How long has it been since you ve been to a bank?

Updated on society 2024-02-10
47 answers
  1. Anonymous users2024-02-06

    I haven't been to the bank for about half a year, because I usually transfer money and withdraw money on mobile banking, and I usually use WeChat for consumption, so I can say that I basically don't need to go to the bank to deposit and withdraw money.

  2. Anonymous users2024-02-05

    I haven't been there for a long time, I guess it may be half a year, I am now receiving my salary, directly on Alipay, and now the bank is open for VIP, we ordinary people want to do some business, minute business, waiting in line for more than 3 hours, I really can't afford to wait.

  3. Anonymous users2024-02-04

    It's been almost a year, and I entered the bank last year because I needed to change the mobile phone number of the bank verification, because now the income and expenditure are basically paid by mobile phone.

  4. Anonymous users2024-02-03

    I haven't been to a bank for at least four or five years, and since using Alipay and WeChat Pay, the bank has basically stopped going. Sometimes I want to use cash, most of them are guided by someone, to put it bluntly, now the streets are full of ATMs, and there are still a lot of well-wishers.

  5. Anonymous users2024-02-02

    I haven't been to the bank for more than a year, mainly now I rarely go to withdraw money, all with this electronic payment.

  6. Anonymous users2024-02-01

    I just went there on Sunday, and I was angry, and the business didn't get done. ICBC had a very poor attitude, ignored it, waited for a long time, consulted an online banking and did not give it a hang, and left without waiting for my number. If it is a commercial bank, it must have a particularly good attitude.

  7. Anonymous users2024-01-31

    Ten minutes didn't go, as a depositor, going to the bank often helps you feel the joy of money. There is no sense of accomplishment playing online.

  8. Anonymous users2024-01-30

    Nowadays, there are various payment methods, and if you think about it, I really haven't been to the bank for half a year.

  9. Anonymous users2024-01-29

    It's okay to talk to my husband about the end of the year, let's go to the Bank of Beijing to take out the money of the medical insurance card, fortunately, there are not many people in the Bank of Beijing, I saw the withdrawal record of the medical insurance card, the last withdrawal time was in January 2018, exactly one year from now, think about it seems that I haven't been to the bank for a long time. I don't remember the last time I went to the bank, and now I use online banking to pay off my credit card, pay ** bills, water bills and gas bills, and I use online banking to save a fixed term. So basically there is no chance of coming to the bank.

    Originally, I wanted to deposit the withdrawn money to a bank with online banking, which is convenient to operate, but then I thought about it, forget it, and be lazy to go.

  10. Anonymous users2024-01-28

    It's been almost half a year, and I used to change my mobile phone number before I went. Now everyone has reduced the payment method of cash because of Alipay and WeChat. Online shopping accounts for most of the payment methods for young people, and it is easy, fast and secure.

  11. Anonymous users2024-01-27

    I haven't been to the bank for a year, and I want to modify the mobile phone information of my bank card, and I come back from the holiday to find that the bank is also on holiday.

  12. Anonymous users2024-01-26

    The last time I went to the bank or to apply for a new bank card, think about it, it's been a year, and time flies really fast.

  13. Anonymous users2024-01-25

    From the balance of my only bank card was only 1 yuan, I never dared to go to the bank again.

  14. Anonymous users2024-01-24

    I go almost every day, not because of how rich I am, but because I work in a bank.

  15. Anonymous users2024-01-23

    I think I've been around for 2-3 years! Now that online payment and transfer have slowly penetrated into all corners of life, bank counters are becoming less and less existent. I still remember when I was in college in 2009, my family's living expenses would be paid to a passbook or bank card every month, so I had to go to the bank almost every week to withdraw money.

    At present, there are many bank branches on the street in front of the university, which have been converted to other stores, and only one China Construction Bank is still there. A few years ago, banks were one of the most densely populated places in the city. From the most common cash deposits and withdrawals, transfers, to loans, and financial purchases, it can be said that our lives are inseparable from banking.

    However, with the development of mobile Internet, many businesses have moved out of bank counters and from offline to online.

  16. Anonymous users2024-01-22

    It's been almost half a year, and the current payment method is so convenient that you don't have to load money at all, let alone go to the bank.

  17. Anonymous users2024-01-21

    I haven't been to a bank for more than half a year, and I haven't withdrawn money from an ATM for a month or two. In the past, it could take more than half a month to withdraw more than 1,000 yuan in cash, but now the money is wrapped in 100 yuan and has not been used up in a month.

