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If you need to apply for a cash loan, China Merchants Bank has a flash loan business, which can be applied for through mobile banking or check whether you are eligible to apply.
1. After the flash loan is disbursed, cash will be issued in the designated account, and the funds can only be used for normal bulk consumption and transfer, and cannot be invested, flowed into **, real estate and other directions.
2. If you have a CMB savings card, you can log in to the mobile banking and click "My All Borrow Money Flash Loan" to apply for a flash loan. Your specific quota will be approved according to your business situation in China Merchants Bank, and you can view it if your application is successful.
3. The provisions on the amount of flash loans are different for different types, and the maximum credit line is not more than 300,000 yuan, which is subject to the display on the loan page. If you have been eligible for a flash loan, you can log in to the "Flash Loan" module of China Merchants Bank mobile banking app or online banking to check your maximum application amount, with a minimum withdrawal amount of RMB 1,000 and a maximum of the quota amount, and an integer multiple of 1,000.
4. There are two types of loans that can be applied for within the flash loan limit:
1) 15 minutes loan disbursement will be automatically approved within 5-10 minutes, and the loan will be disbursed immediately after approval, and the result will be notified by SMS.
2) Loan disbursement on T+1 day, there will be a call from the electric core ** to verify within T+1 day, and arrange the loan after confirming the information. If you do not answer the contact 3 times, the application will fail and you will need to apply again.
When the amount of flash loan is established, there will be a check record on the credit report. If you only successfully establish a quota but do not withdraw money: there will be no quota record in the credit report; For each subsequent withdrawal, there will be a loan record in the credit report.
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A small loan can be borrowed up to 300,000.
Requirements: Stable punch-in salary, not less than 2,000 yuan, credit card or peony card, Chinese citizens.
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Some. At present, there are many platforms that can provide small loans, and the amount is basically between 5 million and 300,000 yuan, which can be applied for through banks, online loans, etc.
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As long as the user meets the conditions of the lending institution's microloan, he can borrow money from the lending institution, and the following are the basic conditions for applying for a microloan:
1. The applicant is over 18 years old and has full capacity for civil conduct;
2. Have a stable job and income;
3. Have a legal identity certificate;
4. Good credit history;
5. Ability to repay the loan on time;
6. If a mortgage or guarantee is required, it must be able to provide a mortgage, pledge or guarantee approved by the lending institution.
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Good loans are:
1.Alipay Reserve:
As a small short-term loan product, Alipay's credit line is divided into three grades, namely 100, 200 and 500, which will be automatically returned after seven days of withdrawal, supporting early repayment.
2.Meituan borrowed money:
Meituan Loan is a loan service provided by Meituan Finance for Meituan merchants and consumers, with a minimum loan amount of 500 and a maximum of 40,000 yuan (with a maximum credit line of 300,000 yuan).
3.Weibo borrowing money:
4.Du Xiaoman:
Du Xiaoman, formerly known as Finance, is operated independently after the announcement of the split financing of its financial services business group, with a minimum loan amount of 500 and a maximum of 40,000 yuan (the credit line ranges from 500 to 200,000).
5.Ant borrowing:
Ant Loan is a consumer loan product of Ant Finance for ordinary consumers**, with a maximum single loan limit of 40,000 yuan (the credit line ranges from 1,000 to 300,000 yuan).
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Du Xiaoman, I think it's reliable! I and my old public dog punch card shop, because it has just opened, there is not much business, if you want to invest in some publicity, you need funds, we are not without these money but do not want to let the quality of life be discounted, so I went to take out a loan, so that a little bit of monthly repayment, will not affect life. The loan is Du Xiaoman, which was applied by my husband, and I feel that it is very easy to borrow, and the approval is very fast!
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To be honest, I really didn't believe in online loans or anything before, and I can't help it recently, I really need funds to help my small store tide over the difficulties, so I just started looking at online loans. I went online to find which loan platform is more reliable, and finally after looking at it comprehensively, I felt that Du Xiaoman's word-of-mouth evaluation was better, so I tried to see that the interest rate was not high, so I applied, and then passed the review and successfully disbursed the loan. If you need to borrow, you can try to borrow in Duxiaoman, which is quite reliable.
Yes, it's more sincere.
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