Can you buy a test drive, and how much is all the insurance for a year of buying a car

Car insurance is related to the type of insurance you pay and the total price of the car.

Because the premium is set according to the price of the car.

For a car of about 100,000 yuan, pay a full insurance, and the annual insurance premium is about 6,000 yuan. If there is no insurance, there is a discount from the second year onwards.

If there is an accident, the insurance premium will be **.

It is possible to buy. Just like the display in the mall, it has been used for a period of time, and it can be bought as long as it is suitable.

Advantages of test drive: high quality and good configuration.

Test drives are generally new models that have just been launched, but many test drives in 4S stores have official license plates, and they are basically 4S stores, so this kind of models belong to the category of second-hand cars. However, test drives are much more cost-effective than general used cars.

Under normal circumstances, the number of kilometers run by test drive will not exceed 10,000 kilometers, but it is cheaper than a new car, and some cars are 80% off the new car, or lower. Although the average used car** may be lower, the mileage and newness of the vehicle are definitely lower than those of the test drive. So compared to used cars, there is nothing to say about the quality of test drives.

Disadvantage of test drive: The condition of the car is worrying.

For the condition of the test drive, citizens who want to buy a car should have a bottom in their hearts. After all, a test drive is not a new car, and as a "battle-hardened" vehicle, the usual wear and tear cannot be said to be small. According to an industry insider working in the second-hand car market in Baoding, the test drive is mainly divided into the general test drive that runs a distance on the normal road surface and another kind of "deep test drive", because such vehicles generally go through long-distance travel, bad road conditions or rough drivers' "ravage", regardless of the engine, tires, shell, etc. have a certain amount of wear.

The annual insurance cost of the vehicle is related to the ** and other factors of the vehicle, which are calculated as follows:

Vehicle insurance calculation formula.

1.The formula for calculating vehicle insurance for flat-rate coverage.

Compulsory traffic insurance and commercial third-party liability insurance are both fixed premiums, that is, they have nothing to do with the price of the car, and the car owner can pay the corresponding premium according to his actual situation or needs.

For example, the basic rate of compulsory traffic insurance is divided into 42 types, and the insurance rates of 8 categories and 42 sub-categories of vehicles such as family self-use cars, non-business buses, business buses, non-business trucks, business trucks, special vehicles, motorcycles and tractors are different. However, for the same model, the implementation of the national unity**. For ordinary private cars, the annual premium for compulsory traffic insurance is 950 yuan.

The liability limit of the three insurances is divided into 7 grades: 50,000 yuan, 100,000 yuan, 150,000 yuan, 200,000 yuan, 300,000 yuan, 500,000 yuan and 1 million yuan, which can be negotiated and determined by the policyholder and the insurer when applying for insurance. In other words, for BMW and QQ models, the premium payment may be the same.

Floating rate insurance includes vehicle loss insurance, full vehicle theft insurance, vehicle personnel liability insurance, glass breakage insurance, and special insurance without deductible. The common feature of these types of insurance in the calculation formula of vehicle insurance is that it is related to the price of the car, and there is a corresponding rate factor, the same car is insured in different provinces and cities across the country, and its benchmark premium will be different, for example, the calculation formula of car damage insurance is "basic premium + (new car purchase price) x rate", by consulting the rate table, the basic premium in Beijing is 539 yuan, and the rate is, the private car worth 100,000 yuan, the premium expenditure is 1819 yuan.

Summary. Hello dear! The car manufacturer has to buy insurance for the test drive.

Hello dear! The car manufacturer has to buy insurance for the test drive.

The test drive is insured. In this way, the personal safety of the test driver can be guaranteed. In case of accidents, get a claim.

I drove a test car, and there was an accident on the road, and there was a rockfall on the road, and the tires and steel rims were broken, should I pay for it?

I'm talking about cars that aren't available on the market, and I'm testing them with manufacturers.

The responsibility for a traffic accident caused by a test drive shall be borne by the person who provides the test ride service. However, if the test driver is at fault, the liability of the person providing the test ride service shall be appropriately reduced. The liability of the insurer who provides the test ride service shall first be compensated by the insurer who underwrites the compulsory insurance of motor vehicles within the limit of the liability of the compulsory insurance, and the insufficient part shall be supplemented by other commercial insurance or the provider of lead shed test ride service.

There are also different types of insurance for cars that do not come out of the factory, and there are different types of insurance in the manufacturing stage, the stage of moving the finished product in the factory, the shipping stage, and until the sales are handed over to the user.

