What is the path for bank IT staff?

I am still relatively lucky, I can enter the banking system without squeezing my head, and on the whole, joint-stock banks, generally just enter, the treatment will not be bad. Compared with the four major banks and commercial banks, there is still a lot of room for growth. Generally, in the technology department of the bank, which we commonly call the IT department, there is a lot of division of labor:

There are small departments such as system operation and maintenance, business system development, and e-banking, because the staffing of joint-stock banks is relatively small, so the number of staffing for the bank's internal software and hardware systems, internal office systems, and IT system operation and maintenance of branches will be more, and many of the development work is outsourced, so its own internal establishment is relatively small, which depends on the subject's own job responsibilities. From the perspective of daily work, it is true that the pressure of the IT department will be much greater than that of other departments of the bank, and there will be a lot of workload in the time nodes such as system delivery and daily inspection, and with the expansion of the scale of the bank's business, in the case of many imperfect systems, IT construction needs to be in the front, so the responsibility is particularly important. As for the development, I have seen a lot of people in Party B, trying to finally mix with the establishment of Party A, and those who stay in Party A for a long time, generally will not consider it, and the way to rise is mostly to be promoted to the head of the science and technology department of the department manager of the branch and sub-branch, and then to the manager of the science and technology department.

Generally, he is promoted to the vice president of the bank, in charge of IT; Or to the branch to be a leader, it is a good opportunity, but this cycle is relatively long. In the entire IT field, all Party B believes that the banking technology department is a relatively valuable industry, and it is excellent in terms of treatment and future development direction. <>

The technology sector is definitely not developing, and all your old colleagues lie to you when you tell you that the bank wants to be led by technology. Going to the bank to be kicked is like going to the ** office as a doorman, this position is really indispensable, right? But will anyone value you?

If you want to really do an industry, you have to go to the main business of this industry, and the most you can do when you go to the science and technology department of the city commercial bank is that the treatment is okay, and you can't get in touch with any business, and the platform is still very small, and it is difficult to transfer to a brokerage. If you choose the science and technology department of the city commercial bank in your heart. Be a caring person, how much business transaction volume is active per month, why the system function is so designed, how the relevant financial products are profitable, how to calculate market risk, etc.

Finally, the financial industry still attaches great importance to talents with a composite background of finance and computer, all financial transactions (front office), risk control (middle office), and settlement (back office) are realized by computers, and many business positions are also open to computers and statistics. Finally, in the financial industry at home and abroad, there are also many star investment managers who are engaged in the financial industry with science and engineering backgrounds, and Wang Yawei, the domestic Chinese star manager, is also a bachelor's degree in the Department of Electronics of Tsinghua University. The road to a career is very long, and with this idea, do more things, there will always be opportunities.

Commercial banks are at the bottom of the industry, as for development, it still depends on the individual, personality, different interests are difficult to have a unified answer. The common denominator is that in state-owned enterprises, it is considered a department with simple personnel relations, which is the only advantage. The rest, low technical content, long working hours (often stay up all night, less than 4 or 5 times a month), high pressure (do a good job and can't show results, something wrong is wrong), for young people now, there is little room for growth, and the industry wind is increasing (the financial industry is a hurdle in the next 5 years).

How you choose depends on your personal character, multiple abilities and resources. Also, it mainly depends on your strengths and personality, think about the back road before changing careers, don't resign naked, don't change departments, and be sure to think clearly and ask more seniors with relevant work experience. <>

The treatment is not bad, it is also the basic salary plus performance, and the grassroots are relatively relaxed. Generally, it can reach 4000+ per month.

Work situation: In fact, except for the computer personnel at the grassroots level who help maintain office computers, the IT personnel at the headquarters are no different from those of general software companies, and even work harder. All kinds of systems, program development, project development, and functional modules of banks need IT support.

For example, customers deposit and transfer money to the bank, go to the AS400 host of the branch through the branch client, and then go to the host of the head office, return information, provide term selection, handle and review key management, and encrypt the transmission information, etc., all belong to the IT category. At present, IBM and other large IT companies in the world are responsible for the business of financial IT consulting and development, which is actually these jobs. In addition, the current trend of electronic banking operations is becoming more and more important.

The bank's R&D staff is very reliable.

First of all, admit that you don't know much about banks. As far as my former colleagues are concerned, I can have some questions. Hope it helps.

