If the car has not been transferred, can I buy my own insurance?

Updated on Car 2024-03-21
18 answers
  1. Anonymous users2024-02-07

    The car has not been transferred, the car belongs to the original owner, and has nothing to do with himself.

    How to transfer the used car insurance.

    1.Changes to the elements of the policy.

    The key to this method is the insured and the car owner, and the required information is the insurance policy and vehicle transfer certificate, which can be handled by the original car owner to the original insurance company.

    2.Apply for surrender.

    To apply for surrender, you only need to pay the premium from the beginning of the application to the surrender period, and the other premiums will be refunded accordingly.

    After that, the new owner can go to any insurance company to reapply for car insurance.

    The information required at the time of surrender is an ID card in addition to the policy.

    When you re-insure, you only need to provide a new driving license or proof of ownership of the vehicle.

  2. Anonymous users2024-02-06

    If you don't have a transfer of ownership of the car, you can buy your own insurance, because there are a lot of various insurances. But you can't buy car insurance, and you can't prove that the car is yours without a transfer of ownership. So, you can't buy car insurance. Wait until the car is transferred, and then you can buy insurance!

  3. Anonymous users2024-02-05

    If the vehicle has not been transferred, the vehicle still belongs to the original owner, and the new owner is only a right to use, so the insurance and other related procedures also require the original owner to hold an ID card and driving license to handle the purchase, and the new owner cannot handle it alone; Therefore, it is recommended to go to the vehicle management office to go through the vehicle ownership transfer procedures first, and then purchase the vehicle insurance.

  4. Anonymous users2024-02-04

    The insurance company has taken into account the loopholes you want to exploit, but no. According to the license plate number of the vehicle for the record.

    Follow-up question: Didn't the license plate be replaced after the transfer?

    Follow-up: The transfer car will be replaced with a new brand.

    Answer: In fact, when buying a second-hand car, the transfer of vehicle household registration and the transfer of vehicle insurance are two different concepts, and the insurance is not transferred after the transfer of vehicle ownership, but needs to go through the relevant procedures with the insurance company. After buying a second-hand car or transferring a second-hand car to another person, the new owner must take the unexpired policy to the insurance company to go through the vehicle insurance transfer procedures, and transfer the policy to the new owner's name in the form of an endorsement, so that the insurance contract can continue to be valid after the vehicle transfer.

    However, many second-hand car owners always wait until the time of the accident to find that the vehicle has not yet gone through the second-hand car insurance transfer. Although according to the new regulations, if the vehicle is changed but the car insurance is not transferred in time, whether it is compulsory traffic insurance or commercial insurance, as long as it is within the validity period, the insurance company still needs to pay. If a second-hand car is out of trouble during the insurance transfer vacuum period, it can also be reported to the insurance company, and the insurance company will investigate on site and carry out relevant claim procedures.

    But the process of filing a claim is cumbersome. In addition to the routine operation process, it may be necessary to submit additional materials, and in special cases, even the assistance of the original owner is required to obtain relevant compensation.

  5. Anonymous users2024-02-03

    Strong insurance is possible, but it may not be easy to settle claims, and it is no problem to send the traffic police.

  6. Anonymous users2024-02-02

    Yes, provide the owner's ID card and driving license**I can get it for you.

  7. Anonymous users2024-02-01

    You can't buy it without transferring, and you can buy it directly after the transfer. In the case that the insurance has not been transferred and has not expired, if the car is out of insurance, the money chain from the claim will be paid to the original owner's account.

    There is no transfer of ownership of the vehicle, the vehicle still belongs to the original owner, and the new owner is only a right to use, so to handle insurance and other related procedures, the original owner is also required to hold an ID card and driving license to handle the purchase, and the new owner cannot handle it alone; Therefore, it is recommended to go to the vehicle management office to go through the vehicle ownership transfer procedures first, and then purchase the vehicle insurance.

    Under normal circumstances, there are two ways to deal with the vehicle insurance after the transfer of ownership, one is to apply for the change of the information of the vehicle policy, provide the policy invoice, the vehicle transfer transaction invoice, the property registration certificate or driving license, and the ID cards of both parties to the transaction, and other materials, and go to the business outlets of the original purchase insurance company.

