I have been surrendered to Pacific Insurance for almost a month, and the insurance has not yet arriv

Recently, I saw that I want to surrender critical illness insurance, and there is nothing wrong with it, critical illness insurance is more difficult to understand, and it is inevitable that sometimes I feel that I have bought the wrong one, in order to help you stay away from the idea of surrendering, I picked out a list of you will not want to surrender:"Top 10 Popular Critical Illness Insurance Points Worth Buying! 》

Surrender is generally made within 30 days of receipt of the surrender request

How to surrender the policy? There are two forms: online surrender and offline surrender.

(1) Online surrender

Generally, you can find your own policy in the insured **, apply for surrender, and surrender according to the above operation guidelines, but now there are fewer insurances that can be surrendered online, and more you still have to surrender the insurance company at the counter by yourself.

Here is a reminder that if you buy insurance in a bank and other apps, you have to find the insurance company behind the policy if you want to surrender the policy, because the bank is just a transaction medium, and it is the insurance company that really provides protection, so you must also find the insurance company for policy-related business.

After reading this analysis, you will understand:Is it reliable to buy insurance online? What is the difference between online and offline insurance? 》

(2) Offline surrender

Offline surrender is generally this process:

The first to hit ** is to make sure that you have all the information, so that you don't have to run back and forth several times. The insurance company cannot refuse the policyholder's surrender application, but the surrender can only return the cash value that will be lost, so you must be mentally prepared. The stipulation is that the validity of the insurance policy shall be terminated from the time the insurance company receives the application for termination of the insurance contract, and the insurance company will refund the cash value of the contract within 30 days from the date of receipt of the relevant certificates and materials.

If the policy will be surrendered, please remember this sentence: the old policy must be surrendered after the new insurance has been effective, so as to protect that there will be no protection, which is the most important thing.

Space is limited, I put the details of the surrender here:What are the details to pay attention to when surrendering an insurance policy? 》Hope!

I don't know what you're buying? I'm not from that company either, but I just want to ask from the perspective of the industry: why do you want to surrender the policy?

It won't be so long, except for weekends, it will arrive in 3 days normally.

Dear, see if your bank card is correct at that time, and it will often arrive in 3 working days.

It will arrive in 3 days, and it will be safe.

It will take 3 working days to receive your account.

Call customer service for ** consultation.

Hello, go to the insurance company for advice.

You can go directly to the company for consultation!

Generally, it won't take so long to arrive, you ask.

Summary. Hello, I'm glad to answer for you, for more than a month for social security surrender, surrender has not yet arrived, this is a normal situation, for social security surrender for more than a month, surrender has not yet arrived is very normal, generally speaking, it will take three months to 6 months to arrive It is recommended to wait patiently for a few days.

After more than a month of social security surrender, why hasn't the surrender money arrived?

Hello, I'm glad to answer for you, for more than a month for social security surrender, the surrender has not yet arrived, this is a normal situation of Li Renhu, for more than a month of social security surrender, the surrender has not yet arrived is very normal, generally speaking, it will take three months to 6 months to arrive It is recommended to wait patiently for a few days.

If you are not worried, you can also call ** consultation.

The procedures for surrendering social insurance are as follows: 1. The insured unit has gone through the procedures for the suspension of insurance for the employee and paid the outstanding social security premiums; 2. Completed "Declaration Form for One-time Living Allowance for Pension Insurance Surrender and Unemployment Insurance" (stamped by the unit); 3. The original and 1 copy of the ID card of the insured; 4. I go to the social security bureau of the last insurance; 5. I go to the bank to receive the surrender payment. There are strict conditions for social security surrender, and only the following circumstances can be surrendered

(1) The insured person has reached the retirement age and has not paid for 15 years; (2) Repeat the insurance and terminate the labor relationship can be surrendered; (3) The insured person goes abroad to settle down; (4) Death of the insured person.

There is no guarantee of how much % can be refunded, it depends on what kind of insurance is bought, some insurance products have a high cash value, and some insurance products have a low cash value, and the surrender is less, according to the cash value of the insurance contract. When we submit the surrender application, the insurance company agrees to surrender the policy, but will not refund us the full amount of the premium, only the "surrender value". The premium can only be refunded in full if the policy is surrendered during the cooling-off period.

1. Surrender method of Pacific Insurance.

1. Take out the insured Pacific insurance contract, confirm whether your policy has a hesitation period, if there is no hesitation period, you can go to the Pacific Insurance business office to go through the relevant procedures for surrender, so that the surrender loss will be relatively small.

