How should I change my room? Buy now, sell now, or sell now, buy later?

As a house changer, there is no excitement and anxiety when buying a home for the first time, and it tends to be more rational and thoughtful. In the process of changing houses, whether to buy first and sell first or sell first and then buy is something that the exchanger must consider clearly. So, what are the pros and cons of each option?

1. Sell before you buy.

If the house type, community environment, floor, geographical location and other aspects are relatively general, that is, the transaction cycle is long, and it is not sure how long it will take, then it is recommended to sell first and then buy, which is more safe.

Advantages: The house has been sold, the time to receive the full payment has been set, the transaction cycle is relatively short, there will be advantages in negotiating with the next one, and each transaction time node of the transaction is agreed in advance, and there is no risk.

Disadvantages: your house has been sold, and the money you can get is also fixed, if you can't book a house in time, you may face the problem of a large range of housing prices in the short term, and a gap in travel.

2. Buy first and sell later.

If the house type, community environment, floor, geographical location and other aspects are relatively high-quality, that is, if it is easy to sell, it is generally registered for about a month, then it is recommended to buy first and then sell, after all, in the current market situation, first set a good house, lock the house price, and the heart is still more down-to-earth.

Advantages: The house has been bought, there is no need to worry about the house price, it is more suitable for the market of house price.

Disadvantages: When you buy a house, you will face the problem of payment time, and you may not be able to sell your house in the short term and need to be reduced.

There is also the problem of the time connection of the two transactions, and only a relatively long time of communication with the owner of the house can avoid the risk.

In addition, according to the current market and transaction volume, it is recommended that the house changer should first understand his house** and the transaction cycle, as well as some of the circumstances of the house you want to buy, and then choose the operation method according to your actual situation.

The above was released on 2018-06-28, the current relevant housing purchase policy is subject to the actual situation).

Should you change your home be "sell before you buy" or "buy before you sell".

Whether to buy or sell the house first, this is the ultimate problem that most house changers will encounter, because the transaction of second-hand housing is more cumbersome, and now the house price is relatively expensive, it is not easy to find the right purchase object, but I am worried that after selling, I don't have a house to live in, so do I want to buy first, or buy first? What should I pay attention to in second-hand housing transactions? Let's take a brief look at it together.

1. Whether to buy or sell the house first.

It is recommended to sell first and then buy, because the house is sold, there will be enough funds to buy a house, if you buy a new house first, and the old house cannot be sold, not only will you not return the deposit, but you may also have to pay liquidated damages; In addition, in the process of real estate transactions, if the property right certificate has been completed for five years and is the only residence of the owner, you can enjoy the preferential policy of face tax, and if you buy a house first, you can only pay individual income tax in accordance with the regulations.

Second, what should be paid attention to in second-hand housing transactions?

1. Pay attention to the buyer's situation.

In the process of second-hand housing transactions, the seller needs to pay attention to many things, especially the buyer's economic situation, although the second-hand housing can also be loaned, but if the buyer's personal credit has problems, such as the previous experience of not repaying the loan, or often delayed the repayment of credit cards, such people are unable to apply for a loan, first confirm the other party's situation, reduce the transaction time, and will not miss other good buyers.

2. Be careful not to collect deposits indiscriminately.

Owners with legal knowledge should know that the deposit can not be collected casually, if the buyer regrets the purchase, the buyer can not return the deposit, but if it is due to its own reasons, resulting in the inability to sign the purchase contract, it is necessary to double the return, so we must pay special attention to this, in order to avoid the above situation, when collecting the money, we must sign the relevant paper agreement.

Summary: The process of second-hand housing transactions is more complicated, and it is recommended that it is best to entrust it to professionals, such as intermediaries, although it is necessary to pay an intermediary fee, but it is beneficial for both parties. The above information on whether to buy or sell first when changing houses, and what to pay attention to in second-hand housing transactions, I hope it will help you.

Whether to sell or buy the replacement house first needs to be decided according to your actual situation.

There is plenty of time to carefully select the house before buying and selling the replacement house, and you can ensure that you have a place to live with you before choosing the house, but the cost of changing the house will increase, and it is easy to buy high and sell low; Sell the replacement house first and buy it later, and the replacement person will have a sum of money in his hand and can choose the house he likes with more confidence.

The most suitable way to replace the house:

Normal replacement is very suitable, the big advantage of the replacement transaction is to buy and sell at the same time, saving the trouble of temporary turnover, through the replacement, you can easily exchange small for large, far for near, to improve living conditions.

1. Housing replacement is a better way to improve housing conditions, and it is currently a more popular way of residential consumption services. Different from real estate trading, house replacement is not only a way of exchange between money and physical objects, but also an exchange between physical objects in housing replacement, that is, housing replacement is an exchange method of "monetary goods" and "physical objects".

