What is an online broker and what are the characteristics?

Online brokers generally have the following characteristics:

1. Comprehensive variety. Compared with traditional brokers, traditional brokerages only support a single or ** business, while Internet brokerages can trade through an account, a fund, a trading software and other global mainstream investment varieties, and the utilization rate of funds is higher. Compared with the company's foreign exchange platform, the company's business scope and the foreign exchange platform are increasingly overlapping, and there is no essential difference, compared with the two, the Internet brokerage supports the first transaction with a wide customer base in China, making it more advantageous in market development.

2. Real trading. All orders placed through online brokerages will be submitted to the exchange for matchmaking. The easiest way to test whether a trading platform is real is to see if the platform can support ** trading.

In addition, it can also be judged by checking whether the platform can provide delivery orders for customer transactions.

3. Internet-based marketing model. Relying on the advantages of its own marketing channels, online brokerages provide more investors with comprehensive and accurate market information and comprehensive financial services through its ** and software. Investors can use the Internet to sign and open accounts, trade entrustment, payment and transaction execution.

In China, take Zhongying.com as an example.

Compared with traditional ** companies, online brokerages have the following advantages: they are suspicious.

1. The market is open and transparent, and the matching system is adopted;

2. Everyone has their own account, and the deposit and withdrawal are safe and convenient;

3. No geographical restrictions.

The Internet, also known as the Internet.

That is, the WAN. Metropolitan area network, local area network and stand-alone international computer network composed of a certain communication protocol. The Internet refers to the result of linking two or more computer terminals, clients, and servers through computer information technology, and people can be thousands of miles away.

Friends send emails to each other, work together, and have fun together. At the same time, the Internet is also an important part of the Internet of Things, according to the definition of the China Internet of Things School-Enterprise Alliance, the Internet of Things is almost all current technology and computer Internet technology.

to collect, deliver, process, and execute information faster and more accurately.

A company is a legal entity that specializes in buying and selling for a valuable price. It is divided into **operating company and **registered company. In a narrow sense, ** company refers to ** business company, which is an institution that specializes in business after being approved by the competent authority and obtaining a business license from the relevant Administration for Industry and Commerce.

It has a ** exchange.

Memberships can be underwritten offerings, proprietary trading, or proprietary trading. The ** investment of ordinary investors must be carried out through ** business.

**The characteristics of the company are as follows:

1. Most of them are holding companies owned by Guoqin Xinyu.

The gift of assets must meet the relevant regulations of the state-owned asset management department;

2. Most of them are non-listed companies, the circulation of shares is restricted, and there is no market, but there is a listing plan, which can meet the relevant regulations of listed companies.

** is a general term for a variety of economic rights and interests certificates, but also refers to a special type of products, is used to prove that the holder of a specific rights and interests of the legal certificate, mainly including capital, currency, and commodities.

In a narrow sense, it mainly refers to the market.

including property market products, debt market products, derivative market products, options, interest rates, etc.

Internet brokers** include CICC, Oriental Wealth, IFC**, China Merchants**, Industrial **, Yangtze River**, Founder** and so on.

2. Online insurance recommendation: Focus Technology.

3. Tencent Holdings, which has definite opportunities in all directions of Internet finance, is also recommended. Recently, ** began to report on Ali's application for the establishment of an Internet bank, and Internet finance is indeed heating up rapidly, reminding investors to pay attention to grasp investment opportunities.

Extended information: 1. Internet brokers in a broad sense can be divided into three types:

1. First, it has a certain ability to build an online platform independently, such as Huatai**;

2. The second is that it originated from financial information, and then transformed into an Internet institution with a brokerage license, which is the case with Oriental Wealth.

Second, the convenience of online brokerages determines its rapid growth.

The first step to participate in ** trading is to open an account, before we need to open an account with an ID card to the ** business department to open an account, with the rise of Internet brokers, we can now complete the account opening online without going out. You only need to prepare your ID card, bank card, and face recognition to complete the account opening work. With the recovery of the financial market, more investors will enter the market in the future, and more and more investors will enter the market through Internet account opening.

Internet brokers will naturally become the biggest beneficiary in this process, and the leaders in various industries are often the most stable in value in the past few times. When choosing an Internet brokerage stock, of course, you should also choose the leader in this segment, and the company with large market value and strong profitability is the leader. We have already analyzed the profitability before, and finally let's look at the market value and business scope.

