Does drunk driving accident car scrap insurance pay

1. The insurance company will not pay compensation for the scrapping of the car caused by a drunk driving accident.

2. The car scrapping insurance company that causes a drunk driving accident is not a claim policy:

Article 22 of the Regulations on Compulsory Insurance for Motor Vehicle Traffic Accident Liability stipulates that:

In any of the following circumstances, the insurance company shall pay the rescue expenses within the limits of the compulsory insurance liability for motor vehicle traffic accident liability, and shall have the right to recover compensation from the victim: the driver has not obtained driving qualifications or is drunk; The accident was caused during the theft and robbery of the insured motor vehicle; The insured intentionally causes a road traffic accident. In any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs, the insurance company shall not be liable for compensation for the property damage caused to the victim.

The insurance company's exclusion clause will also state that the insurance company will not pay for the damage caused by a traffic accident caused by a driving accident, such as being drunk or taking drugs.

A drunk driving accident is a traffic violation, and insurance cannot cover it.

Drunk Driving Penalties:

Those who drive a motor vehicle after drinking alcohol shall be subject to a suspension of 6 months of motor vehicle driver's license and a fine of not less than 1,000 yuan but not more than 2,000 yuan.

Those who are punished for driving a motor vehicle after drinking alcohol and drive a motor vehicle after drinking alcohol again shall be detained for up to 10 days, fined between 1,000 and 2,000 yuan, and have their motor vehicle driver's license revoked.

Anyone who drives a motor vehicle after drinking alcohol shall be detained for 15 days, fined 5,000 yuan, have his motor vehicle driver's license revoked, and shall not re-obtain a motor vehicle driver's license within 5 years.

Punishment for drunk driving: If you drive a motor vehicle while intoxicated, the traffic management department of the public security organ shall restrain you until you sober up, revoke the motor vehicle driver's license, and investigate criminal responsibility in accordance with the law; A motor vehicle driver's license may not be re-obtained within five years.

There was a car accident, the car was scrapped, and the insurance company compensated as follows:

For injuries caused by vehicles involved in traffic accidents, insurance companies will advocate the standard of "repair-oriented".

1. If the standard for scrapping the vehicle is not met, compensation will be made in accordance with the terms signed on the contract, and the compensation amount will be used to repair the vehicle.

2. If the damage to the vehicle has reached the standard of scrapping, that is, the maintenance cost of the vehicle is evaluated to be the same or higher than the actual value of the vehicle, the insurance company will settle the claim according to the vehicle scrapping insurance.

Therefore, if the owner thinks that the car is scrapped, he cannot apply for a scrap claim, and it depends on the assessment results of the evaluation department. For novices, due to lack of experience, it is very easy to cause traffic accidents, and the maintenance cost of one or two parts of many vehicles can reach thousands of yuan.

Therefore, many car owners reasonably purchase car damage insurance, which can obtain some compensation for the partial deformation of the body and the scrapping of the vehicle. If there is a car accident and the car is scrapped, the insurance company will compensate as follows: for the damage caused by the vehicle in the traffic accident, the insurance company will advocate the standard of "repair-oriented".

First, register with the traffic management department of the public security organ.

1) The owner of the vehicle shall hold the ID card (if the owner of the vehicle is a company, it is necessary to bring the organization certificate and the ID card of the agent), the motor vehicle registration certificate, the motor vehicle driving license, and the motor vehicle number plate to the business department of the motor vehicle dismantling plant to fill in the "Application Form for Cancellation of Registration of Motor Vehicle Suspension and Resumption". (2) Registration and acceptance of post applications, and the issuance of a "Notice of Scrapping of Automobiles" for vehicles that have reached the end of their useful life. For vehicles that have not reached the end of life, vehicles that need to be scrapped due to traffic accidents shall be identified by the motor vehicle inspection post and meet the scrapping standards of automobiles, and the "Automobile Scrapping Notice" will be issued.

