Has Huaxia Insurance won any honors? What are they?

Xueba talks about insurance, focusing on insurance product evaluation! About whether China Life Insurance is reliable or not, and what is its reputation? Send you a good article on dry goods:Is China Life a small company? Don't be stupid, take you to understand the other side of it".

Founded in December 2006 and headquartered in Beijing, China Life Insurance is a national, joint-stock life insurance company with a registered capital of RMB 15.3 billion.

1. The operating conditions of China Life Insurance

In July 2019, China Life Insurance Co., Ltd. ranked 442nd on the Fortune Global 500 list.

Last year, China Life's premium income was 100 million yuan, second only to China Life, Ping An and Pacific, ranking fourth in China.

In general, China Life Insurance has abundant funds, high public recognition, and leverage.

2. Solvency of China Life

Solvency refers to the ability of an insurance company to fulfill all contractual obligations at any given time, reflecting the relationship between assets and liabilities, and the higher the solvency, the less likely the company is to fail.

In the first quarter of 2020, the core solvency adequacy ratio was A, and the overall risk rating was A, far exceeding the passing mark set by the China Banking and Insurance Regulatory Commission. So in addition to China Life Insurance, which other insurance companies are solvency up to standard?

You can read this:Which of the top 10 insurers in solvency in 2020 is better? 》

3. What is the product introduction of China Life Insurance?

Huaxia Insurance is mainly engaged in life insurance, health insurance, accident insurance and other life insurance business, and the more popular products are: Evergain, Healthy Life, Fu Linmen, etc., and some of the main products are shown in the figure

Are Huaxia insurance products worth buying? To analyze the product form and cost performance, take its popular critical illness insurance "Evergain Series" as an example, although the protection is comprehensive, but the cost performance is low, if you want to understand whether the value of the evergain is worth buying, you can read this article:"How about Chinese evergreens, is it worth buying, and what are the pits".

There are still many people who want to know about Huaxia's "Fu Linmen" annuity insurance, you can read this"How about the income of Huaxia Fulinmen annuity insurance, is it worth buying? 》Hope!

In recent years, Huaxia Insurance has made remarkable achievements in brand building, and Huaxia people have created and witnessed one glorious moment after another, and won a series of major awards and honorary titles such as business, products, services, brands, and public welfare, such as China Charity Award, Top 500 Asian Brands, Beijing Youth Civilization, CCTV's "40 Brands in the 40 Years of Reform and Opening-up", Ark Award for High-quality Development Insurance Companies, Ark Awards for Stable Operations, Ark Awards for Trustworthy Insurance Companies, Outstanding Employer Awards, Outstanding Value Growth Insurance Companies, Gold Medal Risk Control Insurance Company of the Year, Outstanding Competitiveness Insurance Company, Protection Pioneer Award, Outstanding Competitive Wealth Management Institution, Outstanding Public Financial Management Award, Quality Customer Service Insurance Company, Outstanding Insurance Customer Service Award, Service Innovation Award, Annual Insurance Public Welfare Brand, Social Responsibility Award, China Corporate Social Responsibility List Excellent Practice Award, etc.

For any company, being honored is a gratifying thing in itself.

As a life insurance company founded in 2006, China Life Insurance can be said to have a soft hand in the area of corporate honor. Let's take an inventory and see what honors Huaxia Life has won over the years.

In terms of corporate strength: In February 2022, China Life Insurance's "** Online Intelligent Management Platform" won the Global InsurTech Case Award; In December 2021, China Life Insurance won the "Influential Insurance Brand of the Year" in one fell swoop in the fierce competition with its outstanding results, consumer trust and high recognition from the industry. On October 31, 2020, China Life Insurance, together with well-known brands such as Huawei, Tencent, and Alibaba, won the "40 Brands in the 40 Years of Reform and Opening-up";

In terms of social welfare, the awards won by China Life Insurance over the years include, but are not limited to, the China Net Financial Poverty Alleviation Pioneer List, the Outstanding Case of Financial Poverty Alleviation of the Poverty Alleviation Office, the China Charity Award, and the Top 10 China Insurance Charity List.