GF** led the rise, and Oriental Wealth, Huatai**, Guoyuan**, and Pacific followed suit.

GF**000776: In terms of total asset turnover, from 2017 to 2020, respectively. The collaboration did not meet the disclosure standards.

Oriental Fortune 300059: In terms of total asset turnover, from 2017 to 2020, respectively. The company's Internet financial platforms such as Oriental Fortune Network and Tiantian** Network have a large number of users with high stickiness.

Huatai ** 601688: In terms of total asset turnover, from 2017 to 2020, respectively.

Internet** refers to:

A business that uses Internet technology and platforms to provide ** investment and trading services. With the rapid development of the Internet and mobile Internet, more and more investors have begun to choose to trade online. At present, there are the following types of major Internet ** in China:

1.Pure Internet brokerage: mainly provides online account opening, trading, lending halls and other services, such as Huatai HTSEC, Oriental Fortune, etc.

3.Internet banking transactions: Some Internet banks carry out transaction business, such as Shanghai Pudong Development Bank Finance, China Merchants Bank Finance, etc.

4.Hybrid Internet ** company: It not only has a physical brokerage business, but also provides Internet ** trading services, such as China Securities Construction Investment ** Lehu Trading, Guojin ** Unicorn, etc.

The concept of Internet finance is getting hotter and hotter, and it has recently been reported that Tencent and the Great Wall have jointly established a network company, which is currently applying for a license. Although the Great Wall denied to the 21st Century Network the news of the establishment of a joint venture with Tencent, in fact, the Internet finance wind has already blown to the brokerage industry. At present, there are 5 ** companies recently submitted to the relevant departments on the development of Internet finance related plans, these five brokerages are Guotai Junan, Qilu, Huachuang, CITIC and Great Wall, these five brokerages are also waiting for the approval of the CSRC's innovation qualifications.

The layout of Internet finance continues to heat up, and some ** companies are adjusting their organizational structure, and many ** companies are in contact with existing Internet giants, including **, Weibo, WeChat, Alipay, etc., to discuss platform cooperation and sales of ** financial service projects. Wan Jianhua, chairman of Guotai Junan ** shares, said a few days ago that the financial industry has entered the Internet era. He said that in the future, the financial industry will develop in two directions.

According to the "28 rule", 80% of financial products will be standardized, popularized and scaled through the Internet, mobile terminals and other technologies.

Almost all brokerages know that the Internet cannot completely subvert the traditional financial industry, but it can greatly enhance the competitiveness of the traditional financial industry in terms of service efficiency and user experience, and can greatly make up for some of the service shortcomings of traditional finance in the past. If the professional comprehensive financial services in the later stage cannot keep up, in the future in the era of one-code communication, customers are very easy to lose. In the end, not only will customers not get effective service, but also drag the entire industry down the quagmire of vicious competition.

The experience of the combination of foreign financial industry and the Internet shows that after acquiring users, Internet finance will enter the stage of "using financial technology to deeply explore customer value".

Financial supermarket and wealth management are an attempt at online self-service financial management, which is part of financial e-commerce and represents a trend in the future. The establishment of shopping ** sales of all kinds of high-end items, itself is not the business of the brokerage, shopping ** operation is not the brokerage is good at, for this kind of practice, should see whether its shopping ** business model and the brokerage business itself has a good combination. Guoxin** believes that the transformation of the brokerage business is imperative.

With the deepening of Internet finance, there is no suspense about the end of the profit model of the brokerage channel, and new business models are still being explored.

The development space of these financial sectors is also very large, and now the development of the financial industry is getting faster and faster, and as an Internet sector, people are choosing the Internet more and more, so they can make a lot of profits, and there will be room for growth, and the income is relatively high.

There is a lot of room for development, for example, the marketing department may have a higher spirit, and it will also allow more people to come into contact with the financial sector, and at the same time, the development will be on a higher level, and now the market will have more sales, and many people will be integrated into Internet finance.

You can sell related products, you can engage in related financial industries, you can also engage in risk assessment, and you can also prevent risks in advance, which can help to stabilize the world.

1. Comprehensive online customer service: The modern Internet certificate certificate securities company provides comprehensive customer service, customers can inquire about real-time customer service, account overview, various transaction information through the Internet, and can even make purchases and customers, saving time and user operating costs, improving service quality and customer experience. Spike call.