3) The owner or agent of the vehicle shall select a qualified automobile company with the "Notice of Scrapping of the Automobile" to send the vehicle to dismantlement. (4) The owner or agent of the vehicle shall report for approval and handle the vehicle scrapping registration in accordance with the provisions of the "Change Form", "XX Province Updated Automobile Technical Appraisal Form" and "Certificate of Scrapped Vehicles" and vehicle dismantling.

Clause. 2. Submit the materials to the insurance company for the scrapped vehicle.

The materials to be prepared are: insurance documents, driving licenses, driver's licenses, ID cards of the insured (if the owner of the vehicle is a company, it is necessary to bring the organization certificate and the ID card of the agent), vehicle license plates, accident vehicle certification materials, and car scrapping notices.

Go to the insurance company with the above materials to apply for a vehicle scrap insurance claim. The insurance company has a corresponding and complete claim system to deal with it, and calculates the amount of the claim according to the national legal loss ratio. The annual depreciation of the insured amount of the vehicle damage insurance is 6%, and the depreciation period is calculated based on the initial registration of the driving license of the vehicle to be scrapped.

For example, after determining the sum insured, it will be calculated by depreciation per month

Basic formula = insured amount - (insured amount * service life (number of months) from registration to scrapping of the vehicle *

After the insurance company collects all the materials required for the scrapped vehicle claim and passes the review, the claim payment will be transferred to the account designated by the insured. At this point, the claim processing of scrapped cars is over.

If the car is scrapped, it will be compensated according to the ** of your car when you scrap it.

If the scrapped car causes a traffic accident and there is no insurance, the party responsible for the accident shall bear the corresponding liability for compensation according to the actual loss. If there is no insurance or the insurance expires and is not renewed, the party responsible for the accident shall be solely liable for compensation. If there is compulsory traffic insurance, the insurance company shall first compensate within the compensation limit, and if there is an excess, the commercial insurance will compensate if there is a commercial insurance, and if there is still insufficient or no commercial insurance, the party responsible for the accident shall bear the remaining part of the liability for compensation.

The insurance company will have a loss assessor to assess the damage for you, and the residual value after scrapping will be deducted, which means that the carcass of the car will also be determined to be a ** and make a difference. The specific needs are based on the actual situation, and you can find out the loss assessor of the insurance company you are insured as soon as you verify the loss.

If you can't say it, dare to say: if it is your full responsibility, you will pay the vast majority of 67200. If it is the other party, it will not be compensated.

You'll have to let the insurance company give you an estimate of this! It depends on the age of your car!

Handling of traffic accidents caused by drunk driving scrapped vehicles: criminal detention and fines. According to Article 133 of the Criminal Law, [Crime of Causing Traffic Accidents] Whoever violates traffic and transportation management regulations, resulting in a major accident causing serious injury or death, or causing major losses to public or private property, shall be sentenced to fixed-term imprisonment of not more than three years or short-term detention, and where he escapes after causing a traffic accident or has other particularly heinous circumstances, shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and whoever causes death due to escape shall be sentenced to fixed-term imprisonment of not less than seven years.

According to Article 100 of the Road Traffic Safety Law, if a motor vehicle that has reached the scrapping standard is driven on the road, the traffic management department of the public security organ shall confiscate the vehicle and implement compulsory scrapping. Motor vehicle drivers drive motor vehicles that meet the scrapping standards on the road, causing great hidden dangers to road safety, the traffic management department will revoke its motor vehicle driver's license, and impose a fine of more than 200 yuan and less than 2,000 yuan. Dangerous driving] Whoever drives a motor vehicle on the road to chase and race, and the circumstances are heinous, or drives a motor vehicle while intoxicated on the road, shall be sentenced to short-term detention and a fine.

The driver's license is scrapped in the first place. Drunk driving is fined 1,000 yuan to 2,000 yuan, 12 demerit points and a driver's license is suspended for 6 months; Driving a scrapped car on the road, a fine of 200-1000 yuan, and the driver's license will be revoked. Scrapped vehicles are forced to be scrapped.

It is estimated that in the end, a fine of 3,000 yuan will be imposed to see if the accident situation is detained, and then the driver's license will be revoked.

Useful remember to adopt.