How to buy insurance for your parents in college students

You are a very filial child, I studied insurance in college.

If your parents have medical insurance and social security, if you still want to buy insurance, it is recommended to give your parents critical illness insurance, which is a supplement to medical insurance, and should be useful for critical illness with the age of your parents.

The kind of monthly living expenses you said is called annuity insurance, and the specific amount of money depends on how much you have insured and the age of your parents, of course, the more you pay, the more you will receive after paying, since there is social security and you are not much before you go out, you can also do a little less, as a supplement to social security.

Specifically, you should consult with an insurance company, and let them make a specific plan for you, and it is best to find a few more insurance companies to compare.

It's also important to have your parents' signatures, as it was said upstairs.

It's a bit late to buy pension insurance at this time.

I think I should still buy medical insurance, is there any illness in my body when I am old?

The old couple have social insurance, so you shouldn't need your pension insurance, not to mention that you don't have much money to make a big difference, so it's better to buy medical insurance. There is not much money, but there is a lot of protection. Honoring the elderly is not only about making them eat well, but also about psychological care.

You must let your parents know, because the signature of the insured on the policy must be signed by your parents themselves to be valid, otherwise the contract will be invalid.

At your parents' age, the cost of insurance is relatively high, so it is recommended to buy medical care.

The most convenient thing is to buy an accident card for one year. 100 yuan a pension insurance, you buy them now, you can't afford it financially.

You haven't graduated from college and have no income, how can you pay the fees? Didn't you ask your family for it? It's better to be filial when you have a stable income. Surprises are impossible, you have to sign yourself, hehe...

The insurance that college students buy at school is accident insurance.

Accident insurance is one of the life insurance businesses, and the life insurance is based on the death or disability of the insured due to accidental injury. The insured pays a certain amount of insurance premiums to the insurer, and if the insured suffers an accidental injury during the insurance period and takes this as a direct or proximate cause, and causes death, disability, medical expenses or temporary incapacity for work within a certain period of time from the date of the accidental injury, the insurer shall pay a certain amount of insurance money to the insured or its beneficiary. There are two types of benefits, namely death benefits and disability benefits.

Students are in a disadvantaged position in society, and it is difficult to avoid unexpected events, so it is even more important to provide protection for the student group. The advantage of purchasing student personal accident insurance is that it reduces the loss caused by the accident to a certain extent, and once the student is injured, he can get a certain percentage of the protection compensation, which reduces the financial pressure on the family.

Accident insurance is payable in the following ways:

1. Accident insurance is a fixed-rate benefit insurance, and when the insurance liability is constituted, the insurer shall pay the death insurance or disability insurance according to the insurance amount agreed in the insurance contract;

2. The amount of death insurance is stipulated in the insurance contract and shall be paid in full when the insured dies;

3. The amount of disability insurance is determined by two factors: the amount of insurance and the degree of disability, and the degree of disability is generally expressed as a percentage;

4. The formula for calculating the amount of disability insurance is as follows: disability insurance = insurance amount * percentage of disability;

5. In accident insurance, the insured amount is also the maximum amount of insurance money paid by the insurer, that is, the insurer pays each insured the death insurance money and disability insurance money cumulatively, and the cumulative amount of insurance money does not exceed the insured amount of the insured.

The full name of Xueping Insurance is "Ping An Insurance for Primary and Secondary School Students", which is a kind of personal accident insurance, a kind of group insurance, and an insurance for the characteristics of primary and secondary school students. It is often voluntarily insured by students at the time of enrollment.

The insurance that universities generally buy for students is urban medical insurance. On the basis of individual student payment, according to the affiliation of colleges and universities, the provincial and municipal finances shall implement classified subsidies according to the prescribed standards, and the payment standards and subsidy standards shall be implemented in accordance with the corresponding standards for local primary and secondary school students to participate in the basic medical insurance for urban residents.

The insurance for college students is the medical insurance for college students, which refers to the social insurance system implemented in accordance with the corresponding standards for local primary and secondary school students to participate in the basic medical insurance for urban residents. For college students, some commercial insurance can be purchased accordingly as a supplement.

The insurance that schools generally purchase for college students is Xueping Insurance, which is a kind of personal accident insurance, which is often voluntarily insured by students when they enter school. The full name of Xueping Insurance is "Student Ping Insurance", and the school collects the premiums on behalf of the general students, and the insured only needs to pay a premium of dozens of yuan to obtain a number of protections including accidental injury, accidental injury medical treatment and hospitalization medical treatment.

FYI.

The insurance for college students is the medical insurance for college students, which is to participate in the basic medical insurance for urban residents according to the standards of local primary and secondary school students.

Answer: Urban insurance, also known as medical insurance for college students, is paid by the school in a unified manner, and on the basis of the student's individual payment, it is paid according to the financial regulations of the province and the city according to the affiliation of the university.

The insurance that college students buy at school is life safety insurance.

Student Ping An Insurance The school pays on behalf of the school.

Let's learn about insurance and medical insurance.

Universities and schools will buy insurance for students. Usually, the school will encourage college students to participate in basic medical insurance on the basis of voluntary principles, through commercial medical insurance and other ways to improve the level of medical security.

