Can I buy insurance at Daddy Insurance? Is it reliable to buy insurance at Daddy?

Founded in September 2019, Daddy Insurance is a third-party integrated service platform for family protection online insurance. First of all, it is a relatively new platform, which has been established for less than 2 years, and it is difficult to say how it will develop in the future; Secondly, Daddy Insurance is an Internet platform, and the Internet platform cannot sell offline products, so the choice of consumers will be much narrower, because relatively speaking, the service quality of offline products is better, and it can be manually underwritten; Third, in addition to the services of online products, the services that Daddy Bao itself can provide are also very limited, hundreds of customer service for so many customers across the country, it is conceivable that not every customer can get high-quality services. In particular, the particularity of insurance products is not the end of the purchase, and it is difficult to say whether the future claims service can be in place.

Therefore, it is very important to choose the right insurance purchase channel. To sum up, there are roughly the following 6 insurance purchase channels:

1. The first person of the insurance company - the salesman of an insurance company, there are a large number of people, and they are the easiest to contact on a daily basis, which has made a great contribution to the popularization of insurance. But Wang Po sells melons.

Selling and boasting, only selling their own company's products, it is impossible to be the best in everything, and the choice of products is very limited.

2. Bancassurance - the bank sells insurance products and has the endorsement of the bank.

It seems to be the safest, but in fact it is the most misleading sales. I don't know under the guise of saving money.

How many old people have been misled, called saving money, but in fact selling insurance.

3. **Sales——Promote products, the advantage is that it can be quickly underwritten, and the disadvantage is that the products are the same, which cannot solve the real needs.

4. Insurance ** person - different from the first type, here is the salesman of the insurance company, selling products on behalf of the insurance company, the advantage is that the number of products is large, the disadvantage is that it still represents the interests of the insurance company, and the unspoken rule is which insurance company gives a high service fee.

5. Internet insurance - such as Alipay, WeChat, and even any Internet platform are selling insurance, the advantage is that it is convenient to insure, but the disadvantage is the lack of professional guidance when applying for insurance, and there is no service with temperature when making claims, and you can only face the cold screen forever.

6. Insurance Broker - Insurance Law

Article 118: An insurance broker is an institution that provides intermediary services for the conclusion of insurance contracts between policyholders and insurers based on the interests of policyholders, and collects commissions in accordance with the law.

Insurance brokers do not represent any insurance company, but on behalf of the interests of the policyholder, pre-sale to help customers sort out the real needs, shop around, after-sales to help customers claim rights protection, the disadvantage is that most people do not know.

Clearly, insurance brokers are more in line with consumer expectations. We buy insurance, selection and purchase of this action is just the beginning, follow-up preservation, claims and other services are more professional services, especially claims, is the need for one-on-one guidance and service, so, unless you yourself are very thorough research on the terms, do not mind yourself and contact the insurance company, in case of a claim dispute, it is not too troublesome to sue the insurance company, otherwise it is better to find a professional insurance broker to serve you.

To buy insurance, you still have to go to the insurance company, rest assured.

Summary. Hello there.

Hello there. Is it a Shenzhen daddy insurance consulting platform?

Is Daddy's Jiahao Xu Wenkang?

There is no problem with the background of this platform, and it has been legally and compliantly registered with the National Banking and Insurance Regulatory Commission, and it is supervised by the relevant departments, so you can rest assured.

However, when we choose a platform, we should consider these points1Professionals with a qualified insurance practitioner certificate2Provide professional insurance consulting services3In the follow-up, there is a professional claims team to assist in the uproar to ensure the smooth settlement of the compensation disorder.

I haven't experienced the consulting services of this platform, and I don't praise the price.

Which product configuration scheme does it recommend? I'll help you see if it's a good configuration.

He said that it was Shenzhen Daddy Insurance, well, Daddy Insurance is an insurance brokerage platform in Shenzhen.

The staff of your daddy insurance, the planner in charge of free consultations.

We're not dad Baoha on our side.

We are a platform for providing insurance advisory services.

Oh. Which product does Daddy Bao recommend?

I'll help you see if there are any pits.

Kim is satisfied.

Whole life insurance. This product belongs to financial insurance, and the guaranteed income is still good, but it is not suitable for your configuration, and it is necessary to combine the personal budget of the celebration bureau, the number of years of payment of reputation slag, needs, etc., in order to give an accurate answer.