What s going on with the telecom orange installment in Ant Huabei? What do you mean. 20

I also did orange staging.

I understand that's the case. At that time, after enjoying the mobile phone discount in the telecom business hall (mine is telecom 169**, the mobile phone discount is 878 yuan, I paid 300 yuan to buy a mobile phone of 878 + 300 = 1178 yuan), and then telecom let me do an orange installment, click to see, the orange installment is 878 yuan, divided into 24 installments, ant Huabei.

Freeze. Notice that I'm wrapping up the lines to tell you the truth here.

1.Obviously, the orange installment is 878 yuan, why freeze the Huabei yuan? Because of the extra meta.

2.What is this extra element? It is divided into two parts, interest and handling fee, the interest is 10% of the total amount, that is, yuan, and the handling fee is 13% of the principal, that is, yuan. As for why it is so stipulated, it is complicated to say, and if you want to understand, you need to look at the agreement.

3.The freezing of the Ant Huabei quota is to ensure that you repay the orange installment on time each period, and if the orange installment is repaid on time, the authorized quota of Ant Huabei will be unfrozen in each period.

4.As long as you pay the ** fee or the agreed network fee on time, Telecom will return a red envelope of 45 yuan to pay to the wing every month.

account, orange installment automatic deduction, if the mobile phone is in arrears, the red envelope can not be returned, the deduction can not be completed, deduct the bank card. In a word, as long as you don't owe money, you don't have to pay back the orange installment, the orange installment will deduct the returned red envelope on the 10th of each month, and after deducting the repayment, the balance of Ant Huabei will also be unfrozen in installments.

5.Sign the agreement.

For you, Party B is the orange installment company, and Party C is your guarantor (that is, they charge you 13% of the handling fee and also require you to freeze Ant Huabei. ）

6.In summary, your preferential amount telecom pays for you, the purpose is to let you use their network, **, they are not**, you have to pay on time, don't owe money, otherwise you won't receive red envelopes, your orange installment is overdue 3 times, it is considered a default, and Alipay's frozen quota will be deducted at one time.

7.In the last sentence, there must be a spirit of contract.

Don't be in arrears.

China Telecom has launched a product called "Orange Installment", which allows users to buy mobile phones by installment payment. For details, please call China Telecom's official customer service for detailed consultation.

It's to buy a mobile phone in installments!

Hello. Orange Installment is a commodity installment inclusive financial product launched by China Telecom's Wing Payment Platform for you. With the Orange Installment Credit Line, you can enjoy the dual preferential services of commodity installment and China Telecom contract**.

Every month, you only need to pay the phone bill on time, and you can get the payment account of Telecom Wing, which can be used to pay the monthly instalment. For more service discounts, users can pay attention to "Anhui Telecom" WeChat***.

Summary. Telecom Orange Installment is a personal credit payment and commodity installment consumer financial service launched by ePay. After the customer purchases the phone in installments through Orange at the telecom business hall, the borrowed money will be directly deducted from the monthly mobile phone bill or the agreed network fee.

In order to ensure that customers can repay the orange installment on time in each installment, the system will freeze the corresponding amount of Huabei. But in fact, as long as the orange installment is repaid on time in each installment, the frozen amount of Huabei will be restored in installments.

Of course, the orange installment does not need the customer to take the initiative to repay, because the system automatically deducts, so the customer only needs to ensure that the mobile phone is not in arrears. And you also need to note that the frozen amount of Huabei not only includes the principal of the orange installment loan, but also includes the corresponding handling fee generated by the installment. So if you see that the frozen amount of Huabei is more than the orange installment loan funds, don't worry too much, because the handling fee is also included.

If the mobile phone is in arrears and the orange installment fails to repay on time, it is a breach of contract, and the overdue will have adverse effects.

How to thaw China Telecom orange installment Huabei freezing.

Telecom Orange Installment is a personal credit payment and commodity installment consumer financial service launched by ePay. After the customer purchases the phone in installments through Orange at the telecom business hall, the borrowed money will be directly deducted from the monthly mobile phone bill or the agreed network fee. In order to ensure that customers can repay the orange installment on time in each installment, the system will freeze the corresponding amount of Huabei.

But in fact, as long as the orange installment is repaid on time in each installment, the frozen amount of Huabei will be restored in installments.

Of course, the orange installment does not need the customer to take the initiative to repay, because the system automatically deducts, so the customer only needs to ensure that the mobile phone is not in arrears. And you also need to note that the frozen amount of Huabei not only includes the principal of the orange installment loan, but also includes the corresponding handling fee generated by the installment. So if you see that the frozen amount of Huabei is more than the orange installment loan funds, don't worry too much, because the handling fee is also included.

If the mobile phone is in arrears and the orange installment fails to repay on time, it is a breach of contract, and the overdue will have adverse effects. Hello friends.

How to thaw. As long as the orange installment is repaid on time in each installment, the frozen amount of Huabei will be restored in installments.

I need to thaw right away.