2. If the hesitation period is exceeded, there will generally be a claim dispute. Because beyond the cooling-off period, the insurance product will be surrendered according to the cash value of the policy, and the cash value is the result of the relevant accounting by the actuary of the insurance company, so the loss will be relatively large for the policyholder, so it is recommended to consult how much money needs to be deducted for surrender in advance, and then make a surrender decision.

2. Types of surrenders.

Surrender is generally divided into hesitation period surrender and normal surrender.

1. Surrender during the hesitation period.

Cooling-off period refers to the surrender of the policy by the policyholder within the cooling-off period agreed in the contract. Generally, insurance companies stipulate that the policyholder has a cooling-off period of 10 days after receiving the policy. Usually, the insurance company will refund the entire premium after deducting the cost of production.

2. Normal surrender.

Surrender beyond the cooling-off period will be regarded as normal surrender. Policies that have received insurance benefits are not eligible for surrender. Normal surrender generally requires that after a certain number of years of the policy, the policyholder can apply for termination, and the insurance company should refund the cash value of the policy within 30 days from the date of receipt of the application.

Summary: As mentioned above, Pacific Insurance surrender is generally divided into a hesitation period and a hesitation period. If the policy is surrendered within the cooling-off period, the insurance company will refund all the premiums after deducting the cost of the insurance.

If the policy is surrendered after the cooling-off period, it will be regarded as a normal surrender and only the cash value of the policy will be refunded.

Hello, I am glad to answer for you The surrender amount is equal to the current cash value of your policy (the cash value can be simply understood as how much the policy is worth, which is generally reflected in the insurance contract) Because the cash value of each policy is different There is no fixed amount and percentage You can check the cash value table, and the amount corresponding to the year is the surrender amount. How many years have you paid and why do you want to surrender the policy?

Hello, I am glad to answer for you The surrender amount is equal to the current cash value of your policy (the cash value can be simply understood as how much the policy is worth, which is generally reflected in the insurance contract) Because the cash value of each policy is different There is no fixed amount and percentage You can check the cash value table, and the amount corresponding to the year is the surrender amount. How many years have you paid and why do you want to surrender the policy?

Questions. I've been paying for almost 2 years, nearly 3,000 a year, and now I don't want to pay it because of the pressure of life, how much can I get back?

I've been paying for almost 2 years, nearly 3,000 a year, and now I don't want to pay it because of the pressure of life, how much can I get back?

Because the cash value of each policy is different, there is no fixed amount, and it should normally be a few hundred dollars, but the determined amount also requires you to check the cash value table of the policy, and the amount after the second year is the amount that can be refunded Is your policy in place, you can take a picture and send it over to help you take a look.

Questions. The policy is not there, it was my relatives who asked me to buy it, I was working outside, I used my mobile phone to take a picture of my ID card and sign, and the insurance company will automatically deduct the money in my bank card at the end of next month, how can I unbind it?

The policy is not there, it was my relatives who asked me to buy it, I was working outside, I used my mobile phone to take a picture of my ID card and sign, and the insurance company will automatically deduct the money in my bank card at the end of next month, how can I unbind it?

Questions. I deduct my insurance premium at the end of the next month. At the end of next month, it will be just 2 years, and I would like to ask whether it is better to surrender the policy in January or now.

I deduct my insurance premium at the end of the next month. At the end of next month, it will be just 2 years, and I would like to ask whether it is better to surrender the policy in January or now.

The longer the premium payment period, the greater the surrender loss, and you need to look at the cash value amount on the policy.

Questions. The problem is that I can see the policy from **, and I don't even know that the policy is in**?

The problem is that I can see the policy from **, and I don't even know that the policy is in**?

Didn't you get a policy when you bought insurance at that time?

You can ask the salesman who sold at the time, if there is no insurance policy, the insurance policy is still in the salesman's hands.

Questions. It was all operated by mobile phone, and I was working outside at the time, not in my hometown.

It was all operated by mobile phone, and I was working outside at the time, not in my hometown.

As a person who has worked in an insurance company, I can tell you very responsibly that there will definitely be losses, and the general insurance will have a 30-day hesitation period, that is, if you return within 30 days, there will be no loss, but if it exceeds 30 days, the cost of protection will be deducted, and the first year is particularly ruthless, and it will be deducted by half.

Insurance surrender is based on your cash value surrender, you only buy more than a month to want to surrender the policy, it is estimated that you can not refund a few money, you can go to the insurance company counter to check, the loss will definitely be not small, it is recommended that you act at your discretion.

