Is Installment Le a regular company?

Founded in Shenzhen in 2013, Installment is a leading Internet consumer financial service provider in China and one of the first council members of the Internet Finance Association of China.

In terms of business model, Installment Le cooperated with JD.com** and many partners, starting from the purchase of mobile phones in installments, and gradually expanded to the entire 3C digital, sports and outdoor, washing and beauty, education and training, eating, drinking and playing and other consumption scenarios.

As of April 2016, Installment has more than 8 million registered users, providing multi-faceted support for young people and white-collar workers to consume reasonably. In 2015, the annual sales of installment exceeded 10 billion yuan, and the monthly sales exceeded 2 billion.

Installment is the first to create an Internet small and micro consumer finance business model. At the front end of consumption, Installment has improved the user shopping experience through cooperation with JD.com.

Installment has received investment from a number of top domestic and foreign investment institutions and well-known enterprises, including JD.com, DST, Xianfeng Huaxing, Jingwei China and Bertelsmann Asia Investment**.

Installment music. It is a installment shopping under Lexin**, which was established in October 2013.

Tips: The above information is for reference only and does not provide any lending advice. In the process of lending, you must pay attention to preventing risks, in order to ensure the safety of funds, prevent routine loans, etc., it is recommended that you can verify the installment platform from the platform background, service level and market reputation, etc., and choose a regular bank or formal loan platform through your own judgment after a comprehensive understanding, and borrow reasonably according to your actual situation.

Ping An Bank. There are a variety of loan products available, and different loan products have different loan requirements, interest rates, and processing processes. Among them, the new loan of credit.

No collateral, no guarantee, simple procedures, fast approval, 3-500,000 yuan, age requirement 23-55 years old. You can log in to Ping An Pocket Bank APP-Finance-Loans, learn more and try to apply.

I think this kind of small company, generally, well, you don't want to get it, these things seem to be more impressive and embarrassing, but its protection rate is not necessarily high, of course he is a company, he will definitely say that he is good like this and that, but if it is good or not, it will be difficult to do because you will only know when something happens, so I suggest that you generally don't care about him, these companies, you still have to believe that the big platform knows.

How to say it, at the beginning of the salesman said that as long as it is not overdue, repay on time every month, a year later the company will have 150,000 interest-free use of the reserve, as long as it is paid off within a year, there is no limit to how much each month, for this opening and borrowed tens of thousands, now on time to repay for eleven months, thinking that next month to pay off will have 150,000 reserve available, who knows that on September 7 this year, my limit was directly reduced to 0, the salesman who helped me handle the information did not return, ** do not answer... Speaking of which, how is this platform, I think everyone knows it!

There are now many regular loan shark companies, and everyone on earth knows about them.

Installment is an installment loan platform founded in Shenzhen in 2013 and operated online after being tested by the China Banking Regulatory Commission and authorized by the National Credit Information Center, so it is absolutely legal.

Installment Le and JD.com's network operators** have established long-term strategic partners, providing different consumer loan models, which have been favored by the public, and have the basic rights and interests to defend their rights to national laws.

It is precisely because of its legitimacy that the national legal department has also issued a series of policies for the overdue situation of installment loans, and for the non-repayment of installment loans, the first is to leave bad loan records on personal credit, and secondly, there is a fundamental obligation to impose criminal penalties on malicious loan personnel.

Founded in 2013, the registered place is located on the 23rd floor -27th floor of China Energy Storage Building, No. 3099, Keyuan South Road, Yuehai Street, Nanshan District, Shenzhen.

After using the installment loan, it must be repaid according to the number of installments, and it can be repaid in advance, but it cannot be overdue, because there will be penalty interest after the overdue, and the burden of subsequent repayment will increase. Then there is the platform will collect when the repayment is overdue, and the common collection method is to call the borrower** and keep repaying it.

It should be noted that the installment will be uploaded to the credit information center if it is overdue, and it cannot be continued to be used after the credit becomes bad, and you can borrow money from your friends to repay it when you can't return it in time, so that you can avoid overdue. However, after borrowing, you should return it to your friends in a timely manner, and at the same time, you should not borrow frequently to avoid causing disgust to your friends.

It is best for users to measure their repayment ability before using installment music, know what income they use to repay, and if their personal income is not very large, they should be cautious about borrowing. In fact, when borrowing, you can compare different platforms, so that you can know which platform to borrow on is cheaper.

Version information: Take the installment version, Apple 13 (system), and Huawei Mate40 (HarmonyOS2) as examples.

The interest rate is not high.

The parent company of Installment is Shenzhen Installment Network, which has a formal financial license and is a formal platform.