Summary. Hello dear and happy to answer for you. Test drive insurance, 6,000 yuan a year.

Because of the test drive of 100,000 yuan, pay a full insurance, the annual insurance premium is about 6,000. If there is no insurance, there will be a discount from the second year, which will be 500 cheaper, and the insurance for the first year of test driving is 6000 yuan a year, and the insurance for the second year is 5500 yuan a year.

Test drive insurance, how much does it cost a year.

Hello dear and happy to answer for you. Test drive insurance, 6,000 yuan a year. Because of the test drive of 100,000 yuan, pay a sliding start full insurance, and the insurance premium is about 6,000 a year.

If there is no insurance, there will be a discount from the second year, and it will be cheap and short of pants 500, the insurance for the first year of test driving is 6000 yuan a year, and the insurance for the first two years is 5500 yuan a year.

The price of my car is 130,000, how much does it cost?

There are two kinds of test drives, one is the test drive in the 4S store for customers to regret the test drive, and the other is the ** test drive. These two kinds of test drives, as long as the first one is suitable, the first one is completely buyable, and the town and the 4S shop are generally in place for the maintenance of the test drive, one is to give customers a good experience, and the other is also because of the proximity to the water. But the second kind, that is, the ** test drive, or don't touch the good, this kind of car is really built more powerful, if it is a replaceable parts but it's okay, but if the three major pieces are damaged, the short period of stupidity can not be seen, and when the problem is found, the warranty period has passed.

The car price of 130,000 yuan is 6,500 yuan a year.

I am a 4S shop, a test drive of a 4S shop, I just asked how much does a 130,000 4S store test drive insurance cost a year?

Is there such a thing as doubling the insurance for test drives in 19?

The test drive of the 4S store, the test drive insurance of the 4S store of 130,000 yuan requires 6,500 yuan a year.

Without this, whether the insurance cost depends on whether the car has had an accident.

If it is really a mortgage to buy a car, then the car belongs to the bank, and you must be too strong to ask for full insurance in the first year. However, in the second year, you can choose the appropriate car insurance according to the owner's own situation, that is, the calculation method of the second year of the mortgaged car, Qinchun insurance and the second year of car insurance for the full purchase of the car.

Regarding the question of how to calculate the second year of car insurance, this is mainly calculated according to some reasons of the car owner himself. For example, the number of types of car insurance purchased by car owners, the more types of car insurance car owners choose, the more natural car insurance costs in the second year; Conversely, the fewer types of car insurance you choose, the less you will spend. Another point is related to the owner's own driving habits, which is commonly referred to as the number of insurance claims.

Usually, insurance companies stipulate the following three situations:

1. There was no accident in the first year;

2. The number of accidents is less than two (including two);

3. The amount of compensation paid in the first year is lower than the amount of premium.

If the owner meets all three of the above criteria, the owner will receive discounted coverage** for the following year. If the owner has multiple insurances in the first year, the owner will not enjoy the ** discount, and the insurance premium of the car in the second year will definitely be **, even higher than the first year premium. Some car owners will want to change the insurance company to insure, in fact, changing the insurance company is not helpful, because most of the insurance company's system has been networked, the owner's insurance record can be seen at a glance, if many times out of insurance, the car owner is willing to be included in the insurance company's "blacklist".

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello dear! We'll be happy to answer for you; Weaver's Liability Insurance:

It is a type of public liability insurance. It refers to the fact that enterprises, institutions, social groups, individual industrial and commercial households, other economic organizations and natural persons in the process of organizing activities, due to negligence or negligence in the process of organizing activities, cause personal or property losses of a third party, and need to be based on the economic compensation liability that the organizer should bear, and the insurance company is responsible for compensation in accordance with the provisions of the insurance contract. The subject matter of the insurance is:

Test drive vehicles, on-site equipment, event participants, etc. Property all risks: refers to the direct material damage or loss of the insured object caused by natural disasters or accidents during the insurance period, and the insurer bears the agreed liability for compensation in accordance with the insurance contract.

In the event of an insured event caused by the above-mentioned reasons, the insurer shall be liable for compensation in accordance with the insurance contract if necessary and reasonable measures are taken to rescue the insured object or prevent the spread of the disaster. In addition, after the occurrence of an insured event, the insurer shall also be liable for compensation for the necessary and reasonable expenses paid by the insured to prevent or reduce the loss of the insured object in accordance with the provisions of the insurance contract. To put it simply, the property involved in the activity, such as vehicles, activity equipment, and on-site equipment, can be guaranteed.

