What does pooled insurance mean, and what does pooled insurance mean? Is it the same as Social Secur

Co-ordinated insurance mainly refers to the unified collection and management of social insurance in a large area by virtue of the social insurance handling department, and the unified adjustment and adoption in the territorial area. Co-ordination can be understood as a co-ordination arrangement, co-ordination and use, which can be used as a macro planning measure for a certain behavior, and each co-ordination area needs to be responsible for the balance of pension insurance in the field.

Co-ordinated endowment insurance refers to the social security system that is determined through the relevant procedures of the law, organized and managed according to the relevant competent departments of the first class, and the employer and the practitioner bear the obligation to collect the endowment insurance, and the retirees obtain the basic endowment insurance benefits according to the pension insurance collected and accumulated when they are on the job.

As a necessary component of social security, pension insurance is also the most necessary part of the five major types of insurance, and endowment insurance is a social insurance system established by the state in accordance with the relevant legal requirements in order to deal with the working population at the age limit when the labor obligation can be discharged, or the situation of losing labor force in old age.

Further reading] What does co-ordination mean?

The so-called overall planning is to plan the collection, management and use of pension insurance in a unified manner within a certain range. Each co-ordination area is responsible for the balance of the region's endowment insurance, and the balance is mainly at the disposal and use of the co-ordination area, and the gap generally needs to be filled by the level of finance and the level of finance.

If the insured person wants to transfer the endowment insurance relationship between different co-ordination areas, it may affect the collection and use of the endowment insurance ** in the two co-ordination areas, therefore, most of the co-ordination areas do not support the "barrier-free" transfer of the endowment insurance relationship, but to attach some conditions to reduce possible losses, for example, the insured personnel are required to pay 5 10 years of premiums in the transfer-in place, in order to enjoy the pension treatment of the transfer-in place after retirement.

For workers who move more frequently, especially migrant workers, such conditions are difficult to meet, so many prefer to surrender their insurance. These people are still relatively young, and as they get older, the lack of protection caused by the inability to transfer the pension insurance relationship smoothly will become an increasingly prominent problem. In the developed areas where the economy is more developed and the labor flow is more frequent, except for the three municipalities directly under the central government and Fujian Province, which implement provincial-level overall planning, the rest are mainly county-level overall planning.

This situation makes the problem all the more pervasive and important.

How to achieve the smooth transfer of pension insurance relationship between different co-ordination areas? In many areas, measures have been taken to reduce obstacles in the transfer and continuation of pension insurance relationships. There are also experts who suggest that under the premise of not changing the overall level, the pension insurance relationship can be smoothly transferred by improving the way of premium collection and treatment.

But none of these methods really solve the problem.

Traffic safety co-ordination is a new thing in the process of national reform and development, and it is a clear initiative to advocate mutual assistance in the transportation industry, and it is a safety guarantee mechanism in the process of motor vehicle transportation. It has the function of risk compensation, which is a safeguard measure to ensure the safe production of the transportation system according to the characteristics of high-risk industries such as transportation. The overall work of traffic safety has always run through the whole process of the safety management mechanism, which not only adheres to the principle of "safety first, prevention first", effectively strengthens safety supervision, continuously increases investment in safety facilities, but also pays attention to the aftermath of the accident to ensure social stability, and finally achieves the purpose of "safety and overall planning, overall planning and promoting safety".

Traffic safety co-ordination focuses on solving problems for the first party, escorting enterprises, and comprehensively protecting the legitimate rights and interests of the parties involved in the accident. The overall planning fee will also be used as a special ** for accident claims, and the implementation of unified adjustment and economic mutual assistance will enable enterprises to reduce risks, alleviate the economic compensation pressure caused by accidents of cooperative enterprises, and achieve "take from the people and use them for the people".

Haotong focuses on service as a whole, and provides one-stop services from wounded rescue, on-site investigation, vehicle rescue, equipment maintenance, damage assessment and claim settlement to aftermath treatment, disaster prevention and loss reduction, publicity and education, safety training and other one-stop services for liability accidents.

You want to go to work in this company, the company said to pay you the overall plan, which means to give you social insurance, by the unit and the individual to pay the insurance premiums, the unit according to the proportion of the insurance premiums into the social co-ordination management, the individual payment into your personal account. By endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, etc. (for your reference).

What is co-ordinated vehicle insurance?

What does pooled insurance mean? Is it the same as Social Security?

Hello, the overall insurance is social security, but there is a certain difference between the two, the overall insurance refers to five social insurance and one housing fund, in the basic insurance to increase the maternity insurance and work-related injury insurance, and social security refers to medical insurance, unemployment insurance and pension insurance three, belonging to the three with Bixian insurance and one housing fund (here refers to the public wisdom empty provident fund) There is still a substantial difference between the two. Hope mine can help you!

Legal analysis: social co-ordination refers to the social insurance ** in a wide range of social insurance agencies in accordance with the law unified collection, unified management, within the territorial scope of unified adjustment and use, the system in the basic pension insurance ** on the raising of the traditional basic pension insurance cost raising model. The goal of social co-ordination is to ensure the reproduction of material and labor forces and social stability.

