What is Bank of China Savings Pass?

Bank of China Current Account, also known as current multi-currency account, is a comprehensive current account. That is, a special deposit method for the management of RMB or other foreign currency savings through a passbook. If the user wants to withdraw the money in the current pass, he can bring his valid personal ID card and bank card or passbook to withdraw it directly at the bank counter.

Extended information: 1. Characteristics of the current account: 1. The current account is a collection of RMB and a variety of foreign currencies in one fold, which is convenient for storage.

2. The minimum deposit amount of the current account is RMB 1, and the foreign currency is not less than RMB 20 equivalent foreign currency. 3. You can make an appointment to transfer the account application, that is, the agreed amount and deposit period will be transferred to the fixed-term one-stop pass on the specified date.

2. ABC's "All-in-One Pass" is a deposit method for RMB and various foreign currencies in one passbook. This product combines savings in multiple currencies at a discount, making it easy and convenient. It is applicable to small amounts with an inactivity period of less than 7 days.

Easy to open an account. Customers can open a "current account" at any branch of Agricultural Bank of China with a valid identity document recognized by the real-name system. The minimum deposit amount in RMB is 1 yuan at the time of account opening, and the minimum deposit amount in foreign currency is not less than RMB 20 equivalent in foreign currency.

ABC's "All-in-One Pass" is divided into two categories: settlement account and savings account. If you frequently handle cash deposits and withdrawals, transfers, deductions, investments, inward and outward remittances, etc., it is recommended to choose a personal settlement account. If you frequently handle cash deposits, withdrawals, inward remittances, etc., it is recommended to choose a personal savings account.

1] Nine major currencies ABC's "All-in-One Pass" supports deposits and withdrawals in RMB and 8 foreign currencies, including US dollars, euros, Japanese yen, Hong Kong dollars, Canadian dollars, Swiss francs and Singapore dollars, among which US dollars, euros, Japanese yen, Hong Kong dollars, Canadian dollars and cash can be handled, while Australian dollars, Swiss francs and Singapore dollars can only be deposited and withdrawn by spot remittance.

3. Settlement function (limited to personal settlement account)1Apply for and use the Great Wall electronic debit card; 2.Open ** banking, online banking, mobile banking, smart counters, SMS notifications and other electronic channel services; 3.

Handle investment and wealth management services such as foreign exchange treasure, **, treasury bonds, insurance, third-party depository, B-share bank-securities transfer, etc.; 4.payment of wages, pension insurance, etc.; 5.Pay various utility charges such as **, mobile phones, water, electricity and gas; Cash withdrawals, merchant consumption, etc.

BOC All-in-One Account refers to an integrated account that can handle RMB and multiple foreign currency savings deposits in the same account at the same time. There is only one master account in the All-in-One Current Account, and the deposit funds in different currencies and different types of banknotes are identified as different sub-accounts. The currencies that can be handled for sub-accounts include RMB, USD, and JPY.

Euro, British pound.

Consultation and handling of related business.

The above content is for your reference, and the actual business regulations shall prevail.

Bank of China Time Deposit is a lump sum deposit of RMB of various maturities.

and call deposit products, refers to a passbook.

Deposit in multiple currencies and with multiple tenors. Whether it is a RMB or foreign currency time deposit, a passbook can be managed, clear and easy to keep. Business Functions:

1. Lump sum deposit and lump sum withdrawal time deposit of various tenors in RMB. 2. Lump sum deposit and withdrawal time deposit of up to 14 foreign currencies of various tenors: pound sterling.

GB P), USD and Hong Kong dollars.

HKD), Swiss Franc (SF), Japanese Yen.

JPY), the euro.

EUR), Canadian Dollar (CAD), Australian Dollar (AUD), Singapore Dollar (SGD), Pataca (MOP), New Zealand Dollar (NZD), Danish Krone (DKK), Norwegian Krone (NOK), Swedish Krona (SEK), foreign currency notes and spot deposits are all accepted.

3. After being linked with the Great Wall electronic debit card, you can handle relevant business in the counter socks book with the card, and you can apply for ** banking services and online banking.

Transfer and inquiry services.

Further information: A fixed deposit and lump sum savings account is opened in the form of a passbook. That is, open multiple sub-accounts in the same account name and account to store multiple RMB and foreign currency time savings deposits with different deposit dates, different deposit amounts, different deposit tenors and interest rates.

The one-stop one-time pass has the following functions: deposit, withdrawal, partial early withdrawal, automatic rollover at maturity, transfer of a single deposit to a fixed deposit certificate, bank transfer, account loss reporting, account cancellation, query various account information, modify account password, print transfer history list and other functions. In addition, a regular pass can also be linked to Lingtong.

The fixed pass is a fixed bright period passbook, which is different from the ordinary passbook, the passbook can only be deposited for a fixed period, can not survive the period, the fixed pass is developed by the bank outlets in order to collect deposits, and the deposit will belong to the deposit outlets. Fixed deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity.

There are three ways to check the balance of the Bank of China on a regular basis:

1. You can bring your ID card.

and bank card, go to the bank branch to fill in the form to check the balance.

balance. 3. If the account is a fixed passbook of Bank of China and has been linked to online banking.

You can log on to Bank of China Online Banking for enquiries.

Summary. It may be that the information we reserved when doing business is incorrect, or the mobile phone number reserved is incorrect.

Customers can only link their debit and credit cards to their online banking or mobile banking accounts. All in touch and all over the bank counter can only be processed. Please bring your ID card and the account you need to link to your online banking card to the Bank of China counter.

Why can't Bank of China mobile banking current account be linked?

It may be that the information we reserved when doing business is incorrect, or the mobile phone number reserved is incorrect. Customers can only link their debit and credit cards to their online banking or mobile banking accounts. The all-in-one current account and the all-in-one current account can only be used at the bank counter.

Please bring the certificate and the account that needs to be associated with the online banking card to the counter of Bank of China.

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The Bank of China Current Account and the debit card are partially linked, and some are not linked, and they can also be linked together through the opening of online banking, and the methods are as follows:

1. Bring your ID card and bank card to the bank branch to fill in the form;

2. Open online banking and e-commerce functions at the bank counter, and handle online banking U shield or SMS verification, etc., and then associate the passbook with online banking;

4. After completing the above operations, log in to the Internet Banking again, select My Fixed Deposit, and follow the prompts to complete;

5. Note: Keep in mind the login password of online banking, and avoid logging in to personal online banking in Internet cafes and other places.