I bought a universal life pension, and now the insurer dies, how to make a claim?

This is very easy to do, you bought this on Alipay.

If you don't know how to operate, go to the Alipay page to find the product, and let them teach you how to operate, or you can directly call the insurance company** to report the case directly.

Summary. There is an insurance benefit for the death of the national insurance pension of the relatives. If the insured dies before the first policy anniversary after the age of 80, the benefit will be paid at 100% of the premiums paid, and no death benefit will be paid upon subsequent death.

Kiss the whole people to maintain the old gold body of the Tong ridge blind seepage, so there is an insurance money. If the insured dies before the first policy anniversary after the age of 80, 100% of the premium paid will be paid to Lunhe, and no death benefit will be paid after death.

How to pay for death after only 3 years.

If the insured person dies before reaching the age of pension, and dies before retirement, the social security does not have corresponding compensation.

What to do with the money you pay.

If the relatives will be refunded, the personal payment part and interest in the deposit amount of the pension insurance personal account will be refunded to the heirs in a lump sum.

How to calculate the death benefit of universal insurance and pension?

Hello, happy to answer your questions. The amount of the 2020 pension death benefit is determined according to the time of death. If you unfortunately die before the age of 80, you will be paid according to the greater of the premiums paid and the cash value.

If you unfortunately die after the age of 80, then you will not pay any death benefits, and the insured will not get the money. In the unfortunate event of death before the required age, the insurance will refund the full amount of the premium paid or pay the cash value.

Summary. Pro-<>

I am glad to answer for you: how to receive the pension after the death of the elderly Prepare the household registration book, death certificate and other relevant materials, and go to the ** labor and social security office of Dahou Township, where the household registration is located, to go through the termination registration procedures, and the labor and social security office will report the relevant situation to the urban and rural residents' pension insurance center of the human resources and social security bureau at the next higher level.

How to receive the universal life pension after death.

The <> is happy to answer for you: how to receive the pension after the death of the old writer Prepare the relevant materials such as the household and filial piety, death certificate, etc., and go to the ** labor and social security office of Dahou Township, where the household registration is located, to go through the termination registration procedures, and the labor and social security office will report the relevant situation to the pension insurance center of the urban return to the township of the human resources and social security bureau at the next higher level.

Legal basis: The Social Insurance Law of the People's Republic of China Article 21: The new rural social endowment insurance treatment consists of basic pension and personal account pension.

Rural residents who participate in the old-age insurance of the new rural social community and meet the conditions stipulated by the state shall receive the benefits of the new rural social old-age insurance on a monthly basis.

2: The Social Security Bureau will verify the identity information of the heir, and check the payment record and personal account balance of the insured person. 3：

If the balance of the insured person's personal account is sufficient to pay the heir's life pension, the Social Security Institute will pay the life pension to the heir in accordance with the prescribed standard.

Be. Is it in the middle of paying a life pension, but dies unexpectedly, what should I do?

The Social Security Institute verifies the identity of the heirs and reconciles the payment history and personal account balances of the participants. 3: If the balance of the insured's personal account is sufficient to pay the lifelong pension of the successor, the Social Security Bureau will pay the lifetime pension to the heir in accordance with the standard set by the regulations.

If you look at these three points, the above are the procedures for receiving the death of the universal insurance lifelong pensioner.

It's a life insurance company.

What should I do if I find that I paid (automatically deducted) $10 per month from a life insurance company after I died?

The description before the year of the commodity is: insurance underwriting - national insurance - lifelong pension fixed investment plan, life insurance company's Hu Yunqing 10 yuan per month in the investment, now the person died unexpectedly, how to deal with it?

If the policyholder of the universal insurance lifetime pension plan dies due to an accident during the payment period, the insurance company will pay the death benefit according to the amount of insurance agreed in the contract, and the insurance contract will be terminated at the same time. If the insured dies due to an accident after the expiration of the payment period, the insurance company will pay the death insurance benefit according to the insured amount agreed in the contract, and continue to pay the first pension in the manner agreed in the contract.

Is it okay to go directly to the insurance company to deal with it?

Yes, but you need to apply for a certificate of the deceased.

The universal insurance lifelong pension refers to a first-class old-age security system, which aims to provide lifelong economic security for the people. The basic principle of this system is that citizens pay pension insurance premiums during their working years and receive corresponding pension benefits after retirement.