Social co-ordination by the state, units and individuals to bear the burden, the basic pension insurance ** social mutual aid, in the basic pension calculation and payment of the use of structural methods, emphasizing the personal account pension incentives and labor contribution differences.

Legal basis: Article 5 of the Social Insurance Law of the People's Republic of China The people at or above the county level shall include social insurance in their national economic and social development plans.

The state raises social insurance funds through multiple channels. The people at or above the county level shall give necessary financial support to the social insurance undertakings.

The state supports social insurance through preferential tax policies.

1. The state takes the money paid by the overall plan to support the elderly who are now retired and reimburse them for medical premiums.

2. Description: 1) About 1 3 of the total amount of insurance goes into the personal account, and about 2 3 enters the labor insurance, and the labor insurance ** is the overall planning, which is to support retirees, which is the most popular explanation.

2) Whether it is a unit payment or an individual's own large payment, a part of the proportion of social security premiums will be included in the overall account, and the rest will be included in the personal account.

3) All the social security fees paid by all the people within the overall geographical scope go into one account, the part paid by the company for the employees enters the overall account, and the employees themselves pay into the personal account, and part of the pension is issued from the personal account when the employee retires, and some are issued from the overall account.

4) After individuals and units pay social security, they will put part of the proportion of Shezhou dust insurance into the overall account, such as medical treatment, if the individual is hospitalized, the reimbursement will be reimbursed by the overall account, the overall account means that the money paid by everyone is concentrated together, and then centralized secondary distribution.

1. Co-ordinated insurance mainly refers to the unified collection and management of social insurance in a large area by virtue of the social insurance handling department, and the unified adjustment and adoption in the territorial area. 2. Co-ordination can be understood as a co-ordination arrangement, co-ordination and use, which can be used as a macro planning measure before a certain behavior is judged stupidly, and each co-ordination area needs to be responsible for the balance of pension insurance in the field.

Although co-ordinated insurance is called insurance, it is not an insurance product, let alone a chain guess insurance product filed in the regulator. To put it bluntly, the company collects everyone's money, and then makes a capital pool, and whoever has an accident withdraws money from this pool. If the management is running normally or there are few accidents, this form can be maintained, but if the management is not proper or there are many accidents, it cannot be maintained, the company will definitely run away, and the final loss is the owner who has paid the money.

The method of vehicle co-ordination.

This is especially important when it comes to production scheduling. Among the many different links, the most constrained and troublesome link may be the key link that requires you to make overall arrangements.

The key to overall planning is how to arrange each step to be the most efficient. This requires a clear distinction between which steps can be carried out in parallel and which steps have a sequence, so that Mingwu can reasonably coordinate the work process, so as to save working time and improve work efficiency.

1. Social co-ordination refers to the unified collection and management of social insurance by the social insurance agency in accordance with the law within a large scope, and the unified adjustment and use within the territorial scope. This system adopts the traditional mode of raising basic pension insurance costs in the raising of basic pension insurance.

2. It is jointly borne by the state, units and individuals; Basic endowment insurance** implements social mutual aid; In the calculation and payment of basic pensions, the structural calculation and payment method is adopted, emphasizing the difference between the incentive factors and labor contributions of personal account pensions. The basic old-age insurance is compulsory by the state, and its purpose is to ensure the basic living needs of retirees.

Extended information: The social security paid is divided into two parts: a small part is paid into the personal account, and a large part belongs to the overall planning**.

The overall planning has nothing to do with themselves, and the popular point is that the state takes the money paid by the overall planning to support the elderly who are now retired and reimburse them for medical expenses.

The personal part belongs to you, and the personal account part of the pension affects the retirement salary.

In the future, the calculation method of Suiyan pension is basic pension + personal account pension.

The total amount in the personal pension account divided by the number of months is the monthly personal account pension plus the basic pension is the retirement salary, the basic pension and the average salary of the year of retirement, the number of years of payment and the payment base are related to Zaoqing.

Pooling is relative to individual accounts.

Let's take the pension insurance to explain: if the company is an enterprise unit, it needs to pay 20% of the total salary of employees into the overall planning of social pension insurance. Individuals pay 8% of their monthly income into their personal accounts.

If it is an individual business, it is necessary to pay 12% of the employee's salary to enter the social pension pool**. Individuals pay 8% of their monthly income into their personal accounts. Flexible employees pay 20% of the average monthly salary of the local society, of which 12% goes to the overall plan and 8% to the individual.

Pension after retirement: pay annuity pooling + personal account 120, but only care about the amount of money in the personal account. The overall part is not as much as it has been paid, it is handled according to the social average, and it is value preservation.

Pension insurance contribution ratio: 20% for units, 8% for individuals, and the proportion varies from place to place. Medical insurance contribution ratio: 10% for units and 2% for individuals.

Unemployment insurance contribution ratio: unit, individual, work-related injury insurance according to the scope of the industry into which the unit is divided to determine its work-related injury rate, maternity insurance contribution ratio: unit, individual do not pay.

What does it mean to co-ordinate social security and what does it mean in the above has a very clear answer, the payment of social security also needs to be paid on time, in the case of today's rapid social development, social security has become an inevitable choice, social security includes endowment insurance and medical insurance, etc., and now there are companies to help pay social security is very convenient.