College students' medical insurance belongs to the basic medical insurance for urban and rural residents, and the inpatient and outpatient serious illness medical treatment of college students is solved by participating in the basic medical insurance for urban and rural residents where the school is located in accordance with the principle of territoriality, and college students pay the fee in accordance with local regulations and enjoy the corresponding treatment, and the level of treatment is not lower than that of local urban and rural residents. For those who have participated in the urban and rural residents' medical insurance or rural medical insurance in their hometown, the school will ask for relevant certificates.

As a basic medical insurance, college students' medical insurance has a starting line, a ceiling line, and a reimbursement ratio in the middle. For example, million medical insurance has high leverage and relatively cheap premiums. In addition, some insurance companies' student insurance also covers college students, and its coverage is relatively extensive, and the insurance liability covers student death, disability, accidental medical expenses compensation and disease medical expense compensation.

Test your anti-risk index, experts will interpret it for you for free!

OK. In the school of college and secondary school, primary and secondary school students, young children through the school to purchase medical insurance, insured students can choose a nearby designated hospital for hospitalization if the disease occurs**, urban school students with student insurance card, ID card (original household register) to the hospital medical insurance office (department).

Legal basis: Insurance Law of the People's Republic of China

Article 10 An insurance contract is an agreement between the policyholder and the insurer on the relationship of insurance rights and obligations.

Insured person refers to a person who has entered into an insurance contract with the insurer and has the obligation to pay insurance premiums in accordance with the contract.

An insurer refers to an insurance company that enters into an insurance contract with the policyholder and bears the responsibility of compensation or payment of insurance money in accordance with the contract.

Article 13 The insurance contract shall be established when the insured makes an insurance request and the insurer agrees to underwrite the insurance. The insurer shall issue an insurance certificate or other insurance certificate to the policyholder in a timely manner.

The insurance policy or other insurance certificate shall clearly state the content of the contract agreed upon by both parties. The parties may also agree to set out the contents of the contract in other written forms.

An insurance contract established in accordance with the law shall take effect from the time of its establishment. The policyholder and the insurer may agree on the validity of the contract with conditions or a time limit.

Summary. Hello, the insurance that college students take out at home is personal accident insurance, and the insurance insured at school is student insurance, which covers accidental injuries and can be reimbursed by the insurance company.

Hello, the insurance that college students take out at home is personal accident insurance, and the insurance insured at school is student insurance, which covers accidental injuries and can be reimbursed by the insurance company.

Personal accident insurance coverage. 1.Accidental injury benefit includes accidental death and accidental dismemberment, and if the insured suffers death or disability due to an accident, the insurance company will pay a sum of insurance benefits in accordance with the contract.

2.Accidental Injury Medical Benefit covers a wide range of benefits, such as falls, accidents, animal bites, burns, etc., and is mainly used to reimburse the medical expenses incurred by the insured due to accidents. 3.

During the coverage period, if the insured needs to be hospitalized due to an accident or illness**, as long as it is not covered by the exclusion clause, it can be reimbursed according to the reimbursement ratio agreed in the contract.

After the waiting period has passed, the policy is in effect. The reimbursement process of personal accident insurance is as follows: 1. Report the case:

When an accident occurs, you should immediately call the customer service of the insurance company to report the accident. 2. Submission of materials: Submit ID cards, hospital diagnosis certificates, medical expense details, invoice vouchers, etc. to the insurance company according to the requirements of the staff.

After the review is passed, the insurance company will transfer the compensation to the insured's account.

Summary. Hello dear dear, generally speaking, the school will buy accident insurance, sickness insurance or comprehensive medical insurance for students. Accident insurance mainly covers accidental injuries and related medical expenses, so as to reduce the financial burden of students and parents. Sickness insurance provides compensation in the event of illness of a student; Comprehensive medical insurance covers accidental injuries, illnesses and other ailments, with corresponding benefits and reimbursements.

In addition, the school can also provide students with a variety of other insurances, such as supplementary medical insurance, nursing care insurance, dental insurance, etc.

Are you an insurance professional?

Generally speaking, the school will buy accident insurance, illness insurance or comprehensive medical insurance for students. Accident insurance mainly covers accidental injuries and related medical expenses, so as to reduce the financial burden of students and parents. Sickness insurance provides compensation in the event of illness of a student; Comprehensive medical insurance covers accidental injuries, illnesses and other ailments, and Xinbo provides corresponding benefits and reimbursements. In addition, the school can also provide students with a variety of other insurances, such as supplementary medical insurance, nursing care insurance, dental insurance, etc.

2.Personal Accident Insurance: This type of insurance can help students offset the burden of consequences, such as medical expenses, disability care costs, etc.

Buried 3Property insurance: This type of insurance can help students offset property damage caused by accident or negligence, such as robbery, fire, or flood, among others.

4.Comprehensive Insurance Coverage: This type of insurance can help students offset financial losses caused by accidents or negligence, such as liability, bodily injury, and property damage.

Universities should choose the right type of insurance based on the student's actual situation. Alternatively, universities may also consider encouraging students to purchase more insurance to ensure that students are adequately financially secure. <>