How to deal with the five insurances and one housing fund after resignation?

1. Stop payment, interrupt the payment period, and stop the accumulation of personal accounts, but as long as the time is not long, it will have little impact on the future; 2. Pay in full by the individual, that is, pay the past together with the part paid by the enterprise without interrupting the payment, but it is not cost-effective for the individual to bear a heavier burden; 3. Find a new work unit, go through the procedures for social security transfer, and continue to pay according to the original account, without making up the payment, but it cannot be refunded. Medical insurance, there are also personal accounts, individuals pay 2%, enterprises pay 8%, the treatment method after resignation is basically the same as pension insurance, and the money in the personal account can continue to be used locally. Work-related injury insurance, unemployment insurance, and maternity insurance do not have personal accounts, and the insurance will be automatically lifted after resignation, but unemployment insurance can be received as long as the payment has been paid for one year and unemployment is not caused by personal reasons.

Housing provident fund, there are personal accounts, enterprises and individuals pay fees, all form the total amount of personal accounts, just like the bank's small deposit ownership belongs to the individual, after resignation just stopped saving money, but the account money is still yours, as long as it meets the provident fund withdrawal regulations, you can withdraw at any time, and you can also renew it in the future, and it will never be invalid. Legal basis: Article 72 of the Labor Law of the People's Republic of China stipulates:

Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law. Article 50 stipulates that the employer shall issue a certificate of dissolution or termination of the labor contract when dissolving or terminating the labor contract, and complete the formalities for the transfer of the employee's file and social insurance relationship within 15 days.

After resignation, it can be handled in the following ways: 1. Stop payment, interrupt the payment period, and stop the accumulation of personal accounts; 2. Paid in full by the individual; 3. Find a new work unit, go through the procedures for social security transfer, and continue to pay according to the original account, without making up the payment, but it cannot be refunded.

If you have a new job, it will be relatively simple, issue a resignation certificate, and then you can go through the social security transfer procedures after joining the new company. If you haven't found a suitable job yet, don't worry, the local hukou can renew the social security payment at the talent center where the file is located. For foreign accounts, you need to be attached to a regular company to pay on your behalf.

After leaving the company, what should I do with my five insurances and one housing fund?

After resigning, what should I do with five insurances and one housing fund? You can do it this way.

<> "How to deal with five insurances and one housing fund after resignation.

The cessation of payment will result in the interruption of the payment period and the cessation of the accumulation of personal accounts, but as long as the time is not long, it will have little impact on the future. The individual pays in full, that is, the payment is not interrupted, and the past part is paid together with the part paid by the enterprise. If you are looking for a job in a foreign country, you can go through the insurance transfer procedures and go to a new employment area.

Either way, you can find a new employer and continue to pay according to the original account, and you don't need to make up the payment.

1. After the employee resigns, the pension insurance has a personal account, and the ID number is the account number

1. Stop payment, interrupt the payment period, and stop the accumulation of personal accounts, but as long as the time is not long, it will have little impact on the future;

2) Pay in full by the individual, that is, pay the past together with the part paid by the enterprise without interrupting the payment.

3) If you go to other places to find a job, you can go through the insurance transfer procedures and go to a new employment area. Either way, you can find a new employer and continue to pay according to the original account, and you don't need to make up the payment.

2. There is no personal account for work-related injury insurance, unemployment insurance, and maternity insurance, and the insurance will be automatically lifted after the employee resigns, but the unemployment insurance can be received as long as the payment has been paid for one year and is not caused by personal reasons.

3. Medical insurance has a personal account, and the treatment method after resignation is basically the same as that of endowment insurance, and the money in the personal account can continue to be used locally.

4. The housing provident fund has a personal account, and the fees paid by enterprises and individuals all form the total amount of personal accounts, just like the bank's zero deposit ownership belongs to the individual, and the money in the account still belongs to the original employees, as long as it meets the provisions of the provident fund withdrawal, it can be withdrawn at any time, and it can also be renewed after the mu is shortage, and it will never be invalid and will not be cleared.

<> "How to deal with five insurances and one housing fund after resignation.

After resignation, employees are often concerned about the transfer, withdrawal and continuation of five insurances and one housing fund. What should I do with five insurances and one housing fund after resignation? After resignation, employees should handle the transfer voucher of five insurances and one housing fund, and after joining the new unit, they can handle the transfer of five insurances and one housing fund with relevant certificates.