Hello dear! We'll be happy to answer for you; Weaver Liability Insurance: It is a kind of public and Shiyan liability insurance.

It refers to the economic compensation liability that enterprises and institutions, social groups, individual industrial and commercial households, other economic organizations and natural persons in the process of organizing activities cause personal or property losses to a third party due to negligence or negligence, and the insurance company is responsible for compensation in accordance with the provisions of the insurance contract. The subject matter of insurance is: test drive vehicles, on-site equipment, event participants, etc.

Property all risks: refers to the direct material damage or loss of the insured object caused by natural disasters or accidents during the insurance period, and the insurer bears the agreed liability for compensation in accordance with the insurance contract. In the event of an insured event caused by the above-mentioned reasons, the insurer shall be liable for compensation in accordance with the insurance contract if necessary and reasonable measures are taken to rescue the insured object or prevent the spread of the disaster.

In addition, after the occurrence of an insured event, the insurer shall also be liable for compensation for the necessary and reasonable expenses paid by the insured to prevent or reduce the loss of the insured object in accordance with the provisions of the insurance contract. To put it simply, the property involved in the activity, such as vehicles, activity equipment, and on-site equipment, can be guaranteed.

Group Accident Insurance: Group Accident Insurance is a personal accident insurance that covers groups in a group way, and its insurance liability and payment methods are the same as those of personal accident insurance. Since the premium rate of accident insurance is not related to the age and health of the insured, but depends on the occupation of the insured, and the amount of insurance coverage for such accidents is limited.

We can purchase the above three types of insurance during the test drive event, and the organizer can choose according to the actual situation. The group accident insurance coverage for this type of activity is not high, the coverage is the personal safety of the participants, excluding property damage, since the event is solely responsible for the difference in the event, it is recommended to choose the organizer's liability insurance.

Summary. Legal basis: Article 95 of the Road Traffic Safety Law of the People's Republic of China If a motor vehicle driving on the road does not hang a motor vehicle number plate, does not place an inspection mark or insurance mark, or does not carry a driving license or driver's license with the vehicle, the traffic management department of the public security organ shall detain the motor vehicle, notify the party concerned to provide the corresponding license plate or sign or go through the corresponding procedures, and may be punished in accordance with the provisions of Article 90 of this Law.

Dealers can buy insurance for test rides. Kiss dealers test drive test drives are all insured. In this way, the personal safety of the test driver can be guaranteed. In order to avoid accidents, get a claim. <>

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Kiss to the shirt Zen to your expansion is as follows: the dealer test drive has already bought insurance, after buying the test drive is still within the insurance period, there is no need to buy Jing Tan insurance. Kiss is a situation where the cycle has expired and you need to re-purchase insurance<>

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I bought 17 manual Lang Dong above the first-hand registration is Hefei car sales ****, I am now a third-hand car, Wu lead some said that the car can not be examined and the insurance can not be bought, ask the teacher if you can buy the old orange to take.

Kiss Now that it is a third-hand car<>, it used to be possible to buy insurance

<> Kiss Legal basis: Article 95 of the Road Traffic Safety Law of the People's Republic of China does not hang a motor vehicle number plate, does not place an inspection mark, an insurance mark, or does not carry a driving license or driver's license with the vehicle, the traffic management department of the public security organ shall detain the motor vehicle, notify the parties to provide the corresponding license and sign or go through the corresponding procedures, and may be punished in accordance with the provisions of Article 90 of this Law.

Kiss the car that does not pass the car examination can not be purchased Oh <>

Some said that the test ride and test drive could not be reviewed, can it be reviewed, and it should be reviewed in July 2023.

Kiss can be tried, oh <>

By July 2023, the trial will be normal, and the car review will be fine<>

<> the situation of a car like this can't be reviewed for many years.

Kiss This kind of car situation can't be reviewed for 12-14 years<>

If it weren't for a test drive, how many years would not have passed.

If it weren't for the test drive, it wouldn't have been able to pass for 15 years<>

That is to say, as long as the dealer takes a test ride and drives, as long as the car is in good condition, can it still be bought?

In other words, the dealer can still buy a test ride as long as the car is in good condition, <>

<>Thank you, teacher, for explaining, many people said that I spent tens of thousands of dollars to buy some Fei Tie.

I spent tens of thousands of dollars not to buy some scrap iron<>

It's all valuable, otherwise it wouldn't be valuable<>