Hello friends. There is no way to force unfreezing after Huabei is frozen, and if it is overdue, the best way is to pay back the money quickly. After paying off the arrears, if you still can't use it, it's best to contact Alipay customer service for consultation; If Huabei has been overdue for a long time, more than 30 days, even if the user pays off the overdue amount, Huabei cannot be used.

Summary. Hello, Telecom Orange Installment Freeze Huabei will not be on the credit report, this is set to prevent customers from changing maybe.

Hello, Telecom Orange Installment Freeze Huabei will not be on the credit report, this is set to prevent customers from changing maybe.

Telecom Orange Installment is a two-year defense business launched by the telecom company for Palmer, which is in cooperation with Huabei. In order to prevent customers from coming to terminate the contract early, the Huabei quota will be frozen. After the two-year contract expires, it can be automatically unfrozen.

This is not the same as a freeze caused by an overdue. The freeze generated after the overdue period will be subject to credit reporting, and this one is just a business and does not belong to the scope of overdue, so it will not be on the credit investigation with Xiantong.

Pintec has cooperated with China Telecom's ePay Company to launch the "Orange Installment" installment consumption, providing professional mobile phone installment services for telecom users to purchase phones and repay phone bills with 0 yuan.

Users can apply for installment purchase online through the "Orange Installment" sub-application of the ePay app, and after the risk control is passed, users can pick up their mobile phones offline at the business hall and pay the installment payment on a monthly basis.

The original "Orange Installment" wing pays the balance repayment, which organically combines telecom consumption and installment purchase with the "Tianyi + payment" ecosystem.

Orange Installment is an inclusive financial service provided by ePay to you, such as personal credit payment, commodity installment consumption, etc. For those aged 18-60 (20-55 is recommended), the age of the ID card shall prevail, and the bank card shall be bound to complete real-name authentication. You can bring your valid documents to the business hall, or you can log in to the ePay client - Application - More - Orange Installment, and handle it after the credit is approved according to the prompts on the page.

The above information is for reference only, gigabit in the city, C-position debut. 5G dual gigabit**, 1000M broadband, 60G traffic for the whole family, details can be found in Guangxi Telecom's online business hall. Customer service number 68 is the answer.

Orange installment is the personal credit payment and commodity installment consumption provided by Yipay to the Guang Fee, and consumers can enjoy a variety of services such as credit installment, credit consumption, and credit cash withdrawal by virtue of personal credit.

Telecom Orange Installment is a financial product created by Telecom "Wing Pay". The goal is to make the mobile phone of the choice available to people with financial pressure. If a customer wants to run a broadband and wants to buy a mobile phone, but does not have so much money, now as long as the user handles telecom broadband and pays on time every month, Telecom can use orange installments to send a mobile phone, specifically to freeze the Huabei quota first, and repay the telecom monthly in 24 months.

Extended Information; Business rules.

The card binding rules only support debit cards under the user's own name, and credit cards are not supported for the time being. The list of supported banks can be viewed on the interface of adding bank cards on the ePay client (the bank list information is updated in real time).

User age restrictions and job requirements.

1. Age limit: Only users between the ages of 18 and 60 are supported, subject to the age of the ID card.

2. Job requirements: not limited to local hukou, local residence and local work are preferred; If you have no job but have a stable income, you can also apply for it, but the credit approval rate is lower than that of other groups.

Number rules. Mobile numbers, Unicom numbers, and telecom numbers can all be handled.

Star Rules. EPay users can handle it, and they need to bind their real-name and debit card during the process, and complete real-name authentication. After the completion of the process, the user will be upgraded to at least 2 stars according to the star rating rules.

Repayment Rules. 1. Repayment time: After the completion of the business, the 10th of the next month is the latest time for the first repayment, and the system automatically withholds the repayment time on the 8th-10th of each month, and the other times need to be actively repaid.

2. The automatic deduction sequence of the system: the balance of the wing payment (both can be withdrawn and cannot be withdrawn), and the repayment bank card bound secondly, only a single source of funds is supported for one deduction.

3. Active repayment: The user specifies a single source of funds for repayment, and supports the withdrawable balance, non-withdrawable balance, or bound repayment bank card of ePay.

4. Overdue fines: Public users will start to record fines after the 10th of each month, including late fees and liquidated damages, and the overdue fees for different periods of repayment will be calculated separately.

1) Liquidated damages: From the 11th of each month, liquidated damages will be charged at 4 times of the benchmark interest rate of the bank loan for overdue payments.

2) Late fee: Late payment fee will be charged according to the overdue payment per day (less than 30 yuan will be calculated as 30 yuan).

For example, if the user should repay 400 yuan in the current month and is overdue for 14 days, he should bear the late fee = max(400*,30)=max(28,30)=30 yuan, and the liquidated damages = 400*4*yuan; Total repayment = 400 + 30 + yuan.

5. Overdue information: The user's repayment behavior will be reported to the corresponding credit reporting agency, and the user is required to repay or pay in a timely manner** to maintain a good credit record.