Can I get a traffic peony card at the bank?

The Peony Transportation Card is handled at the bank.

Peony transportation card application process:

1. On-site handling.

Bring your ID card and driver's license to any ICBC outlet in Beijing to handle it, no need to queue, directly receive the relevant ** to fill in, remember to fill in my address, about half a month can be sent to me.

2. Apply online.

Enter ICBC Beijing Branch**, click to enter "Credit Card Service", find "New Driver** Apply for Transportation Card", enter the application page, fill in the application materials, and ICBC will review and issue the card. Under normal circumstances, it generally takes two weeks from the submission of the application by the consumer to the issuance of the card, of which the express delivery takes about a week.

For example, the Beijing Peony Traffic Card is a UnionPay credit card jointly issued by ICBC and the Traffic Management Bureau of the Beijing Municipal Public Security Bureau, which is issued to drivers who hold a Beijing driver's license and hold a driver's license from other provinces to register and operate vehicles in the city. You can apply for a Beijing transportation card through ICBC's official website or outlets.

Please use your mobile browser to open the ICBC mobile portal**, and select "Client**"**ICBC e-life client. After installation, click "Customer Service" at the top right of the client page to ask your questions specifically.

For users with a Beijing driver's license, they can choose whether to apply for a peony transportation card according to their own needs, and it is not mandatory to apply for a peony transportation card. The Beijing Municipal Traffic Management Bureau no longer compels the Peony traffic card to be used as a driver's information card, and users who have already applied for the Peony traffic card can use the card as an ordinary credit card, or go directly to the Industrial and Commercial Bank of China to cancel the card.

Extended Materials

There can be different types of bank cards according to different classifications. In our country, bank cards can be divided into debit and credit cards according to the credit limit of an individual, which is also the most common classification method.

1. Debit card.

Debit cards are divided into debit cards, special cards, and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring, depositing and withdrawing cash, and spending.

A special card is a debit card that is used in a specific area for a specific purpose (referring to the purpose other than the department store, restaurant, and entertainment industry), and has the functions of transferring money and depositing and withdrawing cash.

A prepaid wallet-type debit card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and deducts the money directly from the card during the transaction.

The debit card can be used for online or POS purchases or ATM transfers and withdrawals, and cannot be overdrawn, and the amount in the card is subject to interest on current deposits. Funds are transferred directly from the savings account when spending or withdrawing.

Debit cards generally require a PIN to use. Debit cards can be divided into regular, gold, and platinum cards according to their levels; According to the scope of use, it can be divided into domestic cards and international cards.

2. Credit card.

Credit cards are further divided into credit cards and quasi-credit cards.

A credit card is a credit card in which the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and repay the loan later within the credit limit.

A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund according to the bank's requirements, and when the reserve fund is insufficient to pay, it can overdraft within the credit limit specified by the issuing bank.

Precautions. 1. When entering the password, pay attention to cover it with your hands, if you find that there is an abnormal situation in the password shield and card protection slot of the ATM machine, do not use it for the sake of safety, and inform the bank immediately;

2. In order to prevent fake ATMs, customers should try to choose self-service banks with conspicuous signs and use ATMs under the bank's video surveillance;

3. It is best to store the bank card and ID card separately, do not lend the bank card to others, and do not disclose the bank card number and password at will;

4. When swiping the card for consumption, do not let the bank card out of sight, pay attention to the number of card swipes of the cashier, and check whether the amount on the purchase order is correct and whether it is your own card when you get the purchase order and card;

5. Open the mobile phone SMS service, keep abreast of account changes, and call the bank immediately to report the loss once abnormal transactions are found;

ICBC Peony traffic card is mainly for the convenience of motor vehicle drivers, some branches of ICBC and the local public security traffic management department jointly issued the peony traffic card, the card in addition to the financial function, at the same time has the function of recording traffic violation records, driving information management and so on.

The process of handling the Peony transportation card is as follows:

1. Enter the official website of Beijing Branch - Industrial and Commercial Bank of China, click "Credit Card Service", and select "Apply for Peony Transportation Card";

2. Click "New Driver Apply for Peony Transportation Card", fill in personal information, and select the card collection outlet;

3. After the bank notifies, go to the card collection outlet on time to get the Peony Transportation Card (remember to bring your ID card).

The application review of credit cards needs to be comprehensively evaluated by the bank's credit information system, and there are many reference factors, such as age, job stability, income, credit history, etc. If there is a change in the applicant's employment or financial information, the applicant may re-submit the information after 3 months. All application materials submitted by the applicant will be handled properly to ensure privacy and security.

The general reasons for rejection are:

1. Many credit cards have application conditions, such as student cards, female cards, membership cards or age restrictions, which will directly lead to the rejection of the card application;

2. If there are few application materials, the applicant must pay attention to the authenticity and completeness of the application materials, which is an important basis for the bank to approve the card.

3. If you have a bad credit record, after receiving the credit card application, the bank will check the applicant's credit record through the credit information platform. If you have a good credit history, you are more likely to have your credit card approved; And if there is a bad credit history, of course it will be rejected.

The initial credit limit of the Peony transportation card is only 600 yuan, and the limit of the popular version of the Peony transportation card can be increased to up to 2,000 yuan. Only when the limit is increased to 2,000 yuan can the credit card limit be increased to a standard card, and the limit of the standard card can reach up to 50,000 yuan.

Operating Environment: Brand: Apple 12

System version: iOS14

You can apply for an ICBC Peony Transportation Card by following these steps:

2. Step 2: After entering the official website of ICBC, click to select the "Credit Card Service" option.

3. In the third step, after entering the credit card service page, you can see the "Peony Transportation Card" and its introduction, which can be understood first.

4. Step 4, click on the "Apply for Peony Transportation Card" option.

5. Step 5: After entering the application page of the Peony Transportation Card, fill in your personal information according to the prompts on the webpage, and select the card collection outlet to complete the application process.

At this time, wait patiently for the approval and go to the bank to get the card.

The application process is as follows:

1. Log in to the home page of ICBC online banking, find the lower left corner, "Domestic Branch", and click to enter.

2. Click on "Credit Card Services" on the page

3. Enter the credit card service and click "Apply for Peony Transportation Card" in the upper left corner

4. Click on "New Driver Apply for Peony Transportation Card".

5. Enter the corresponding webpage, fill in the information, submit, and wait for review.

1) Credit card application conditions:

1.Be at least 18 years old;

2.Urban and rural residents who have a fixed occupation and a stable income, and whose work unit is generally in their permanent place of residence;

3.Fill out the application form and sign it in person at the "Applicant's Signature" field.

2) To apply for a credit card, the following information is required:

1.Copies of identity documents, proof of employment, proof of income, etc.;

2.Provide bank deposit certificates, real estate certificates, degree certificates, etc.;

3.For non-resident residents, overseas personnel applying for local work, and active duty military officers applying for credit cards in their own name, some card-issuing banks may require a temporary account issued by the local public security department or a certificate (including a work certificate) issued by the relevant department.

You can apply for an ICBC Peony transportation card online for a Beijing driver's license, and log in to the Beijing branch of the Industrial and Commercial Bank of China (note that it must be the Beijing branch), as shown below.

The Peony Transportation Card cannot be applied for online, because this kind of card must provide a driver's license or driving license, and must establish a connection between traffic management and bank information. However, there is no information provided for online card application, so you cannot apply for a transportation card online.