Nowadays, there are many small loans on the market that are relatively easy to apply for, and the online application and online loan mode are directly adopted, and there is no need to provide mortgage guarantees, and you can borrow money completely with personal credit. For small loans, it is best to choose formal institutional products, and the borrowing cycle is long, which will be safer, and the pressure of loan repayment is small, and it will not affect daily life and work

1. Have money to spend

It is Du Xiaoman Finance.

Its credit service brand, Money to spend is Du Xiaoman's lending platform, Du Xiaoman, is the original finance.

Backed by such a licensed institution, the credibility of loan products with money to spend is relatively higher.

Licensed financial institutions such as Money-Spend United Bank and Consumer Finance Company provide services to borrowers, and the funds are authoritative and professional, and each time the loan is made, the password will also be reviewed, and the loan can only be put into the bank card in the borrower's own name.

With ID card. and bank card applications (except for college students), with a maximum loan amount of 200,000 yuan and the lowest annualized interest rate.

IOUs

It's 360 digital science.

Its domestic formal leading loan platform can apply with ID card and bank card, the result of identity authentication will be issued in 30 seconds at the earliest, the loan application will be issued in 3 minutes at the earliest, and the money will arrive in the account at the fastest 3 minutes after the application is successfully submitted.

360 IOUs can borrow up to 200,000!

3. Ping An's new loan

Ping An New First Loan is Ping An Bank.

A pure line of credit loan product that does not require the borrower to provide collateral and guarantees. The product can provide you with a loan of 1-500,000 yuan, with a term ranging from 12 months to 48 months, with a monthly interest rate.

in between. Although Ping An New First Loan is a loan product of the bank, the application process is simple and the payment is fast. If the borrower provides complete loan information, the funds can be released as soon as 1 day.

Now only ID card can be used to loan credit loan products, no guarantee and mortgage, is a loan applied for with personal credit, there are many loan platforms that provide credit loans, but there are also unreliable, loan applicants should pay attention to screening.

To see whether the loan platform is reliable, you can see whether it is a licensed institution, whether it needs to be charged before the loan, and the loan interest rate.

Is it in line with national regulations.

A reliable loan platform, no pre-loan fees, the loan interest rate will not exceed the national legal range, and there will be a certain application threshold by the licensed institution, and not everyone can apply. Loans that claim to be available to everyone are often boring, so don't lower your guard for the sake of a successful loan.

Installment is an online microfinance company, a formal loan company, and a financial institution with a business license.

The interest rate is slightly higher than that of the bank, but the installment business is more extensive, the credit is better, the loan is safer, and the credit is better.

After the lender provides information according to the relevant requirements, the installment loan company will conduct a comprehensive assessment according to the applicant's income, liabilities, credit and assets, etc., and will lend only if the conditions are met.

The loan amount is also determined based on the score of the review data, and the higher the score, the higher the loan amount.

After the lender provides the information for approval, the bank card can be bound to lend money, if the transaction fails, there may be two situations:

First, the loan amount has reached the upper limit stipulated by the company, and the loan business has been suspended.

Second, the applicant's relevant conditions do not meet the lending standards, and the lending company rejects the lender's loan application in the form of a failed transaction.

If this is the case, you can wait for a period of time before applying, or you can complete your relevant information before applying.

Summary. Hello dear, glad to answer for you! Of course, installment music is a regular platform.

Hello dear, glad to answer for you! Of course, installment music is a regular platform.

Because the loan interest rate of installment music is in line with the provisions of the national loan interest rate of the same period within 4 times of the LPR, and some of the lending banks or financial institutions that installment music cooperates with are formal and are financial institutions created with the approval of the China Banking Regulatory Commission, so installment music is naturally a very reliable and safe loan platform for Shenlaji. And if the user goes to the installment account to register an account to apply for a loan, the platform will not charge any fees, only after the loan application is successful, the user gets the loan funds, and the platform will charge interest according to the corresponding loan interest rate. The above is the relevant content of whether installment is a regular loan.

Pro, the installment platform has applied for a loan all users know that the installment platform loan application process is very convenient, the speed of loan approval is also very fast, basically as long as the information submitted by the user is in line with the provisions of the Changhu platform, the credit report does not have any pre-questions, the platform will soon pass the user's loan application to check the clear. The number of installment periods is relatively flexible, including 1 installment, 3 installments, 6 installments, 9 installments, 12 installments, etc., and users can choose a reasonable number of installments according to the loan amount and the needs of capital turnover.

Have you taken out a loan on this platform?

You can contact me to explain the specific situation in detail, and we will provide you with more accurate advice and assistance according to your situation.