Can you buy a house now in 2020

In 2020, you can buy a house now, because of the epidemic this year, all walks of life are in a recession, including real estate, are engaged in ** activities, if you just need it, buy a house now and start quickly, next year the economy will be better, the house **, the cost is up, I hope it will help you.

If you need it at any time, if you want to invest, different regions, different locations, whether it is a school district housing and other factors, you should consider comprehensively.

At the end of each year and the beginning of each year, it is customary to look back at the past and look to the future. 2020 is not only a new year, but also the beginning of a new decade, which seems to be more meaningful, 2020 is destined to be another extraordinary year for the real estate market, so 2020 should you buy a house or not?

1. Many buyers are quite concerned about the property market policy, and it is also because of the frequent news of the relaxation of regulation and control in this period of time, which makes some people who want to buy a house concerned. However, the policy will continue to release water, but the property market is not the beneficiary, and deleveraging is a long-term battle.

2. That is, there may be some loosening in the policy, but it will not have much impact on today's real estate and housing prices, which is a bit similar to the meaning of "adapting measures to local conditions", anyway, it is good news. For home buyers, don't worry, but also look at the property market rationally, you still have to buy what you should buy.

3. For those who have real short-term needs, it is recommended to buy: mainly for married people, school children, etc., just need and must buy. At this time, you need to choose a suitable community according to your situation.

At present, it is recommended that the second-hand house is the best and the transportation is convenient. Especially at present, the property market is pre-cooled, and many second-hand houses have been significantly lowered, and there will be more room for negotiation.

4. Buying a house for children in the future or for parents, this type can wait: for children, for parents is the main purpose of everyone's life, but if it is not very urgent for real estate, it is better to wait in the near future.

5. The nature of investment is greater than the type of demand, this category is no longer recommended, the current real estate dividend has passed, and now the entry is very likely to become a high-level receiver, the current policy direction, irreversible!

Buying and selling a house makes people constantly argue, not having a house to worry about, having a house is even more worrying. But the author wants to say that at this stage, whether you want to buy a house or sell a house, the first thing you need to understand is whether your economic situation allows it, after all, the biggest functional attribute of the house is living.

Yes, China's real estate is far from developing to the limit, and it is still worth investing in real estate, but you must choose a good place!

You can buy a house this year, because from the perspective of this year's house prices, house prices are constantly **, and house prices have not appeared**, so you can buy a house this year. Otherwise, house prices are increasing year by year, and it will be more expensive to buy a house in the future**, especially for families who need to buy a house, it is more cost-effective to buy a house earlier.

This year is a special year, and the interest rate on the house can be said to be the lowest in previous years. However, the employment rate is also quite low, and the employment risk is relatively large. So if you don't have enough money, and it's not just needed, it's better to wait and see for a while.

If you just need to have enough ability, you can still buy it, because now is not the bonus period for the house.

If you just need to buy a house to live in, then you can buy it. In 2020, when houses are saturated and loan interest rates are declining, it is also an opportunity to consider buying a house.

It just depends on the purpose of buying a house? If you buy a house to live in for yourself, you can still do it, because housing prices have been steadily declining from 2020 to now, but if you want to use it for hoarding, you can wait and see.

In 2020, I personally think it is still worth buying a house, this year's property market is sluggish, **cheap and there are many preferential policies, so it is still very suitable to buy a house.

Again, if it is just needed, it is not over at any time, it is suitable to buy a house, but if it is not just needed, the real estate bubble is still very large, and it is not recommended to buy it. But if you buy one or two lines, it is okay to maintain value, if you buy three or four lines, it is possible to appreciate, and the rest are still honestly stored in the bank, after all, there are too many uncertainties now.

Judging from the Internet, various experts have predicted that this year is not suitable for buying a house, and this year's house prices are at a high level, and there is a possibility that they will fall back next year. However, this matter still depends on the conditions of one's own life, and also depends on the area where he is located outside the first-tier cities. In general, the housing price is not very expensive, and if you can afford it, you can still buy a house.

