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Remittance through personal online banking electronic remittance: Ordinary customers will be charged the remittance fee to the ICBC account in other places, with a minimum of RMB and a maximum of RMB 45, and wealth management customers will be charged according to the remittance amount, with a minimum of RMB and a maximum of RMB 25. When the Peony International Card is used as a collection account, no handling fee will be charged regardless of whether it is in or out of the same place.
Intra-bank remittance over the counter: the handling fee is charged at 1% of the transaction amount, with a minimum of 1 yuan and a maximum of 50 yuan for a single transaction.
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The remittance fee is 1% and the maximum is 50 yuan. The sender's handling fee will be charged.
There is no handling fee for those traveling in the same city.
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There are two types of remittance methods, the first is "remittance value through traffic", which charges a handling fee of 1% of the remittance amount, with a minimum of 1 yuan and a maximum of 50 yuan, which will be received in real time; The other is to do wire transfer, which is charged in stages, but it is not real-time arrival, and I forgot how to calculate the handling fee. In addition, the fee for making a transfer at an ATM is the same as at the front desk.
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The handling fee is 1% of the remittance amount, with a minimum of 1 yuan and a maximum of 50 yuan, which can be discounted through the online banking Lingtong card and 5% off the Wealth Management account card.
If the other party is an ICBC credit or credit card, you can choose to send money over the counter, as this is free of charge.
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Yes, the remittance fee is 1%, as if you don't need to transfer money with an ATM, you can ask about the specific situation at the working bank**95588.
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Yes, the party receiving the money pays a percentage of the fee.
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For example, the handling fee for intra-city inter-bank transfer of CCB is: 1. Inter-bank transfer through online banking: 1. If the transfer amount is less than 5,000 (inclusive), the handling fee is waived; 2. If the transfer amount is between 5,000 and 10,000 yuan (inclusive), the handling fee is 5 yuan;
3. If the transfer amount is between 10,000 and 50,000 yuan (inclusive), the handling fee is RMB;
4. If the transfer amount is more than 50,000 yuan, the handling fee is the transfer amount, and the maximum charge is 25 yuan. 2. Mobile banking inter-bank transfer: Mobile banking inter-bank transfer is free of charge. 3. ATM and counter inter-bank transfers:
1. If the transfer amount is less than 2000 (inclusive), the handling fee is 2 yuan;
2. If the transfer amount is between 2000 and 5000 (inclusive), the handling fee is 5 yuan;
3. If the transfer amount is between 5,000 and 10,000 yuan (inclusive), the handling fee is 10 yuan;
4. If the transfer amount is between 10,000 and 50,000 yuan (inclusive), the handling fee is 15 yuan;
5. If the transfer amount is more than 50,000 yuan, the handling fee is the transfer amount, and the maximum charge is 50 yuan.
Extended information: Transfer of account refers to a bank currency settlement method that does not directly use cash, but transfers money from the payment account to the receiving account through the bank to complete the receipt and payment. It has gradually developed along with the development of the banking industry.
When the settlement amount is large and the space distance is long, the use of transfer settlement can be more secure and fast. In modern society, the vast majority of commodity transactions and monetary payments are carried out through transfer settlement. On March 28, 2019, the 24-hour post-arrival requirement will be abolished and real-time credit will be implemented.
Mobile transfer Domestic commercial banks have opened their own mobile banking, such as China Merchants Bank, to carry out mobile banking transfer and remittance free activities for three years. Contracted customers of mobile banking can enjoy the preferential treatment of transfer and remittance fees for CMB intra-city, CMB non-local, inter-bank intra-city and inter-bank transfer and remittance business through iPhone version, Android version, HTML web version of mobile banking or iPad banking. On February 25, 2016, the five banks of industry, agriculture, China, construction and communications held a joint press conference on "Strengthening Account Management and Promoting Inclusive Finance".
Handling fees are waived for domestic RMB transfers and remittances handled by customers through mobile banking, and handling fees are waived for domestic RMB online banking transfers and remittances of less than RMB 5,000 to reduce customer expenses.
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Yes, interbank transfers are subject to a handling fee.
ICBC and other banks will charge a handling fee of 1% of the transfer amount, with a minimum of 1 yuan and a maximum of 50 yuan.
However, there is no charge for intra-city transfers. Since December 1, 2016, the bank has gradually started to provide free services for the non-local deposit, withdrawal, transfer and other businesses of the bank, and has fully realized it within three months.