    The other is to apply for surrender of the original vehicle policy.

    Take the vehicle policy to the business branch of the insurance company where the insurance was originally purchased to return the insurance, but this kind of situation is generally used for commercial auto insurance, after the termination of the contract, the insurance company only charges on a daily basis from the date of insurance to the date of surrender.

    Vehicle transfer is to change the name of the owner of the vehicle, handle the transfer of vehicle ownership can legally complete the transfer of vehicle ownership, ensure the legitimacy of the vehicle, such as smuggling cars or theft of car problem cars, and at the same time clarify the division of responsibilities between buyers and sellers related to vehicles, such as debt disputes, traffic violations, etc., to ensure the legitimate rights and interests of both buyers and sellers, and at the same time, only the vehicle is transferred first, and its vehicle insurance can be transferred.

  8. Anonymous users2024-01-31

    The car cannot be transferred without insurance, and the compulsory insurance certificate of traffic accident liability needs to be provided at the time of transfer.

    In accordance with Article 19 of the "Provisions on the Registration of Motor Vehicles", the owner of the motor vehicle shall fill in the application form, submit the motor vehicle for inspection, and submit the following certificates and vouchers:

    1) The identity certificate of the current owner of the motor vehicle;

    2) Proof and voucher for the transfer of ownership of motor vehicles;

    3) Motor vehicle registration certificate;

    4) Motor vehicle driving license;

    5) For motor vehicles under customs supervision, the Certificate of Removal of Supervision of Vehicles under Customs Supervision of the People's Republic of China or the transfer certificate approved by the Customs shall also be submitted;

    6) If the motor vehicle is beyond the validity period of the inspection, the motor vehicle safety technical inspection certificate and the compulsory insurance certificate of traffic accident liability shall also be submitted.

    If the owner of the motor vehicle is domiciled in the area under the jurisdiction of the vehicle management office, the vehicle management office shall, within one day from the date of accepting the application, confirm the motor vehicle, check the vehicle identification number rubbing film, review the submitted certificates and vouchers, withdraw the license plate and driving license, determine the new motor vehicle license plate number, endorse the transfer on the motor vehicle registration certificate, and re-issue the license plate, driving license and inspection mark.

  9. Anonymous users2024-01-30

    Yes. If it is a transfer in the city, you don't need to look at the vehicle insurance, as long as the vehicle status shows that the transfer procedures are normal, but if you are handling the vehicle file, you need the car insurance to be within the validity period. The owner of the car transfer can not go in person, but the agent needs to take the original ID card of the car owner and the original ID card of the agent, and other procedures for the transfer.

    Documents required for the transfer of ownership of the vehicle.

    1. The original application form for registration, transfer and cancellation of registration of motor vehicles.

    2. The original and photocopy of the identity certificate of the current owner of the motor vehicle.

    3. The original or original and photocopy of the certificate or certificate of transfer of ownership of the motor vehicle. Among them, the second-hand car sales invoice, the "Notice of Assistance in Enforcement" and the transfer certificate issued by state organs, enterprises, public institutions and social organizations shall be originals;

    4. Certificate of Removal of Supervision of Vehicles under Customs Supervision of the People's Republic of China or the original transfer certificate approved by the Customs (motor vehicles under customs supervision);

    5. Original driving license;

    6. The original motor vehicle inspection record form (posted with motor vehicle standard ** and frame number rubbing).

  10. Anonymous users2024-01-29

    Auto insurance is divided into compulsory traffic insurance and commercial insurance

    If there is no commercial insurance, the car can be transferred.

    It is not possible to transfer the car without compulsory insurance, and the car needs to be inspected when the transfer is made, and the car cannot be inspected without compulsory insurance.

  11. Anonymous users2024-01-28

    It is possible to transfer ownership without insurance, but your car has been inspected annually and within the validity period, otherwise you must buy strong insurance to do the annual inspection of the vehicle before you can transfer the ownership.

