When do you need to register for maternity insurance?

It is usually within five months of pregnancy to go through the registration procedures at the medical insurance agency and receive the maternity insurance registration card.

Taking Zhengzhou as an example, according to Article 26 of the Measures for Maternity Insurance for Employees in Zhengzhou City, female employees should go through the registration procedures with the medical insurance agency within 5 months of pregnancy and receive a maternity insurance registration card. The following documents should be provided for registration:

1) The original price and copy of the birth permit;

2) The original price and copy of the ID card;

3) Social security card;

4) One inch color **.

Article 27 Where an insured employee goes to a designated medical institution for maternity insurance for prenatal pregnancy diagnosis, examination, hospital delivery, miscarriage, induction of labor or family planning surgery, he or she shall present his or her social security card and maternity insurance registration card to confirm his or her eligibility for maternity insurance benefits.

The employer shall apply to the social insurance agency for maternity insurance benefits within 18 months after the employee's childbirth or surgery.

When applying, you should fill in the "Application Form for Maternity Benefits for Employees" and provide the following information:

1. Birth certificate issued by the family planning administrative department;

2. Original materials such as maternity medical certificates, outpatient medical records, discharge summaries, family planning surgery records, etc.;

3. Baby's birth certificate.

The social insurance agency shall, within 15 working days from the date of acceptance of the application, review the materials provided by the employer, and after the review is completed, allocate the maternity insurance premiums to the employee's employer, and the employer shall issue the maternity insurance benefits to the employee in accordance with the items and standards of maternity insurance provided for in these Measures.

If the employer fails to go through the formalities for the employee to participate in the maternity insurance in accordance with the regulations, the maternity insurance expenses incurred by the employee shall be paid by the employer in accordance with the maternity insurance benefits and standards stipulated in these Measures.

Maternity insurance processing time and procedures:

1. If the abortion or family planning surgery is done, the employer or the staff of the street or town labor security service station should bring the declaration materials to the maternity insurance window of the district social labor insurance office before the operation;

After the staff accepts and approves, the medical certificate will be issued; Reimbursement of family planning leave, family planning surgery expenses, and related medical expenses;

2. If a female employee gives birth, within 30 days of maternity leave, the employer or the staff of the labor security service station of the street or town shall bring the application materials to the maternity insurance window of the district social labor insurance office to handle the settlement of benefits;

After the staff accepts and approves the application, they are entitled to maternity medical expenses and maternity allowances.

3. The insurance benefits enjoyed by maternity insurance include: maternity allowance, maternity medical expenses, family planning surgery costs, and other expenses stipulated by the state and the city.

In general, maternity medical expenses include:

The examination fees, midwifery fees, surgery fees, hospitalization fees and medicine expenses for female employees who give birth are paid by maternity insurance**. The medical business expenses and drug expenses (including the drug expenses for self-financed drugs and nutritional drugs) in excess of the prescribed regulations shall be borne by the employees themselves.

After a female employee is discharged from the hospital after giving birth, the medical expenses for diseases caused by childbirth shall be paid by maternity insurance**; Medical expenses for other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs to rest due to illness, it shall be handled in accordance with the provisions on sick leave and medical insurance benefits.

The maternity allowance is equivalent to the salary during the maternity leave, which is calculated and paid by the unit according to the average monthly salary of the employees of the enterprise in the previous year, and is paid by the maternity insurance.

Legal analysis: To use maternity insurance, you need to report in advance, go through registration procedures, and receive a maternity insurance registration card. Within 5 months of pregnancy, female employees should go through the registration procedures at the medical insurance agency and receive a maternity insurance registration card.

The following materials shall be provided for registration: (1) the original and photocopy of the birth permit; (2) The original and photocopy of the ID card; 3) Social security card; (4) One-inch color ** a Peibi loss.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 74 The relevant units and individuals shall provide the data required for social insurance work obtained by social insurance agencies through business handling, statistics, and surveys. The social insurance agency shall establish archives for the employer in a timely manner, record the social insurance data such as the persons participating in the social insurance and the payment of premiums in a complete and accurate manner, and properly keep the original vouchers for registration and declaration and the accounting vouchers for payment and settlement.