In addition, China Life's life insurance products have won many honors and awards, such as Huaxia Nanshan Pine (Xinxiang Edition) Whole Life Insurance, which won the title of "Best Selling Protection Insurance Product of the Year". There are many honors won by China Life Insurance over the years, and the acquisition of these honors is not only an encouragement and affirmation, but also a spur for China Insurance, to forge ahead with these honors and give back to customers with better services and products

As long as the insured meets the claim standard of the policy, the insurance company will pay the compensation, even if the insurance company goes bankrupt, our policy will not be invalid.

Ultra-complete! Everything you need to know about insurance is here.

1.Company background.

Founded in December 2006, Huaxia Insurance is a national, joint-stock life insurance company approved by the China Banking and Insurance Regulatory Commission, with a registered capital of 15.3 billion yuan, headquartered in Beijing, and currently has 24 directly affiliated branches, a total of 673 branches (including fundraising), a customer scale of 100 million people, and a manpower of 250,000 people. It has been listed in the Fortune Global 500 for two consecutive years. As of the end of May 2022, the company has accumulated a total premium of 100 million yuan, ranking fourth in the market.

Is Huaxia Insurance reliable? You need to know these precautions!

2.Solvency.

According to the regulations of the China Banking and Insurance Regulatory Commission on the solvency of insurance companies, the core solvency adequacy ratio is 50%, the comprehensive solvency adequacy ratio is 100%, and the comprehensive risk rating is B. As long as the above three requirements are met, it is a solvency company.

Judging from the latest data of China Life Insurance, the company's core solvency adequacy ratio and comprehensive solvency adequacy ratio are and, the latest risk rating has not been given, but the core solvency adequacy ratio and comprehensive solvency adequacy ratio have reached the passing line stipulated by the China Banking and Insurance Regulatory Commission, and it is an insurance company worthy of our trust.

The insurance company is bankrupt, what should I do with the insurance I bought?

The reputation of Huaxia Insurance is relatively good, and Huaxia Insurance will make compensation normally if the claim conditions are met.

In fact, the insurance companies established in mainland China have good reputations. This is mainly because these insurance companies have a high threshold for establishment, which requires a registered capital of 200 million yuan or more to be established, and there is also the strict supervision of the China Banking and Insurance Regulatory Commission. So are Huaxia Insurance's products worth buying?

Huaxia Insurance is a strengthened version of medical insurance, the credibility is reassuring, we all know that medical insurance can not be fully reimbursed, with Huaxia Insurance, it is equivalent to an additional million medical - medical zhi baotong (flagship enhanced version), a maximum of 4 million reimbursement amount a year. Among them, the individual limit is within 2 million yuan per year for general medical treatment, 2 million yuan for critical illness medical treatment, 1 million yuan per year for proton and heavy ion treatment, and 2 million yuan for anti-cancer special drugs.

Huaxia Insurance has a good reputation in the industry, and I personally feel that their product system is also very sound. The post-service and claim settlement speed are relatively fast.

Founded in December 2006, Huaxia Insurance is a national, joint-stock life insurance company approved by the China Banking and Insurance Regulatory Commission, with a registered capital of 15.3 billion yuan and total assets of 477.5 billion yuan. Headquartered in Beijing, the company currently has 24 directly affiliated branches, with a total of 673 branches (including chips) and a staff of more than 300,000. As of June 30, the company's cumulative total premiums were 98.3 billion yuan, ranking sixth in the market.

On the whole, Huaxia Insurance Company is a good insurance company, and the insurance products are relatively complete. There are also some products with a good reputation, which are relatively cost-effective, such as Huaxiafu, Evergain and so on.

Very good, your ** friend.