The specific way of operation of the universal life pension varies from country to country and region, but it usually includes the following aspects:

1.Contributions: Workers pay a certain percentage of pension insurance premiums during their working period, and these expenses are usually borne jointly by the employer and the employee;

2.Accumulation and investment: The pension insurance premiums paid will be pooled, and then invested and managed by ** or specialized institutions to accumulate funds;

3.Pension payment: When a worker reaches the statutory retirement age, he or she can apply for a pension. The amount of pension payments is usually related to the individual's contribution history and the amount of contributions;

4.Lifelong treatment: Different from other pension insurance, the universal insurance life pension is a lifelong pension security system, that is, once you start to receive a pension, you will benefit for life until you die.

The purpose of the universal life pension is to ensure that workers can still enjoy basic financial security after retirement, improve the quality of life of the elderly, and reduce their financial burden. The specific implementation and effectiveness of such a system will vary depending on the country's economic situation, social system and policies.

The universal insurance life pension has been launched on Alipay's Ant Insurance, which is an endowment insurance underwritten by Chinese Life Insurance, with a minimum investment amount of 1 yuan, which can increase the insured amount at any time, and the protection period is lifelong.

For example, if a 27-year-old woman insures 1,000 yuan and pays an annual fee, she can get the following benefits:

1. According to the estimate of 80 years old, 1,601 yuan per year from the age of 55, with a cumulative pension of 40,025 yuan;

2. According to the high-end income estimate, the cumulative dividend can be divided.

Summary. Pro, how much will be lost when the national insurance pension surrender depends on the period when the surrender is applied, the loss of the hesitation period surrender is very small, and the loss is relatively large if you apply for surrender after two years.

Dear, how much will be lost in the surrender of the pension of the noisy national insurance depends on the period when the application for surrender is very small, and the loss of the surrender of the hesitant period is very small, and the loss is relatively large if you apply for surrender after two years.

Dear, after the successful application of the national insurance, there is a 15-day policy hesitation period, and if you apply for surrender within 15 days, you will not be charged any handling fee, and the premium will be refunded in full, which is the period with the least surrender loss. If you want to surrender the policy after the cooling-off period, you can only refund the premium according to the cash value of the policy on the day of surrender, and the specific loss depends on the actual cash value of the policy. The cash value in the early stage is relatively small, so the surrender loss is relatively large, and everyone either applies for surrender during the cooling-off period, or applies for surrender after two years of payment.

I want to surrender the policy, how do I do it?

After entering the main interface of Ant Bao, Zaohuai clicked "My" in the lower right corner; 3.Select "All Policies" at the top left; 4.After finding the "National Insurance Lifetime Pension" and entering the relevant page, you can surrender the insurance by finding "My Customer Mill Cave Service".

It should be noted that the surrender premium will be refunded in full within 15 days after the successful payment of the policy, and the surrender will be refunded according to the cash value of the policy on the day of application for surrender after the cooling-off period.

The universal insurance life pension is a product underwritten by Guohua Life Insurance Company and sold on the Alipay platform.

Its rules are:

Age: This product is open to the general public and has the opportunity to participate in insurance.

Duration of Coverage: The duration of coverage is lifelong.

Payment period: The payment period can be paid to 35 40 45 50 55 60 years old (monthly payment), there are more options, and the insurance is more flexible.

The above points are the basic requirements for endowment insurance products in the insurance market, which is simply understood as the endowment insurance of each insurance company is guaranteed for life and received regularly.

So the point we have to focus on is: who is better to buy endowment insurance?

If you want to buy endowment insurance, then first confirm whether you really want to buy it? Do you need it? Secondly, how to choose so many products?

I think that whether to buy or not, you need to ask yourself, why do I want to buy, and what are the benefits of buying? --I guess if you are only in your own thinking, you may not be very sure whether you can consider it comprehensively and clearly, and you need professionals to help you analyze the pros and cons based on your own situation.

Which product is better to buy? --This is not something you can do by yourself, there are too many pension products on the market, and you have come to ask for a universal insurance, right?

So why buy, what to buy, what to buy, and a series of questions, welcome to talk to Sister Shuang.

The essence of insurance is protection, if you are buying insurance, insurance companies have actuaries, and there will be no big difference between them.

If you are running for the return on investment, how much money you will return, financial management, pension, don't think about it!

National financial institutions, the insurance function is the guarantee; **Features are value-added!