  18. Anonymous users2024-01-20

    For more than half a month, I often go to the bank, and my parents are old and their eyes are spent, so I usually help them with money matters.

  19. Anonymous users2024-01-19

    Personally, I think the best place in the world is China, China has a lot of interesting places, and there is a good and excellent traditional culture.

  20. Anonymous users2024-01-18

    I haven't been to a bank in a year, and I tie my bank card to my phone so it's easier to use.

  21. Anonymous users2024-01-17

    I haven't been to the bank for a year, because for so many years, I haven't had a good income, and I don't need to save up.

  22. Anonymous users2024-01-16

    I went to the bank almost a week ago, and at that time, it was because there was some shortage of funds, and I wanted to go to the bank to make a better adjustment.

  23. Anonymous users2024-01-15

    I haven't been to a bank for about three years, after all, when I don't have anything to do, I rarely go to the bank, I usually don't go.

  24. Anonymous users2024-01-14

    I haven't been to the bank for nearly two years, and the last time I went to the bank, I forgot the password and changed it.

  25. Anonymous users2024-01-13

    Basically, I go there two or three times a month, because I go there to withdraw money, and I often go in and out a lot.

  26. Anonymous users2024-01-12

    I feel that I go to the bank now because I want to deposit money, or I go to the bank to handle some online ** business.

  27. Anonymous users2024-01-11

    I just went today, because my parents don't know how to pay with their mobile phones, so I withdraw money for them.

  28. Anonymous users2024-01-10

    I can't really remember this, because I don't need to go to the bank anymore.

  29. Anonymous users2024-01-09

    Hello, if the bank card password is entered incorrectly and is locked. You can unlock it at the counter of a bank branch with your ID card.

    There is no limit to the unlocking time. The bank will not freeze the account number, but the money on this bank card cannot be used to pay for transfer transactions.

  30. Anonymous users2024-01-08

    OK. You can unlock it as long as you want, but you can't do anything during this period except for saving money.

    If the bank card password is locked, you must take your ID card to unlock it:

    Go to the bank counter with your ID card and bank card, queue up to handle the unlocking business, and enter the correct bank card password once to unlock it;

    In case of password loss, you need to report the loss of the password, pay a service fee of 10 yuan, and go to the bank to reset the password after 7 days.

    Note: The password service is a personal privacy service, and cannot be handled by others, but must be handled in person.

  31. Anonymous users2024-01-07

    If the CCB card password is locked, the bank will freeze the account number, and you need to go to the business branch to unfreeze it, otherwise it cannot be used.

    Most of the 16 banks' online banking systems have a password input lock function, but the length of the lock-up period varies.

    The number of errors and lock-up period are indicated by ICBC, Bank of China, Shanghai Pudong Development, Industrial Bank, Bank of Communications, Guangfa, Everbright, Shenzhen Development, Bank of Shanghai, CITIC Industrial, and Bank of Beijing.

    ICBC: If the personal online banking login password and payment password fail to pass the verification for 3 consecutive times on the same day, the bank will temporarily freeze the transaction qualification of the online banking on that day, and the freezing will be automatically lifted the next day; If the verification fails for 10 consecutive times, the bank will freeze the online banking transaction qualification, and the user needs to go to the counter with a valid ID card and online banking registration card to go through the password reset procedures, and the reset will take effect immediately.

    BOC: If the password is incorrect three times in a row, the system will lock the user for 24 hours.

    SPD: You can't log in for 15 minutes if you have three wrong passwords, and the more errors, the longer you can't log in.

    IB: If the online account is locked after entering the wrong password six times in total, the applicant shall go to the IB branch to go through the unlocking procedures with his/her identity certificate and any registered account under the customer number.

    Bank of Communications: If you enter the wrong password three times, the system will lock the account and you will no longer be able to log in to the online banking, so you need to go to the local branch to go through the unlocking procedures.

    GF: If you enter the wrong password three times in a row, the system will suspend the login of the account; If you make a mistake 10 times in a row, the account will be suspended. If the account needs to be unfrozen, the customer must go to the local branch to go through the unfreezing procedures to reactivate the account.

    Everbright: There is a limit on the number of password errors. After the limit is exceeded, the customer cannot log in again for two hours.

