Is there no paper policy for car insurance in 2020?

Yes. In 2020, car insurance has a paper policy, if the owner needs a paper policy, he can make a request to the insurance company, or he can log in to the insurance company's ** or APP color printing policy, and the specific operation process can be called the insurance company for consultation.

In addition, the electronic policy has the same validity as the paper policy, so the car owner does not need to worry. The electronic certification document issued by the insurance company to the policyholder in the form of data messages to prove the contractual relationship of motor vehicle insurance is an electronic substitute for paper insurance policies and insurance endorsements. Electronic auto insurance policies include compulsory liability insurance e-policies, commercial auto insurance e-policies, and e-endorsements.

Extended Information:1Car insurance policies are described as follows:

Consumers need to contact the insurance company clerk to pay the premium, issue the policy, and hand over the paper policy. Now, insurance companies send insurance information and electronic policies to consumers through text messages, emails, etc. Insurance consumers can also go to the insurance company's official ** inquiry and ** electronic policy.

At the same time, to prevent the insurance policy from being forged.

2.The electronic policy of car insurance refers to the electronic document issued by the insurance company to the car insurance consumer in the form of data messages to prove the existence of the car insurance contract, and the pilot unit PICC property insurance, compulsory insurance of motor vehicle traffic accident liability and compulsory insurance of motor vehicle traffic accident liability are all electronic.

3.In the past, paper insurance policies were actually printed out of electronic policies. Therefore, electronic insurance policies have the same content and legal effect as traditional paper insurance policies.

4.The implementation of paperless office across the country, so the electronic car insurance policy is a pilot of the policy, and the electronic policy issued by the vehicle insurance company can be queried on the app or official website of the insured company.

5.Paper policies still exist, and you can put forward your needs to the insurance company as needed, so that the insurance company can issue a paper policy to users. The electronic auto insurance has been implemented on a pilot basis since 2017, and in cities that have been implemented, insurance companies and traffic management departments have realized the exchange of compulsory insurance information on motor vehicle traffic accident liability; However, if you want to drive to other places, maybe in some remote towns, the local traffic police have not yet publicized in place, you need to print out the electronic version of the car insurance logo and stick it on the windshield to prevent being deducted points by the traffic police in other regions.

Compared with the previous car insurance paper policy, the car insurance electronic policy has the advantages of efficiency, convenience, safety and environmental protection, and the owner can verify the authenticity of the electronic policy through the official website of the insurance company or the official website of China Insurance Information Technology Management. Tampering, insurance companies use digital certificates and other technical means to encrypt and authenticate electronic insurance policies. Consumers can verify the electronic policy information of auto insurance through various channels such as customer service**, official**, and business outlets.

Insurance policies are generally paper certificates, but with the development of Internet insurance e-commerce, electronic policies have begun to appear. The electronic policy replaces the traditional paper insurance contract in the form of electronic documents, and customers can query, print and print the policy through the insurance company or insurance intermediary, and can verify the validity of the policy online. Customers do not need to provide insurance policies when handling the preservation and claim settlement business of electronic policies.

Electronic insurance policies have unique advantages such as safety, efficiency, peace of mind, convenience and environmental protection.

That's right, it's all a single policy now, but it can be printed.

In most cases, the 2021 car insurance has an electronic policy that does not need to be paper, but during the annual review, it is recommended that the car owner can print out the electronic policy of compulsory traffic insurance (the policies vary from place to place, and you can ask the local vehicle management department whether you need a paper policy of compulsory traffic insurance). In addition, the legal effect of the electronic car insurance policy is the same as that of the paper policy, and if the local compulsory insurance electronic policy policy has been implemented, then when encountering the traffic police, you only need to show the electronic policy of compulsory traffic insurance, and there is no need to paste the compulsory insurance logo on the car.

Supplementary information: The so-called auto insurance electronic policy refers to the electronic document issued by the insurance company to the auto insurance consumer in the form of data messages to prove the auto insurance contract relationship. The traditional paper insurance contract is embodied in the form of data messages with the same legal effect.

