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Legal analysis: Five insurances and one housing fund refer to the collective name of several kinds of protective treatment given by employers to employees, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, as well as housing provident fund and filial piety key bending fund.
Legal basis: "Social Insurance Law of the People's Republic of China" Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in the event of old age, illness, work-related injury, unemployment, childbirth, etc.
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Legal analysis: the content of "five insurances and one housing fund" is endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, and housing provident fund.
Legal basis: Article 2 of the Social Insurance Law of the People's Republic of China The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, and protect citizens' rights to receive material assistance from the state and society in the event of old age, illness, work-related injury, unemployment, childbirth, etc.
Article 3 of the Regulations on the Administration of Housing Provident Fund The housing provident fund paid by the individual employee and the housing provident fund paid by the unit where the employee belongs to the employee shall belong to the individual employee.
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The contents of five insurances and one housing fund are as follows:
1. Endowment insurance. Endowment insurance is a social insurance system that is enforced by the state in accordance with the law, specifically for workers and forms a pension system through the collection of endowment insurance premiums from enterprises and individuals, so as to solve the problem of living security for workers after retirement. Its basic treatment is the payment of pension insurance, which is not only the main project in the social insurance system of various countries, but also the most important guarantee project in the social security system of various countries;
2. Unemployment insurance. Unemployment insurance is a social insurance system that is enforced by the state in accordance with the law, specially for workers and through the collection of unemployment insurance**, to solve the problem of living security for the unemployed who meet the specified conditions. Its basic treatment is the payment of unemployment insurance premiums and unemployment medical assistance, etc., which is an indispensable stability and guarantee mechanism to meet the needs of labor market-oriented development under the conditions of market economy and alleviate the serious social problems that may be brought about by unemployment.
3. Medical insurance. Medical insurance refers to a social insurance system that is compulsory by the state in accordance with the law, specially for workers and forms medical insurance through the collection of medical insurance premiums from enterprises and individuals, so as to solve the medical security problems of workers and their families. Its basic treatment is to provide medical insurance and medical subsidies;
4. Work-related injury insurance. Work-related injury insurance is a social insurance system that the state enforces in accordance with the law to raise work-related injury insurance for enterprises or employers to compensate employees for the loss of income and medical security benefits caused by work-related accidents. Its basic benefits include income security, work-related injury pension, work-related injury medical insurance, etc. during the work-related injury period;
5. Maternity insurance. Maternity insurance is a social insurance system that is compulsory by the state in accordance with the law and raises maternity insurance for employers and individuals to solve the problems of income and living security of women who give birth during pregnancy and breastfeeding. Its basic treatment is to provide maternity medical insurance, maternity leave and maternity leave pay, etc.;
6. Housing provident fund. Long-term housing savings paid by state organs and public institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their in-service employees.
Legal basisArticle 4 of the Social Insurance Law of the People's Republic of China.
Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with the law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.
Article 10. Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums.
Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual.
The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***.
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the content of five insurances and one housing fund; Including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance. One gold refers to the housing provident fund.
Yes, medical insurance does not support remote transfer, and can only be used and reimbursed at the place of purchase. That is, other species can only be used locally. >>>More
1.With regard to the withdrawal of social insurance, according to Article 14 of the Social Insurance Law, personal accounts shall not be withdrawn in advance, and the interest rate shall not be lower than the bank fixed deposit interest rate, and interest tax shall not be levied. In the event of the death of an individual, the balance of the personal account may be inherited. >>>More
1. Stop payment, interrupt the payment period, and stop the accumulation of personal accounts, but as long as the time is not long, it will have little impact on the future; 2. Pay in full by the individual, that is, pay the past together with the part paid by the enterprise without interrupting the payment, but it is not cost-effective for the individual to bear a heavier burden; 3. Find a new work unit, go through the procedures for social security transfer, and continue to pay according to the original account, without making up the payment, but it cannot be refunded. Medical insurance, there are also personal accounts, individuals pay 2%, enterprises pay 8%, the treatment method after resignation is basically the same as pension insurance, and the money in the personal account can continue to be used locally. Work-related injury insurance, unemployment insurance, and maternity insurance do not have personal accounts, and the insurance will be automatically lifted after resignation, but unemployment insurance can be received as long as the payment has been paid for one year and unemployment is not caused by personal reasons. >>>More
Income from wages and salaries refers to the wages, salaries, bonuses, and year-end salary increases obtained by individuals as a result of their positions or employment. >>>More
The five insurances include endowment insurance.
Medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance. >>>More