    Deep development: If a user enters the wrong password more than three times when logging in, the system will cut off the user's contact with the host, and the user must wait 10 minutes before logging in again.

    Bank of Shanghai: If the password is entered incorrectly for 3 consecutive times, the system will temporarily freeze the account to log in to the online banking, and the user can log in again the next day.

    Bank of Beijing: If the password is entered incorrectly more than 3 times in a row when logging in, the account will be temporarily frozen on the same day and automatically unfrozen the next day.

  32. Anonymous users2024-01-06

    1. There is no time limit;

    2. If the password is locked, the cardholder can only be unlocked with the password with the ID card at the bank counter, and it will not be automatically unlocked until the lock is unlocked;

    3. Any local peer outlets can manually handle the loss report, and the password loss report takes 5 to 10 minutes, no need to know the initial password, and there is no cost.

  33. Anonymous users2024-01-05

    Bring your ID card to the bank to handle it, and you can do it at any time without a time limit.

  34. Anonymous users2024-01-04

    There is no time limit, you can wait for your father to come back, but the funds in the card cannot be used before unlocking.

  35. Anonymous users2024-01-03

    No, last time I entered the wrong bank card password and locked it for three months and didn't have time to unlock it, and finally ** hit the manager in charge of this aspect of the headquarters to solve it, there was no loss during the period, as long as their identity certificates are no problem, and it is not a good way to manage money, hehe!!

  36. Anonymous users2024-01-02

    There is no time limit, as long as you don't withdraw money, you don't need to unlock, if someone else sends you money or something, it doesn't matter, just wait for your dad to come back and handle the unlock.

  37. Anonymous users2024-01-01

    There is no time limit, you can decrypt it whenever you want.

    Once, I made a mistake in the password of my ABC card, and I went to decrypt it for half a year, and it was all decrypted.

  38. Anonymous users2023-12-31

    Rest assured, the industrial and commercial credit card will not be canceled if it is not received after a year, and there is no annual fee if it is not opened, and the annual fee will be waived six times a year after opening, you can wait until you have time to get it, but not more than one year, if you have not opened the card for too long, then you may not approve the card when you apply for the industrial and commercial credit card in the future.

  39. Anonymous users2023-12-30

    Generally, credit cards are mailed directly to your home, but ICBC has to go to the outlets to get it (when I did it, the card was done, there was no ** or SMS notification, and I only knew it by querying in **), and the city-level outlets were restricted, and the rural ones had to go to the urban area to get it, which was particularly troublesome. ICBC does not have a credit card**, 95588 is difficult to connect, and the call fee is more expensive than long calls. Others have 400 or 800**, 400 local calls, 800 completely free.

    I've been using it for three months and haven't received a single bill and I don't have an e-bill. I applied for a peony oil card this year, and it was sold after a few months. Now I still use CCB and China Merchants Bank.

    As for how long it will take for ICBC to cancel, I don't know, you can call 95588 to ask, you can get the most exact answer. I don't like ICBC credit cards.

  40. Anonymous users2023-12-29

    Normally, it will be picked up within a month. After a long time, the bank may return the credit card to the center. ICBC's credit is still very good, because the interest on its installment payments is lower!

  41. Anonymous users2023-12-28

    The bank card is mailed, right? If you don't cancel it, it's always there, and if you open it, your annual fee will be deducted all the time.

  42. Anonymous users2023-12-27

    The main purpose of the bank interview is to verify your relevant information and information, which is a necessary procedure for the loan.

    If you don't go to the interview, the bank loan will not be approved, which means that you haven't completed the loan procedures.

  43. Anonymous users2023-12-26

    It may be true that they are busy. Then you can make an appointment with her. She couldn't shirk it. Otherwise, you can complain about her.

  44. Anonymous users2023-12-25

    Answer: Go to the bank to deposit money, no matter how much it is, the staff of the bank should serve too well, you say you don't have time, what are you doing at work? Because your work is for the people.

  45. Anonymous users2023-12-24

    Impossible. Banks have change counters. If you don't give it a change, you can complain.

  46. Anonymous users2023-12-23

    You apply to exchange the change for whole money and save it again. If you don't give it, you will make a complaint**.

  47. Anonymous users2023-12-22

    It depends on how long you have been overdue and how much you owe, and whether you have received a bank collection** or text message after the card has been suspended. If there is no collection** and SMS, and it has been a long time, it will basically be treated by the bank as bad debts and bad debts.

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