Can Chinese life insurance be reimbursed if the three parties do not bear all the responsibilities?

It is reimbursable if you are studying for insurance.

It can be reimbursed within the liability, and the student insurance refers to the personal accident insurance for the safety of students.

The insurance will cover all accident liabilities during the validity of the contract period, and any accidents that occur during this period will be reimbursed.

As the best choice for parents to insure their students, the low rate and high protection of the insurance are also the best in the insurance with this feature. The treatment and protection of insured students are also excellent, and many parents are not very unfamiliar with Xueping insurance, if they are hospitalized due to accidents or life safety, they can be reimbursed. When reimbursing, you need to provide relevant materials or hospital certificates to the insurance company, and after submission, the insurance company will make a claim after review, and the insurance company will make a certain amount of claims according to the relevant circumstances.

Chinese life. Student Insurance also provides medical subsidies for the duration of the student's illness.

It is possible to make a claim, but also to pay attention to the insurance protection is not to make a claim, when applying for insurance, you should be clearly familiar with the insurance information, pay attention to whether the protection is outside the exemption, the materials required for the claim are hospital diagnosis certificate, hospitalization certificate, medical list and expenses, and the most important thing is to use your ID card.

Only those who have been hospitalized are eligible to make a claim, otherwise they will be deemed invalid and cannot make a claim.

Children are the hope and future of a family, so it is very necessary to buy a school insurance during the growth of children, children can be claimed in case of accidents, of course, everyone hopes that their children can be safe, so insurance is not the best, insurance is just a protection.

Chinese life insurance is also a brand product is trustworthy and trustworthy protection, escort the personal safety of every child can be related to the protection, Chinese life insurance also gives every family enough peace of mind, the scope of their protection is also very much, but also has a certain reputation guarantee. It is reimbursable and trustworthy at all times.

As the name suggests, Student Insurance is a student's personal accident insurance. If the insurance contract is valid and the student has an accident during this period, the insurance company shall assess and reimburse no less than 85%.

No. As long as there is a third-party traffic accident, medical insurance does not matter, and it does not care about the study insurance.

Life Student Ping An Insurance can be reimbursed and compensated for accidents that occur during the insured period.

Yes, but a bill is required, and it is a compensation reimbursement.

Chinese life insurance can be reported if you are not hospitalized.

Reimbursement Coverage of Student Insurance:

Death benefit: According to national regulations, if the insured dies due to accident or illness insurance, the insurance company shall pay the insurance benefit according to the agreed insurance amount. In the unfortunate event that the insured dies in an accident, the insurance company needs to pay 10,000 yuan.

Accidental Dismemberment Benefit:

If the insured suffers an accident and becomes disabled within 180 days from the date of the accident, the insurance company shall pay the insurance benefit according to the proportion specified in the "Table of Disability Degree and Payment Ratio" attached to this contract multiplied by the agreed insurance amount.

Accidental Injury Medical Benefit:

Each insurance company will pay different medical benefits for accidental injuries, and will mainly pay daily medical subsidies according to the terms of their own insurance products, but not more than one limit.

Inpatient Medical Benefits:

1. During the insurance period, if the insured suffers from an illness for the first time due to an accidental injury, the insurer shall pay the insurance money according to the graded and progressive ratio agreed by both parties at the time of insurance application.

2. Hospitalization medical expenses: reasonable and necessary expenses incurred by the insured in each hospitalization in accordance with the provisions of the basic medical insurance management regulations in the place where the insurance is issued.

3. Outpatient medical expenses for critical illnesses: The insured can provide compensation for the ** expenses incurred by the insured due to some major diseases.

