What is the difference between retirement and retirement at the age of 55 and retirement at 60?

Special types of work are not retired at the age of 55, it seems that you are a male employee, because the special type of work of male employees can retire 5 years in advance, and if you retire 5 years later, there are at least two major differences in pension.

According to common sense, special types of work are expected to retire early, because the work of special types of work is very tiring and the damage to physical health is relatively large, and people like you who delay retirement are really a minority.

Of course, there are also benefits of late retirement after 5 years of retirement, and the direct benefit is that your pension will be different in two ways, one is that the pension base is much higher than that of normal retirement; Second, the annual pension amount will be more.

Why pensions will be higher, four reasons:

First, the special type of work is retired at the age of 60, which is 5 years more than the retirement at the age of 55, and the pension is more than the long payment, and the payment period is 5 years longer, and the basic pension will have 5 more years of money.

The second is to pay for 5 more years, every year your salary is raised, or the upper and lower limits of social security contributions are raised, your contribution will also increase, the pension is more than you pay, you have 5 more years of payment, and your personal account pension will be 5 years more.

Third, the number of months of pension in personal accounts is lower. The number of months of retirement at the age of 55 is 170 months, and the number of months of retirement at the age of 60 is 139 months.

Fourth, if you retire 5 years later, the local average salary based on which the pension is calculated and paid will be higher after 5 years of increase, and the average salary is one of the key conditions affecting the basic pension.

To sum up, four factors will make your pension level for retirement 5 years later much higher than for those who retire at 55.

Because your pension base is higher, and the pension insurance payment period is longer for 5 years, so when the pension is adjusted every year, your pension ** amount is also higher than that of retirees at the age of 55.

Although the pension is higher, Si Zhizhi still tends to retire early, after all, health is the first thing, take your life to earn money, don't earn enough money to see a doctor and buy medicine.

Thank you for the invitation, and thank you for the landlord's question.

Hello landlord, special types of retirement at the age of 55 did not retire, until the age of 60 to retire, so what will be the difference in pension? First of all, if you do not retire at the age of 55 and retire at the age of 60, then for you, your cumulative contribution period will increase by 5 years, so the treatment of the initial pension you finally get should be higher than the treatment when you retire at the age of 55.

And in addition, if you retire after 5 years, the corresponding social average salary will also increase, so the increase in the average social salary will also directly affect the treatment of your pension, so delaying retirement for 5 years can get a higher initial pension treatment for yourself, this is no problem, but after all, delaying retirement for 5 years means that you have to receive a pension for 5 years later, so for yourself, In fact, it is more beneficial to receive a pension early.

Because of the early pension, although the initial pension may be relatively low, but there is an important condition that we should not forget, that is, every year the pension can grow normally, so as long as it can grow normally, then you retire 5 years early, you can get at least 4 pension increases, so for you can also have certain benefits, and I think that an income brought by early retirement is better than the income brought by delayed retirement.

What is the difference between retirement and retirement at the age of 55 and retirement at 60? The pension level will be higher after 5 years of retirement.

According to the landlord, he was engaged in a special type of work and should have retired at the age of 55. He did not retire until he was 60 years old. Then the landlord is a male friend, and special jobs in my country are allowed to retire 5 years early.

Then if you retire 5 years late, the pension will be higher after natural retirement.

Why? First of all, if you retire 5 years later, and continue to pay social security contributions by your employer for these 5 years, the amount of pension that goes into your personal account will increase for 5 years. According to the principle of long-term payment, there will be more.

When the pension is calculated after retirement, the average social wage rises every year. The average social wage is also one of the important factors affecting the level of pensions. Then when you retire at the age of 60, the level of pension will also be ** due to the average social salary**.

However, there are differences in local standards, and the specific difference depends on what region, and it will be higher in generally economically developed areas.

The number of months of issuance is lower for personal accounts. The number of months of retirement at the age of 55 is 170 months, and the number of months of retirement at the age of 60 is 139 months. If the number of months is lower, then the pension in the personal account will be more.

It can be seen that if you retire 5 years later, the level of pension you will receive will be higher.

But there are such good policies, why not enjoy them? If a special type of work is a job that is harmful to health, the body will also be affected to a certain extent. And now there are many people who are looking forward to retiring early.

You can also retire first and then be rehired. In this way, you can not only receive a pension because of it, but also an additional salary. You can also have more financial income for your later life.

No matter what the reason makes you choose to leave late, the main thing is that you are doing well at work and being happy, which is more important than anything else.

There will be a certain amount of difference, and the distribution time is limited. There will be a certain gap in the amount, after all, there will be a big gap in the amount of money after a difference of five years; The distribution time is limited, and it is very necessary to collect it at the time of collection.

There will be no big difference, and it will also be adjusted accordingly according to your retirement age, as well as the time you work, which will be about 200 yuan to 500 yuan more than before, and if the situation is more special, you can also choose to retire early, and it will not affect the pension payment later, and the country has also relaxed the policy for these people.

It will definitely be higher than 55 years old for retirement treatment, and the average salary will also increase relatively, and it will also allow yourself to get 4 opportunities for pension promotion, and it will bring a relatively high income, followed by a certain share of the pension, which will also make our old economic life better and better.