I don't think it's suitable to buy a house in 2020 if you're a wage earner. This year's economic pressure is relatively large. There may be layoffs in some factories, and I think it would be better to wait until the economy stabilizes before buying a house.

Suitable for special needs. However, it is generally better to take a look. Property taxes are imminent, which should have an impact on house prices.

702020 is still more suitable for buying a house, because the current ** is also relatively stable, and there is no significant increase. So. There isn't much room for promotion either. Qiaohu, so you can still buy it.

2020 is not suitable for buying a house, it depends on whether your economic foundation is good, in 2020, real estate is still relatively hot, and housing prices are still in a rising range.

In 2020, if you are in urgent need of housing, you can't consider the high and low, and you have to buy a house.

If you want to speculate and make a profit, it is not recommended to buy a house, because it is sometimes difficult for house prices to rise and fall.

I think 2020 is a good year to buy a house, because 2020 is not suitable for many aspects of the economy, and housing prices are not so high.

Whether you are suitable to buy a house in 2020 depends on your needs. If you buy a house for self-occupation, then it is recommended to buy, because it is currently in the strict regulation of the property market, and the house price is relatively stable, so it is possible to buy a house, and there are multiple options for bank loan interest rates. If you buy a house in 2020 for investment, it is not recommended to buy it, because various policies are not conducive to buying a house for investment.

Housing prices have dropped this year, and those who need to buy a house can start, because after this year, it may rise next year.

In fact, there is also a situation where it is necessary to analyze it in your city, if you buy a house in the city center, then it is also a good investment way to rent it out.

I am a real estate consultant, I personally think that it is still according to your own needs, if you really need a wedding house, or plan to develop in a place for a long time, you still have to buy a house, and now the housing prices in most cities are basically stable.

But if you plan to buy a house to invest and make money, I personally recommend not to, now the country wants the house to be stable, not a big rise and fall, like the situation in previous years will not happen. Be rational in your investment and don't blindly follow the herd.

Fang Tianxia Research Institute believes that for the property market in 2020, on the whole, housing prices will neither rise nor fall sharply. If you live in your own house, it can be regarded as the safest period, you don't have to worry about the house price** and get on the car in a hurry, and you don't have to worry about the loss after buying a house.

According to the current policy of the state, you can not buy a house first, and the house price may still fall, or it is still in an unstable state. It's never too late to buy when the price stabilizes.

Buy or not buy a house. This depends on your personal savings, if you have the conditions to afford it, the house must be bought early, because this is a fixed asset, generally will not depreciate.

I won't sell it anymore for 100 yuan a square meter, because the house is for living, not for seeing, this epidemic has taught me how good it is to go back to my hometown to build a place, the food is green food, and the environment is good.

In the new year, then the house price will continue to be stable, and if you want to buy a house at this time, you can choose a good location, ** cheaper to buy.

I don't buy it, because life is very difficult, and it is not easy to survive in special times.

If you need it, you can buy it, and buying a house can give you a home, you can have a place to live at any time, and you can buy it if the price is acceptable.

After this period of epidemic, see if there are any urgent sales, supply cuts, and a suitable plan to take over a set!

It must not be able to buy it, and it will be reduced by 30% in a year, isn't it fragrant.

Now don't buy a house with many unfinished buildings, it's important to save money and life, don't take advantage of the excitement to stay in the green mountains and not be afraid of no firewood.

Don't buy it first, now a lot of it is off-plan or the house is not down, and then buy it when it is built or the house is built, even if it is more expensive, buy it with peace of mind, and there are too many examples of hard work and money to buy an unfinished building for a lifetime.

Don't buy, high housing prices are pure speculation, only rising and not falling, contrary to the laws of the market.

Don't send it yourself, and you can't run away.

Don't buy it and see how long they last.

Don't buy it if it goes up! Don't buy if you fall! For three years, I won't buy anything but food!

There will also be several issues to be aware of for home buyers.

