Small property is so cheap! Can you buy it, dare to buy it

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Small property rights housing refers to the construction of houses on the collective land of farmers, without paying land transfer fees and other fees, and its property rights certificate is not issued by the state housing management department, but by the township ** or village committee issued by the circulation and transfer of small property rights There are many restrictions, because small property rights only have the use of ordinary commercial housing, but do not have the legal nature of ordinary commercial housing, in fact, it is not commercial housing, and there will be no real estate certificate.

For example, there is no national property right certificate for township houses and village houses in small property rights, only the property rights certificate given by the township ** or village committee, and cannot be mortgaged and circulated like houses with large property rights. In the event of land acquisition or demolition by the state, it will be difficult to ensure the interests of home buyers. The purchase contract signed by both parties is not a formal purchase contract recognized by law, and there is a lack of legal support if there is a dispute over the property.

Although the house with small property rights is relatively cheap, it is not recommended to buy such a house, because the house with small property rights is indeed not guaranteed, and there is no way to apply for the real estate certificate for the small property right house. At the same time, the transaction of small property rights is not protected by national laws, so the risk of buying small property rights is indeed relatively large.

Many people may not know what is a small property right house, small property rights and what we usually call commercial housing, the biggest difference is that the nature of the land is different, most of the small property rights are directly built on the collective land, so this kind of house is often not able to apply for real estate certificates, in the purchase of the need to pay off all the house payment at one time, can not go to the bank for loans. Since there is no way to apply for a real estate certificate, if the house is to be demolished in the future, the compensation for the demolition will be relatively small. <>

Due to the special nature of the land of the small property right house, if we buy a small property right house, we do not enjoy the right to use the land, that is to say, we only have the right to live in the house. From this point of view, it is not recommended to buy this kind of house, even if the house price is relatively cheap, but the risk is indeed relatively high. <>

Because there is no way to apply for a real estate certificate, so it can not be listed and traded, so if we buy a small property right house, then there is no way in the future, the second time, even if we have a second house, then this kind of transaction will not be protected by law, once there is any loss, you can only consider yourself unlucky to bear it. <>

On the whole, there is indeed a great risk in the process of buying and selling small property rights, these houses are actually houses built on collective land by village collective organizations in the name of rural construction, and this kind of house also does not have a land use certificate and a pre-sale permit, and cannot be filed with the housing authority.

I don't think it is possible to buy it, such a house has generally not started construction, or has not obtained the corresponding housing qualification certificate, and needs to bear the corresponding risk of buying a house.

Such a house can be purchased, but it is not particularly affordable, and there will be no compensation when the house is demolished.

Although such a house is relatively cheap, it is really not recommended for everyone to buy, once there is a division of responsibilities, then it is likely that the property rights will not belong to you, and the money will be spent in vain.

Generally speaking, "small property right house" is a house built on collective land, and according to the current policy, ** is generally not supported, and the property right certificate that can issue this kind of house can only be issued at the township level and village level, so it is "township property right house", also called "small property right house". The so-called small property rights issued by the township ** actually have no real property rights. This kind of house does not have a land use certificate and pre-sale permit issued by the state, and the land and housing management bureau will not file the purchase contract.

The so-called property right certificate is not a real legal and valid property right certificate. From the point of view, the township property is cheaper than the ordinary commercial housing, only 40% 60% of the commercial housing in the same location; From the perspective of housing form, it is the same as an ordinary residence; From the perspective of construction procedures, it belongs to the reconstruction of old villages or the construction of new villages, and there is no approval and management of the urban planning and construction committee management departments, and there is no supervision and inspection of the construction process. According to China's current laws, this kind of land can only be used for agricultural production or as a farmer's homestead, and the land use right may not be assigned, transferred or leased for non-agricultural construction.

It is not recommended that you purchase it.

Small property rights are now more and more popular with buyers, the total price of small property rights is low, but there are also certain drawbacks, we must pay attention to its risks.

1. Lack of "five certificates".

The "five certificates" are the prerequisites for buyers to apply for real estate certificates, but the "five certificates" for small property rights are missing. For example, most of the houses with small property rights are built on collective land, so they are at least unlikely to have a certificate for the use of state-owned land. Although small property rights are popular, most of them are not recommended for buyers because they do not have the property ownership certificate, which is an important proof of the buyer's rights.

Second, it is difficult to compensate for demolition and relocation.

In addition to not being able to apply for a real estate certificate, because the small property rights house itself is not allowed by law, so when facing the problem of demolition, the owner of the house has no way to get compensation.

Third, the quality is difficult to guarantee.

When developers develop small property rights, because of their low ****, they often cut corners in order to save expenses and increase profits. Such properties often have safety hazards. Moreover, after the quality of the house is problematic in the later stage, it is often not repaired in time.

There is also the problem of property after moving in.

Fourth, the supporting facilities are not perfect.

Almost none of these houses have heating, natural gas and other supporting facilities. And in the event of a dispute in the future, there may not even be water and electricity.

5. Bank loans are not allowed for small property rights.

Because you can't apply for a real estate certificate, you can't get a loan from a bank. In other words, the purchase of a small property cannot be in the form of a bank loan. Only full payment or other financing channels can be selected.

There are also many other problems, such as the lack of property rights, and there will be many troubles in the inheritance in the future. Moreover, there is even a situation where the developer is "shooting a shot to change a place", and once it is liquidated, it will not be able to fulfill its promise to evacuate immediately, and many of the troubles caused by it will be thrown on the buyers. Therefore, when buying a small property, you must be cautious.

Small property rights are affordable and cheap for those who only live in and do not sell.

There is no real estate certificate for small property rights and cannot be transferred.

There are three major problems in buying a small property:1It is prone to property disputes, and there is a great risk of breaking the contract due to the lack of a real estate certificate.

2.There is a risk of being demolished, and there is a possibility of being demolished and confiscated at any time without compensation. 3.

Without the function of settlement and financial attributes, small property rights cannot be settled and cannot be loaned, and it is difficult to change hands.

Is the contract for the purchase of a small property valid? According to the current law, the effective circumstances include: the sale and purchase of small property rights between the members of the collective organization; Give the house to people outside the township and obtain the approval of the relevant organizations and departments.

The invalid circumstances include: the purchase and sale of small property rights between the collective and members of other collective organizations, or with urban residents.