I have just bought Taiping Insurance for more than a month, how can I return the insurance if I want to surrender it? It's like you said, if you refund, you just don't have the previous insurance, but if you have some words, you have to deduct a little money, otherwise the other party will not have any income.

The premium is a few hundred yuan, which is a daily deduction of insurance costs for consumer insurance. If the loss is 50% like that, if the policy is surrendered.

Pacific Insurance Company is an insurance company that has been developing for a long time, and it has also won the trust of many netizens, so many netizens will go to this insurance company to buy insurance when buying insurance. However, some friends regret the purchase of Pacific Insurance and will surrender the policy, but after the surrender is successful, they want to reincarnate. If Pacific Insurance is successfully surrendered, can it be reinstated within one month?

Can I get my policy reinstated within 1 month?

If Pacific Insurance is successfully surrendered, it cannot be reinstated within one month, not only can it not be reinstated within one month, but it cannot be re-insured by Pacific Company within two years. Therefore, surrender is risky and must be considered carefully. In fact, if you feel that you have surrendered the policy, then you will lose your credit in this insurance company, and the insurance company will blacklist you and will not let you be insured in this company within two years.

Therefore, if you want to surrender the policy, you must think about it carefully, don't regret it after surrendering, it is impossible to restore the insurance.

Introduction of Pacific Insurance.

Pacific Insurance has a long history of development, and it is also an insurance company approved by the relevant state departments. So this company has gained the trust of a lot of people, and many people will go to this company to buy insurance when they buy it. I have also purchased insurance in this insurance company, and found that this insurance company has a complete range of insurance, and there are many kinds of insurance that can meet all the needs of customers.

And the service of the service staff of the insurance company is also very good, the attitude is very enthusiastic, and they will not deceive consumers, and they have been thinking about consumers. Therefore, it is a good choice to buy insurance in this insurance company, and he will not be in danger of running away, which can well protect your personal safety.

Summary. Therefore, it is very regrettable that you will not be able to reinstate the insurance within a month after the successful surrender of the Pacific policy, and you will not be able to re-insure it in this company within two years. Therefore, if you have purchased insurance from Pacific Insurance Company and want to surrender the policy, you must think about it carefully, because you cannot reinstate the insurance after surrendering.

Of course, you can contact your own staff at this time, or you can contact the salesman who handled it for you.

I think it's okay, because a lot of people are going to go through this way nowadays, and they will end up with a reinstatement.

It's impossible, because the policy has been surrendered, so there will be no more liability, and there will be no more explanations.

Summary. The insurance can be refunded after one month, but because it has been bought for a month and the cooling-off period has been exceeded, the surrender cannot refund the premium paid, but only the cash value of the policy, and the policyholder may need to bear a certain amount of economic loss, and the protection is invalid. When applying for insurance, the policyholder and the insured also need to carefully read the terms of the insurance contract, do not blindly apply for insurance, and avoid economic losses due to surrender in the later stage.

If you really want to surrender the policy, it is best to surrender the policy during the cooling-off period, that is, 10 or 15 days after receiving the insurance contract (there will be instructions on the insurance contract), at this time, the surrender can refund the premium paid, and at most only a little cost will be deducted.

Bao Chun Dan insurance can be refunded after one month, but because it has been bought for a month and has exceeded the hesitation period, the surrender of the policy cannot refund the premium paid, only the cash value of the policy, and the policyholder may need to bear certain economic losses, and the protection is invalid. When applying for insurance, the policyholder and the insured also need to carefully read the terms of the insurance contract, and do not blindly apply for insurance to avoid economic losses due to surrender in the later stage. If you really want to surrender the policy, it is best to surrender the policy during the cooling-off period, that is, 10 or 15 days after receiving the insurance contract (there will be instructions on the insurance contract), at this time, the surrender can refund the premium paid, and at most only a little cost will be deducted.

If you want to return the insurance after paying for a month, you can return it, but the premise is that our insurance is a long-term insurance and is still within the validity period. However, if you surrender the policy after paying for a month, the loss may be relatively large, because the insurance company will not refund the entire premium, but will refund the remaining money after deducting a series of handling fees. In fact, the insurance company will have a 15-day hesitation period after the insurance is successfully insured, and there will be no loss in surrendering the policy at this time, so you should carefully look at the policy after the insurance is successfully insured, and you should return it during the hesitation period if you have a surrender need.

Approximate how much can be returned.

Handed over 6900

After the cooling-off period, the premium paid will not be refunded if the policy is surrendered, only the cash value of the policy will be refunded.

Contact the insurance staff for specific consultation::