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With the increase in the number of Alipay users, there are more and more users who open borrowing. In order to ensure that the repayment is made on time and does not affect the personal credit investigation, the repayment method of borrowing has always been one of the most concerned issues for borrowers.
There are two ways to repay the loan: regular repayment and early repayment.
1. Repay on time: recharge enough amount to Alipay before 12 o'clock on the repayment date (Alipay balance and balance treasure are supported), and the system will automatically deduct it on the same day;
2. Early repayment: You can go to Alipay on your mobile phone - [Ant Borrow] - click on the home page [Go to Repay], select [Early Repayment] in the loan record, and follow the prompts on the page.
Users can make monthly payments on the monthly payment date according to the repayment plan on your page.
Among the reliable big brands on the market, in addition to borrowing, Du Xiaoman Finance's money is also a good choice. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee of the money is transparent, the big brand is more reliable, the interest rate is low, the daily interest rate is as low as (subject to the display on the loan page of the money flower app), the interest rate of borrowing 10,000 yuan is as low as 2 yuan a day, and the maximum amount can be borrowed is 200,000 yuan, which can meet the needs of most borrowers.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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It will definitely be automatically deducted.
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Yue Bao's money was automatically deducted, but Huabei did not repay it.
Dear, hello, the money in your ZFB Yue Bao is automatically deducted, but the Huabei bill does not show repayment, there are the following situations:1The time of the deduction is different from the time when the Huabei bill is displayed.
If you transfer or spend before the repayment date, the deduction time may be reversed. At this point, it is recommended that you wait for a while to see if your Huabei bill is updated. 2.
Automatic repayment of failed payments. After Yuebao is automatically deducted, if the automatic repayment operation fails, the Huabei bill may not be updated. In this case, you can repay the loan manually, or contact ZFB customer service for consultation and resolution.
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Ant borrowing repayment date bai on the day of bai if the system does not.
If you have the right to maintain the bank card and other reasons, you may not be able to deduct the payment, and you can manually repay the loan by yourself.
Repayment operation process:
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Hello bai, you can repay at any time, and you can only repay the dao on the repayment date, of course.
Don't overdue. Borrow, too.
You can set up automatic repayment by the system, and you can also support automatic repayment, that is, the arrears will be automatically deducted from the bound bank card or balance on the repayment date. In addition, there is money to spend to support early partial repayment, and the interest is calculated on a daily basis, which is very convenient. Hopefully, this answer will help you.
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If there is no automatic deduction, you can repay the loan manually now.
Operation process: Enter Alipay and click "My", find the option of "Ant Borrowing", enter the Ant Borrowing interface, there is a "Repayment" option in the upper right corner, and then click "Loan Record" to repay according to the process.
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Take the initiative to repay, and the automatic deduction may be suspended.
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Hello, open Alipay - Huabei - repayment in the current month below - repay immediately. The repayment will be successful.
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You can also take the initiative to repay the loan.
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Yes, borrowing is the same as Huabei, and the default order of Huabei's repayment date and deduction is Alipay account balance, savings card, and Yuebao, and the payment will be deducted in turn.
Enter the homepage of the Alipay client, click Payment, enter the payment interface, and click the payment settings in the upper right corner of the interface;
<> bottom of the page, all your Alipay payment methods will appear, and they will be paid in order from top to bottom;
According to the system prompt, if you want to rank the Agricultural Bank of China savings card at the top of the default method, the specific way is to click on the Agricultural Bank of China, and an automatic arrow moving up or down will appear, and click the up arrow until the method reaches the first row;
After that, click the cross in the upper right corner, and then click the back button to save, which will allow you to enter the payment password to save the changes, and the order of payment will change after entering the password.
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The default repayment order is:
Alipay balance.
Commonly used fast payment bank cards.
Finally, there is Yue Bao.
If you want to deduct directly from Yuebao across the bank card, it is not supported, you can transfer Yuebao to Alipay balance in advance (Yuebao transfers out of the page has the option of "transfer out to balance").
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Insufficient balance in Alipay's account will lead to borrowing.
DU cannot be debited. The default automatic deduction is first.
