How to pay for the accidental death of the 07 year old Double Happiness A insurance dividend paying

Xueba talks about insurance, focusing on insurance evaluation! The comparison between 35 participating insurance and 101 mainstream critical illness insurance has been updatedComparison table of 35 participating insurances and 101 popular critical illness insurances, to friends who know this article.

I believe many people have heard of participating insurance, but how many people really know what participating insurance is? Let's focus on participating insurance:

Participating insurance, to put it simply: it is insurance with dividends, and dividends come from the profits of the insurance company that not only enjoy the protection function in the policy, but also enjoy the dividends by virtue of the policy.

Hearing the word "dividend", many people feel that they have paid money, not only guaranteed, but also able to enjoy dividends, as if they have become the original shareholders of the insurance company, but many friends told me that "I bought dividend insurance, and now I regret it", because the dividend income is completely out of line with expectations.

First, there is uncertainty about how much policy dividends can be distributed.

Second, the dividend pool is not transparent.

It is precisely because of these two characteristics of dividend insurance that it is difficult to make the income of participating insurance, and it has caused frequent complaints about participating insurance, and the reasons are in my articleWhy is participating insurance a "high-incidence area" for insurance?

It's all clear.

At the end of the day, participating insurance is not suitable for everyone, so it is recommended that you do not blindly insure!

That's all for me"How to pay for the accidental death of the 07-year-old Double Happiness A insurance dividend-paying type"All, look!

The claims process of insurance companies is different, and it is most accurate to call the insurance company** directly to consult manual services.

Xueba talks about insurance, focusing on insurance evaluation! What about participating insurance? Just look at how they compare to other popular critical illness insurance productsA list of 35 participating insurances and 101 major critical illness insurancesParticipating insurance, literally: Participating insurance is a type of insurance with dividends, that is, when the insurance company makes money, it distributes part of it to customers who have purchased participating insurance. Taking into account both protection and financial management, this is the characteristic of participating insurance.

Participating insurance is very popular in the market because it has both protection and financial management functions, but many people regret it after two years after buying it, because there is a large income gap before and after buying.

That's because customers don't know these two characteristics of Fu Dividend Insurance:

Clause.

1. The dividends of participating insurance products are unknown to the experience of insurance companies.

Second, the dividend pool is not transparent.

The income and dividend methods of participating insurance are extremely complex, and even insurance practitioners are difficult to do, so as a novice, don't challenge such a high degree of difficulty!

Hello: Double Happiness New A, accident compensation is double protection, specific traffic is 3 times protection, illness death is the insured amount + cumulative annual dividend; If it is determined that it is an accidental death, this product is a one-time payment, which may be more than 2 times of the sum insured; Bank savings products, the basic protection function is very low! Specifically, you also need to take a look at the company's claim record!

Hello friends, Double Happiness is a bancassurance product, not an insurance product purchased in an insurance company, the amount of protection is low, I suggest that friends in the future to do insurance must be to a regular insurance company with stable operation, good reputation, standardized management and thoughtful service. so that unpleasant things don't happen. I wish you happiness and peace.

Hello! Do you look at the insurance liability column at the time or find the same insurance terms, is there an accidental death benefit, and if so, how much is the compensation? If you don't understand it, call the company's consultation**.

Accidental death is 2 times the sum insured. Maybe one of the partners above is right, the insurance amount of your insurance contract is lower than the insurance premium paid, so it looks like the principal + dividends.

Hello: You can now take out the policy to see how the insurance liability column is written, if you can't understand it, call the insurance company for ** consultation. Peace be upon you.

Hello! The insurance liability of the policy will be written very clearly, see if there is any accident protection, you can consult **.

Hello, you have purchased a bancassurance product, and you are looking through the specific terms of the insurance. Take a look at insurance liability

This is a participating product, and one of the products sold in the bank, according to the terms, its death benefit is stipulated as follows:

Death benefit.

1. If the insured dies due to illness within one year of the effective date of this contract, the company will refund the insurance premium paid without interest, and the validity of this contract will be terminated.

2. If the insured dies due to accidental injury or dies due to illness one year after the effective date of this contract, the company shall pay the death insurance benefit according to the effective insurance amount, and the validity of this contract shall be terminated.

There is an observation period for illness compensation, most insurance companies are 1 year (some companies are half a year, and some insurance types are three months), and the disease observation period of Xinhua Zhizi Brother Insurance is 1 year.

Since the insurance contract you said has not been insured for more than one year, the contract will be terminated by refunding the insurance premium you have paid.

Sickness death benefit.

1.If the insured dies due to illness within one year from the effective date of this contract, the company shall pay the death insurance benefit due to illness, the amount of which shall be the insurance premium actually paid by the insurance, and this contract shall be terminated.

Hello! Your product is our silver generation product, the insured died of illness you have to call the national network ** Rolling source 95567 to report, to prepare the policy to tell the other party policy number, as well as the policyholder's ID number. Sun Beishen will tell you what information to prepare to go to the local Xinhua Insurance Company outlets to handle business.

Basically, it's premiums and dividends.

You still dare to buy Xinhua's insurance!! Wu Yin!! Chambers !!

Give you back the money you paid.