Now it seems that the technology departments of the head offices of many banks have been transformed into enterprises. For example, the statement that CCB Jinke, Bank of Communications, etc. are compiled in this way does not exist, and it seems that there is still a certain elimination rate. If it is stable, it depends on the situation of the landlord's own unit.

As for the risk of coming out, that's for sure. It's also good that my department has an information department like a bank jumping over.

Of course, there are also some people who are not comfortable with working on the Internet and jump back to the bank. As for idle skills, I still hope to improve them in my spare time, including self-control and professional ability. Because the Internet competition is relatively large, high salary also means high challenge and high elimination rate.

To sum up, if your heart is far away, improve your skills in your spare time and come out and have a look. After all, looking at the job at the end, this life is stable. However, the bank was not stable after the restructuring.

Come out, maybe there's a better view waiting for you.

However, this determination depends on your abilities and future potential. If the future really doesn't feel like it's suitable for the internet, go back. Then, while internet switching was a detour, we tried it and had no regrets.

After three years, I will naturally be promoted to the end. If I want to rise again, it's going to be hard. I don't rule out that men with skills will try.

In a dozen years, I may be promoted by half a level. Many seniors in their 40s (their work performance is average, not outstanding, but they are not lazy and will take their work seriously) and the young people in the past three years are at the same level.

Of course, their treatment is basically the same. As long as the level is the same, the treatment is the same, that is to say, the salary will rise in the first three years, and there will be basically no major changes in the next few years. Of course, if the bank's performance is good that year, the year-end bonus will go up.

After working for a long time, you will feel that ripping off and shirking responsibility have become the focus of your work. It's right that nothing happens to the system, it's a job, it's a duty, and there's nothing to reward; If something happens, it's all about responsibility, and you come to criticize and blame. So working here is a bit depressing, with less praise and less positive stuff, and a lot of it is system bugs or criticism after an accident.

Job hopping. Because there is a vast world out there and there are more prospects, you should choose to change jobs.

When you are working, you should work hard to improve yourself, you should find a hobby of your own and then develop it, or you can choose to change careers.

Believe in your industry and improve your abilities at the same time, and seize every possible opportunity to enable yourself to reach a higher position.

I think if your current job doesn't have a future, you can choose to work somewhere else, maybe somewhere else is more suitable for you.

You can jump, and if you really feel that this job is not suitable for you, or if you don't meet your inner expectations, you can quit and find another job. It can be seen that you have high requirements for yourself, and your academic qualifications should be quite high, so you will have more opportunities after changing jobs.

You can choose an IT-related role. For example, computers and the Internet are not always good for spring. It is also possible for Shicha to choose to take the examination for a public service, such as a civil servant.

You should choose to change jobs, because bank IT workers have limited room for development and are under a lot of pressure.

In this society, in an era of great competitiveness, I feel that bank IT workers should not change jobs, but should persevere. Don't everyone say that perseverance is victory? So everything is very difficult.

If you change jobs now, you have to start all over again, which is very hard. It's better to stick to it, and there may be a different scenery. <>

If you say that you can't pass the skill of limb chain, then you should practice it in your future work or life. If it is said that the interpersonal relationship does not get along well, then in the future relationship, you should get along with others friendly. There is no one who does not endure hardships at work, and there is no one who does not work hard.

If we encounter some problems and we can't move forward, then it doesn't matter which company we jump to? It will still be so. In the work, the advantages generally outweigh the disadvantages, it is the work that chooses me, we do not choose the work, and we must understand what it means to live in society.

In the current society of the Internet, every company is like this. Therefore, our hearts must be fixed and not be vain. Work hard with peace of mind, not every day.

If the prospect of moving to another company is not very good, it will also have a great impact on future development. After all, there are not so many shortcuts in life, and the best shortcut is to work hard. So it doesn't matter what company or industry you work in?

Be sure to work hard.

There is also a history that if you change jobs from this company to that company for a long time, you have to adapt to the new environment and new leadership. And how do you get along with your colleagues? During this period of time, it was wasted.

Therefore, changing jobs is not conducive to their own development prospects. If there is anything that is relatively difficult, you can talk to the boss first and discuss. Trust the owner to give you a good advice.

