How about AIA children s insurance, AIA children s insurance must buy three insurances

Xueba said that insurance, only help parents who want to buy the right insurance for their children! This year, the comparison table of 136 hot-selling critical illness insurance for children aged 0-18 has been updated

Click to claim now, I believe it can help you.

How to buy insurance for your child

This problem has always been a problem that has stumped tens of millions of parents, today let's take a look at how to buy insurance for children! Pay attention to three key points:

First, the country's medical insurance must be handled.

Newborn medical insurance can be handled immediately after the child is registered, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so it is necessary to handle the medical insurance for the child.

Second, after running medical insurance, it is necessary to consider fully configuring commercial insurance, and it is recommended to give priority to critical illness insurance + medical insurance + accident insurance.

First of all, critical illness insurance, choosing it can provide us with a longer period of protection. Secondly, critical illness insurance is paid directly in cash after getting sick, which can not only solve the problem of medical expenses, but also solve many hidden problems caused by illness, such as children who miss their studies due to illness, and even some subsequent life losses, which require a lot of cash to make up for them. Buying a pure protection critical illness insurance can just solve these problems in the future.

As for medical insurance, it can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of 1,200 yuan, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.

Finally, let's look at accident insurance, it is very cheap for children to buy accident insurance, 200,000 yuan of protection per year, only sixty or seventy yuan, you don't see that it costs a lot, but in fact, the protection is quite extensive, accidental death, disability, accidental medical liability are within the scope of protection, cost-effective.

Third, what are the insurance policies that are not recommended for children?

Don't choose life insurance for your child, and try not to attach both liabilities to critical illness insurance. I know the specific reasons in this articleWhy is it so hard to buy child insurance? You'll know when you see it!

has been introduced in detail, because it has been written in detail in the manuscript, so I won't spend too much time introducing it here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, about 1,000 yuan per year can be fully configured, if you buy lifelong protection, it is only two or three thousand per year, ** low protection and real.

That's all for me"How about AIA Children's Insurance"All of them, I hope it helps you! Hope!

1. Don't care about choosing an insurance company, there are large and small domestic insurance companies in terms of scale, but everyone is under unified national supervision and has the same degree of safety; All of them are based on the specific policy terms as the contractual principle, and there is no question of which claim is good and which is bad; Everyone is a unified insurance design background parameters, there is no good or bad insurance or special advantages, whether it is the rate or insurance content there are big and small differences, the purpose is to follow the insurance function in the general direction, and meet the detailed needs of different customers in the small direction, which is a reasonable choice of insurance.

Second, the current children's insurance is mainly accidental, medical, education, these categories, there are many specific types of insurance, and there is a certain degree of professionalism, do not personally look for insurance, otherwise you will only get lost in the ocean of insurance. This is not just a simple purchase of goods, it is a process of comprehensive financial analysis.

In the basic idea of buying insurance, we can give you some guiding opinions, suggesting the process of "clarifying the needs - > preliminary selection - > negotiation and verification - > effective choice"!

First of all, it is clear why you want to buy insurance for your child, what you are worried about or what you want to achieve, maybe there are many requirements and expectations, it doesn't matter, but it is best to rank them in your mind. Then explain your approximate economic ability or premium budget, so that excellent insurance people can consider comprehensively, make a choice of priorities (not necessarily all your needs can be met, but there will be priorities), and most effectively realize your insurance needs through a reasonable combination of insurance types, which is a scientific process.

After the premise is clear, and then implement the open plan solicitation and comparison operation, the simplest and most effective is to directly find a few local companies of the best people, explain the details and specific requirements, open comparison, to see the insurance benefits of the insurance program it provides, which is more effective for your needs, this is what you need. If you are worried about being harassed or entangled, you can also go online through the insurance bidding platform of the third-party insurance intermediary, and according to the set steps, you can directly and anonymously solicit insurance plans tailored for you by different insurance companies for comparison and selection.

Hello, AIA's children's health insurance is very comprehensive and cost-effective, especially 100% reimbursement for accidents, and the benefits and protection of education and financial management are good!

When the insurance company is not good, it is recommended not to consider the insurance company, and one thing that must be believed is that whether it is children's insurance or participating insurance, these are given by the insurance company.

The size of the insurance company and the profitability of the insurance company are directly related to the dividends and claims of customers.