At present, the electronic documents involved include electronic insurance policies, electronic insurance policies, electronic endorsements of motor insurance and electronic compulsory insurance signs, which are currently set as PDF files.

If the insured status is normal, the driver can enjoy a variety of conveniences:

When the motor vehicle insured in Guangdong is driving on the road within the jurisdiction of Guangdong, the traffic management department of the public security organ can automatically check the compulsory traffic insurance data when the traffic management department is on duty on the road to enforce the law and deal with traffic accidents. Based on the electronic policy information of the compulsory traffic insurance that has been checked, the vehicle shall not be detained and punished on the grounds of not carrying or placing the insurance mark.

When handling the registration of motor vehicles and applying for the motor vehicle inspection mark within the jurisdiction of Guangdong, the vehicle owner can handle it with the information of the electronic insurance policy of the compulsory traffic insurance, and the car owner is no longer required to submit, check and accept the paper certificate of the compulsory traffic insurance.

Car owners in Guangdong no longer face a thick stack of paper insurance contracts, and a smartphone can do it all.

The e-mail information sent by the insurance company to the policyholder and the insured is encrypted, encrypted and compressed after encryption and electronic signature authentication, which has anti-tampering technology and encryption function, so the electronic policy data cannot be tampered with and has high security and reliability.

Once the driver of the motor vehicle is out of insurance, he will not have to show the paper insurance documents when handling the claim procedures, and the insurance company can directly inquire about the insurance contract for claims, which improves the efficiency of claim settlement.

Vehicles covered. The implementation of the auto insurance electronic policy is jointly implemented by 41 property insurance companies in Guangdong, and currently covers motor vehicles such as buses, cars, trucks, and special vehicles insured with compulsory traffic insurance and commercial insurance in Guangdong;

The implementation of motorcycle, tractor, one-way car pick-up insurance and cross-border Hong Kong and Macau vehicle e-policies has been suspended.

Nowadays, car insurance is already an electronic policy, so there is no paper anymore.

Insurance is a kind of protection for citizens, and many people will buy an insurance policy for themselves, but there are also careful netizens who find the insurance policy they bought in 2021.

The 2020 version is shown, why is that?

1. There are no mistakes.

There is nothing wrong with this, the policy shows the 2020 version, which means that the policy is an insurance template established in 2020. And this template is not limited in the process of use, so the insurance policy you purchased in 2021 shows the 2020 version. This does not affect the benefits of your policy, but only the name position of the insurance type, which generally refers to the listing in 2020.

So don't be in a hurry when you encounter this situation, because it won't lose your benefits, and don't worry.

Second, the policy of the inquiry method.

Let's introduce the inquiry method about the insurance policy, because many people will buy multiple insurances for themselves and their families, so many insurances are piled together, how to check the policy? The first thing to do is to find out which insurance company you are buying from, and if you can remember the insurance policy.

The number is easier to do, you can teach you a way, after buying an insurance, the name of the insurance, the type of insurance and the insurance policy number are excerpted in the mobile phone or notebook. In this way, it is very convenient to inquire which company, which type of insurance, which insurance policy number, and you can query the purchase period and expiration period of the policy. There is also a way to go hungry in the app of this insurance company and enter your ownID cardThe information will show the corresponding policy, which is also more convenient.

3. Summary. For example, if the insurance purchased in 2021 shows the 2020 version of the policy, it means that the insurance is a template for 2020, or that the insurance is on sale in 2020, which is normal.

The 2020 version of the policy can only state that the version you bought is the 2020 version.

When we buy insurance, we must learn to understand the content of the insurance contract.

First of all, it is necessary to pay attention to the hesitation period, which is generally 10-15 days.

If you regret after taking out the insurance product, then you must remember to surrender the policy in time during the hesitation period, the loss of surrendering the policy during the hesitation period is very small, at most the cost will be deducted, and then the premium will be returned.

However, if the policy is surrendered after the cooling-off period, the cash value will be refunded.

The cash value of the insurance is very low in the early stage, so the loss of surrender after the hesitation period will be very large.

For details, please refer to this article: How to Surrender Insurance Surrender, How Much Can Surrender Surrender, and How to Reduce Surrender Loss?

