How to buy a fund to be invincible and appreciate forever?

1.There are basically two means of purchasing**. One is to open an account on the **exchange, and operate like buying**; The other is to buy it at the bank.

After opening an account, you can buy the plate on the plate, and you can also buy it in the bank, but the general bank is usually some with a relatively fixed return due to risk considerations (of course, the rate of return will not be too high).As long as you open an account in a ** or bank, you can buy ** through online banking.

2.Basically, it can be divided into **type ** and bond **. The former is equivalent to **, there is a certain risk, of course, the rate of return will be more optimistic; The latter has a fixed rate of return and is relatively safe.

What you said**I didn't understand,** investments are all the same, the greater the risk, the higher the reporting. **Investment, should be in line with their own risk tolerance, only under their own risk tolerance investment will make themselves invincible for a long time.

3.This question is more complicated and not good. We should collect more information about the target, understand the operation of the target, and make decisions in a timely manner.

Personally, I think Buffett's investment philosophy is very right, through rational judgment, choose a good **, and then hold it for a long time to be invincible, Buffett spent his life to prove this.

Upstairs nonsense. Buy currency** and appreciate forever.

In fact, as long as the current price of ** is lower than the cost price at the time of purchase, it means a loss. It's just that many investors will keep holding after losing money, the purpose is to wait until the ****, so the floating loss of the account does not represent the real loss, as long as the investor does not sell, if the market is ****, you can earn back all the lost funds, so there is this saying.

**After the loss, it is not necessary to carry it rigidly, investors can also make up the position by low absorption, and then dilute the cost, so that they can quickly disperse and quietly return to the capital.

I think that people who have just entered the financial market, most people are the first to come into contact with **. Including the books on financial management that I read at the beginning, they all talk about what kind of benefits will be paid to investment**, etc., of course, I have also experienced these.

At the beginning, I read a financial management book and said how much money I would invest in it every month, and then calculate how much money I would have in 20 years at compound interest per year. At that time, I was really excited, so I operated according to this method.

As a result, I couldn't stand it within a year or two, why didn't the income be as good as I imagined and still lose money? I'm starting to wonder if this is the right way to do it. What if I go all the way to the end and spend twenty years of my youth and don't get the rewards I imagined?

In fact, this is related to the principle of Chinese life, it should be said that Chinese pay more attention to what can be seen and touched, and investment is also biased towards short-term to see results. But Westerners are different, they like long-term investment, such as biology, information and other technologies, and they may not see any results in their lifetime, but they just like it. This is the difference in philosophy between Easterners and Westerners.

When I gradually realized this, I was inclined to start investing in **, and I was biased**, because no matter what a person does, he must combine his own personality characteristics to develop in a targeted manner, so that it is possible to achieve results. When I gradually gained a deeper understanding of financial products, I decisively sold ** and would never touch this thing again.

Because I found that the essence of China's establishment is largely for the issuance of IPOs. **The company's trading principle does not lie in the quality of the company, but only in the number of companies, and if it is heavy, it will sell the IPO that has completed the issuance, and set aside funds to prepare for the new IPO. Think about it, can you rest assured that you are putting your money in the hands of such an organization that only serves the interests involved, not for you?

A friend in the army once said a classic saying, if you encounter an enemy, you must not run away, because then you will leave your back to the enemy to attack you calmly, and you will not even have a chance to fight back. In this market, it means that you invest your own money, whether you win or lose it is your own decision, at least you hold your destiny in your own hands, rather than leaving it to others to squander.

Some people like to buy new ** because the manager is very famous, while some people like to buy old ** because the old ** has long-term performance that can be traced. So, which is more worth buying, new ** or old**? Let's talk about this topic.

Which is more worth buying, new ** or old**?

The advantage of buying a new ** is that the subscription fee during the offering period is cheaper than the subscription fee, but if you have a small principal, this will not save much money. And there is more uncertainty in the new **. Sensitive hail.

For example, the new ** needs a closed period of two or three months for the manager, during which the company and the manager will take the investor's money to invest in accordance with the investment strategy in the prospectus, and we cannot redeem the ** that has been subscribed during this time period, and the funds are completely locked without any liquidity.

Secondly, the new ** does not have any historical performance to query, except to look at the reputation of the **manager, we don't know how strong this ** is, we do not have any statistical information to objectively refer to the ** possible future performance.

In the end, the scale of the new ** is not able to take the mountain**, that is to say, you can't know how much money this ** can raise in the end, if the **scale is too large, it will affect the **performance, if the **scale is too small, this ** may not operate for a long time after that.

The corresponding old ** is not as troublesome as the new **, first of all** the position has long been configured, and many ** have long enough historical performance to refer to, so that you can consider the practicability of the **investment strategy, the scale of the old ** is generally not low, and there are not so many new ** things to worry about. For the most part, it's better to choose the old than the new.

Luck, vision, experience, strength.

What you're looking at could be a currency** or a bond**.

Almost none were spared.

According to the investment target, it can be divided into**type**, hybrid**, bond**, currency**, and others.

Different investment targets have different risks.

Currency** only invests in bonds, central bank bills, and large deposits, with stable income, general annualized return, and has nothing to do with the ** index.

It is the same type, but there is also a big difference, some are mainly blue chips, some are small and medium-cap, and some are established.

For five or six years, the net worth has always been negative, and it cannot be said that it will not lose money after a long time.

It is necessary to conduct a comprehensive analysis to see the investment scope of the manager, the investment style of the manager, etc.

To buy, you must first understand that there are several types of open-ended money, bonds, capital protection and **. Currency** has no subscription and redemption fee, and the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money.

The subscription and redemption fees for bond ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit. Through long-term investment, the average annual return of ** type ** is around 18% 20%, and the average annual return of bond type ** is 7% 10%.

Another point is that regular fixed investment has similar characteristics of long-term savings, which can accumulate a lot, evenly share the investment cost, and reduce the overall risk.