How about New China Insurance Haoli Niannian ?

Hello! I'm Yan Tingting from Binzhou Taibao, and I'm glad to have the opportunity to serve you! Basic information of the product during the payment period:

One-time payment, 5 years, 10 years, 20 years of insurance age: one-time payment, 5 years of payment, 10 years of payment period, the insurance range is 0-55 years old; During the 20-year payment period, the insurance coverage is 0-45 years old. Period of Insurance:

To 70 years old on the Internet, you can check the basic information of Holly, the insurance company will not deceive, salesman, you can call Xinhua's customer service to say the job number of the marketer to verify the truth, customer service **95567 What do you not understand can consult me, I hope mine can help you, I wish you a happy family and good health.

Holly's annual dividend insurance is paid once a year, and you can also find your own information on the Internet. If you are worried about being scammed, you can call customer service** to check your policy, or go to a branch office to have a look. The national unified customer service ** is 95567!

Commercial insurance is basically paid once a year, and it is logged on to the official website of Xinhua.

Registration (through the prompt registration, very simple) can clearly and intuitively see their own information every year, dividends, etc., the national free customer service **95567 can allow you to contact the company for the first time. Domestic insurance companies will not be **, because the establishment procedures of domestic insurance companies are very complicated and formal. The only thing to see is whether you believe it or not, if you don't believe in insurance, it is estimated that any company will be the best for you.

Hello, thank you for your attention to Xinhua Insurance, our customer service ** is 95567, this product is very good, 10% + dividends of the sum insured will be returned every 2 years, until the age of 70, Xinhua Insurance is a company with dividends of the sum insured, and the money received each time is incremental. From the 2nd time, you can receive (sum insured + accumulated dividend sum assured) * 10% + dividends, and you can also receive a lump sum premium + final dividend at the age of 70, and this product can also be converted into an annuity. After the age of 70, you can get money every year.

This product also has a premium waiver function, so that customers do not have to worry about paying fees.

In fact, the products of all insurance companies are similar, you have to buy the most suitable products for your needs, as for **, it should not, customer service**You can go to the official ** of Xinhua Insurance to check, which is more accurate.

Hello, 95567 is a unified service of Xinhua Insurance**.

The overall cost performance of Xinhua Insurance's annuity insurance is okay, and many of its products are in line with the average level of the market, such as Xinyue Wanjia Annuity Insurance, Huixiang Future Lifetime Annuity Lease Bizhao Insurance, Huiman Jinsheng Pension Insurance, Huijin Annuity Insurance, etc., all of which have the function of stable financial management.

If you have a sufficient budget and plan to stabilize your finances, New China Insurance's annuity insurance is a good choice.

About Xinhua Insurance, I have also made a detailed analysis of the company's strength and products before, and friends who want to know more can read the following article:

Is Xinhua Insurance good? The company's big secrets, the products are peeled, all in this article!

Let's take Xinyue Wanjia annuity insurance as an example to briefly analyze the annuity insurance of Xinhua Insurance. <>

It can be seen from the security chart that Xinyue Wanjia annuity insurance supports people under the age of 66 to apply for insurance, and the age range of insurance is still relatively wide.

Even some 60-year-olds who have just retired, if they want to stabilize their financial management and are relatively healthy, they also have the opportunity to apply for Xinyue Wanjia Annuity Insurance.

In terms of protection content, Xinyue Wanjia annuity insurance has a fixed care fund, survival fund and maturity fund return, as long as the insured survives within the protection period, you can receive these money, so the income is relatively stable, almost no risk.

And if the policyholder's budget is more sufficient, and want to pursue a higher rate of return, Xinyue Wanjia annuity insurance also provides (optional) universal account protection, and the funds deposited in the universal account can achieve secondary value-added.

Top 10 annuity insurance rankings.

Want to buy high-yield annuity insurance? Don't miss out on these 10 again!

Finally, the insurance applicable to different age groups is different, and blind purchase may be a waste of money, see here for the specific insurance plan:

How to buy insurance for different age groups? Everyone should have their own plan

That's all there is to it, hope.

The annuity insurance of Xinhua Insurance is reliable, but whether it is suitable for individuals to buy it or not depends on the specific analysis of the product selected by the customer. If you want to know more about the strength of Xinhua Insurance, you can take a look at this article.

