When can Taikang Life s Xiangyun Kangshun Insurance Plan be purchased at the latest

Does your employer pay you five insurances? Because this one includes hospitalization insurance and accident insurance, it should be very helpful for a person who has just graduated and is working in the field.

I see that it also contains a dual-dividend type insurance, and you'd better ask how the dividends and earnings are calculated, because after all, this has to be paid for ten years and twenty years, which is a bit long. However, Taikang's earnings in the industry have always been very good.

If, according to your calculations, you still have 1,500 remaining per month, you can consider applying for this insurance plan, you don't have to pay too much money, you feel affordable, and you don't have to work hard to pay these every month.

Hope my advice can be helpful to you.

From the perspective of your income, you are very suitable to buy this insurance, it is recommended that you buy an accident insurance of 200,000 yuan, young people mainly need to protect against accidents first, and then consider serious illness protection after the income increases.

If you have this insurance, you should be forced to save money, and according to Taikang's income over the years, you can at least maintain the value of your funds.

For reference.

This is accident insurance, and the principal will be returned after the claim is settled, you are young, a few dollars a day, and you should be forced to save. **As far as financial management is concerned, insurance provides protection and cannot be confused.

In addition, the five insurances of the unit are different from the commercial insurance, and there is no conflict.

Taikang company has a unified **, you can ask for the salesman's work number and name to check online.

If you don't think it's cost-effective, contact customer service to cancel the insurance contract.

In fact, the main reason for buying Taikang's Kangshun series products is to pay attention to protection, and the dividend is just a gimmick, and it can only be said that the money obtained after 20 years may not lose or lose little.

Taikang's Kangshun B is to pay 10 years of guarantee for 30 years, and the guarantee role is the same as Kangshun, but the rate is lower than Kangshun, and it takes 20% of the income, no dividends, and values the guarantee.

If the economy allows, don't refund, you can only get back less than 30% of the money if you return it, you can only buy a guarantee, and if you are really hospitalized, you can make a claim, and there is no income that is willing to rot.

1. Taikang Xiangyun Kangshun B protection plan only has the purchase channel, they have launched an intimate service for insurance, as long as you call the national 95522, you can get a perfect policy.

2. The contents of Taikang Xiangyun Kangshun Section B protection plan include the following:

1. Survival insurance money. The survival benefit is the greater of the following two amounts:

1) The amount of insurance for the main insurance stated in the insurance policy is 120% of the payment period (number of years);

2) 120% of the sum of the insurance premiums you have paid for this contract and the additional contracts attached to this contract.

2. Death benefit: The death benefit is the greater of the following two amounts:

1) The sum insured of the main insurance as stated in the insurance policy (whichever is lesser of the premium payment period (number of years) and the number of policy years at the time of death);

2) The sum of the insurance premiums you have paid for this contract and the additional contracts attached to this contract.

3. Accidental death insurance.

If the insured dies within 180 days from the date of the accident accident as a direct result of the accident, the accidental death insurance benefit shall be paid according to the insured amount of the accident insurance.

4. Accidental disability insurance.

If the insured suffers one of the disability items listed in the contract within 180 days from the date of the accidental injury accident, the accidental disability insurance benefit shall be paid according to the proportion corresponding to the insured amount of the accident insurance and the degree of disability.

I was deceived into buying, said that I could return the insurance money after paying ten years, and I didn't read the content of the policy in detail (the words are small and many), but today I saw that the returned money will be collected after 30 years, and many important items are not insured, only accidents! I bought it for six years in a daze, and I regretted it to death!

Do you tell you if you don't pay for it, do you say anything about the hesitation period, do you say what you want to cover, how to pay for it when you enter the hospital, is it a subsidy or a reimbursement? What is the reimbursement rate? It's a violation without making it clear, and you can rest assured about the insurance sold by a person who violates the rules.

Cost-effective, take precautions, insurance is a state-supported industry, and the insurance you buy is particularly right, but also catch up with the good time, insurance can only be bought by healthy people, can be applied, and it can be regarded as a responsible for the future of yourself. People want to be healthy, people eat whole grains, a little sick is normal, just in case, your insurance every month is not much, put in the bank interest is low, put in the insurance company, when you have physical needs, very serious illness, you will know, buy this insurance is right. You don't know what will happen tomorrow.

You will thank the staff who introduced you to this insurance, they told you the news, many people now buy insurance, and there are too many accidents around you.

Call me**I didn't want this type of insurance, accident insurance mainly, only one hospitalization allowance is basically 100 up to 200, I give ** customer service which one said I want social security reimbursement after the insurance company can also report the kind of insurance, said particularly clearly, people directly play language games to push me critical illness insurance, said that I have always thought that it can be reimbursed the kind of insurance, I want information to say that there is no I checked on the Internet to say that I don't believe in people, I questioned her, said that mine is a small fart list, Fortunately, the money was not deducted, I directly transferred out how to recruit and how to move, make money with my conscience, and never believe in ** sales in the future!

