100 a year of life accident insurance coverage

The insurance company will pay according to the terms and conditions of the insurance contract.

If the sum insured is 100,000. Accidental death or disability will be paid up to 100,000 yuan.

For example, a 100 yuan accidental card slip:

1.Accidental injury coverage is 100,000 yuan.

2.The accidental medical insurance amount is 5,000 yuan.

Then the death compensation in the event of an accident is 100,000 yuan.

For accidental medical treatment, 50-80% of the medical expenses will be reimbursed for the part above the deductible of 100 yuan. The limit is within 5,000.

The name of 100 yuan life accident insurance is short-term insurance, which can only cover one year, and its purchase age range is from zero years old to 70 years old.

Including: 1. Accidental death and disability.

During the insurance period, if the insured suffers an accidental injury and the insured dies due to the accident as a direct and isolated cause within 180 days (including the 180th day) from the date of the accident, the insurance company will pay the accidental death insurance benefit, and the validity of the main insurance contract will be terminated.

2. Accidental medical treatment.

During the insurance period, if the insured's injury is caused by an accident that is directly or wholly caused, and is diagnosed by the hospital**, the insurance company shall pay the necessary and reasonable expenses incurred by the insured within 180 days from the date of the accident within the scope of the social basic medical insurance of the place where the additional insurance contract is insured.

3. Accidental hospitalization allowance.

During the insurance period, if the insured suffers an accidental injury accident and is diagnosed by the hospital for the direct and sole cause of the accident within 180 days from the date of the accident**, the insurance company will pay the accident hospitalization allowance insurance benefit according to the actual number of days of hospitalization, and the cumulative number of days will be terminated.

Extended information: 1. Chinese life accident insurance amount: insurance liability and insurance amount (yuan).

1. Accidental death or disability insurance of 100,000 yuan.

2. Accident insurance for passengers taking trains and ships is 400,000 yuan.

3. Accident insurance for air passengers is 1,000,000.

4. Accident insurance for self-driving and public transportation is 400,000 yuan.

5. Reimbursement of medical expenses incurred due to accidental injury is 20,000 yuan (100 yuan deductible, 100% reimbursement).

2. The following materials need to be prepared when making a claim: a copy of the front and back of the claimant's ID card, a copy of the front and back of the bank card or passbook, a certificate of accidental injury accident stamped by the unit, and a claim application.

1. If the insured is outpatient**, the diagnosis certificate, prescription and medical records issued by the hospital shall be provided, and the report shall be required if there is CT, B-ultrasound and X-ray.

2. If the insured is hospitalized**, the diagnosis certificate, admission and discharge certificate and discharge summary issued by the hospital (a copy of the doctor's copy is required), and the discharge settlement invoice shall be provided. The original medical record of the outpatient or inpatient medical expenses and the detailed list of expenses, if there is a prescription, a prescription signature must be provided.

Hello Answer! We'd be happy to be able to answer for you. What is included in the 100 yuan accident insurance is related to the specific type of insurance you insure, and no matter what type of insurance, their insurance coverage will not be reduced by the amount of premium.

Accident insurance includes comprehensive accident insurance, traffic accident insurance, travel accident insurance, accident injury insurance, accidental medical insurance, etc., the insurance coverage of different types of insurance is not the same, if you want to know what the reimbursement scope of your accident insurance includes, you can consult the customer service of the insurance company or check the contract.

Question: Broken foot and neck, crushed.

I didn't report it.

If there is a limit to the compensation for hospitalization such as traffic accidents, the general insurance amount is within 30,000 yuan. Note that this is an accident only and does not include non-hospitalization. Hospitalization generally does not include examination and hospitalization fees, which refer to medical expenses. Specifically, it depends on the terms of the insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Most of the 100 yuan accident insurance per year is a short-term insurance for one year, which mainly covers accidental death, accidental disability, accidental medical treatment, and some products will also include accident insurance hospitalization allowance.

When we buy accident insurance, we should pay attention to these pits, don't step on the monstrous pits in the accident insurance, you must pay attention!

What is the compensation standard of 100 yuan accident insurance?

Accidental injury: 30,000.

By motor vehicle: 30,000.

Riding non-commercial motor vehicles: 30,000.

By water vehicle: 30,000.

By rail: 30,000.

By plane: 500,000.

Accidental medical treatment: 3,000 yuan.

Life accident insurance of $100 covers accidental death, dismemberment, accidental medical treatment and accidental hospitalization allowance.

In the event of accidental death or disability, if the insured dies due to an accident, the agreed sum insured will be paid in a lump sum within the scope of the policy's liability; In the unfortunate event of disability, the insurance company will pay the disability benefits according to the level of disability. Disability Benefit Amount = Insured Amount * Disability Ratio, 10%-100%. Accidental medical treatment, the insurance company will pay the corresponding insurance according to the agreement for the medical expenses incurred by the insured.