Unless your boss draws you a big pie every day, and you think about whether to change jobs, you can consider trying to stick to it. <>

In short, if you can, you can persevere. As the saying goes, persistence is victory, and we should stick to our spirit and work hard.

Look at the age and abilities of the individual. If you're still young, try a new job. If you are older, it is not recommended to change jobs.

Bank IT workers, feel that the future is bleak, you can first take a look at the online bureau quietly recruitment information, understand their current position in the market and their luck, if you feel that you go out to have a broader market, then you can put your resume to try.

China's economic growth rate has begun to slow down, the social and industrial structure has gradually improved, and the emergence of new companies has not kept up with the growing army of job seekers, all of which have led to a worsening employment situation. The emergence of the epidemic is more like adding insult to injury, completely exposing and even intensifying the previous problems. More and more companies are starting to fail, those who are working are unemployed, and graduates are unable to find jobs, all of which send a signal to society as a whole

It's very hard to find a job right now. The bank is a very good unit, at least you don't have to worry about it going bankrupt, although the salary is not high, but the benefits are readily available, so no matter from which corner of the sale stove, it is definitely not a wise choice to leave from it now.

The concerns in the hearts of bankers are actually easy to understand, low wages are the most significant problem, even the middle management may have a monthly salary of more than 10,000 yuan, not to mention the staff working in the front line, most people can only get a salary of about 4,000 a month, in the current situation of general prices, this money is really a little stretched, and it can only maintain a basic life, so it is normal for many people to want to jump to the oak. Of course, there is another problem that is also very prominent, that is, the promotion channel is limited, if it is in other companies, it may be easy to mix with the management as long as the performance is improved. But in a unit like a bank, seniority and connections are more important than ability, which deprives many young people of promotion opportunities.

Although the above problems are prominent, they are actually insignificant in today's large employment environment. Because it is difficult to find a job, you are likely to interview for an unemployment crisis, and even if you have already found a good next company, it is difficult to ensure that the other party has the stability of the bank, and these are all risks that have to be considered. Moreover, the IT industry is now the most seriously involuted, and the Internet companies with good treatment are carrying out waves of layoffs, and it must be very difficult to find a job of the same type.

Considering the pros and cons behind changing jobs, it's not a good time to change jobs, because all the risks need to be borne by yourself. Unless you really can't hold on and you're fully prepared, you can quit after you've found your next company.

Bank IT workers, feel that the future is bleak, should they change jobs at this time? Do you know which industry has a good future? With the development of technology and economy, the industry is also in a rapid change, some good industries have become sluggish in a few years, and the industries that are not favored will flourish again, and the industry itself also has a cycle of development, so ask yourself if you can be clear about this problem before changing jobs, if not, it is best to follow the advice of professionals.

Do you know that a certain industry has good prospects and can get a ticket? In a good industry, everyone will compete when they see that the company's benefits are good. If you want to cross industries, it is difficult to compete successfully without sufficient accumulation, especially during the epidemic, many Shan Xiang Yuan positions have closed the recruitment channel.

If you also know that a certain industry is very good, what you can do is to use your spare time to continuously improve yourself, first do enough accumulation for the position you want to go to, and then change jobs when you are ready. It is strongly discouraged for everyone to resign naked.

What is the real reason for changing jobs? Is the industry sluggish or is it your own fault? Many people figure out how to solve the problems in the current unit by changing jobs, such as not being appreciated by the boss, not getting along with colleagues, and solving the problem of not being able to solve the problem of work.

If you don't make changes yourself, there will be problems even if you go to a new unit. Therefore, it is not recommended to change jobs in a hurry, but to calm down and ask yourself these three questions, and think clearly before making a decision. Any professional fighter will go through a period of confusion.

Under such conditions, take a look at your predecessors and see if their living conditions are what you want.

If not, consider your age and abilities. If you are young and have acceptable learning ability, you can change jobs. I think pay and gain to a certain extent is proportional, your current work is empty, job-hopping, after advancing to a certain stage will encounter a period of confusion, at this time you can stop and think, the original decision is to get something, job-hopping is not a momentary brain-hot decision, more I think is the accumulation of the early stage, if you want to jump ship, how much do you know about the industry, how much do you know about the powerful people in the industry, whether you like the company, what are the conditions of the company, What is the purpose of job hopping, and when you do all this, you won't be confused.