Is it really so good to consume pension, is it really good to provide for the aged

The theory of consumption pension is the "Theory of Consumption Capitalization" of Mr. Chen Yu, and Mr. Chen Yu won the "2005 Top Ten Financial Intelligence Talent Award" because of the creation of the theory of consumption capitalization, and won the 2006 "Top Ten Planning Award - Touched Top Ten Planning Innovation Figures Award" because of the innovative economic growth mode. Cao Jianhua, chairman of Shanghai Home Emgrand E-commerce, refined the theory of consumption capitalization and formally put forward the concept of "consumption pension" at the seminar on "Exploring Business Management in the New Era and New Business Model" in Beijing in early November 2010.

The development of the "consumer pension" plan is also constantly improving, and we can wait and see its development, which will be more standardized to the public.

The proposal of the "consumer pension" plan is a useful attempt, is an enterprise to the society's responsibility, played a leading role, not to say that it is a single do, the people want to see more enterprises to make suggestions for this pension problem, rather than for the leading role, dare to be a person sneering, for questioning, doubts are understandable, but also reasonable, but for a social entrepreneur, not only someone fell into the ground, but also has the meaning of slander, What kind of style is this? Is it business to be too high of oneself by belittling others? So even if it has achieved a certain height, have you ever thought about how you got it?

In fact, you can understand it by analyzing it yourself, and you can understand whether his concept has a future for development, not who says how it is, everyone's values are different, and their thoughts and ideas are not the same, I think it is a worthy project.

From the perspective of the development of the pension industry, it still has prospects, but its development can not only look at its prospects, but also integrate its standardization, market effect, etc., we should hold an attitude of trying, rather than directly affirming or denying.

There's nothing good or bad about it, it just depends on how it develops.

Summary. Hello dear, pension really. More and more people have begun to pay attention to the issue of old-age care and are actively preparing for their own old-age care, which can be said to be a trend and necessity.

It was said on the news that the family of four will not return to China, and they are old, really?

Reply. Hello dear, pension really. More and more people have begun to pay attention to the issue of pension, and are actively preparing for their pension, which can be said to be a trend of a rock auspicious or necessary.

At the same time, the company is also actively promoting a variety of pension systems and services to meet the needs of the elderly. Pension is a topic that is receiving more and more people's attention, and we need to cherish and protect the rights and interests of the elderly in our daily life, and everyone needs to prepare for their own retirement.

May I ask if you mean a family of four that is beautiful and beautiful, and that you mean pandas?

Yes. Are you sure? It's true.

For some people, this effect can be achieved, and pension financial management is not exclusive to the elderly, and young people can also buy it.

What are the benefits of buying retirement wealth management for young people?

First of all, it is to provide a guarantee for the future life of old age. For most people, when facing the problem of providing for the elderly, it is difficult to be calm if there is no mine at home. When the delayed retirement is officially implemented, I am afraid that I will still be worried about how I will provide for my old age in the future.

If you can use the saved money to buy a pension financial management when you are young and can still earn money, you can not only provide a living security for yourself who can't do it in the future, but also provide a sense of security for your current self and reduce anxiety about the future.

Secondly, you can force yourself to save. Although many young people want to save a little pension money for themselves, they just can't control the collection themselves, and the money they have saved is inadvertently spent by Hua Zhifeng himself.

Because the term of pension financial management is relatively long, and many of them cannot be redeemed in advance, even if you want to use the money after buying, you can't do it, so you can play a role in forced savings, so that you have to save money.

Thirdly, it is to obtain a relatively stable income. Buying pension financial management, on the one hand, is to save money for the future pension, and on the other hand, it is also for income.

If there is no income, pension financial management is not worth buying. Moreover, if you buy pension financial management, the income will most likely be higher than that of the bank, otherwise there is no need to buy it.

The reason why pension financial management is called pension financial management is mainly because it has several characteristics.

One is that the risk is relatively low and the return is relatively stable. As a pension financial management, the general risk is not too high, mainly low-risk and medium-risk. Because the risk is not very high, the returns are relatively stable, and most of them can achieve positive returns, even if they lose a lot.

The other is that the term is relatively long. Pension financial management generally has a fixed period, and the period is generally relatively long, many are 5 years to start, and some are even decades.

In addition, some pension wealth management has special preferential tax policy support, such as the income used to buy pension wealth management can be temporarily exempted from individual income tax.

Judging from the above characteristics of pension financial management, pension financial management is more oriented to young people who have pension needs in the future. Take the long term of pension financial management as an example, it is more suitable for the taste of young people rather than the elderly, because if the term of a financial product is decades, the elderly simply cannot afford to wait.

Therefore, many pension financial management is specially designed for young people, and the elderly are not suitable for buying.

In short, buying pension financial management is not the patent of the elderly, but also for young people.

However, if young people want to buy pension financial management, it is best to have a relatively stable income. Because the period of pension financial management is long, the money cannot be taken out in the short term, and only a stable income can better ensure that the money is not needed for the time being.

Consumption pension is suspected of being hyped, and security has become the biggest doubt.

Where are you? Do you want to join the consumer pension? If you don't understand, you can talk to me, my QQ is 1584664428, we just want you to join people with lofty ideals.

One ID card is all you need to join! Membership card fee is unnecessary! Just spend it every month! Where is consumption, the same is consumption and points on a different platform, points can be exchanged for cash, and cash can be used to participate in the pension plan.

You have to spend money on anything** to buy something! How can it be a lie? Do you usually buy things without spending money?

Why is a very normal business model distorted? Come on! Figure it out before you speak!

The investment promotion is over! If you want to become a consumer, you don't need a penny of franchise fees, you only need to get a free membership card to participate in the consumer pension plan! Chinese sober up!

We must look at the problem from the perspective of innovation and development! Don't generalize! Experience can sometimes go wrong!

A person must continue to learn so that he will not be eliminated by the times!

My personal opinion is very good, prevention is better than prevention, if I can afford it, I think it is okay.

According to the current monthly salary of 5,000, in small and medium-sized cities, the pension can still be paid after retirement.

It depends on how much social security you pay, not enough for the elderly, you continue to find a job after retirement, and this problem is solved.

The monthly salary of 5,000 yuan is enough for living expenses, depending on how high your requirements are, we don't have so much on average, if you fish and sea cucumbers every day, it will definitely not be enough.

If that's really not enough, then you have to turn to your friends and relatives for help.