The amount of Chinese life accident insurance, insurance liability and insurance amount are as follows:

1. Accidental death or disability insurance of 100,000 yuan.

2. Accident insurance for passengers taking trains and ships is 400,000 yuan.

3. Accident insurance for air passengers is 1,000,000.

4. Accident insurance for self-driving and public transportation is 400,000 yuan.

5. Reimbursement of medical expenses incurred due to accidental injury is 20,000 yuan (100 yuan deductible, 100% reimbursement).

Summary. Hello, I am happy to answer for you, the insurance amount of Chinese life 100 yuan accident insurance is:

1. The maximum coverage amount of accidental death or disability insurance is 100,000 yuan.

2. The maximum amount of accident insurance for passengers taking trains and ships is 400,000 yuan.

3. The maximum amount of air passenger accident insurance is 1 million.

4. The maximum amount of accident insurance for self-driving cars and public transportation is 400,000.

5. The reimbursement amount of medical expenses caused by accidental injury is 20,000 yuan, and there is a deductible of 100 yuan, which can be 100% reimbursed.

What is the insurance amount of 100 yuan for Chinese life accident insurance for the elderly.

Hello, I am happy to answer for you, the insurance amount of Chinese life 100 yuan accident insurance is: 1. The maximum protection amount of the accident potato beam without death or disability insurance is 100,000. 2. The maximum amount of accident insurance for passengers taking trains and ships is 400,000 yuan.

3. The maximum amount of air passenger accident insurance is 1 million. 4. The maximum amount of accident insurance for self-driving cars and public transportation is 400,000. 5. The reimbursement amount of medical expenses caused by accidental injury is 20,000 yuan, and there is a deductible of 100 yuan, which can be 100% reimbursed.

Lower leg fracture. Accident insurance.

Dear, if the fracture is caused by an accident and the disability level is reached, it meets the criteria for disability compensation. Depending on the level of disability, the insurance company will pay 10%-100% of the sum insured. Among the congratulatory damages, the first level is the heaviest, with 100% of the insured amount being compensated, decreasing in turn, and the ten pure round level is the lightest, with a loss of 10%.

Good. Forehead. Good.

Compared with critical illness insurance of thousands of yuan, the ** of accident insurance products is not expensive, and the premium of dozens of yuan leverages the sum insured of millions, and the insurance leverage is relatively high.

Moreover, the range of people who can buy accident insurance is also relatively wide, and the restrictions on illness are not as many as those of medical insurance, and the health notice is relaxed.

So do you know what accidents are not covered by accident insurance? You can read here to understand: "What is included in accident insurance? These common accident insurance companies do not pay

The sum insured refers to the sum insured and is the maximum amount that the insurance company can pay for reasonable expenses. When encountering a variety of insurance products, many friends are entangled in the choice of the sum insured, and it is recommended that you take a look at this detailed information about the sum insured:How much insurance is appropriate?

Let's talk about the doorway inside

The amount insured is related to the age and gender of the insured, and the amount insured is different for different products. You may wish to learn more about the sum insured before making a decision:

Choose the sum insured, not too high or too low, within a reasonable range.

1.The sum insured is too high:The corresponding premiums will also be higher, and excessively high premiums will increase financial expenditures and become a burden on families, which is meaningless at all.

2.The sum insured is too low:You can't resist the harm caused by risk. For example, the average cost of critical illness** is 300,000 yuan, and if you only buy critical illness insurance with an insurance amount of 100,000 yuan, it will not play a role at all.

Many people ask about the choice of coverage for critical illness and accident insurance。What should we use as the standard to determine the sum insured for the two types of insurance? Let me break it down briefly:

1.Critical Illness Insurance:A serious illness usually costs about 300,000 yuanTherefore, it is the most basic to buy the sum insured to 300,000If it is a first-tier city, the cost of living is high, and the insurance amount should also be increased to 500,000.

If it is the "pillar" of the family, on this basis, it is necessary to increase the loss of income for 3 to 5 years to reduce the pressure on the family's economic life during the ** period.

2.Accident Insurance:If you don't go out often, the probability of accidents in the working environment is relatively small, and it is recommended that the insurance amount is 300,000; If the probability of risk in the working environment is relatively large, it is recommended that the amount should be more than 500,000 yuanAccident insurance with public transport is preferred

The important knowledge point of the sum insured must be understood clearly before buying insurance, and there are some key knowledge points that must be clear before buying insurance, see :"Before buying insurance, you must first figure out these key knowledge points! 》

As a kind of personal safety insurance with a high degree of protection and low premium, accident insurance has been loved by the masses. There is no definite number for the premium of accident insurance, in addition to the amount of coverage, you also need to look at the insured's occupation, coverage and other contents to determine how much money you need to pay for accident insurance in a year, you can consult the insurance company for details. However, under normal circumstances, the ** of accident insurance is not high, ranging from tens of yuan to hundreds of yuan.

For example, an accident insurance with an insurance amount of 1 million yuan may be a few hundred yuan a year.