Can a car accident be reimbursed for hospitalization if only the injured person is hospitalized?

Updated on Car 2024-02-26
17 answers
  1. Anonymous users2024-02-06

    He can be compensated for his medical expenses in the hospital, and the maximum amount of compensation is 10,000 yuan.

    Medical expenses include: medical expenses, diagnosis and treatment fees, hospitalization expenses, inpatient meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery fees, and nutrition expenses.

    If you don't have commercial insurance, you need to pay for the excess.

  2. Anonymous users2024-02-05

    As long as you buy compulsory traffic insurance + commercial insurance, the third party can reimburse the personal injury, and it is not illegal to have complete documents.

  3. Anonymous users2024-02-04

    If you only buy compulsory traffic insurance and three-party insurance, how much can you pay if you cause death due to an accident?

  4. Anonymous users2024-02-03

    The compensation limit of compulsory traffic insurance includes the medical expenses of the victim's hospitalization, including medical expenses, diagnosis and treatment expenses, hospitalization expenses, hospital meal subsidies, necessary and reasonable follow-up expenses, plastic surgery expenses, nutrition expenses, etc.

    Legal basis] Article 8 of the Compulsory Insurance Clause for Motor Vehicle Traffic Accident Liability stipulates that within the territory of the People's Republic of China (excluding Hong Kong, Macao and Taiwan), if the insured suffers a traffic accident during the use of the insured motor vehicle, resulting in personal or property losses to the victim, the insurer shall be liable for damages borne by the insured in accordance with the law, and the insurer shall be responsible for compensation within the following compensation limits for each accident in accordance with the provisions of the compulsory traffic insurance contract:

    1) The compensation limit for death and disability is 110,000 yuan;

    2) The compensation limit for medical expenses is 10,000 yuan;

    3) The compensation limit for property damage is 2,000 yuan;

    4) When the insured is not liable, the compensation limit for death and disability without liability is 11,000 yuan; The compensation limit for non-liability medical expenses is 1,000 yuan; The compensation limit for non-liability property damage is 100 yuan.

    Under the limit of compensation for death and disability and the limit of compensation for death and disability without liability, it is responsible for compensation for funeral expenses, death compensation, transportation expenses incurred by the victim's relatives for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, living expenses of dependents, accommodation expenses, lost work expenses, and solatium for mental damage borne by the insured in accordance with the court judgment or mediation.

    Under the compensation limit for medical expenses and the compensation limit for non-liability medical expenses, it is responsible for compensating medical expenses, diagnosis and treatment expenses, hospitalization expenses, inpatient meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery expenses, and nutrition expenses.

  5. Anonymous users2024-02-02

    Not all car accidents can be reimbursed by Medicare.

    In the case of taking on a part of the responsibility.

    You are solely responsible for traffic accidents.

    After a car accident, it is found that it is because of their own negligence, resulting in a car accident, and the responsibility for the traffic accident needs to be borne by themselves, and the medical expenses that are required due to their own fault do not belong to the scope of medical payment, then the medical insurance department must make medical reimbursement expenses. There are still very detailed regulations on whether traffic accident medical insurance can be reimbursed, and after a traffic accident, you can check the reimbursement of medical insurance more and then decide whether you need to be reimbursed.

  6. Anonymous users2024-02-01

    3) It shall be borne by public health.

    4) Seeking medical treatment outside the country. Medical expenses shall be borne by the third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party.

    Social insurance (including mutual medical care) does not reimburse traffic accidents, and can only be compensated by the party responsible for the accident, but medical insurance can reimburse part of the money for drugs.

    1. If you bear part of the responsibility in a traffic accident, the medical expenses you bear can be reimbursed by medical insurance.

    3. The medical expenses caused by the injury caused by the fault of the traffic accident are not included in the scope of payment of the basic medical insurance, and the medical insurance department must reimburse the medical expenses.

  7. Anonymous users2024-01-31

    Of course, you can use medical insurance to reimburse, generally as long as you are hospitalized, you can go to medical insurance for reimbursement, or you can ask the local social security department specifically.

  8. Anonymous users2024-01-30

    It is also possible, if you use your own medical insurance for reimbursement, it is very likely that the insurance will not be able to go there, and you can only choose one of these two insurances.

  9. Anonymous users2024-01-29

    Of course, you can use your own medical insurance to reimburse, because the purpose of medical insurance is to reimburse in the event of an accident.