Looks good, it should be a good idea.

About both insurance, the salesman will definitely not tell you!

Next, I will talk about Taikang Life Insurance, Xiangyun Kangshun B, this insurance for both sides. Since it is a comprehensive insurance, it must be the same as other comprehensive insurances in the first place, and the paid premium will be refunded after the insured survives at the end of the term, which can refund 120% of the premium. However, you need to pay for 10 years, and you need to pay for 30 years, which means that you have to wait for decades to get 120% of your money back after you hand it over.

You must know that it is the same amount of money, and the value of the present and the future is not the same, and the 10,000 yuan in the 90s of the last century and the current 10,000 yuan may not be comparable, so the small partners who want to buy will make a decision after making a plan:If something happens, there will be money to pay, and the money will be paid back to you if you have nothing to do - return insurance to understand!

Speaking of accident insurance, accident insurance covers bodily injury caused by accidents. Therefore, there is no question of health status, there is no question of whether the insurance can be renewed, and there is no annual price increase due to age, so just buy a short-term one. Some accident insurance policies with comprehensive coverage will cover accidental death, accidental dismemberment and accidental medical treatment.

So there is no need to buy long-term accident insurance, compare ** you will know how cost-effective short-term accident insurance is:

In 2020, the most worthwhile accident insurance is here

I'm too.,Confused to buy for four years.,Stop and it's a good deal.,It's too.,Simply insure the accident casually bought a hundred and ten yuan is higher than its insurance amount.,I don't know where the advantage is.,It's a pure deception.,You can withdraw the principal at any time after ten years.,Just take out the contract to terminate.,Not guaranteed.,But I didn't say that I would deduct money.,Damn, I've paid you enough for ten years and deducted fart money.。

You can just sing and harmonize, and sing double reeds, but you really can't deceive people.

In fact, the main reason for buying Taikang's Kangshun series products is to pay attention to protection, and the dividend is just a gimmick, it can only be said that the money obtained after 20 years may not lose or lose much, after all, Taikang's dividend is still good compared to the dividends of other companies. Taikang's Kangshun B is paid for 10 years and guaranteed for 30 years, and the guarantee role is the same as Kangshun, but the rate is lower than Kangshun, and it takes 20% of the income, without dividends. If you feel that the economy allows and it does not affect your life, don't return it, you can only get back less than 30% of the money if you return it, you can only say that you have bought a guarantee, and you can still claim a little bit if you are really hospitalized, and the income will definitely be no.

Ping An's universal insurance is too versatile, and the amount of claims is not high, so it can be said that it is not comprehensive and professional in terms of protection, and it is not as good as Taikang

Buying insurance can only be important to protect it, if the insurance makes more money, then everyone has bought it, health is the most important, besides, Kangshun this protection is the return of the principal income after the claim, dividends may be more or less, I hope that the dividends do not receive and wait for the 20-year policy to expire together to get it back, because it is a roll-on, it is considered to be their own savings, many people can't turn a corner, I feel that the bank is more suitable than insurance, but think about it carefully, once I am sick, there is no insurance, You can only go to the bank to take out the money you have earned and spend your own money to see a doctor, insurance is different, someone pays you for a doctor, and when it expires, I will give you the money, think for myself, the insurance company is to make money, or how to settle the claim, an insurance company is to see if it can make money, Taikang is very good, you can pay attention to his surplus income, and besides, your only 4600 yuan a year will not affect your life, even if you don't have this insurance, you may not save more than 4600 a year, Then you won't have the 46,000 and the 10% income plus dividends after 20 years, insurance is to value protection, not to make money, because there are many kinds of insurance, there are many of them are not returned after the claim, do not return the income, that kind of insurance has a greater loss to themselves!

I just received ** yesterday and asked me to apply for insurance, I told him the card number, 1200 yuan in my card was deducted, and I haven't signed a contract yet, if I don't want to do it, can I get the money back.

Look at Taikang Life Xiangyun Kangshun paragraph b clause:

Payment of Insurance Premiums The payment method and payment period of this contract shall be agreed between you and the Company at the time of insurance application, and shall be specified in the insurance policy.

If you pay the premium in installments, you should pay the premium on the agreed date of each premium after the first premium is paid (see Paying the Remaining Premiums).

The benefits of this insurance are:

1) 120% of the sum insured as stated in the insurance policy Contribution period (number of years);

2) 120% of the sum of the insurance premiums you have paid for this contract and the additional contracts attached to this contract.

Taikang's product is a telemarketing product, and it is recommended to you by Taikang's telemarketing business department. You can call Taikang 95522, press 9, and then press 1 to transfer to manual service for verification. Now the insurance is all transferred, and the cash payment is not until the front desk.