Is Xinhua Insurance good? The company's big secrets, the products are peeled, all in this article! "Is Xinhua Insurance good? The company's big secrets, the products are peeled, all in this article!

From the above product map, it can be found that the protection content of Huijin Annuity Insurance is still relatively rich, and the following senior sister will analyze with you in detail what it is worthy of our attention:

1. Wide range of insurance age.

Huijin Annuity Insurance supports people who are 30 days old and under 71 years old to apply for insurance, which is actually a relatively wide age range.

After all, there are many annuity insurance products on the market that have a maximum age of 60 or 65 years old, in contrast, the insurance age setting of this product can meet the insurance needs of more elderly people, which is relatively good.

Top 10 Annuity Insurance Row Want to Buy High-Yield Annuity Insurance? Don't miss out on these 10 again! "> learn this trick and stay away from the pit of 99% of the annuity slippery risk.

2. Lack of total disability protection.

The protection liability of Huijin Annuity Insurance covers care benefits, survival insurance benefits, maturity survival benefits and death insurance benefits.

If the insured survives to the end of the insurance period, the insurance company will pay 100% of the basic sum insured as the maturity survival benefit.

In addition, if the insured person dies, the insurance company will pay the corresponding death benefit. It should be noted that this product does not provide total disability protection, you know, the harm caused by total disability to the insured is no less than death, and the follow-up ** fee, nursing fee, etc., will bring serious financial burden and mental pressure to the family.

Therefore, total disability protection is also more important, and this product does not take this into account, and there is still some room for improvement.

The subject wants to ask how about the annuity insurance of Xinhua Insurance? What are the main issues you want to pay attention to? What is the guaranteed amount for the future? What's so good?

If so, how much is the guaranteed amount in the future? The amount received by Xinhua Insurance Company's annual laughing gold insurance products under the same conditions is at a medium level.

You can pay attention to Taikang annuity insurance! Strong investment ability, income ranks first in the industry!

You will know when you buy it, and when you tell you, you will have a set, and when you get on the set, you will also ** go in.

There are two types of ways to deal with what to do when the 20-year insurance is expired, the first is to continue to hold, and the second is to surrender the policy, the details are as follows:

1. Continue to hold: It is also divided into insurance types, if it is annuity insurance, choose 20 years of payment protection for life, usually 20 years of payment and 15-20 years of return, and the follow-up is to generate interest, planning pension is a good choice, you can continue to have; In addition, if the critical illness insurance is paid for 20 years for life, the cash value is very low, but the critical illness insurance amount is paid according to the contract, so it is advisable to continue to have it and resist the risk of unresolved diseases;

2. Policy surrender: the 20-year insurance bought by financial insurance expires, you can take the Lingling to choose the policy surrender, the general pension insurance financial management type, pay 20 years is almost the return of the principal, surrender will not have much loss, the specific depends on the product, but the critical illness insurance for 20 years for life, whether it is savings, consumption-based critical illness insurance, can not return the principal, so the surrender of the critical illness insurance policy is not cost-effective.

Can I really get my insurance back after 20 years?

Whether the insurance can really be recovered after 20 years depends on the type of insurance, specifically:

1. Return-to-principal critical illness insurance: If you apply for insurance at the age of 30 and pay for 20 years, choose to return the principal at the age of 50, in this case, the insurance can really be recovered after 20 years, but if the agreement is to surrender the policy at the age of 80, this kind of critical illness insurance cannot be returned after 20 years;

2. Consumption and savings critical illness insurance: Critical illness insurance: Consumption and savings critical illness insurance, paid for 20 years, guaranteed for life and underwriting term, cannot get back the principal, after all, surrender is the cash value.

3. Financial insurance: If it is a lifetime terminal life insurance, it is usually paid in 3 years and at the latest in 8 years, and the return on the principal in 4 years is fast, and the skin segment plus more than 10 years of compound interest can really be recovered after 20 years, and it can compound a lot of interest.

In terms of the opening annuity insurance, the universal account is attached, and the short-term payment of the main insurance is 8-10 years, which is generally in the form of the main insurance and the additional universal account, and after the expiration of the main insurance, it will definitely return to the principal, usually 3 years to pay for 8-10 years, and it can be withdrawn after 20 years, and it can also compound a lot of interest.