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1. Wealth Management customers of BOC: Those who meet any of the following criteria can be admitted as wealth management customers: (1) The average monthly and daily financial assets of the Bank reach the equivalent of RMB 200,000 (inclusive) or more.
2) The cumulative consumption amount equivalent to RMB 100,000 in the first 12 months before using the credit card of the Bank is used. Among them, the statistical caliber of consumption: excluding large-scale card consumption with a one-time amount of more than 100,000 yuan such as house purchase, car purchase, decoration and consumption of merchants with zero deduction rate (such as primary and secondary schools, ordinary universities, charitable and social welfare organizations, non-profit institutions such as tax payers).
3) The balance at the end of the month for various personal loans in our bank reaches the equivalent of more than RMB 500,000. Among them, the statistical caliber of loans: normal balance.
2. Bank of China Wealth Management customers: The average daily balance of financial assets in our bank reaches the equivalent of RMB 1 million. 3. Private banking customers of Bank of China:
The average daily balance of financial assets in our bank reaches the equivalent of more than RMB 6 million. At present, the Wealth Management VIP Card, Wealth Management VIP Card and Private Bank Card issued by the Bank only have the symbolic meaning of the customer's identity, and are not used as the basis for identifying the customer's identity and preferential rates. For more information, you can call Bank of China's 24-hour customer service**95566 (mainland call) or +861095566 (overseas, Hong Kong, Macao and Taiwan) for detailed consultation.
The above content is for your reference, and the actual business regulations shall prevail.
Handle related business.
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The highest level is the BOC Platinum Card, trust me.
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The highest level of savings card of the five major banks.
They are: the highest level of ICBC savings card is the wealth management gold card; Bank of China's most bankable high-level savings card is the Bank of China Platinum Card Chaina; The highest level of CCB is Dragon Global Zhizun Credit Card; Bank of Communications.
The highest level of savings card is the Ward Card; The highest-rated card of ABC is the Diamond Card. ICBC Wealth Management Gold Card: i.e., Wealth Management Account Chip Card.
It is the gold card used by ICBC to set up the Wealth Management Account, and customers can enjoy unique services, and a series of exclusive VIP wealth management services will also reflect the customer's taste of life.
BOC Platinum Card: BOC Platinum Credit Card is an international standard credit card specially invited by Bank of China to be issued by Feng Zhao. In addition to its functions such as global general, revolving credit, cash advance, free SMS, and flexible installment payment, Bank of China also provides a large credit line of up to 2 million yuan, an ultra-long interest-free period of up to 59 days, and double consumption points.
Dragon Global Zhizun Credit Card: It is the first UnionPay top-tier IC credit card in China, which is based on China UnionPay.
The latest research and development of the Diamond service platform is a credit card product issued to the top domestic customer groups. On the basis of meeting the actual card security and needs of customers, the product pays attention to service quality and customer experience, and has eight intelligent rights and interests compared with peers.
Wardcard: This is a debit card.
It has the function of storing periods, such as having a regular passbook or other banks under the name.
Cards, certificates of deposit, passbooks, loans, banks, wealth management products.
**, then the cardholder can sign a linked account and a Ward wealth management account at the counter of the Bank of Communications.
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For: ICBC's highest-level savings card is the wealth management gold card, which is equivalent to the enhanced version of the Peony Lingtong card.
The highest level of CCB is Dragon Global Zhizun Credit Card; The highest-level savings card of Bank of China is the BOC Platinum Card; The highest-rated card of ABC is the Diamond Card. Bank of Communications.
The highest level of savings card is the Ward Card.
A savings card is a financial transaction card issued by a bank to provide financial services to depositors, which is a debit card.
one. There are two types of magnetic stripes and chips. Its main function is to deposit and withdraw money at networked ATMs and bank counters, as well as to spend at networked POS machines.
The main function of a savings card is to make savings deposits. Through the electronic payment network established by the bank and the magnetic stripe reading of the card and the manual input of the password, the cardholder can realize the functions of card consumption, ATM withdrawal, transfer, and various payments. Expenses spent through a card are equal to a decrease in the balance of the savings account.
When the account balance is zero, the card's payment function is also reduced to zero.
Further information: 1. The application for a debit card is very simple and does not require bank approval. It is usually available right away. Present your valid ID card.
Go to any branch of the bank. You must first open a current account. The account balance shall not be less than 10 yuan. Withdrawal accounts are not stamp-based. Non-loss-reported accounts and frozen accounts, the account status is normal.
2. Savings card fees mainly include annual fees and small-amount account management fees.
Loss reporting fee, new card worker, cash withdrawal fee (including local inter-bank, non-local inter-bank, non-local inter-bank, overseas ATM, Hong Kong and Macau), transfer fee (including non-local bank, non-local inter-bank, local inter-bank and overseas telegraphic transfer), online banking transfer fee (including non-local bank, non-local inter-bank, local inter-bank and overseas remittance).
