What is the scope of compensation for compulsory liability insurance? 20

Compulsory traffic insurance is only responsible for paying compensation to a third party in the case of the insured vehicle, that is to say, if A buys compulsory traffic insurance and A and B collide and have an accident, then the compulsory traffic insurance will be responsible for compensating B for personal and property losses, and the specific compensation limit is as follows.

The limit of compensation for the liability of a motor vehicle in a road traffic accident.

Death & Disability Compensation Limit: RMB 110,000.

Medical expenses compensation limit: RMB 10,000.

Compensation limit for property damage: RMB 2,000.

The limit of compensation for the motor vehicle not to be liable in a road traffic accident.

Death & Disability Compensation Limit: RMB 11,000.

Medical Expenses Compensation Limit: RMB 1,000.

Compensation limit for property damage: 1,00 RMB.

Death and Disability Compensation Limit: refers to the maximum amount of compensation borne by the insurer for the death and disability expenses of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle. Death and disability expenses include funeral expenses, death compensation, transportation expenses incurred by the victim's relatives for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, living expenses of dependents, accommodation expenses, lost work expenses, and solatium for mental damages borne by the insured in accordance with court judgments or mediation.

Medical Expense Compensation Limit: It refers to the maximum amount of compensation borne by the insurer for the medical expenses of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle. Medical expenses include medical expenses, diagnosis and treatment fees, hospitalization expenses, hospital meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery expenses, and nutrition expenses.

Property Damage Compensation Limit: refers to the maximum amount of compensation that the insurer bears for the property damage of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle.

Legal analysis: The scope of compensation for compulsory traffic insurance can be divided into compensation for personal ** and compensation for property loss, and the scope of compensation generally includes medical expenses, lost work expenses, nursing expenses, transportation expenses, accommodation expenses, hospital meal subsidies, necessary nutrition expenses, direct property losses and indirect property losses.

Legal basis: "Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability" Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accidents in accordance with the law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.

The scope of compensation of Bank of Communications Erection Insurance can be divided into personal compensation and property loss compensation, and its compensation scope generally includes medical expenses, lost work expenses, nursing expenses, transportation expenses, accommodation expenses, hospital meal subsidies, necessary nutrition expenses, direct property losses and indirect property losses.

If the person is disabled due to the traffic accident, the insurance company shall also bear the liability for disability compensation, disability assistive device expenses, living expenses of dependents, as well as necessary expenses and nursing expenses actually incurred due to nursing care and continuation.

If the person dies as a result of the traffic accident, the insurance company shall also compensate for funeral expenses and other expenses. For traffic accidents caused by drivers driving without a license, the insurance company only needs to compensate for medical expenses, lost work expenses and other expenses incurred due to personal **, and does not need to compensate for direct property losses and indirect property losses.

Legal Analysis: Compulsory automobile traffic accident liability insurance implements a uniform liability limit within the whole country. The liability limit is divided into the death and disability compensation limit, the medical expense compensation limit, the compensation limit for the loss of property per acre, and the compensation limit for the insured's lack of liability in road traffic accidents.

Legal basis: "Regulations on Compulsory Insurance of Traffic Accident Liability of Motor Xunye Smart Vehicles" Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victims other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with the law.

The scope of compensation of compulsory automobile insurance is the liability other than the "scope of exemption and non-compensation", and the scope of exemption and excavation is as follows:

1. Personal injury and property loss caused by the victim's intentional behavior, such as suicide, self-harm, porcelain bumping, etc.

2. The insured vehicle and the insured as specified in paragraph 3 of the Regulations on Compulsory Insurance of Traffic Accident Liability.

3. Arbitration or litigation caused by traffic accidents and other related expenses.

4. Indirect losses, such as the impairment of the value of the vehicle due to a collision.

Compulsory traffic insurance refers to compulsory insurance for motor vehicle traffic accident liability, and China's "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accident Liability" clearly stipulates the scope of compensation for compulsory traffic insurance. If a road traffic accident occurs in the insured motor vehicle and causes personal and property losses to the victim other than the person in the vehicle and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with the law. The liability limit is divided into the disability compensation limit, the medical expenses compensation limit, the property damage compensation limit, and the compensation limit for the insured who is not responsible in the traffic accident on the road.

Article 21 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability Article 23 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.

1. What is the scope of compensation for compulsory traffic insurance?

1. The scope of compensation for compulsory traffic insurance depends on the situation

1) When liable, the maximum compensation for the property damage of the three parties is 2,000 yuan, the maximum compensation for the medical expenses of the three parties is 10,000 yuan, and the maximum compensation for the death and disability of the three parties is 110,000 yuan;

2) When there is no liability, the maximum compensation for the property loss of the three parties is 100 yuan, the maximum compensation for the medical expenses of the three parties is 1,000 yuan, and the maximum compensation for the death and disability of the three parties is 11,000 yuan.

2. Legal basis: Article 23 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.

Compulsory liability insurance for motor vehicle traffic accidents implements a uniform liability limit nationwide. Liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for the insured who is not liable in road traffic accidents.

The residual limit of compulsory insurance liability for motor vehicle traffic accident liability shall be prescribed by the insurance regulatory authority in conjunction with the public security department, the health department and the agriculture department.

2. How to inquire about compulsory traffic insurance.

1. For inquiries by insurance companies, car owners can bring their ID cards to the offline business hall of the company they undertake, and then go to the staff at the counter to help them inquire;

2. Inquiry, the owner can directly call the customer service in the insurance company, and then provide relevant information according to the requirements of the customer service staff, so that the customer service staff can help the car owner inquire about the policy of compulsory traffic insurance;

3. Enter the official website to inquire, the car owner logs in to the official ** in the insurance company, and then enters his ID card and license plate number in the policy page, so that he can also query the compulsory traffic insurance policy;

4. Check in the historical record, generally after purchasing compulsory traffic insurance, the insurance company will send the information of the policy. Some are sent via SMS, while others are sent to the customer's mailbox. If you don't delete all this historical information, you can query it in this way.