  10. Anonymous users2024-01-28

    Yes, but generally they will let others compensate, because the more they use their medical insurance, the less they will use, and they must want to save it.

  11. Anonymous users2024-01-27

    In the event of a car accident, if the injured person uses his own medical insurance card**, then if he wants to go to insurance, then the insurance company will not pay compensation when he returns to China.

  12. Anonymous users2024-01-26

    Not necessarily, this should be classified according to the hospitalization expenses of the injured, 1. Drugs and equipment, like or the former medical insurance, Class A is fully reported, Class B is by percentage, Class C is not insured, etc. 2. The bed fee shall be reimbursed according to the medical insurance standard (if there is a special agreement with the insurance company, it will be reimbursed according to the agreement). 3. Other expenses of living in a shed and wide courtyard will not be reimbursed, such as air-conditioning usage fees, escort fees, rental of hot water bottles or accompanying beds, and use of nutritious foods (such as nasogastric feeding.

    nutrients, etc.). The reimbursement items and proportions are basically similar to those of medical insurance. You have to bear all the expenses of the injured hospitalization according to the proportion of accident responsibility divided by the traffic police, but all the expenses you bear are not reimbursed by the insurance company.

    In one case, the insurance company will reimburse you in full according to your insurance amount, and that is if the injured person's hospitalization expenses are much more than your insurance amount. In addition, if you only have compulsory insurance, then note that only 10,000 yuan of compulsory insurance is medical expenses, and the excess is all borne by yourself.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  13. Anonymous users2024-01-25

    According to the national policy: the expenses incurred by the insured persons due to illegal crimes, alcoholism, self-harm, brawls, drug abuse, traffic accidents, medical accidents and other liability accidents caused by the cost of diagnosis and treatment due to sudden, epidemic diseases and natural disasters and other irresistible factors caused by the treatment of a wide range of critically ill and serious patients. If you pass the review, you can enjoy medical insurance.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  14. Anonymous users2024-01-24

    Summary. Hello, glad to answer for you. If you are hospitalized in a car accident, you can definitely be reimbursed by medical insurance, and this can be determined, and there is no problem. The specific reimbursement ratio is around 70%.

    If I am hospitalized in a car accident, can I be reimbursed by medical insurance?

    Hello, glad to answer for you. If you are hospitalized in a car accident, you will definitely be reimbursed by medical insurance, and this can be determined, and there is no question about accompanying the world. The specific reimbursement ratio is around 70%.

    The reimbursement ratio of this is still relatively high, mainly because the proportion of the national finance is relatively high, and it also belongs to the relevant reimbursement list, and there are local financial subsidies. The main purpose is to reduce the financial burden of the relevant personnel, for this kind of measure must be very good, for the benefit of the country and the people, in the future the relevant proportion may be further increased, this can be determined, there is no problem. So that's right! 

  15. Anonymous users2024-01-23

    Summary. Hello, does the compulsory traffic insurance pay for the car**: no compensation, the compulsory traffic insurance does not pay for your own car. The scope of compensation of compulsory traffic insurance is mainly for the personal ** of the third party in the traffic accident, that is, the personal ** of the victim.

    Good. Hello, does the compulsory traffic insurance pay for the car**: do not pay, the compulsory traffic insurance does not pay for your own car. The scope of compensation of compulsory traffic insurance is mainly for the personal ** of a third party in the traffic accident, and the personal ** of the victim is compensated for the victim's personal **.

    The compulsory traffic insurance does not ignore the lead false compensation for the injury of the employee of the car, mainly because the compulsory traffic insurance is essentially a third-party liability insurance, which covers the compensation for the injury of the third party in the vehicle traffic accident.

    Article 20 and the first paragraph of Article 1 of the Regulations on the Compulsory Insurance of Motor Vehicle Traffic Accident Liability stipulate that if the insured motor vehicle suffers from a road traffic accident and causes personal and property losses to the victim who is old and old other than the vehicle personnel and the insured, the insurance company shall compensate within the limit of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with the law.

  16. Anonymous users2024-01-22

    People who have been injured in a car accident are not eligible for health insurance. A car accident can be reimbursed for medical expenses and other losses with the insurance of the vehicle insurance company.

  17. Anonymous users2024-01-21

    Car accidents are not covered by medical insurance. The medical expenses of the traffic accident are borne by the party responsible for the accident.

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