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Compulsory traffic insurance is a compulsory insurance for motor vehicle traffic accident liability, the insurance period is paid once a year, and the amount of money paid for the first time is the purchase price plus other payments, but excluding VAT, calculated value. The second year is based on the previous year's driving situation, such as the frequency of accidents, the number of traffic violations, etc., if you have a completely good record in the previous year, then the second year of compulsory traffic insurance will be reduced by 15% on the original basis, if the record is not good, more accidents, then with its frequency to adjust accordingly, the increase is generally about 20%.
Under what circumstances can I buy short-term compulsory insurance?
1) Vehicles from abroad temporarily enter the territory of our country and will not stay for a long time;
2) The motor vehicle has not been driven on the road for a long time, and the occasional occurrence can be handled;
3) After the annual inspection, the motor vehicle is identified as not required for the next annual inspection, and can be scrapped directly;
4) Other circumstances provided for by laws and regulations.
Short-term compulsory traffic insurance is suitable for short-term travel vehicles, the protection period is generally calculated on a monthly basis, the protection time is flexible, and the payment is made according to the time you need, which can save you unnecessary expenses, but there are not many short-term compulsory traffic insurance, and the fundamental reason is that it has not been widely recognized.
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1: No, the compulsory vehicle insurance must be paid once a year to effectively protect the rights and interests of the vehicle and the driver. The owner or manager of a motor vehicle driving on a road within the territory of the People's Republic of China shall take out compulsory traffic insurance, and if the manager fails to take out compulsory traffic insurance in accordance with the regulations, the owner or manager of the motor vehicle shall be notified to take out the insurance in accordance with the provisions and shall be fined twice the insurance premium payable.
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Hello, I will come to you for this question. All major auto insurance companies can buy short-term compulsory traffic insurance, such as Ping An car insurance and PICC car insurance. However, only motor vehicle owners who meet special circumstances can purchase short-term compulsory traffic insurance
1.Temporary entry of overseas motor vehicles; 2.Motor vehicles are temporarily on the road; 3.
The motor vehicle is less than one year away from the prescribed period for reporting waste per mu; 4.Supervise other prescribed circumstances. If one of the above special circumstances is not met, then it is usually impossible to purchase a one-month compulsory traffic insurance.
Compulsory traffic insurance is a mandatory car insurance, and every motor vehicle owner must buy it, otherwise if there is no compulsory traffic insurance and drive on the road, then it will be punished by the traffic management department after being investigated and punished.
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Legal Analysis: Special cases can be purchased for a short period of time, such as one month. But it's generally a year.
Legal basis: "Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability" Article 20 The insurance period of compulsory motor vehicle traffic accident liability insurance is 1 year, but in any of the following circumstances, the policyholder may apply for short-term compulsory motor vehicle traffic accident liability insurance:
1) Temporary entry of foreign motor vehicles;
2) Motor vehicles are temporarily on the road;
3) The motor vehicle is less than 1 year from the prescribed scrapping period;
4) Other circumstances stipulated by the insurance regulatory authority.
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S store purchase: The car owner can pay short-term compulsory traffic insurance when buying a car directly in the 4S store;
2. Insurance company purchase: The owner can directly bring his ID card and vehicle information to the offline outlets of the insurance company to purchase short-term compulsory traffic insurance;
3. Online purchase: Car owners can log on to the official website of the company, select the appropriate insurance item, and purchase it directly online.
The above is how to purchase short-term compulsory liability insurance.
In China, compulsory traffic insurance is a kind of vehicle insurance that is mandatory to pay in accordance with the law. Generally speaking, the protection period of compulsory liability insurance is one year, and the need to purchase short-term compulsory liability insurance can only be in some individual cases. Generally speaking, short-term compulsory traffic insurance can only be purchased if the foreign vehicle enters the country temporarily, the motor vehicle is temporarily on the road, the vehicle is scrapped for less than one year, and other relevant regulations are met.
The amount of short-term compulsory liability insurance premiums is different according to the different payment time, generally 8 months as the boundary, if the investor needs, the short-term compulsory insurance insurance period is less than 8 months, the calculation formula of the premium to be paid is 180 yuan 10% of the number of months of insurance, if the investor needs the short-term compulsory insurance insurance for more than 8 months, each additional month, you need to pay an additional 5% of the premium.
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Provide a copy of the driving license and a copy of the owner's ID card to the insurance company's counter. Short-term compulsory traffic insurance can be purchased in the following four situations: 1. Temporary entry of foreign motor vehicles.
2. The motor vehicle is temporarily on the road. 3. The motor vehicle is less than 1 year away from the specified scrapping period. 4. Other circumstances stipulated by the CIRC.
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Short-term compulsory traffic insurance should be purchased with the insurance company, or you can buy this kind of insurance directly in some 4S stores, but the main situation is to buy it in combination with your own reality.
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You can directly find the relevant salesman to buy, which is completely okay, and it will not have much impact.