2. In the Yuanchun housing replacement service, it is essentially a two-way service of buying and selling, and a successful replacement is equivalent to two transaction concepts, that is, selling your house and then buying a set of housing you need. Therefore, home replacement can be explained as a two-way service of buying and selling.

Legal Analysis:1Sell before you buy (1) Advantages:

The funds are relatively abundant, and there is a lot of room for house selection; After selling the house first, the funds are sufficient, and then you can buy a house, there are more options. If you only have one house, after selling, you don't have a house in your name, and then buy a new house is considered the first house, and the down payment and loan are more preferential. If you buy a house with a loan, CPF loans and commercial loans have lower down payment requirements and preferential interest rates for the first home.

2) Disadvantages: After selling the house, you need to rent a house to live, which increases the cost of renting; After selling the house, the house price is **, and the house you want can no longer afford it. 2.

Buy first and then sell (1) Advantages: Buy the good ** first, avoid the house price ** or fierce competition being bought by others; After selling the house, you can move directly without worrying about not having a house to live in. (2) Disadvantages:

If the old house cannot be sold for a long time, it may lead to the problem of capital breakage, resulting in a chain of default or the need for financing through other channels. If the newly bought house is recognized as a second home, the loan interest rate will increase, and the down payment will also need to be paid 5%. The transaction cost of old homes has increased.

Legal basis: Article 7 of the Administrative Measures for the Sales of Commodity Housing stipulates that the following conditions shall be met for the sale of commercial housing:

1) The real estate development enterprise of the commercial housing for sale shall have the business license of the enterprise legal person and the qualification certificate of the real estate development enterprise; (B) to obtain a certificate of land use rights or approval documents for the use of land; (C) holding construction project planning permits and construction permits; (4) It has passed the completion acceptance; (5) Demolition and resettlement have been implemented; (F) water supply, power supply, heating, gas, communications and other supporting infrastructure has the conditions for delivery and use, other supporting infrastructure and public facilities have the conditions for delivery and use or have determined the construction progress and delivery date; (7) The property management plan has been implemented.

Whether to sell or buy a house first when changing houses depends on the specific situation. For those who have a house but do not have a loan, and still have idle funds in hand, the sale of the house can be postponed, which can also shorten the time difference between changing houses. Repentance.

Legal basis

Article 7 of the Administrative Measures for the Sales of Commodity Housing, the current sale of commercial housing shall meet the following conditions: (1) The real estate development enterprise of the commercial housing for sale shall have the business license of the enterprise legal person and the qualification certificate of the real estate development enterprise; (B) to obtain a certificate of land use rights or approval documents for the use of land; (C) holding construction project planning permits and construction permits; (4) It has passed the completion acceptance; (5) Demolition and resettlement have been implemented; (6) Water supply, power supply, heating, gas, communications and other supporting infrastructure have the conditions for delivery and use, and other supporting infrastructure and public facilities have the conditions for delivery and use or have determined the construction progress and delivery date; (7) The property management plan has been implemented.

There is no absolute answer to whether to buy first and then sell, or to sell first and then buy, since you plan to change houses, you must always take the first step first, and then negotiate.

Here are a few suggestions::

1.First understand the market price and transaction price of your house, and the approximate transaction cycle. In order to facilitate the transaction, some intermediaries will price your house very high, and also make various guarantees with you to ensure that the house can be sold, do not be deceived, you must understand the market, and set a reasonable price for the house in combination with the funds in hand, so that the house can be sold.

At the same time, you can go to see the house you want to buy, if you see a very satisfactory house, one thing you must do, talk to the owner about the cycle, and be sure to extend the cycle from signing the contract to the transfer of this time period as long as you can, at least 6 months or more. Generally, the second-hand house from listing to signing the contract takes about one and a half months to two months (the market price of the house, the high price is another matter), and it must be that the lower the price, the better it is to sell. If the owner can give the cycle of more than 6 months, and the ** of his house is at the market price, then he can buy first and then sell.

2.If you haven't seen a suitable house, and your house is already optimistic about the buyer, you can also sell it first, that is, discuss with the buyer, you change the house, change to the house, and then move yourself.

3.Don't be hostile to the agent in the process of selling the house, the agent will play a very important role in the process of selling the house, if the relationship between the agent and you is particularly good, he will be particularly careful to promote your house, and may not sell a good **.

4.If you haven't sold your old house yet, you want to buy it first. Be sure to leave a way back for yourself, if the old house can't be sold, you can get funds to prevent yourself from defaulting; b. When signing a contract with the seller, you must pay special attention to the time and allow enough time (at least six months).