3. Savings POS business: It is savings to promote the realization of electronic money and reduce cash flow.
Reduce the labor intensity of merchants and provide consumer service tools for depositors. In shopping malls, hotels, entertainment venues, and public training service places where POS terminals have been set up in the bank card network, savings card users can use their accounts to consume without cash, and the amount of consumption payment is not limited, and the handling fee is waived. However, the account cannot be overdrawn.
In addition, the savings bank has also opened a mobile payment business and a wallet payment business, which is convenient and flexible. It is more convenient to pay 24 hours a day anytime, anywhere.
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1. Industrial and Commercial Bank of China (ICBC) card.
ICBC is the largest credit card issuer and one of the issuers with the most complete credit card brands in China. It has successively launched new products such as Euro Credit Card, Peony Express Business Card, Peony UnionPay Card, Peony Sports Card, and New Peony Transportation Card; Promote the construction of business outlets service system, VIP customer service center and other channels; Actively select overseas institutions to issue cards, and further strengthen cooperation with international card associations.
2. Agricultural Bank of China.
Agricultural Bank of China has branches in urban and rural areas of China, becoming a large-scale modern commercial bank with the largest number of branches and the widest business coverage in China. The business field of Agricultural Bank of China has developed from the initial agricultural credit and settlement business to a complete range of financial services with a combination of local and foreign currencies, which can handle all kinds of international and domestic financial services.
3. China Construction Bank.
CCB offers a variety of businesses, such as credit fund loans, residents' savings deposits, foreign exchange business, credit card business, as well as policy-based housing reform finance and personal housing mortgage loans.
4. Bank of China.
Bank of China is mainly engaged in commercial banking business, including corporate, personal finance, treasury business, international treasury business and financial institution business.
5. Postal Savings Bank of China.
Enterprises, institutions, organs, troops, social organizations and other economic entities shall open unit settlement accounts in our bank and handle deposits that can be accessed and withdrawn at any time without a specified deposit period. There is no fixed term, and it is convenient for customers to access and withdraw their deposits, and their deposits and withdrawals are mainly handled by cash or transfer.
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Among the five major banks, the highest-level savings cards are Wealth Management Gold Card (Industrial and Commercial Bank of China), Dragon Global Zhizun Credit Card (China Construction Bank), Bank of China Platinum Card (China Yinqi Hail Bank), Diamond Card (Agricultural Bank of China), and Ward Card (Bank of Communications).
Note: Ordinary bank savings cards are the lowest level, but they can be used to transfer judgments, savings and other functions. High-level bank cards will have a variety of benefits and features. For example, interest-free loans, or some expensive wealth management products, etc.
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Hello, Bank of China's high-end credit cards are as follows:
Bank of China Great Wall American Express Personal Credit Card, Great Wall International Unlimited Card, and UnionPay Diamond Card are all high-end credit cards, which are generally applied for by invited customers.
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Great Wall American Express Private Card, Great Wall Global Unlimited Card, WorldSaver Credit Card, UnionPay Diamond Card.
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There are two types of bank cards of Bank of China, namely debit cards and credit cards, and the specific types are as follows:
1. Debit card.
Great Wall Zodiac Debit Card (2020 Year of the Rat Edition), National Public Study Abroad International Debit Card, Great Wall Ice and Snow Debit Card, Great Wall Cross-border International Debit Card, Great Wall Study Abroad Debit Card, Great Wall RMB Debit Card, Great Wall Funong Card, Great Wall Global Multi-Currency Debit Card, BOC Wealth Management VIP Card, BOC Wealth Management VIP Card, Wealth Management Chamber of Commerce Debit Card, Great Wall Zodiac Debit Card, 40th Anniversary of Reform and Opening-up Edition Debit Card, Great Wall Student Debit Card, Tuniu Co-branded Debit Card, Great Wall Zodiac Debit Card, Evergain Debit IC Card, Great Wall Xinglin Card, Great Wall Travel Debit Card, Great Wall Business Debit Card, Great Wall Campus Card, Great Wall Secondary Vocational Student Financial Assistance Card, Bank of China Ordinary High School Financial Assistance Card for Poor Students, Great Wall Social Security Card, Great Wall Health Card.
2. Credit card.
Bank of China Visa Beijing Winter Olympics Credit Card, Better Life Family Credit Card, Vipshop Butterfly Credit Card, BOC Great Wall China Mobile Credit Card, Great Wall Diamond Credit Card and Great Wall World Extreme Credit Card, Despicable Me Series Credit Card, Bank of China Great Wall Global American Express Credit Card, Bank of China Great Wall World Credit Card, BOC China Eastern Airlines Co-branded Credit Card, All Currency International Chip Card, BOC Great Wall e-QuickPass, Great Wall Global Aijia Credit Card, Great Wall Global New Oriental Co-branded Credit Card, BOC City Platinum Credit Card, BOC City Fun Card, Great Wall Global Credit Card, Zhuo Jun Study Abroad Credit Card, Bank of China Unlimited Credit Card, PhoenixMiles Air China Bank of China Credit Card, Bank of China Platinum Credit Card.
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