I want to invest in funds, I don t know what to do online, please know friends to give some methods,

**There are three ways to invest regularly, 1: fixed investment method at regular time, 2: an effective take-profit line will be set, and 3: buy an enhanced index**.

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Premise: The bank can open the online banking function; The balance of online banking is greater than the fixed investment amount; The ** company that chooses to invest is the **company that has cooperated with the opening of online banking (you can see the supported ** in the corresponding bank**, and the corresponding **company** can see the bank that can choose to deduct). Note:

I know it's too difficult to add a link review, or I'll give you the full information!

There are several ways to choose from regular investing.

Ways to save money:**Company**Registration**Direct Selling——》Log in**Direct Selling——> Choose to adapt according to your risk tolerance**——> Set the number of fixed investment periods (or deadlines) and monthly deduction dates——> Confirmed——> Done!

Trouble-free way: log in to open online banking**——》Open****——》Choose to adapt according to risk tolerance**————Set the number of fixed investment periods (or deadlines) and monthly deduction date——》Confirmed——》Done!

Lazy way: Go directly to the bank to consult with the financial manager in the lobby and handle the regular investment business.

Why is the first way to save money? Low rate of direct sales fees. Normal handling fee, part of the direct sales handling fee can be discounted by 4 6%, and ** redemption fee can be waived after holding for a certain number of years.

Second, why is it a trouble-free way? Compared with people whose logic is not very clear and who are not very proficient in computer operation, it is a painful thing to open a direct sales in **company**, so if you are afraid of trouble, go directly to the bank** and avoid a lot of trouble.

The lazy way is not recommended to be adopted, the bank agent first to ensure their own interests, then the interests of the bank, and finally the interests of customers!

**There are risks, and investment needs to be cautious!

**Regular investment does not need to be timed and simple to operate, which is a very suitable investment method for novices. There are still many friends who say that regular investment is not profitable, because you have fallen into a few pits of regular investment, and today I will talk about the skills and common pitfalls of regular investment.

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3. Are bonds** and currencies** suitable for regular investment?

It is best to choose**fluctuate more than that**.

Regular investment can make the fluctuation smooth, but some people choose to invest in bonds, currency, this kind of volatility is small, if the fixed investment bond base or cargo base, it will not make any sense.

Especially in the unilateral bond bull market, if you want to get a high income, then invest in a lump sum.

Therefore, it is necessary to choose the most volatile products for investment. **There are many kinds, and it is personally recommended to choose a volatile partial stock** or index** fixed investment.

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Bring your ID card and bank card to the bank to handle**You can buy ** after opening an account**.

**There is a one-time **, the minimum investment is 1000 yuan, there is a regular fixed investment (regular investment)**, the minimum monthly is 200 yuan, and the fixed investment ** is like a lump sum deposit in the bank, which is required every month.

Regular investment is suitable for long-term investment, and it is best to choose one with back-end fees**.

There are many back-end charges, such as: Dacheng 300, Southern 500, Rongtong 100, Industrial Trend, Desheng Advantage, GF Jufeng and so on. Auto-Investment** can also be redeemed at any time.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

Don't be too anxious to do regular investment, don't blindly listen to the words of the bank staff, you must first understand what kind of investment you're investing in when you buy ** (**mainly or bonds, etc.), your ability to bear risks, the investment period of 1 year, 2 years, etc., **The performance is determined by the operation level of the **manager, you had better understand the **performance of the **manager**manager in the past before buying, and then it depends on the company**, which is more famous in the industry** The companies are: Huaxia, E Fund and the like. You can also refer to the "Morning Star**" ranking.

You can also go to the ** company to ask professional analysts, bank staff generally have a certain sales task, often speak better. To distinguish between them, do your homework or ask a professional for reference.

You should pay attention to what kind of investment he takes your money for. There is also a high risk that the interest rate is too high. Pick something that is a little higher than the bank interest.

Inflation is a little higher. Yes. How to choose, you should find a third-party financial institution to consult.

There is no charge. The insurance was also good. It's a fixed income, and I don't know what the situation will be in the future.

**Regular investment is a long-term investment. The longer the time, the higher the return. The opposite is true of loans.

How to choose, you can't put everything in **. Investments should be diversified. Insurance ** Regular investment is a good choice for each investment.

Hope it helps you a little.

If you want to hold the month for a long time, you must be able to hold it, and if you can hold it, you can make money! Not months, years! Friends should be prepared to hold it for a long time, and don't redeem it as soon as it falls! Be sure to remember! This is the lesson of the failure case!

There are two types: open and closed, and the open can be purchased directly at the company, or through various banks. Closed** must open **account** and buy it like buying and selling**.

There are several types of open-ended, currency, bond, principal-guaranteed and open-ended. Currency**No subscription and redemption fee, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money. The subscription and redemption fees of the bond type ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit. Through long-term investment, the average annual return of ** type ** is around 18% 20%, and the average annual return of bond type ** is 7% 10%.

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

**Originally, it was the best choice for long-term gains. If it is a regular investment method, it can also smooth out the loss of income caused by short-term fluctuations, since it is the pursuit of long-term returns, you can choose the variety with the highest target return, index**. The index originally selected the target, the blue chip stocks and high-quality stocks in the industry with model representative significance, and avoided the risk of ** because it has a certain number of models.

And the impact of economic cycles on individual industries is avoided. Since it is a long-term fixed investment, it takes time to digest the inevitable high-risk characteristics of high-yield varieties.

It is advisable to choose products from high-quality ** companies. For example, ChinaAMC, E Fund, Southern, etc., it is recommended to use the CSI 300 and small-cap indexes. You can open an account through the company, let the professional investment manager serve you, and some index varieties are free of handling fees through the company, which reduces your investment costs.

There is not much money, there is no need to disperse the regular investment, use time compound interest to make money for you, and concentrate on one or two **. **Regular investment should choose the back-end fee model, and the dividend method can be reinvested.

If you are young, you can buy small and medium-cap index**and**type**, if you only have 500 yuan, you should buy small- and medium-cap index.