The social insurance agency shall timely, completely, and accurately record the personal rights and interests records such as the contributions made by the individual participating in the social insurance and the employer's payment for it, as well as the enjoyment of social insurance benefits, and periodically send the personal rights and interests record sheet to the person free of charge. Employers and individuals may, free of charge, inquire and check the records of their contributions and social insurance benefits from the social insurance agencies, and request the social insurance agencies to provide social insurance consultation and other related services.

If the mother's unit helps to pay social security, and there is maternity insurance in the social insurance, then after giving birth to a child, you can apply for continuous maternity insurance, which is more secure for the motherWhen to apply for maternity insuranceOneWhen to apply for maternity insurance

1. If you want to apply for maternity insurance, then there are regulations on the time, under normal circumstances, women should be able to receive it within three months after childbirth, and submit an application to the Social Security Bureau to go through the relevant procedures. For pregnant women, applying for maternity insurance can protect everyone's basic life and is a welfare policy given by the state.

2. However, China is divided into many regions, and different regions are rightWhen to apply for maternity insuranceThere will be some differences, so it is recommended that you consult with the administrative staff of your unit department, who are familiar with these time processes, and you can also consult with the staff of the fertility department.

3. If you want to generate maternity insurance, you must bring all the materials, such as a copy of the applicant's social security card, and you also need to prepare the birth certificate of the child, including the applicant's ID card, discharge summary, and various invoices provided when you are admitted to the hospital.

Second, what is the application process for maternity insurance.

1. If you want to apply for maternity insurance, then your unit must pay maternity insurance, and for the applicant, you must meet the national fertility policy standards, such as giving birth to the first child and the second child, you can apply, because it is in line with the national family planning.

2. Next, bring the relevant materials to the unit to fill in the application form for maternity insurance benefits, the content filled in must be true and detailed, and can not be deceitful.

3. Finally, bring all the materials and go to the local social security bureau to apply, and then the staff will verify, once Xinghuai finds that there is a problem and the materials provided are not comprehensive, they will let everyone go back to prepare. If there is no problem, it will be handled for everyone, but the fee will not be directly transferred to the personal bank account, but to the company's account first, and finally the company will issue it to the personal bank account.

In general, the application for maternity insurance is made within 3 months after childbirth. Depending on the region, there will be slight differences in the specific regulations for this. For example, Changsha applies for maternity insurance within 3 months of taking maternity leave.

The specific time can be consulted with the relevant local departments to understand the specific policy situation.

Article 54 of the Social Insurance Law of the People's Republic of China If an employer has already paid maternity insurance premiums, its employees shall be entitled to maternity insurance benefits on travel trips; The unemployed spouse of an employee shall enjoy the treatment of maternity medical treatment and limb expenses in accordance with national regulations. The required funds are paid out of maternity insurance**. Maternity insurance benefits include maternity medical expenses and maternity allowances.

Every family in modern society regards children as the first place, and will choose to buy maternity insurance when the child is born, so as to protect the fundamental interests of the family when giving birth to a child, and can reimburse the corresponding expenses to the relevant departments after giving birth. Next, I will answer your questions about the handling of physiological insurance.

1. Maternity insurance application process

1) As long as the pregnant woman gives birth to the child until the next three months, as long as the family applies for maternity insurance, they can go to the relevant institutions to apply for the birth insurance with the relevant documents and materials at the time of processing;

2) If there are many applicants, you need to wait in a number, and the staff of the institution will review the materials you submitted;

(3) After the materials are reviewed and correct, the applicant's declaration shall be accepted and accepted, and the relevant staff shall register and file;

4) When the staff accepts your maternity insurance application, the relevant appropriation documents will be processed within the next 4 working days;

5) At the same time as generating the allocation data, the person handling the maternity insurance shall go to the corresponding quarter within five working days to receive the allocation documents;

6) After receiving the Qiaoling appropriation documents, the relevant staff will pay the relevant amount to the bank account of the unit or individual, and the maternity insurance has been completed.