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According to the "Regulations on Compulsory Traffic Insurance", compulsory traffic insurance cannot be insured with short-term insurance, and there are only a few situations where 1. Overseas motor vehicles enter the country temporarily; 2. The motor vehicle is temporarily on the road. 3. The motor vehicle is less than 1 year away from the specified scrapping period. 4. Other circumstances stipulated by the CIRC. If you meet these conditions, any insurance company can issue a short-term policy, and if you don't meet the requirements, no one will dare to give you a bill.
If you have any other insurance questions, please come: more insurance fish talk about insurance! ,
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Answer hello, compulsory traffic insurance is a compulsory liability insurance for the insured motor vehicle road traffic accident caused by the victim (excluding the car personnel and the insured) personal **, property loss, within the liability limit to compensate, is China's first compulsory insurance system implemented by national laws, the insurance period of compulsory traffic insurance is 1 year, so can the short-term compulsory insurance of the car be insured? Let's take a look at it today.
The following four situations can be insured with short-term compulsory liability insurance.
First, foreign motor vehicles enter the country temporarily;
second, the motor vehicle is temporarily on the road;
Third, the motor vehicle is less than 1 year away from the specified scrapping period;
Fourth, other circumstances stipulated by the CIRC.
According to the provisions of the "Road Traffic Law" and the "Regulations on Compulsory Traffic Insurance", the traffic management department of the public security organ and the agricultural machinery management department of the management tractor shall implement the supervision system for the compulsory traffic insurance.
The undertaker of compulsory traffic insurance is a Chinese-funded insurance company approved and authorized by the China Insurance Regulatory Commission and its agency, and each motor vehicle only needs to be insured with one compulsory traffic insurance, and the policyholder can decide or choose to purchase commercial insurance with different liability limits according to their own needs.
Question**You can apply for short-term compulsory insurance.
Hello, any insurance company can be, but the premise is that you need to meet the short-term conditions, the final premium of compulsory traffic insurance = basic insurance premium of compulsory traffic insurance (1 + floating rate linked to road traffic accidents) The full name of compulsory traffic insurance is "compulsory insurance of motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit. The insurance regulatory commission shall approve the rate in accordance with the principle of "no profit and no loss" in the compulsory traffic insurance business as a whole, such as the basic premium of an ordinary private car for a year is 950 yuan, and no insurance company shall provide preferential treatment without authorization. For commercial insurance, each insurance company can decide the extent of the discount within a certain range.
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Legal Analysis: Special cases can be purchased for a short period of time, such as one month. But it's generally a year.
Legal basis: Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability Article 20 The insurance period of motor vehicle traffic accident liability strong wheel dust insurance is 1 year, but in any of the following circumstances, the policyholder may purchase short-term compulsory motor vehicle traffic accident liability insurance:
1) Temporary entry of foreign motor vehicles;
2) Motor vehicles are temporarily on the road;
3) The motor vehicle is less than 1 year away from the prescribed scrapping period;
4) Other circumstances stipulated by the insurance regulatory authority are not Tongshu.
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Summary. Hello, it is a pleasure to serve you.
Compulsory car insurance can be paid for a short period of time.
Can I pay short-term car insurance?
Hello, it is a pleasure to serve you. Compulsory car insurance can be paid for a short period of time.
The car can be purchased for a short period of time.
Compulsory traffic insurance can be purchased on a short-term basis, and compulsory traffic insurance can be purchased on a monthly basis, for example, in the following circumstances, compulsory traffic insurance can be purchased on a monthly basis: 1. Overseas vehicles temporarily enter China and will not stay in China for a long time; 2. If the motor vehicle does not drive on the road for a long time, and occasionally this situation occurs, it can be sold to choose to purchase compulsory traffic insurance within a monthly period; 3. If the motor vehicle is less than 1 year away from the specified scrapping period, short-term compulsory traffic insurance can be purchased; 4. Other circumstances stipulated by laws and regulations.
How to purchase short-term compulsory traffic insurance S store purchase: car owners can pay short-term compulsory traffic insurance directly when buying a car in a 4S store; 2. Insurance company purchase: The car owner can directly bring his identity document and vehicle information to the insurance company's offline outlets to purchase short-term compulsory traffic insurance; 3. Online purchase:
Car owners can log on to the official website of the insurance company, choose the appropriate insurance item, and buy it directly online.
Compulsory traffic insurance, the full name of which is "compulsory insurance for motor vehicle traffic accident liability", is a compulsory liability insurance that compensates the victim (excluding the vehicle personnel and the insured) for personal and property losses caused by road traffic accidents caused by the insured motor vehicle within the liability limit. In other words, the compulsory traffic insurance can only compensate for the loss of the other party's vehicle caused by the accident, and can be compensated within the property damage compensation limit of the compulsory traffic insurance. If the scratches on the vehicle are their own car damage insurance, they will not be compensated, and only those who have purchased scratch insurance or car damage insurance and meet the conditions for compensation can receive compensation.
If you buy compulsory traffic insurance or not, depending on the needs of the car owner, the protection provided by the compulsory traffic insurance and the third party liability insurance is the same, but there is a limit to the liability compensation of the compulsory traffic insurance.
No, you cannot
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