Familiar with insurance liability is the basis for protecting one's legitimate rights and interests, and only by fully understanding the basic knowledge of learning insurance can we achieve the purpose of protecting personal interests.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

For the study of flat insurance, it is a kind of children's insurance with high cost performance, and the range of people it protects is also quite wide, whether it is kindergarten children, or primary and secondary school students and college students are within the scope of the protection of the study flat insurance, and the premium is relatively low, generally between 20-60, although the price is relatively low, but the reimbursement scope of the study insurance is quite comprehensive, and the disability or death protection caused by accidental injury and illness and hospitalization medical protection are included. After the insurance, the handling is relatively simple, the insurance company in order to ensure that all the documents are complete, generally within 7 days will make the corresponding closure notice, the insured or beneficiary after receiving the notice, you can with your ID card and household registration certificate to the corresponding insurance company to receive compensation, whether in the compensation or in the handling, the school insurance is an indispensable existence for children.

Legal analysis: Xueping insurance belongs to life insurance, and you said that the accident caused disability, it is also an accident insurance in life insurance, which is a pure benefit insurance. To be clearer, compensation is payable in the event of a disability or death, regardless of whether it is a third party's liability.

In other words, even if the responsible party makes compensation, the insurance company has to pay compensation. Therefore, in this claim case, the insurance company's argument that the potato erection method is untenable. You can now go to the insurance industry association for mediation or appeal directly to the court.

Article 23 of the Insurance Law provides that after receiving a request for compensation or payment of insurance money from the insured or beneficiary, the insurer shall make an assessment in a timely manner; Where the circumstances are complicated, an approval shall be made within 30 days, unless otherwise agreed in the contract. The insurer shall notify the insured or beneficiary of the verification results; For those who are liable for insurance, the obligation to compensate or pay insurance money shall be fulfilled within 10 days after reaching an agreement with the insured or beneficiary to compensate or pay insurance money.

If the insurance contract stipulates the time limit for compensation or payment of insurance money, the insurer shall perform the obligation of compensation or payment of insurance money in accordance with the agreement. If the insurer fails to perform the obligations provided for in the preceding paragraph in a timely manner, it shall compensate the insured or the beneficiary for the losses suffered thereby, in addition to paying the insurance money. No unit or individual may illegally interfere with the insurer's performance of the insurer's obligation to compensate or pay insurance money, nor shall it restrict the right of the insured or beneficiary to obtain insurance money.

Hello dear, happy to answer for you. The Chinese Life Learner Insurance claim process is:1

Report the case in time, after the occurrence of the school insurance accident, parents need to report the case to the Chinese Life Insurance Company in time and give feedback on the relevant information; 2.Collect the claim information, which generally includes the insurance policy, the identity certificate of the insured, the medical expense invoice issued by the secondary hospital or above or the medical institution approved by the insurance company, medical records, etc., the description of the accident, the copy of the account, etc.; 3.Submit the claim materials to the insurance company for review; 4.

Receive your claim.

Summary. Hello dear dear, happy to answer your questions Chinese Life Insurance Xueping Insurance claims are as follows: 1. After the insured has an accident, call the insurance company's customer service ** for report registration as soon as possible, and the follow-up customer service will send relevant information to the reporter's mobile phone.

2. Collect claim information according to the requirements of the insurance company, such as the insured's ID card, bank card, outpatient medical record, outpatient invoice, disease diagnosis, total invoice for hospitalization expenses, general list of hospitalization expenses, medical insurance settlement statement, discharge record, accident certificate, etc. Accidental death generally requires a cremation certificate, a certificate of household registration cancellation by the public security organ, and a medical death certificate issued by a hospital.

Dear Hello Zhongzao, I am happy to answer your questions Chinese Life Insurance Xueping Insurance claims are as follows: 1. After the insured has an accident, call the customer service ** of the insurance company for registration as soon as possible, and the follow-up customer service will send relevant information to the reporter's mobile phone. 2. Collect claim information according to the requirements of the insurance company, such as the insured's ID card, bank card, outpatient medical record, outpatient invoice, disease diagnosis, total invoice for hospitalization expenses, general list of hospitalization expenses, medical insurance sales statement, discharge record, accident certificate, etc. Accidental death generally requires a cremation certificate, a certificate of closure of household registration by the public security organ, and a medical death certificate issued by the hospital.