2. Materials required for maternity insurance

1) The original and photocopy of the ID card, marriage certificate and maternity service certificate of both parties.

2) The original and photocopy of the baby's birth certificate and the original and photocopy of the medical certificate.

3) A4 paper Xianyu double-sided printing of two copies of the "Information Registration Form for Persons Applying for Maternity Allowance".

Under normal circumstances, the maternity insurance can be successfully processed within one month, and the relevant amount will be credited to your account at the corresponding time. Therefore, when applying for maternity insurance, it must go through the corresponding legal process before it can be issued, and it is best for applicants to apply for the certificate as soon as possible after giving birth.

Legal analysisFor employees, the maternity allowance will be paid by the employer during the maternity leave without applying, and for the employer, the employer can apply for the allocation of maternity allowance within one year from the next month of childbirth. During the period when an employee is entitled to maternity leave or family planning surgery leave in accordance with the regulations, the maternity allowance shall be paid by the employer in advance on a monthly basis in accordance with the employee's original salary standard, and then the social insurance agency shall allocate it to the employer in accordance with the regulations.

Legal basisArticle 56 An employee may enjoy maternity allowance in accordance with the provisions of the State under any of the following circumstances: (1) Female employees are entitled to maternity leave when they give birth; (2) Enjoy leave for family planning surgery; (3) Other forms of emotion as provided for by laws and regulations.

The maternity allowance shall be calculated and paid according to the average monthly salary of the employee in the previous year.

What is the timeframe for applying for maternity insurance? What is the timeframe for applying for maternity insurance? Applications can only be accepted from the 15th of the month following the birth.

If the application is not made in time for more than six months, it will not be accepted. The purpose of maternity insurance is to safeguard the basic rights and interests of female employees, reduce and solve the special difficulties caused by physiological characteristics of female employees during pregnancy and childbirth and abortion, so that they can receive necessary economic income and medical care during childbirth and abortion, and ensure that they can recover their health in time and return to work. Its main functions are as follows:

First, the implementation of maternity insurance is a recognition of the value of women's childbirth. Women's childbearing is a need of social development, and while they have made efforts to carry on the family lineage, they have also made efforts for the reproduction of the social labor force, and should be compensated by the society. Therefore, the protection of women's reproductive rights and interests has been accepted by most countries and policy support has been given by the Gliding Brigade.

At present, 135 countries in the world have adopted legislation to protect women's legitimate rights and interests in childbirth. Second, the implementation of maternity insurance is a guarantee for the basic livelihood of female workers. Female employees leave their jobs during childbirth and are unable to work normally.

The State has adopted relevant policies to ensure that they enjoy the relevant benefits when they leave work. These include maternity allowances, medical services and special protection policies in the event that you are unable to work normally during pregnancy. Favorable conditions have been created for the smooth delivery of pregnant women in terms of livelihood security and health security.

Third, the implementation of maternity insurance is a requirement for improving the quality of the population. Women have a lot of physical exertion in childbirth, and the letter stool needs adequate rest and nutrition. Maternity insurance provides them with a basic salary so that their standard of living is not reduced by leaving their jobs, and at the same time provides them with medical services, including maternity check-ups, perinatal health guidance, etc., to monitor the normal growth of the fetus.

Necessary tests are done for women who are sick or exposed to toxic and harmful substances during pregnancy. If a malformed baby is found, the pregnancy can be terminated early. For women who have abnormal phenomena during pregnancy, focus on protection and **.

In order to protect or spread the normal growth of the fetus and improve the quality of the population. Do you understand this explanation?