What happens if the 10,000 e loan is overdue for a day or two? Will the call log be exploded

It shouldn't be, but it's possible, so it's recommended not to overdue.

Loan overdue will have an impact on personal credit information, more than 90 days of credit will become black, and at the same time, it is impossible to apply for other loans before the overdue has not been paid off, and there will be certain liquidated damages, overdue interest and other expenses.

This is not a good thing for the host, so you should be cautious when borrowing, and do not borrow unless necessary.

Hello, it shouldn't be a day or two overdue to be paid back in time. First of all, if it is overdue, it will have an impact on your credit according to the length of time, and the credit investigation is seriously overdue (more than 90 days), and the credit is a black account, and it is impossible to apply for any loan business before the overdue is not paid off, and secondly, there will be additional costs such as liquidated damages and overdue interest, and the last interest is greater than the principal for a long time is not new, please be cautious.

I was one day overdue and was threatened by the collection dog to hit ** home, I was, and now I have cleared the unloading, garbage.

How long does it take to sue for a million e loan overdue? Generally speaking, for short-term loan overdue, the lending institution will treat it as non-malicious overdue, as long as the lender immediately repays the arrears in full, and the lender will no longer be held accountable, and will not be on the credit report.

Different lenders have different grasps of the overdue time of loans.

For example, banks, generally repaying the arrears within three days of the loan overdue will be regarded as the lender's non-malicious overdue, and for small loan apps, the time will be longer.

For long-term overdue behavior, the lending institution will classify the loan overdue as malicious overdue, and the loan will be classified as "bad debt", at this time, the lending institution will take various ways to collect the arrears, such as door-to-door collection and collection to the company, and even take the debtor to court.

Generally, more than 90 days will be regarded as malicious overdue, and more than 120 days will be taken legal measures.

Therefore, if the loan is overdue for more than 120 days, it is very prepared to be sued.

Article 120 of the Civil Code: Where civil rights and interests are infringed upon, the infringed party has the right to request that the infringer bear tort liability.

Each platform has different dunning methods, and it is recommended to repay the arrears as soon as possible, resulting in serious overdue will face:

1. Bear high overdue fees.

For overdue fees, different online lending platforms have different names and different charging standards. Whether it's called overdue penalty interest, overdue management or other various names, the fees are very high. Therefore, if you have the ability to repay the loan on time, you should never overdue.

2. Bear the fancy collection of the platform.

Collection is generally divided into three stages: the first stage, just a few days overdue, the platform customer service mm softly and warmly reminds, telling you that you have been overdue, please repay on time; In the second stage, if it is overdue for a long time, the platform's customer service will seriously warn that it will face serious consequences if it is overdue; In the third stage, after a long time of overdue, the platform no longer persuades each other and begins to take practical action.

There are many kinds of practical actions, such as: the platform pushes your arrears information to your relatives and friends, so that you lose face in the circle of friends; The platform arranges special collection personnel to collect door-to-door, face-to-face communication and accounting. Of course, these are still relatively mild.

Some platforms outsource the collection and collect it by a specialized collection company, and the collection company that broke out some time ago is "violent collection", and I believe that borrowers are unwilling to encounter it.

Legal analysis: Wan e loan overdue for three months will be prosecuted.

Prosecution is the act of filing a lawsuit with the court in accordance with the law to request the court to try a specific case. The prosecution must be brought by a citizen or legal person with the right to sue before a court of competent jurisdiction in accordance with the law.

The prosecution process is:

1. When a party files a lawsuit, it shall first submit a statement of indictment, and submit a corresponding number of copies according to the number of opposing parties;

2. According to the principle of who asserts and who bears the burden of proof, the plaintiff shall submit materials to the court for litigation;

3. When submitting documentary evidence to the court, the parties shall fill in a list of evidence in duplicate, listing in detail the name and number of pages of the evidence submitted;

4. Within seven days after the parties have performed the necessary formalities and submitted all relevant evidentiary materials, the case filing division shall handle the case filing formalities if the conditions for case filing are met, and rule not to accept those that do not meet the requirements for case filing.

Legal basis: Civil Procedure Law of the People's Republic of China

Article 15: State organs, social groups, enterprises, and public institutions may support the harmed units or individuals in bringing lawsuits in the people's courts for conduct that harms the civil rights and interests of the state, collectives, or individuals.

Article 35: Where two or more people's courts have jurisdiction, the plaintiff may file a lawsuit with one of the Liangsu people's courts; Where the plaintiff files a lawsuit with two or more people's courts with jurisdiction, the people's court that first filed the case has jurisdiction.

Article 56: Where third parties find that they have the right to make independent claims on the subject matter of litigation between the parties, they have the right to initiate litigation.

Where a third party does not have the right to make an independent claim on the subject matter of the litigation between the parties, but has a legal interest in the outcome of the case, he may apply to participate in the litigation, or the people's court may notify him to participate in the litigation. A third party who is judged by a people's court to bear civil liability has the procedural rights and obligations of the parties.

Where the third parties provided for in the preceding two paragraphs do not participate in litigation for reasons that cannot be attributed to themselves, but there is evidence showing that part or all of the content of the legally effective judgment, ruling, or mediation document is wrong, harming their civil rights and interests, they may file a lawsuit with the people's court that made the judgment, ruling, or mediation document within six months from the date on which they knew or should have known that their civil rights and interests had been harmed. Where the people's court finds the litigation claim sustained after trial, it shall modify or revoke the original judgment, ruling, or mediation document; Where the litigation claim is not sustained, the litigation claim is rejected.