However, if a banking financial institution opens a bank settlement account for an individual, the same person can only open one type of account in the same bank. This is done to protect the funds.
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Whether there is a fee depends on the regulations of the bank from which you are transferring, but there is still a fee for inter-bank withdrawals at ATMs and counters in the same city or in the local area. It's just that now that the Internet is popular, there is a more convenient and fee-free way to transfer money between banks; That is, the ** bank software with bank cards, which is free of fees for domestic transfers.
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Offline transfers between different banks in the same city will be subject to a handling fee, while online transfers will not be charged. For example, when a cardholder transfers money through a bank counter or ATM, he or she needs to pay a certain amount of handling fee, ranging from 2 to 50 RMB. It is important to note that the fee requirements vary from bank to bank, so you need to follow the standards of the relevant bank and pay the relevant fees.
Introduction to inter-bank withdrawal fees.
1. Bank of China: Bank of China bank card holders can make deposits and withdrawals at ATMs of other banks, with a handling fee of four yuan for each transaction in the same city, nine yuan for each transaction in different places in the province, 12 yuan for each ATM machine of other banks outside the province, and 15 yuan for each transaction in China;
2. China Construction Bank: The amount charged by China Construction Bank Card in the same city is a handling fee, in addition, a fixed handling fee of two yuan per transaction is required; However, 1% of the amount is required for cross-bank transactions, and the fixed handling fee is also two yuan per transaction;
3. Agricultural Bank of China: The bank's bank card is a handling fee of four yuan per inter-bank in the same city and within the province, while a 1% handling fee and a fixed handling fee of two yuan per inter-bank outside the province;
4. Industrial and Commercial Bank of China: The bank's bank card is four yuan for each inter-city bank, and 1% of the amount and two yuan for each inter-bank bank in and out of the province;
5. China Merchants Bank: The bank's bank card charges two handling fees for each inter-city and intra-provincial inter-bank, and the amount and two handling fees for each inter-bank account need to be charged when inter-bank outside the province;
6. Bank of Communications: The same inter-bank transaction fee of two yuan per transaction, and the fixed handling fee of each transaction and each transaction of two yuan for inter-bank transfers inside and outside the province.
Take Bank of China as an example: (1) If the transfer is less than 2,000 yuan, the counter inter-bank transfer fee is 2 yuan, and the ATM transfer is yuan, and mobile phone and online banking are free. (2) Transfer 2000-5000 yuan, the counter inter-bank transfer fee is 5 yuan, ATM transfer is 6 yuan, mobile phone, online banking is free.
3) Transfer 5,000-10,000 yuan, the counter inter-bank transfer fee is 10 yuan, ATM transfer is 12 yuan, mobile banking is free, and online banking is 10 yuan. (4) Transfer 10,000-50,000 yuan, the counter inter-bank transfer fee is 15 yuan, ATM transfer is 18 yuan, mobile banking is free, online banking is 15 yuan. (5) For transfers of more than 50,000 yuan, the counter inter-bank transfer fee is the transfer amount, up to 50 yuan, ATM is not supported, mobile banking is free, and online banking is the transfer amount, up to 50 yuan.
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2 yuan below 5,000 yuan, 3 yuan for 5,000-10,000 yuan, 10,000-100,000 yuan for 6 yuan, 100,000-500,000 yuan for 10 yuan.
Generally speaking, there are four types of transfers: intra-city transfer, intra-city inter-bank, non-local inter-bank, and non-local inter-bank, and the transfer channels include counter transfer, ** bank transfer, online bank transfer, ATM transfer, etc. Different regions and transfer methods will have different charging standards.
Taking the problem of intra-city inter-bank transfer as an example, ICBC's customer service staff told reporters that the bank's intra-city inter-bank transfer fee is charged according to the transfer amount, and 5 is charged for less than 10,000 yuan (including 10,000 yuan).
5 yuan handling fee, 10,000 to 100,000 yuan charged. Agricultural Bank of China's intra-city inter-bank transfer fees are calculated on a case-by-case basis, with 1 yuan for each transaction below 1,000 yuan, 2 yuan for each transaction between 1,000 yuan and 5,000 yuan, 3 yuan for each transaction between 5,000 yuan and 10,000 yuan, and 6 yuan for each transaction of 10,000-100,000 yuan.
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Whether it is peer or inter-bank, mobile banking is so convenient now, and there is basically no charge for transfers, and it will only be charged if you go to the counter to transfer money.