2. Advanced trading technology: Modern Internet companies use advanced trading technology, such as database technology, IT technology and trading system, so that customers can safely and reliably understand and trade, improve efficiency, and reduce information synchronization.

3. Respect for customer opinions: Modern Internet ** company attaches great importance to customer feedback and continuously improves its own services. In addition to providing high-quality services, the company also continuously adjusts its management policies to better meet the needs of its customers.

4. Scientific risk control: Modern Internet ** company strictly abides by the requirements of regulatory agencies, establishes an effective risk control system of Cochai Nakaixue, regularly conducts market risk simulation, implements comprehensive customer risk management, and ensures the safety of customer funds.

Network, also known as online, is the innovation of business under the condition of e-commerce, and online service is a new business service provided by the Internet and other information networks as a medium to provide customers. Online investment information includes paid investment information (domestic and foreign economic information, policies, investment, online investment, online issuance, trading and promotion, and other investment and financial services.

Business, also known as open market business, refers to a business in which a bank openly buys and sells valuable assets in the financial market. **Banks buy valuable money in the open market**, which is actually putting in the base currency, and selling valuable ** is to withdraw the base currency. Open market business is an important way for banks to regulate money supply and is an effective monetary policy tool.

The Internet business is not simply the parallel migration of offline business to online, nor is it a simple integration of the existing platform and information technology modules, but under the trend of "electronic-Internet-mobile", the company's traditional business from the implementation level from the sales channel, business function, customer management to platform upgrade of the structure remodeling and process optimization, the construction of a comprehensive financial service system in line with Internet business practices and user experience.

The characteristics of Internet ** investment are:

1. Collective investment. ** It is characterized by pooling scattered funds and handing them over to professional institutions to invest in various financial instruments in order to seek the appreciation of assets. **The minimum amount of investment is not high, investors can decide the amount to buy according to their financial ability, and some** do not even limit the size of the investment.

2. Diversify risks. Reducing risks and increasing returns with a scientific portfolio is another major feature of the company. Jujube source.

3. Professional financial management. Centralizing the scattered funds and handing them over to professional institutions for investment operation in the form of trust is not only an important feature of investment, but also an important function of it.

What are the main modes of operation of the Internet**.

At present, there are two main modes of interference in China's Internet industry, one is the network operation of traditional brokers, and the other is the cooperation between Internet companies and brokerages to build an Internet platform.

Traditional brokerage networking: Traditional e-commerce network operations include online account opening, e-commerce marketing, mobile clients, etc. Brokerages use e-commerce platforms to create online sales of financial products such as investment consulting and information services.

On the other hand, build your own Internet** to quickly sell the products in the hands of brokerages to customers.

Brokerage + Internet enterprises: Traditional brokerages have established a third-party Internet ** platform through cooperation with Internet companies, and grabbed customer groups by importing customer traffic from Internet companies and their own professional and systematic financial data processing and technical analysis.

There are three main ways:

The first is to establish an online financial management platform on the mobile client to provide customers with real-time transactions** and information, set up stock price reminders, and grasp the opportunity to buy and sell to attract customers with interactive services.

The second is to cooperate with brokerages to open an account on the Internet, and you can enjoy the commission. In addition, it provides financial management services for margin balances, does not participate in revenue sharing, and only charges very low management fees.

Legal basis

Article 176 of the Criminal Law [Crime of Illegally Absorbing Public Deposits].

Whoever illegally absorbs deposits from the public or covertly absorbs deposits from the public, disrupting financial order, is to be sentenced to up to three years imprisonment or short-term detention and/or a fine of between 20,000 and 200,000 RMB; where the amount is huge or there are other serious circumstances, a sentence of between 3 and 10 years imprisonment and a concurrent fine of between 50,000 and 500,000 RMB is to be given. Where a unit commits the crime in the preceding paragraph, the unit is to be fined, and the directly responsible managers and other directly responsible personnel are to be punished in accordance with the provisions of the preceding paragraph.

Article 192 of the Criminal Law [Crime of Fundraising Fraud].

Where fraudulent methods are used to illegally raise funds for the purpose of illegal possession, and the amount is relatively large, a sentence of up to five years imprisonment or short-term detention is to be given, and a concurrent fine of between 20,000 and 200,000 RMB is to be given; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment and a concurrent fine of between 50,000 and 500,000 RMB is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine of between 50,000 and 500,000 RMB or confiscation of property is to be given.