In addition, it is also necessary to see whether there are "words" in the contract, especially the part of the guarantee responsibility.

Be sure to see if it is the same as what the ** person says, or whether the spine is the same as the product advertised.

There is usually a waiting period in the insurance, so pay attention to the length of the waiting period.

Generally speaking, except for accidents, if the insurance company is insured during the waiting period, the insurance company will basically refund the premium and will not make a claim.

So you should pay extra attention to these places.

In general, buying insurance is not a simple matter, everyone must be cautious!

Because the policy has not been updated, it is still the 2020 version, and it will not affect the benefits of the policy, so you can not be too worried about the promotion of brother.

It's because this policy hasn't been renewed, so it's still the 2020 version, and it has no impact.

It may be because there are some problems in the system, you can directly call ** to ask the relevant personnel.

Today's car insurance is not necessarily an electronic policy.

Although most insurance companies now choose to buy insurance and issue electronic policies, it is relatively rare to open paper policies, but if the insured needs paper policies, they can still be issued as usual, and there are a few areas that do not fully implement electronic policies in areas that also use paper policies, which also have the corresponding policy effect.

Electronic insurance policies are widely respected by insurance companies because of their portability, no loss, good archival management, and saving printing costs. Moreover, electronic insurance policies have the same legal effect as paper insurance policies.

Extended information] Motor vehicle insurance, also known as automobile insurance (referred to as car insurance), refers to a kind of commercial insurance that compensates for the personal or property damage caused by natural disasters or accidents of motor vehicles.

Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the subject of insurance.

Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams, and state battery cars and motorcycles.

The real development of motor vehicle insurance was after the Second World War, on the one hand, the popularity of automobiles made the risk of road accidents constitute a universal social hazard; On the other hand, many countries include third party liability for various motor vehicles, including automobiles, in the scope of compulsory insurance. Therefore, the motor vehicle insurance business is a universal insurance business in the world.

In 2001, China's auto insurance premiums amounted to 100 million yuan, and the auto insurance industry turned a profit for the first time. By 2011, the premium income of domestic auto insurance reached 350.4 billion yuan, a year-on-year increase.

Since the 50s of the 20th century, with the rapid expansion of the automobile manufacturing industry in Europe, the United States, Japan and other regions and countries, motor vehicle insurance has also been widely developed, and has become the most important business insurance in property insurance in various countries. By the end of the 70s of the 20th century, car insurance accounted for more than 50% of the entire property insurance.

From China's point of view, with the increase in car ownership year by year, auto insurance has become a major component of China's non-life insurance market, and it is the largest type of property insurance.

Nowadays, insurance is all electronic policies, which is very convenient and saves a lot of resources.

Yes, now do away with paper policies and switch to electronic policies.

Yes, I haven't heard of it.

In 2020, paper insurance policies will be abolished for car insurance, and electronic insurance policies will be used in the future. Therefore, the front windshield of the vehicle is no longer affixed with the compulsory traffic insurance logo.

The implementation of electronic auto insurance policies is a requirement put forward by the China Banking and Insurance Regulatory Commission and the Ministry of Public Security to deepen the "decentralization, decentralization, and service" and "reduction of certificates to facilitate the people" of public security traffic management. The purpose is to realize the "online and electronic" car insurance business through the empowerment of science and technology and the use of information technology, so as to make the majority of car owners travel, handle car inspection, insurance, claim settlement and other businesses more convenient, environmentally friendly and efficient.

3. After the interface is converted, the owner needs to find "My Vehicle" on the page and click to enter;

4. After entering the new page, find "Add Vehicle" and click the Add Vehicle button.

5. Enter the relevant information of the owner's vehicle as required on the interface of adding vehicle information;

6. After the relevant information is entered, click "OK", and after the new page pops up, the new page will display "Successfully bound the vehicle", and then click "Finish" directly;

8. After completing the above steps, the interface that appears at this time can see the insurance policy purchased and used by the car owner, and at the same time, it will also completely display the relevant information of the car insurance that the car owner has purchased or has purchased and has not yet been activated.