    09 years of car and ship insurance is not required to pay back, as long as you buy this year's insurance, now the car and ship insurance is collected by the insurance company.

  12. Anonymous users2024-01-27

    You can't transfer the ownership directly, 1: you have to make up for it first, and bring the original owner's ID card and driving license and registration certificate.

    2: The transfer of car ownership is separate from the transfer of insurance, and you must ensure that the compulsory traffic insurance has not expired when you transfer.

    3: When the insurance is approved, if you want to apply for a change, you must submit the "Application for Change" and submit the identity certificate of the original insured at the same time, and you can go to the business hall of the underwriting company to handle the change normally.

  13. Anonymous users2024-01-26

    It is not possible to transfer the car without compulsory insurance, and the car needs to be inspected when the transfer is made, and the car cannot be inspected without insurance.

    The vehicle ownership transfer process is as follows:

    1. Invoice transaction: pay second-hand car transaction tax. 1% of private households are charged, 4% of public households are charged, 2. Vehicle external inspection:

    Drive the car to the car inspection office, the vehicle for external inspection, extension, dismantling and photography, receive the vehicle **, paste it on the inspection record form, and enter the transfer hall for filing procedures.

    4. Transfer and move out: The materials required include motor vehicle registration, transfer, and cancellation registration form, transfer application form, inspection record form, original motor vehicle property registration certificate, original driving license, original owner ID card, original license plate number, vehicle **, and transaction market transfer invoice.

  14. Anonymous users2024-01-25

    This can be determined is not possible, the transfer of ownership needs to be inspected car, no insurance can not inspect the car, "this car inspection is the same as the annual inspection, the difference is that whether you are just after the annual inspection or the biennial inspection of the car, as long as the transfer has to be inspected, so insurance is necessary, unless there is a relationship.

  15. Anonymous users2024-01-24

    Yes, if you want to apply for a change when the insurance company handles the correction, you must submit the "Application for Change" and submit the identity certificate of the original insured at the same time, and you can go to the business office of the underwriting insurance company to handle the change normally.

  16. Anonymous users2024-01-23

    We can't do it here! There is no compulsory traffic insurance that cannot be passed!!

  17. Anonymous users2024-01-22

    You must give money, otherwise you can't transfer the title.

  18. Anonymous users2024-01-21

    You can't buy it without transferring, and you can buy it directly after the transfer. In the case that the insurance has not been transferred and has not expired, if the car is out of insurance, the money from the chain claim will be paid to the original owner's account.

    If the vehicle has not been transferred, the vehicle still belongs to the original owner, and the new owner only has a right to use, so the original owner is also required to hold an ID card for insurance and other related procedures.

    and driving license to handle the purchase, the new owner can not handle it alone; Therefore, it is recommended to go to the vehicle management office to handle the transfer of ownership of the vehicle first.

    procedures, and then purchase the vehicle insurance.

    Under normal circumstances, there are two ways to deal with the vehicle insurance after the transfer of ownership, one is to apply for the change of the information of the vehicle policy, provide the policy invoice, the vehicle transfer transaction invoice, the property registration certificate or driving license, and the ID cards of both parties to the transaction, and other materials, and go to the business outlets of the original purchase insurance company to handle it.

    The other is to apply for surrender of the original vehicle policy.

    Take the vehicle policy to the branch of the insurance company where the insurance was originally purchased to return the insurance, but this type of situation is generally used for commercial auto insurance.

    After termination, the insurance company only charges on a daily basis from the date of policy entry to the date of surrender.

    Vehicle transfer is to change the name of the owner of the vehicle, handle the transfer of vehicle ownership can legally complete the transfer of vehicle ownership, ensure the legitimacy of the vehicle, such as smuggling cars or theft of car problem cars, and at the same time clarify the division of responsibilities between the buyer and the seller and the vehicle, such as debt disputes, traffic violations, etc., to ensure the legitimate rights and interests of the buyer and the seller, and at the same time, only the vehicle is transferred first, and its vehicle insurance can be transferred.

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