What is the full name of PICC car insurance, and what is the full name of PICC car insurance?

The full name of PICC Property Insurance is Chinese People's Insurance Group Shares **** (referred to as Chinese People's Insurance for short). With the approval of the Government Council of the People's Republic of China, it was established on October 20, 1949 at No. 108, Minxiang, Xijiao, Beijing.

Chinese People's Insurance Group Co., Ltd. **** is a comprehensive insurance (finance) company, one of the world's top 500, is currently one of the largest insurance companies in the world, the company logo is English picc.

The main products of Chinese People's Insurance Group include property insurance, accident insurance and short-term health insurance, etc., with a total of more than 4,000 branches, divided into four layers of head office, provincial branches, prefecture and city branches and district and county branches. At present, there are more than 1,200 information technology personnel in the whole system. In recent years, with the reform and development of the company, the company's informatization construction has also entered a new historical period.

Chinese People's Insurance Group Co., Ltd. **** is the oldest insurance company in China, with a number of subsidiaries, including Chinese People's Property Insurance Co., Ltd. ****, Chinese People's Life Insurance Co., Ltd. ****, PICC Investment Holding Co., Ltd. ****, etc.

Hello! The full name of PICC Auto Insurance is Chinese People's Property Insurance Shares****.

Motor vehicle insurance belongs to PICC property insurance.

The business scope includes 1-hour notice of compensation, remote insurance, on-site claims, free rescue of broken vehicles, accident car custody and other exclusive services of insurance car insurance. It is important to note that the scope of its liability is as follows:

1. In the loss insurance of family self-use vehicles, the liability for separate glass breakage and spontaneous combustion has been added, so that customers do not have to purchase separately as before;

2. For family self-use vehicles and non-business vehicles, the particularity of scratch loss due to parking on the side of the road is fully considered, and the additional insurance for scratch loss of the body body is increased;

3. Safe driving records can determine the level of premium, for the first year of the vehicle without insurance, the second year premium can be discounted by 10%; If you don't have insurance for two consecutive years, you can get a 20% discount, and the maximum discount is 30%. On the contrary, if there are two consecutive accidents within one year, the free odds of the second accident will be **5%, and the free odds will be increased by 10% if the insurance is more than three times;

4. Encourage private cars to agree on drivers. In general, if there are more than 3 drivers, the standard rate applies, but if the agreed driver is 1 or 2 people, you can receive a discount of about 3% or 2% of the premium. When the driver who is not the driver is involved in the accident, although the compensation will also be paid, the deductible will be increased by 5%.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The ** number of the Chinese People's Insurance inquiry worker number.

Which insurance company is the name of the People's Insurance?

PICC Car Insurance.

Referred to as PICC car insurance, it belongs to the Chinese people's property insurance shares****.

The scope of business belongs to motor vehicle insurance.

PICC auto insurance has 1 hour notice of compensation, remote insurance, on-site claims, free rescue of broken vehicles, accident car custody and other exclusive services of PICC car insurance, to protect the interests of the policyholder to the greatest extent.

Extended Material: Car Insurance Considerations.

1. Try not to buy unnecessary insurance.

For most private car owners, the more suitable car insurance combination is vehicle loss insurance + third-party liability insurance + deductible special insurance + full car theft insurance, the advantage of this combination is that the insurance is the most cost-effective, people are most concerned about the loss and 100% compensation and other big risks are protected, although the premium is not high, but it includes a more practical deductible special insurance. If you take a new car of 80,000 yuan as an example, the premium for the first year is about 4,000 yuan.

2. Car insurance renewal can enjoy discounts.

There will also be some discounts when renewing car insurance, and a 7% discount will be implemented for vehicles that have not been insured in the previous year, and the minimum discount for vehicles that have been insured cannot be less than the discount. According to some insurance companies, car owners who have not been insured in the previous year can enjoy a certain degree of premium discount when renewing their insurance, and for car owners who have many accidents or have a high amount of compensation, the premium will be increased to varying degrees according to the actual situation. Under normal circumstances, if the vehicle has not been insured for one year, it can enjoy a premium discount of about 10% when the insurance is renewed in the second year; If there is no insurance record for several consecutive years, then the premium discount can reach up to about 30%.

3. The same insured items will not be paid repeatedly.

Some car owners think that it is difficult for them to have a few accidents, so they choose to under-insure in order to save premiums when applying for insurance. For a car of 200,000 yuan, only 100,000 yuan is insured.