What should I do with five insurances and one housing fund after resignation?

1. What about post-employment pension insurance?

After resignation, there are three ways to deal with pension insurance:

1.Stop payment: At this time, the pension insurance payment is interrupted, and the accumulation of personal accounts is stopped. Wait until you have a new unit, and then continue to pay.

2.Conversion to individual payment: If you no longer work after leaving your job, or become self-employed, etc., you can pay for endowment insurance, but self-payment means that both the individual and the unit have to pay their own money, which is a heavy burden and is not recommended.

3.Transfer procedures: After resignation, if you find a new job, you can go through the transfer procedures of five insurances and one housing fund, and after transferring to a new unit, the new work unit can continue to pay according to the original account.

2. What about after-service medical insurance?

After resignation, the transfer and continuation of medical insurance is basically the same as that of pension insurance, and the money in the medical insurance account can still be used within 3 months after resignation. Therefore, it is best to process the transfer within 3 months.

3. What about post-employment work-related injury insurance, unemployment insurance, and maternity insurance?

Work-related injury insurance, unemployment insurance, and maternity insurance are paid by the employer and automatically terminated after resignation. At this time, if you have paid unemployment insurance contributions for 1 year, you can apply for unemployment insurance benefits after leaving your job. After joining the new employer, work-related injury insurance, unemployment insurance, and maternity insurance will be repaid by the employer.

4. What should I do with the housing provident fund after leaving office?

The housing provident fund has a personal account, and the payment stops after leaving the job, but the money in the personal account still exists. If eligible, you can withdraw your CPF. After joining the new unit, you can also continue to pay the provident fund.

Appendix: Provident Fund Withdrawal Conditions.

1.Housing withdrawal conditions for the provident fund.

Buying an owner-occupied home.

Overhaul of owner-occupied housing.

Purchase a flat house to convert a house or raise funds to build affordable housing.

Renovation of owner-occupied housing.

Buying a second-hand house.

Rent. Construction of owner-occupied housing.

Demolition and resettlement housing.

Repay the principal and interest of the owner-occupied housing loan.

2. Conditions for withdrawing non-provident fund hidden file houses.

Terminated employment relationship with the employer and has not been employed for two years and has serious difficulties in family life.

Non-housing consumption extraction - to settle abroad or to Hong Kong, Macao and Taiwan.

Men who have terminated their labor relations with the employer have reached the age of 50 and women who have reached the age of 45 and have not been re-employed.

Completely lose the ability to work and terminate the labor relationship with the employer.

Employees are included in the scope of the city's minimum living allowance for urban residents.

The employee dies or is declared dead.

Sudden and major natural disasters have caused serious difficulties in family life.

Extracted from a critical illness.

Employees with non-Chengdu household registration terminate labor relations with the unit and leave the city, and employees with household registration in Chengdu terminate with the unit.

Employees leave (retire).

After leaving the company, what should I do with my five insurances and one housing fund?

After resigning, the original employer will go through the procedures for you to stop paying social security, and your social security account will be sealed. If you can find a new employer right away, provide a copy of your ID card to the personnel of the new employer, and they can handle the social security renewal procedures for you, without you having to handle it yourself.

Even if you don't find a new job right away, you can choose to pay social security as a freelancer (usually in a local town) and go to the social security bureau where your household registration is located, which usually includes pension and medical insurance.

You can also choose to ignore it, after all, the number of years of social security contributions is cumulative, and there is a gap in between. Of course, if you do not pay social security during this period, the corresponding medical insurance reimbursement policy will naturally not be enjoyed. In other words, it is not mandatory to pay social security during the gap period.

If the original unit and the current unit are not in the same place, social security (except for endowment insurance) cannot be transferred, and social security can only be transferred to the place where the household registration is located (the purchase of insurance in your own name is related to the household registration). The provident fund can be withdrawn with the certificate issued by the original unit, the medical insurance can be spent directly, the pension insurance can roam across provinces, and the others will not work, you can do it again. The transfer of five insurances and one housing fund can also be consulted with the Social Security Bureau.

It's best to decide where you want to settle down and move your hukou there, otherwise it will be a hassle to move around.