3. Submit the insurance information to the insurance company, and the insurance company will conduct a case review and investigation based on the submitted information. 4. If the case is settled, or the audit result of the insurance company is in line with the agreement of the raid contract, the insurance money will be paid according to the contract. 5. After review, the insurance company does not belong to the insurance liability, and will make a notice of rejection to the insured.

Hello, we paid this year's cavity contains Xunxue Ping Insurance 150 yuan old town, the child accidentally fractured at school, I want to know what our insurance covers? What is the percentage of reimbursement for medical expenses, lost time expenses, nursing expenses, nutrition expenses, etc.?

Dear, yes, as long as it is not someone who is not a brother who guesses the child, the child falls at school, if there is a fracture and other conditions, the need for the door is not a sign of this diagnosis, hospitalization and other expenses, and the school insurance can be reimbursed.

Generally, Xueping Dabi Insurance has a deductible, which is a stool argument that needs to be paid attention to. In other words, there is a shortage of jujubes, and your expenses in the hospital must exceed a certain amount to be reimbursed.

Summary. Hello, the student of Chinese Life learns Ping Insurance, after the accident, first call the Chinese Life Report **95519 for insurance. Then submit the following information to Chinese Life for claim:

How to settle claims for Chinese life insurance insurance.

Hello, the student of Chinese Life learns Ping Insurance, after the accident, first call the Chinese Life Report **95519 for insurance. Then submit the following information to Chinese Life for claim:

When applying for insurance benefits from the insurer, the applicant shall submit the following materials:1Application for payment of insurance benefits; 2.

Insurance policy; 3.Applicant's valid identity document; 4.A certificate of diagnosis or surgery (including outpatient medical records, inpatient medical records or discharge summaries and related examination reports) issued by a secondary or higher hospital or a medical institution designated or recognized by the insurer with medical records, necessary pathological examinations, blood tests and other scientific diagnostic reports; 5.

Original vouchers of medical expenses and medical expense settlement lists, medical expense split sheets, discharge summaries or inpatient medical records (stamped with the special seal of the hospital's medical records); 6.drug details and prescriptions; 7.Other certificates and materials that the insured can provide to confirm the nature, cause, and extent of loss of the insured event.

the claims process; (1) Report the accident. After the insured appears, you must call our company's service **95519 within 48 hours to report the case, the insurance company will send a short message to the reporter's mobile phone, and the customer can upload the relevant claim information by clicking on the claim link (including writing "this invoice has been reimbursed by Chinese Life Property Insurance" when uploading the invoice), and click on the link to see the claim result within 3-5 working days. (2) Case review.

After receiving the report, our company's authorized service provider will contact you as soon as possible to inform you of the claim information such as materials required for the claim, and please provide complete claim information in accordance with the insurance terms and claim information. The authorized service provider will collect the relevant matching information and conduct a review. (3) Settlement of Claims.

According to the results of the review, if it is an insurance liability, the service provider shall be authorized to provide relevant claim settlement services, and the insurer shall perform the compensation obligation in accordance with the insurance contract; If it does not belong to the insurance liability, the insurer will make an explanation in a timely manner.

Summary. Hello dear! As a kind of personal accident insurance, as long as the student is outpatient because of personal accident**, it can be reimbursed.

However, if the student goes to the outpatient clinic because of illness**, the student insurance will not be reimbursed; However, if the student is hospitalized due to illness**, the student insurance can still be reimbursed.

Can Chinese Life Flat Insurance Outpatient Reimbursement be reimbursed?

Hello dear! As a kind of personal accident insurance, as long as the student is injured and corrected for the outpatient treatment**, it can be reimbursed. However, if the student is outpatient because of illness**, the student will not be reimbursed by the law; However, if the student is hospitalized due to illness**, the student insurance can still be reimbursed.

Is a fungal infection an accidental injury?

Fungal infections are not accidental injuries, they are diseases.