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1.Ping An Additional Accident Injury Medical Insurance (a) For those who do not have medical insurance, expenses of more than 100 yuan can be reimbursed, up to the amount of insurance insured.
Scope of medical insurance medication).
2.Ping An Additional Accident Injury Medical Insurance (B) for those with medical insurance, more than 100 yuan can be reimbursed, up to the amount of insurance (medical insurance drug coverage), if there is no medical insurance personnel to buy B, more than 100 yuan can be reimbursed for expenses can only be compensated 80%.
3. Can the social security reimbursement part still be reimbursed?
The part reimbursed by social security can no longer be reimbursed, and the rest can be reimbursed by the insurance company.
Because social security is also reimbursed on a pro-rata basis, there will be a surplus) 4If social security does not reimburse the part such as imported drugs, will it be reimbursed in this case?
Not reimbursable! Paragraph A is more than paragraph B, and the fee is more.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Ping An Accident Insurance (2013) is an accident insurance, which mainly covers death and disability. The details are subject to the insurance policy contract.
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Ping An accident insurance compensation standards include medical expenses, lost work expenses, nursing expenses, transportation expenses, accommodation expenses, living expenses for dependents, death compensation, etc.
The Ping An Accident Insurance claim process is as follows:
1. Report: After accidental injury or hospitalization, you should call ****95511 of Ping An Insurance Company to report the case in time;
2. Prepare materials: Prepare the required materials for claims, such as outpatient or inpatient medical records, accident certificates issued by relevant departments, disability appraisal reports, original receipts and detailed lists of outpatient or hospitalization expenses. For specific claim information, please consult the customer service of Ping An Insurance;
3. Review by the insurance company: Submit the prepared materials to Ping An Insurance, and after receiving the information, Ping An Insurance will review it within a certain time limit and issue a notice of compensation or rejection according to the audit results;
4. Receiving compensation: After receiving the compensation notice, the insured or beneficiary can go to Ping An Insurance Company to receive the insurance money with his ID card and household registration certificate.
Accident insurance is exclusive to the insured in the event of an accident, including accidental death, accidental medical treatment and accidental disability. Some accident insurance products also have accident allowance protection, which is paid in a fixed amount on a daily basis.
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Summary. Dear, now answer the <> for you
Ping An Property & Casualty Accident Insurance provides insurance compensation for the insured's death, disability or hospitalization due to accidental injury. It mainly includes comprehensive accident insurance, traffic accident insurance and overseas study or work insurance. Ping An Insurance's one-year comprehensive accident insurance, short-term comprehensive accident insurance, group comprehensive accident insurance and other regular comprehensive accident insurance on the Internet of Ping An Insurance cover elevator accidents. Take Ping An's one-year comprehensive accident insurance as an example, people aged 1-65 can buy it, covering a wide range of people, and the online discount is also good.
What is Ping An Property & Casualty Accident Insurance?
Dear, now answer the <> for you
Ping An Property & Casualty Accident Insurance provides insurance compensation for the death, damage, disability or hospitalization of the insured due to accidental injury. It mainly includes comprehensive accident insurance, traffic accident insurance and overseas study or work insurance. Ping An Insurance's one-year comprehensive accident insurance, short-term comprehensive accident insurance, group comprehensive accident insurance and other regular comprehensive accident insurance on the Internet of Ping An Insurance cover elevator accidents. Take Ping An's one-year comprehensive accident insurance as an example, people aged 1-65 can buy it in Tuansui, covering a wide range of people, and the online discount is also good.
Qinqin Ping An One-year Comprehensive Accident Insurance: Comprehensive coverage of accidents, medical judgments, allowances, medical protection up to 100,000 yuan, 3 minutes online insurance, worry-free throughout the year, coverage details. 1.
In the event of death due to accidental injury, disability and burns, we will pay the insurance benefits for accidental death, disability and burns; 2.For medical expenses incurred due to accidental injuries, we will pay medical insurance benefits for the part of the necessary and reasonable medical expenses that can be reimbursed in accordance with the regulations of the local social medical care and insurance authorities within 180 days from the date of the accident. 3.If you are admitted to the hospital due to an accident**, we will pay you the RI amount of the hospitalization lost time allowance stated in the insurance policy, and the cumulative number of days of payment is limited to 90 days.
4.If you are admitted to the hospital due to an accident**, you will be paid up to 90 days of the hospitalization care allowance specified in the insurance policy.
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The difference between Ping An Accident 13 and Accident 19 is mainly reflected in the following aspects:
1.The coverage is different: Ping An Accident 13 is a comprehensive accident insurance, and the main coverage includes accidental death, disability, total disability, medical treatment, allowance, etc.; Accident 19 is a high-end accident insurance, which mainly covers accidental death, disability, total disability, medical treatment, allowances, hospitalization subsidies, nursing expenses, etc.
2.The sum insured is different: Ping An Accident 13 has an insured amount of up to 100,000 yuan, while Accident 19 has an insured amount of up to 1 million yuan.
3.The rates are different: the rate of Ping An Accident 13 is lower than the rate of Accident 19, so the fee is also lower.
4.The coverage period is different: Ping An Accident 13 has a coverage period of 1 year, while Accident 19 has a coverage period of 1 year or 2 years.
In short, Ping An Accident 13 and Accident 19 are two different types of accident insurance, with different coverage, insurance amount, rate and coverage period.
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Accident insurance includes two parts: accidental injury and accidental medical treatment. Medical insurance includes two parts: hospitalization subsidy and hospitalization expense reimbursement, and the expense-based reimbursement of social security is the part of personal burden, and critical illness insurance highlights nursing social security as the basis.
The second is medical insurance. In addition, there are also consumer-based and whole-life critical illness insurance slag insurance options available, with a maximum renewal age of 69 years old, which provides a wider range of coverage.
The third is critical illness insurance, which can be insured separately if you stay in a recommended hospital. All of them are main insurance, as well as self-paid drug reimbursement, supplemented by commercial insurance.
First, the level of accidental disability.
The parties shall submit a written application to the traffic police organ or people's court handling the case, and the case-handling organ shall review and make a decision in accordance with law and make arrangements. >>>More
When the insured encounters an accident within the scope of the policy's liability, he or she can directly call the insurance company's customer service to report the accident, and provide the policy number and ID card number when reporting the accident. In addition to providing these contents, the person who was accidentally hospitalized also needs to provide a detailed list of drugs or a list of medical reimbursements, and then hand over these materials to the insurance company together with a copy of the insured's ID card and a copy of the bank card, and the insurance company will evaluate the accident according to the materials provided by the insurer and the content of the contract, and determine the amount of the claim. The amount of the claim is then compensated. In addition to how to pay for travel accident insurance, there are also many people who want to know what the travel accident insurance payment process is, in fact, the travel accident insurance payment process is divided into two ways: domestic and foreign, as far as overseas travel is concerned, taking Ping An as an example, the claim process is as follows, when the tourist who has purchased Ping An overseas medical insurance is out of insurance, if the situation is more urgent, the insured can call Ping An's global 24-hour customer service ** at the first time to explain the situation, If the passenger buys a product that pays the medical premium in advance, Ping An will also pay the medical expenses in advance when the emergency ** is abroad, and then settle the claim afterwards.
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Xinsheng's main insurance is the value, and the additional accidental injury medical treatment is additional insurance, and the medical expenses of ordinary accidental injuries can be reimbursed. This means buying a main insurance and a rider.
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