1. Slow appreciation: As housing prices gradually return to stability, it is basically impossible for houses to appreciate significantly in the future, and housing prices will only gradually remain stable under regulation. Under the regulation, it is impossible for the house price to appear sharply, and there are still many people who have strong purchasing power, but now the real estate market is very strictly regulated, and they cannot enter the real estate market to buy a house for investment.

For buyers who just need to buy a house, buying a house is for living, and it doesn't matter how much potential for appreciation there is in the future, it is all used for living, and appreciation and depreciation have little to do with it.

2. Difficulty in changing hands: Many people turn to buy new houses because of the complicated transaction process of second-hand houses. Now the new housing market is not as good as in the past few years, and there is a situation where new houses and second-hand houses are upside down, because they are very cheap, and many people are pouring into the real estate to buy.

However, the number of listings in the second-hand market is surging, and it is very difficult to sell second-hand houses. And now, ** is stopped at a high position, and there are not many people who can afford it. Therefore, the second-hand housing market is even more bleak.

3. Increased cost of holding a house: For people who hold multiple suites, the slow appreciation of the house is equivalent to an increase in the cost of holding a house. It is becoming more and more difficult to make money by flipping houses.

In the next few years, if the property tax and vacancy tax come out, the cost of holding the house will further increase, and the house may not be sold. Therefore, for home buyers, it is necessary to be mentally prepared.

4. Housing quality problems: With the measures of "limiting house prices" and "bidding for land prices", the developer's profits are discounted, and now the height limit of the house and the house is not so easy to sell, the developer's profit is further reduced. Now many cities have introduced real estate control policies, so that many speculators have withdrawn from the real estate market, which is also a big blow to real estate companies, and it can be said that the profits of developers are not as high as in the past.

I've encountered a similar problem before, asking about the house cat who cooperates with the community property, and I don't know if everyone's situation is the same! You can go to the property and ask about the specifics.

2020 is this year, I think it depends on your actual situation, to choose to buy a house, if you are about to get married, it is recommended to buy a house, so that you can live in your own home after marriage, if you don't need housing for the time being, and you don't have enough money, then don't buy a house for the time being.

For first-time home buyers, pay attention to these things.

The Notice of First Home Purchase (Inspection) Certificate clearly states that the so-called "first home" must meet three conditions at the same time: the buyer is at least 18 years old; The house bought is an ordinary house of 90 square meters and below; The purchaser does not currently have a home in his or her name, either alone or in common. However, this does not apply to houses purchased with parents, purchased in accordance with the housing reform policy, and obtained through inheritance or demolition and resettlement.

In May 2014, the central bank supported the first home loan to lead to the market rescue, and Beijing's first home loan interest rate policy has not changed for the time being.

The real estate bureau implements the standard for individual house purchases, and the new real estate policy of the Ministry of Finance stipulates that the deed tax rate will be temporarily adjusted to 1% for ordinary houses with an area of 90 square meters or less that are signed on or after November 1, 2008 and purchased for the first time. One of the three preconditions of this deed tax incentive is that the commercial housing to enjoy the preferential treatment must be the owner's first home. The definition of the first housing is provided by the Real Estate Bureau and the Finance Bureau.

To inquire about the information of the first home buyer, the buyer in the purchase contract shall be the basis for the query. When accepting the inquiry of an individual's first-time home purchase information, it is necessary to review the identity certificate of the inquirer, the pre-sale contract of commercial housing or the sales contract of stock housing (if I cannot inquire in person, the trustee shall submit my original ID card and the original ID card of the principal).

Based on the definition standards of the property right information system, it is stipulated that in the property rights registration information database, if there is no property right registration record, or there is property right registration, but the property right is self-built, inherited, gifted, housing reform, affordable housing, demolition and resettlement housing, it is the first time to buy a house, and the property rights market department of the real estate bureau will issue a "first house purchase certificate". The standard also stipulates that the area where personal housing purchase information is queried is limited to the area registered by the agency that issued the "First Home Purchase Certificate".