Although the insurance cost is saved, the full amount of compensation is not paid for the damage caused by the accident. However, the relevant people of the insurance company said that insufficient insurance will not be worry-free. In addition, some people mistakenly believe that car insurance is like life insurance, and if you have more than a few coverages, you will be able to get most of the benefits you will not pay.

Vehicles have a maximum payout, and even if you have multiple policies, you can't have multiple payouts for the same policy.

4. Pay attention to the maintenance of the vehicle after the accident.

The accessories ** when the insurance company assesses the damage are calculated according to the market ** and not necessarily the original parts ** of the 4S store. For example, the same bumper.

It may cost 800 yuan to repair the ** outside, and it may cost 1200 yuan to repair it in the 4S shop. Consumers who do not buy car insurance through the 4S store, the insurance company will definitely be lower when the insurance company is cautious, and if the consumer takes the car back to the 4S store for maintenance, the difference will have to pay for the difference.

In order to improve your car protection, you need to take out car insurance for your car in time, and PICC's car insurance is a good choice. What are the common types of car insurance in PICC?

1. Compulsory traffic insurance. The full name of compulsory insurance for motor vehicle traffic accident liability is the first compulsory insurance system implemented by national laws and regulations in China. It is mainly to provide timely and basic protection for the loss of people and property caused by road traffic accidents.

Compulsory traffic insurance is mandatory, as long as the owner or manager of a motor vehicle driving on the road in China should take out compulsory traffic insurance.

2. Third-party liability insurance. If an accident occurs during the use of the vehicle, resulting in personal and property losses to a third party, the insurance company shall compensate in accordance with the provisions of the contract for the part exceeding the compensation limit of the compulsory traffic insurance. If you unfortunately crash into a luxury car or drive a car and cause serious injury, the compensation may be as high as hundreds of thousands, and the compulsory traffic insurance will pay up to 10,000 yuan, which is obviously a drop in the bucket.

However, if you have insured the three insurances, the part of the insufficient compensation of the compulsory traffic insurance can be compensated by the insurance company. It is recommended to purchase at least 20-500,000 insurance with an insurance amount.

3. Liability insurance for people on board. Driver liability insurance: In the event of an accident in the vehicle, the insurance company will compensate the loss of expenses caused by the driver's ** according to the contract. Especially for novices or frequent drivers, the probability of accident is high, it is recommended to buy to better protect your own safety.

4. Theft and rescue. After taking out the whole car theft insurance, the insurance company will pay for the reasonable expenses of the whole car being stolen, robbed or snatched, resulting in loss or damage that needs to be repaired. If your vehicle doesn't have a fixed parking lot, or if it's a theft-prone vehicle, you may want to consider purchasing a full theft insurance facility.

The above is the common car insurance types of PICC, it is recommended that car owners combine their actual insurance needs to make a comprehensive comparison and selection before applying for insurance, which is an insurance platform that provides professional car insurance, and the majority of car owners are welcome to come to buy. PICC Auto Insurance Insurance Advantages: * 15% Save Commercial Insurance Premiums * Nationwide Unlimited Free Rescue Claims Features:

1 hour notice of payment; Free rescue of broken down vehicles * remote insurance, on-site claims; Accident car hosting.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello dear, it is a pleasure to serve you <>

The difference between PICC car insurance and PICC property insurance: In fact, it is the difference between property insurance and car insurance, and there are differences between the two in many aspects. The definition is different:

Property insurance refers to the insurance in which the policyholder pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the liability for the loss caused by natural disasters or accidents by the insured property and its related interests in accordance with the insurance contract. Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

The difference between PICC car insurance and PICC property insurance.

Hello dear, it is a pleasure to serve you <>

The difference between PICC car insurance and PICC property insurance: In fact, it is the difference between property insurance and car insurance, and there are differences between the two in many aspects. The definition is different:

Property insurance refers to the insurance in which the policyholder pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the liability for the loss caused by natural disasters or accidents by the insured property and its related interests in accordance with the insurance contract. Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

Extended information: The difference between PICC car insurance and PICC property insurance: In fact, it is the difference between property insurance and car insurance, and there are differences between the two in many aspects.

Car insurance is a kind of transportation insurance that takes the motor vehicle itself and the third-party liability of the motor vehicle as the subject of insurance. Specifically, the types of property insurance include: home property insurance, enterprise property insurance, agricultural insurance, liability insurance, guarantee insurance, credit insurance, etc.

Among them, car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and development of car insurance with the emergence and popularization of the car brother family. Unlike modern motor vehicle insurance, in the early stage of automobile insurance, the third-party liability insurance of the automobile was the main insurance, and gradually extended to the risk of collision loss of the car body.