DAO deducts the balance of Alipay, if the balance of the version is insufficient, the bank card bound to the fast power and fast way will be deducted, and finally the balance treasure, if all the deductions fail or are insufficient, then it will leave a bad credit record.
Therefore, remember the repayment date of the loan and take the initiative to repay in advance, and the specific steps are as follows:
1. Open the Alipay wallet, you can see "My" in the menu at the bottom of the home page, click to enter.
2. On the "My" page, as shown in the figure below, click the button to enter the borrowing.
3. Then click the "Go to Repay" button, as shown in the figure below.
4. Because it is early repayment, click the "Early Repayment" button.
5. Click to select the one you want to repay, as shown in the figure below.
6. After selection, click the "Early Repayment" button at the bottom, the blue button as shown in the figure below.
7. Enter the amount to be repaid, here is the principal amount required.
8. After entering the amount, the interest and handling fee will be automatically calculated below.
9. If there is no problem, click the "OK" button.
10. Jump to the payment interface, select the bank card with money in the card, and enter the payment password or fingerprint.
11. After the repayment is successful, the interface shown in the following figure will appear, indicating that the repayment is successful.
12. Click the "Finish" button and jump to the following interface, prompting that my loan has been repaid.
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It is possible to exceed.
BAI limit.
If the amount of funds in Alipay is large, it is easy to exceed the amount. It may cause the balance version or bank right card to fail to be debited.
The automatic deduction will be deducted from the balance or Yue'e Bao and the bank card bound to Alipay, but the balance and bank card have a monthly payment limit, and it is easy to exceed the amount if the number of Alipay funds is large. It may cause the balance or bank card deduction to fail, so it is best to give priority to the borrowing amount to be repaid in the current month.
In addition, on the day of repayment, enter the loan, click to repay the money, click to repay on time, click the arrow to the right of the current month's repayment amount to enter the repayment details, slide the page to the bottom, there will be a repayment button, you can click this button to take the initiative to pay off the current month's deduction in advance. However, this button is not displayed on the repayment day.
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With the increase in the number of Alipay users, there are more and more users who open borrowing. In order to ensure that the repayment is made on time, it will not affect the personal levy.
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Ant borrowing is automatically deducted, automatic deduction will start at 13 o'clock on the day of repayment, more than 19 times have not been automatically deducted It is recommended to operate manually, ant borrowing automatic repayment does not need to be set up by yourself, Alipay will be automatically deducted on the monthly repayment day, if it is automatically deducted, it is recommended to see if it has reached the period of repayment of the shipment.
Extended information: After the ant loan is overdue, Alipay will perform the following operations:
1. SMS notification.
At the beginning, there will be no customer service to collect, because many people are overdue because they forgot to repay, so they can be reminded through SMS. Alipay will send a text message to inform you of the amount you need to pay this month, the current overdue situation, and it will also be displayed on the Alipay app, so you can repay it in time.
2. Influence amount.
If you have not repaid the old fruit, then the direct impact is Sesame Credit, and then Huabei, online business loans and other products, you will find that the quota of these products has been reduced or directly cleared. If the overdue situation is serious, it may be frozen, and you can only repay the loan, and it will be difficult to borrow Alipay loans in the future.
3. Automatic deduction.
In fact, after the ant loan is overdue, Alipay will not deduct money from your account, even if you have money in your balance and Alipay, it will not be deducted, unless you are on the day of repayment, before the rock bucket rises, the balance, savings card is fast (including MYbank), and there is money in Yuebao, then it will be automatically deducted, and it will not be automatically deducted after the overdue, and you need to repay it manually.
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It should be refunded to the Alipay balance, and the method of viewing is as follows:
2. On the [Service Alert] interface that opens, click the [Payment Assistant] icon option in the upper left corner.
3. At the very bottom of the [Payment Assistant] interface that opens, click the [Refund Inquiry] option, as shown in the figure below.
4. In the [Refund] interface, you can directly see Alipay's refund bill, click the time in the upper left corner, you can filter the bill, and click on a refund to view.
5. In the [Bill Details] interface, you can see the detailed refund bill information, as shown in the figure below.
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