Which company of Ping An or Chinese Life of China has good performance and high dividends

Only dividends, Ping An of China is definitely the first. Life Insurance is a state-owned enterprise and has the brand of a state-owned enterprise. Pacific car insurance is also not bad.

Generally speaking, Ping An is probably the main company I choose to insurance, and according to its development speed, it will definitely form a monopoly position in China's insurance industry in the future.

In terms of life insurance, life insurance is the boss, after all, people are state-owned enterprises, and the state will give a policy casually. However, this year, many branches of Ping An have the goal of surpassing life insurance, and whether it can be achieved depends on the end of the year. But in terms of comprehensive aspects (including life insurance, pension insurance, and property insurance), Ping An is the leader, and Ping An is the first non-state-owned enterprise in the country.

As for dividends, this year is Ping An's 20th anniversary, and the company proposes to give back to customers"Exceptionally good"Activity. There is an additional dividend of 2%, so for this year, Ping An's dividend will definitely exceed that of Life.

The top three in China are Chinese Life, Ping An of China, and China Pacific Insurance, of which Chinese Life is the most extensive network, Ping An is growing fast, and Pacific is stable.

Chinese life is the best! Although I am from Xinhua, objectively speaking, life insurance is indeed better.

Ping An of China has the most abundant funds. If you look at the return on investment, of course, Taikang is the best. Taikang's investment is the most stable, and he has created the only company in China's financial industry that has not had a single bad debt or bad debt in its 10 years of operation.

If it is a dividend, of course, it is Xinhua's, but it is a dividend of the insured amount.

It is recommended to choose Chinese Shou, because Ping An is currently in the stage of changing careers, and the specific reasons are as follows:

1. Ping An is currently in the stage of changing careers and is developing towards Internet finance.

2. State-owned enterprise brand, after-sales service, etc. Chinese Life is a state-owned enterprise, the head office and its many subsidiaries form China's largest commercial insurance group, and is also one of the largest institutional investors in China's capital market, the world's top 500 brands, known as the "mainstay" of China's insurance industry.

3. The yield of Chinese Life is on the rise: The total investment return of Chinese Life in the first half of the year was 199 basis points higher than the same period in 2018. After taking into account the net changes in fair value of available** financial assets included in other comprehensive income for the current period, the comprehensive investment return increased by 463 basis points from the same period in 2018.

4. New insurance products: Chinese Life Insurance Company has developed a series of products for health: "China Life Welfare (Ultimate Edition)", "Corning Whole Life (Supreme Edition)", "Wealth Heirloom" participating whole life insurance, and "Family Portrait" series of products. Asset Management took the lead in launching a series of products such as "Phoenix" and "Kirin" to alleviate the risk of equity pledge of listed companies and support private enterprises to solve financing problems.

5. Chinese life claim cases:

At 22:55 on June 17, Changning County, Yibin, Sichuan Province, had a grade**. **After the occurrence, Chinese Life Property Insurance attached great importance to it and immediately activated the emergency response plan for major emergencies, and at 8:32 a.m. on June 18, the customer vehicle of Yibin Gao County was damaged due to a falling object from a height.

Chinese Life Property Insurance completed the company's first payment in this disaster within one hour of receiving the report. As of June 24, Chinese Life Property Insurance Yibin Zhongzhi received 10 reports from the earthquake area, and there were no ** customers. At present, 9 claims have been completed, with a compensation of more than 20,000 yuan, and Chinese Life Property Insurance will continue to provide customers with fast, convenient and humanized services.

In June, torrential rains fell in many places in southern China, floods broke out, crops were seriously damaged, and the property of enterprises, institutions and the people suffered heavy losses.

Summary. <>

Hello dear! I am happy to answer for you, Chinese life and China Ping An than that, Chinese life will be better, the current ranking of China's domestic insurance companies is Chinese life ranked first, China Ping An ranked second, Chinese Insurance ranked third, Chinese life is commonly known as China Life, is a state-controlled state-owned enterprise, and China Ping An has reduced premiums a lot in recent years in order to win customers.

Which is better, Chinese life or China Ping'an.

Chinese Shou and Chinese Bao.

Hello dear! I am happy to answer for you, Chinese life and China Ping An than that, Chinese life will be better, the current ranking of China's domestic insurance companies is Chinese life ranked first, China Ping An ranked second, Chinese Insurance ranked third, Chinese life is commonly known as China Life, is a state-controlled state-owned enterprise, and China Ping An has reduced premiums a lot in recent years in order to win customers.

Chinese life and Chinese insurance are also Chinese life better.