Hello! Whether the insurance is good or not cannot be generalized, the key lies in whether you choose the right type of insurance or protection plan that suits your protection needs, which needs to be comprehensively analyzed according to the actual needs of the individual and the type of insurance.

For children, it is recommended to improve the most basic children's medical insurance first, and then consider supplementing commercial insurance. When choosing commercial insurance, the key to whether the insurance is good or not depends on whether the type of insurance you choose is suitable for the actual insured.

You can also take a look at which is better for children's insurance.

For children, accidental injuries and medical and health protection are very important and cannot be ignored. Therefore, it is advisable to choose the appropriate protection plan for your child's situation.

Depending on your child's situation, you may wish to consider the best affordable protection package as follows: a card-style children's insurance card + an exclusive education fund protection, the former covers basic accident, medical, critical illness and other items, and the latter specifically covers education items.

1.Medical insurance: Children's immune system is not fully developed, so the probability of getting sick is there, so it is still necessary to take out a medical insurance.

In addition to the basic children's medical travel insurance, parents can also buy a million medical insurance for their children, which has a low premium and high insurance amount, although the deductible is relatively high, but it is still very practical to deal with the risk of serious illness. If you are concerned about the risk of minor illnesses, then you may want to consider purchasing a medical insurance policy for minor illnesses. Moreover, the health notice of medical insurance is stricter, and it is recommended that children can be insured when they are still young and healthy, which is not only easier to pass the health notice, but also cheaper than that of adults;

2.Critical illness insurance: It mainly covers malignant tumors (including leukemia), severe hand, foot and mouth disease and other critical illnesses.

As with medical insurance, it is recommended that children can be insured when they are still young and healthy;

3.Accident insurance pants wear out: It mainly covers accidental death or dismemberment, accidental medical treatment, and other insurance liabilities. Children's curiosity is very heavy, and they are active and fun, and the probability of accidents is relatively high, so it is still necessary to take out an accident insurance.

In addition to 8 types of relatively low severity Class 1 critical illness benefits and 34 types of critical illness (Class 2 critical illness) benefits, long-term care for the elderly, death, total disability, terminal stage of illness and other basic benefits, AIA Global Health Insurance also provides industry-leading protection measures such as leukemia and other child-specific diseases, multiple benefits and other industry-leading protection measures to customize comprehensive and long-term lifelong health protection for children, so as to protect every parent from a happy life. AIA Whole Life (Double Health) Critical Illness Insurance can provide up to three claims for cross-group critical illness, and the cumulative maximum insurance benefit can be 300% of the basic sum assured, so that children can have the most solid protection at different stages of life.

Xueba talks about insurance, and teaches you to choose the best insurance for your child! This year, the comparison table of 136 hot-selling critical illness insurance for children aged 0-18 has been updated, now for free, click to claim now.

What insurance should I buy for my child?I don't know how many parents who want to give their babies comprehensive protection are stumped by this question, let's take a good look at what insurance should be bought for their children today! Follow these three criteria::

First, the country's medical insurance must be handled!

After the child is registered, it is necessary to handle the neonatal medical insurance (urban and rural residents' medical insurance) as soon as possible, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.

Second, in addition to the national medical insurance, some necessary commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance is preferred.

First of all, critical illness insurance, choosing it can provide us with a longer period of protection. Secondly, critical illness insurance pays cash directly after getting sick, which can not only solve the problem of medical expenses, but also solve many hidden problems caused by illness, such as missing homework due to illness, which requires a lot of cash to make up. Buying a pure protection critical illness insurance policy can be used to solve these problems.

As for medical insurance, it can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan per year, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.

Finally, it is necessary to configure an accident insurance, children's accident insurance is very cheap, 200,000 yuan per year is only 60 or 70 yuan, which can protect children from disability, death and medical liability caused by accidents, which is particularly practical.

Third, is there any insurance that I should not buy for my child?

Don't assign life insurance to your child, and try not to attach both liabilities to critical illness insurance. The specific reasons I know are in this answerHow to buy insurance for your child without being cheated? This guide tells you!

There has been a detailed introduction in , so I won't go into too much detail here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, 1000 yuan per year can be fully configured, if you buy lifelong protection, it is only two or three thousand per year, which is very practical.

That's all for me"What kind of children's insurance does AIA have? "