon as possible.

4. Future assets can be pledged or realized. In the future, whether it is a loan, starting a business, or going abroad, your best collateral asset is a house. If you need money urgently, you can cash it out through mortgage or **.

Of course, there are disadvantages to buying a house, and the monthly payment is not low, which may cause greater pressure on your life and reduce the quality of life.

Second, buying a car is consumption, although it is convenient, but after all, it is consumption.

1. Buying a car makes travel more convenient. However, if buying a car is not for operation but only as a means of transportation, it is very convenient to buy various public transportation and shared travel, and it can basically be used as an alternative to travel.

2. But the cost of vehicle ownership is not low. After purchasing a vehicle, the cost of use is high, and there are many expenses such as fuel costs, maintenance fees, parking fees, insurance premiums, and violation fees.

3. The depreciation rate of the vehicle is fast, and the future value is low.

III. Conclusion. 1. According to the situation of the landlord, buying a house is for children to go to school, so it is recommended to buy a house first. Under the long-term upward trend of housing prices, buying a house first can lock in the house price.

If you want to buy a house in the same area, you can only buy a second-hand house, or you can only buy a more remote place.

2. If you have strong economic ability, you can buy a house and a car at the same time. Now use 0 down payment or low down payment to buy a relatively cheap car for the transition, and wait until you have money, and then change to a good car. And the car will be out every year, with new technology, maybe you can change to a better car in two years.

It is recommended to buy a house first, now the traffic in developed cities is already very convenient, and it is a subway to share bicycles and electric vehicles, and there is no traffic jam, and it is okay to buy a car for a few years. There are several important reasons why I recommend buying a house first, first: because our land attributes in China are different from those in foreign countries, it is a non-renewable resource, and it is becoming more and more difficult for developers to get suitable land. Second:

The cost of land and materials (the current international situation is unstable, the raw materials of many building materials, especially metals and plastics, have risen sharply in the past two years, and the impact of the epidemic on the global economy will continue for several years) and the labor cost of knowing that the sedan car is showing a trend year by year. Third: developed cities have long been limited to purchase, if you buy in an area where there is no purchase limit, there is still a chance to buy all aspects of satisfaction (such as house type, surrounding environment and supporting facilities, etc.); Fourth: the delivery time of the general off-plan housing is 2 years, and now many urban areas have required children to register the real estate certificate before entering school for 2 years, and the real estate certificate can only be obtained within 2 years after getting the house, that is, when giving birth to a child, it is necessary to consider the problem of enrollment. Fourth:

At the beginning of the epidemic in 20 years, the whole country was fighting the epidemic, and the house I rented was in an area where outsiders were not allowed to enter, and the landlord did not let me in, so I had to move, this kind of life without a sense of belonging is not conducive to family harmony. According to the plan, live life step by step, I hope your life is more and more comfortable and full of joy!