Life insurance is a kind of life insurance, referred to as life insurance, life insurance: life insurance with the insured as the subject of insurance and the survival or death of the insured as the payment condition. As with all insurance businesses, the insured passes the risk to the insurer, accepts the insurer's terms and pays the premium.

A life insurance policy has a cash value and generally provides that after two years of the insurance policy, the policy can be pledged to the insurer to apply for a loan.

If Chinese life is compared with China Ping An, it should be better for China Ping An, and Chinese life should be safe compared with China Ping An.

Summary. Hello and kiss The level of the two companies in all aspects is comparable, and they should be selected in combination with their own actual situation. Chinese Life Insurance and Ping An Insurance of China both work in the same nature, both are engaged in insurance business sales, both look at performance to speak, so the treatment is similar.

Which employee of Chinese Shou or Ping An of China is better treated.

Hello and kiss The level of the two companies in all aspects is comparable, and they should be selected in combination with their own actual situation. Chinese Life Insurance and Ping An Insurance of China both work in the same nature, both are engaged in insurance business sales, both look at performance to speak, so the treatment is similar.

It depends on which position you want to do, if you do internal service, Ping An's income is higher, and China Life is more stable. To do business, the safety will be a little higher.

Chinese Life is a large state-owned financial and insurance group, and its business scope covers life insurance, property insurance, enterprise and occupational annuity, banking, asset management, wealth management, industrial investment, overseas business, health and pension and other fields. Unified Customer Contact Center: 95519

Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An of China", "Ping An Insurance", "Ping An Insurance Company", "Ping An Group") was born in Shekou, Shenzhen in 1988, is the first joint-stock insurance company in China, and has developed into an integrated, close and diversified comprehensive financial service group integrating financial and insurance, banking, investment and other financial services.

Ping An Insurance and Chinese Life are both well-deserved bigwigs in the insurance industry, so if you compare these two extremely powerful insurance companies together, who will win?

Regarding this, there is no way for the senior sister to say the results at once, and she can only see it through detailed comparison and evaluation. Before starting the analysis, you may wish to understand what are the evaluation criteria when looking at insurance companies:When we look at insurance companies, what exactly do we look at?

Next, let's compare Ping An Insurance and Chinese Life Insurance from these two aspects.

1.Solvency competition

To put it bluntly, solvency depends on whether the insurance company can afford the amount of insurance agreed in the contract.

In order for an insurer to qualify for solvency, it must meet all three conditions: the core solvency adequacy ratio must be above 50%; The comprehensive solvency adequacy ratio is above 100%; The overall risk rating is B or above.

Judging from the 2021 annual information disclosure reports of the two companies,Both Ping An Life and Chinese Life have risk ratings of A

Let's take a look at the solvency data of the two companies.

Judging from the figure above, the solvency of Ping An Life is dozens of percentage points higher than that of Chinese Life. However, both are well above the passing mark, so there is no need to worry about not being able to afford to lose.

The senior sister just selected two common evaluation criteria to compare the two insurance companies, the length is effective, if you want to know more about the comparison of these two companies, you may wish to see what the experts say:Chinese life pk China Ping'an, who is more reliable

2.Which product is better, Ping An or Chinese Shou?

Here we select the ace critical illness insurance of the two companies - Ping An Fu Full Score 2021 and China Life Fu 2021 (Model A) for comparative analysis. Senior sister will focus on analyzing the advantages and disadvantages of these two products.

(1) Ping An Fu Full Score 2021

The 90-day waiting period for Ping An Fu Full Score 2021 Critical Illness Insurance is still relatively good, which is 3 months shorter than the waiting period of China Life 2021, so that the insured can be protected earlier, which is undoubtedly beneficial to our consumers.

(2) Guo Shou Fu 2021 (paragraph a).

Although the waiting period for China Life 2021 (Model A) is longer, the coverage age of this product is as high as 60 years old, which is wider than the coverage of Ping An Fu Full Score 2021.

Another highlight of China Life 2021 (Section A) is the provision of special illness protection, which can pay an additional 50% of the sum insured if you unfortunately suffer from 6 specific critical illnesses before the age of 70. In other words, if you buy 500,000 insurance, you will get 750,000, and this compensation is still quite good.

Although these two products have their own advantages, in terms of compensation for moderate and mild diseases, the compensation ratio of these two Lingsou products is relatively low and far from reachingThe standard line of excellent critical illness insurance

Top 10 Popular Critical Illness Insurance Points Worth Buying!

In general, although Ping An and Chinese Life are both very powerful insurance companies, it does not mean that everyone can blindly buy their insurance products, or polish your eyes to pick out the products worth buying