Who can provide me with the value of China s savings rate and per capita GDP in the past 10 years? T

At the end of the third quarter of 22, according to public data, China's total household savings reached 115 trillion, an increase of more than 8 trillion over the same period in 2021.

Of course, our savings are increasing every year, but in 22 years it has increased a little more, about more than 4 trillion, and the amount of this savings will increase further by the end of the year.

This situation is partly due to the relatively serious epidemic situation across the country, and residents' consumption has decreased significantly, except for the purchase of some essential daily necessities online, most of the other consumption has been artificially suppressed and postponed.

Some people believe that the downturn in the real estate market has led to fewer people buying houses, which has led to an increase in savings, so some experts suggest giving more support to real estate credit to attract more people to buy houses, thereby stimulating the consumer market.

Another reason for the increase in deposits is that the bond market has fallen sharply in the fourth quarter, resulting in losses in many wealth management products, which has allowed prudent investors to withdraw their money and turn it into bank deposits, which has also led to an uncertain increase in savings deposits.

The current weakening of consumption will have a more serious impact on China's economy in the current period, and the decrease in consumption will be immediately reflected in the contraction of GDP, but in the long run, the growth of savings represents an increase in China's capital.

In order for a country's economy to develop, it is impossible to have enough capital accumulation, and in the past our savings as a percentage of total GDP have been declining, and this decline has actually led to a not-so-good situation: our active investment is constantly weakening.

Now the growth of our savings will have a certain impact on consumption in the short term, but at the same time, it will also accumulate energy for the next step of investment, so we cannot unilaterally say that the growth of savings is necessarily bad or necessarily good.

Because now all enterprises will have a big problem, especially small and medium-sized enterprises his debt continues to increase, more expenditure and less income, relying on loans to maintain their own liquidity, the whole process of the company's debt ratio will be somewhat increased, the debt ratio can not be reduced immediately, must be made by the business friends to make money, in order to be able to pay off the entire debt, the enterprise can enter a virtuous circle of state.

This will take a long time, and if we can have enough loans to support him, it will be very good for the development of the business.

The increase in savings does have an impact on current consumption, but at the same time, it also has a huge effect on future economic growth, our tradition is a country with a preference for savings, there may be many unexpected situations in the future, saving a little money for a rainy day, this is a virtue of our life, and the tradition of hardship and simplicity also needs to be carried forward.

Thinking about expanding consumption and advanced consumption every day, especially if you can't earn so much money, but you have to spend so much money, which is a huge consumption of our future consumption capacity, and many things we have to balance development, investment and consumption must be balanced, and the short and long term should also be balanced. So that's not necessarily a bad thing.

In fact, why not,,, should say that more than 190 countries, most of them are free medical insurance, and there are many schools with ** support, my country has invested less in these, which must make the people feel unsafe, and if they are not safe, they will consider making money, and there is more money around them, so that people will have a full sense of Anluyu, of course, there are big cities such as Shanghai on the Internet, and you need more money to make you feel safe, if you have seen this, you should have more experience, these savings are not worth mentioning at all (too little, There is simply no way to divide wealth and get rich and free).