What is the difference between the treatment of retirement pension for retirees aged 55 and 60 for special types of work? People who are 55 years old in special jobs can retire 5 years in advance, so that they can retire 5 years in advance, which means that they can enjoy the pension treatment, which is relatively less, and the cumulative payment period will be reduced by 5 years. Therefore, on the surface, if we leave 5 years early, our pension will indeed be very small.

But in fact, there are many benefits that early retirement brings to us, and early retirement can experience the pension treatment in advance, so that the early experience of pension treatment means that we can pay less than 5 years of pension insurance and receive 5 years of pension treatment.

Then we retire five years early, and after five years of rising, in other words, we can basically ensure that the retirement pension treatment is consistent with that of ordinary retired staff, at least it is already a very close level. Therefore, leaving early is still of great benefit to yourself. However, it does not mean that everyone can enjoy the early retirement treatment of this special type of work.

Because there must be a certain premise for the early retirement of special types of work, in other words, they are definitely special types of work, so what kind of technical jobs are called special types of work, under normal circumstances, they are engaged in high-altitude and continuous high temperature mines and especially complex human capital and their positions containing toxic and harmful substances, so only this type of technical work positions are called special types of work, only such special types of jobs can be retired 5 years in advance, and as a woman, they can also retire at the age of 45. As a man, you can retire at the age of 55.

Therefore, it does not mean that the skilled work you are engaged in belongs to the special type of work, and in the case of applying for early retirement for the special type of work, you must ask for a record in your personnel file, from which year to which year you have worked according to such a skilled job, and the working period is about 8 to 10 years later, and this period of time will have early retirement benefits. Therefore, we can experience the basic pension treatment 5 years in advance, and naturally early retirement is actually a very big advantage and benefit for anyone.

If you say that you do not have the conditions for early retirement, then you can retire according to the normal retirement age. One advantage is that the original retirement pension treatment is relatively high. Since the total period of social security payment is 5 years longer, the fact that they can get the original retirement pension is undoubtedly very high!

"Special types of work at the age of 55 for retirement and retirement at the age of 60, the pension gap is relatively large, the monthly pension gap is at least 600 yuan or more, which is mainly due to the retirement at the age of 60 more than 5 years of payment period, the balance of personal account funds more than 5 years of payment included, the average social wage of workers is higher than 5 years ago, the number of months is 31 months more than 60 years old retirement, resulting in a relatively large gap in pensions. However, at the age of 55, you have to pay less than 5 years of pension insurance, receive 5 more years of pension, and participate in 4 years of national pension adjustment for retirees, so the final difference is not very big. ”

For special types of work, there is a big gap between retirement at the age of 55 and retirement at the age of 60, and the monthly pension gap is at least 600 yuan or more.

Of course, there will be a lot of difference between the amount of retirement at the age of 55 and 60, because the amount of money received is different depending on the number of years of contribution.

I really don't know, I haven't understood, and many people have big questions about this issue.

Therefore, when an employee reaches the age of 55, he or she can not retire, and if he or she retires for a special type of work, he or she must apply for it himself, and he cannot retire without applying. The state's regulations on early retirement for special types of work are: men must be at least 55 years old, and women must be at least 45 years old; Those who are engaged in underground, high-altitude, high-temperature, particularly heavy physical labor and other work harmful to their health, whether they are engaged in this kind of work or have been engaged in this kind of work, must meet one of the following conditions in order to handle it in accordance with Article 1 (2) of the "Interim Measures for the Retirement and Retirement of Workers".

1) Those who have been engaged in high-altitude or particularly heavy physical labor for a total of 10 years; (2) Engaged in underground or high-temperature work for a total of nine years; (3) Engaging in other work harmful to physical health for a total of eight years. Legal basis: Resolution of the Standing Committee of the National People's Congress on Approving the Interim Measures for the Retirement and Retirement of Workers Article 1 Workers of enterprises, public institutions, party and government organs, and mass organizations owned by the whole people shall retire if they meet one of the following conditions.

1) Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years. (2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, where men are at least 55 years old, women are at least 45 years old, and have worked continuously for 10 years or more. This provision also applies to grassroots cadres whose working conditions are the same as those of workers.

Special operations personnel.

You can retire at the age of 55, because special operators have the prerequisites for early retirement, naturally your special operators must meet the requirements of the special operations in the special type of work catalogue, such as those engaged in high-altitude and continuous high temperature mines, especially complex human capital.

and technical jobs that contain toxic and harmful substances, so that this type of skilled jobs can be retired 5 years early, for men, then you can retire at the age of 55, and for women, you can even retire at the age of 45.

However, if you do not apply for retirement normally at the age of 45 or 55, and do not apply for retirement until the retirement age prescribed by the normal law, what will be the impact on yourself? In fact, there must be some harms, but if you retire according to the normal legal retirement age, it means that your cumulative contribution years have increased, so in the end, you get, the treatment of the original pension must be relatively higher.

As a retired worker, the pension is increasing every year, in other words, it is better for him to retire 5 years early and get a pension from the second year of retirement.

Normal increase, so if you retire 5 years early, you can get at least 5 pension increases, so after 5 pension increases, in fact, you will reach a or equivalent to the same original pension treatment as the ordinary law on retirement age, so early retirement is still competitive for yourself.

Therefore, whether you can get a pension in the end is based on your own social pension insurance.

Although the total social security payment period will be shorter, the pension period will be longer, so early retirement still has certain benefits.