Can a person who has been released from prison buy a house if he has not paid a credit report and ha

No. 1. Persons released from prison after completing their sentences:

1. No credit investigation;

2. There will be no job after the release from prison;

3. There is no bank flow in the past six months;

4. The proof of work cannot be provided.

Second, to buy a house, you need to meet the information of buying a house:

1. The original and photocopy of the ID card of the borrower and the spouse;

2. The original and photocopy of the household registration book of the borrower's husband and wife;

3. Proof of marital status;

4. The original purchase agreement;

5. Original and photocopy of prepayment receipt of 30% or more of the room rate;

6. Proof of income;

7. Bank statements, the developer's collection account number, etc.

Legal Analysis: There is no relationship between fines and sentences. There will be no extension of the sentence for non-payment of the fine.

Both are types of punishment. Refusing to pay the fine is an unwise choice because the money is given to the state, and it is very easy for the court to enforce the property of the person subject to enforcement. A fine is a method of punishment in which a people's court sentences a criminal to pay a certain amount of money to the state.

Fines are a type of property penalty, which is strictly different from administrative fines, compensation for losses, and other punishment measures in terms of the nature of the punishment, the applicable object, the applicable procedure, the applicable subject, and the basis for application.

Legal basis: Article 53 of the Criminal Law of the People's Republic of China Payment of fines The fine shall be paid in one lump sum or in installments within the time limit specified in the judgment. If the payment is not made at the expiration of the time limit, the payment shall be compulsory.

For those who are unable to pay the fine in full, Zhichong is aware that the people's court shall recover it at any time if it discovers that the person subject to enforcement has property that can be enforced.

Where there is genuine difficulty in making payments due to irresistible disasters or other reasons, upon the people's court's ruling, payment may be postponed, reduced or waived as appropriate.

Where the fines for sentencing are not paid, the credit records of such citizens are impacted. If the relevant departments of our country that have delayed their losses fail to pay and perform on time when punishing such offenders, our country's case-handling units should report to our country's credit reporting department for a response, and have a certain impact on the credit reporting of such citizens.

1. Does failure to pay the sentence and fine affect the credit investigation?

The details are as follows:

There are three versions of the personal credit report, which are:

1. Personal version: for consumers to understand their credit status, mainly displaying the credit information and public information of the information subject. This includes both the personal version and the individual detail version.

2. Bank version: mainly for commercial banks to inquire, in the credit transaction information, the report does not display the names of other lending banks or credit institutions other than the inquiry institutions, the purpose is to protect trade secrets and maintain fair competition.

3. Social version: for consumers to open a stock index ** account, this version shows your credit summary information, mainly including personal practice qualification records, administrative rewards and punishment records, court litigation and enforcement records, tax arrears records, social insurance sales records, housing provident fund records and credit transaction records.

2. Credit reporting maintenance

First of all, the lender or credit card holder needs to update the bank information in a timely manner when changing important information. Take credit cards as an example, if the cardholder's billing address and mobile phone number change, go to the bank to change the address and mobile phone number, so that you can receive the credit card confirmation letter and statement on time, and you can receive the bank reminder text message in time to ensure the safety of the account.

If the credit card holder does not have enough funds to repay the full bill amount and does not want to affect their credit history, then they can contact the bank in time to choose to return the minimum payment or apply for installment repayment.

Some people think that as long as they eliminate their credit cards, they can eliminate their bad personal records. In fact, the credit history is accompanied by the personal identity information of the cardholder, and simply canceling the card cannot eliminate the bad record. At this time, you should continue to maintain the long-term benign use of the card, so as to repay the personal credit record through good credit transactions in the future to "clean up".

Once the relevant parties have a bad credit record, they should actively fulfill the debts in such cases. After the debt is repaid, such bad credit records shall be eliminated after 5 years, and the relevant parties shall actively handle it in accordance with the provisions of the law after the elimination, and shall not violate the laws and regulations of our country again.

Where the fines for sentencing are not paid, the credit records of such citizens are impacted. If China's relevant departments fail to pay and perform on time when punishing such violators, China's case-handling units should report to China's credit reporting department for a response, which will have a certain impact on the credit reporting of such citizens.

1. What are the consequences of not paying the sentence and fine.

Failure to pay the fine will directly affect the court's decision

In judicial practice, the fines imposed by the court are generally required to be paid before the judgment is officially announced.

For example, if a person is sentenced to 3 years imprisonment with a 5-year probation, he will be directly sentenced to 3 years imprisonment and the person will be sent to prison; If the sentence is actually actual and the fine is not paid, the sentence may be directly increased by 10 to 20 yuan. For example, the original sentence of 5 years is now 6 years.

Where fines are not paid, there are also restrictions on commutation and parole during the enforcement of the judgment.

In short, a few years ago, the Supreme People's Court issued a circular on fines and sentences, the spirit of which was that those who refuse to pay fines must be reflected in the length of the sentence and the method of enforcement, and must be reflected in the actual enforcement in the future, that is, there must be restrictions on parole and commutation.

2. What are the enforcement methods of fines?

After the people's court imposes a fine, the next thing to face is how to enforce it. According to Article 53 of the Criminal Law of the People's Republic of China, fines shall be paid in one lump sum or in installments within the time limit specified in the judgment. Where the fine cannot be paid in full, the people's court shall recover it at any time if it discovers that the person subject to enforcement has property that can be enforced.

If there is real difficulty in paying due to irresistible calamities, it may be reduced or waived as appropriate.

According to the provisions of the above-mentioned law, there are actually the following ways to enforce the fine:

1. Pay once within a time limit. This refers to the usual requirement that the amount of the fine is not large or the amount is large, but it is not difficult to pay;

2. Pay in installments within a time limit. This is used in cases where the amount is large and it is difficult to pay;

3. Compulsory payment. This means that in the event that the payment is not paid, the court will enforce it;

4. Recover at any time. If it is not possible to pay all the property on time, the people's court may, at any time, find that there is any property available for enforcement in Lasheng and can recover it at any time;

5. Reduce or exempt payment. When the person subject to enforcement has difficulty in paying the fine of the original judgment, the fine may be reduced or waived upon application and verification.

As long as the first-instance judgment has already taken legal effect, and the convict himself has the ability to pay the fine, but refuses to perform on legal documents that have already taken effect, the people's court may enter the parties into the list of judgment defaulters.

1. Does the criminal suspect who is sentenced to a criminal fine and not pay it affect the credit investigation?

Those who have the ability to refuse to pay the fine will affect their personal credit reporting.

Several Provisions of the Supreme People's Court on the Publication of Information on the List of Judgment Defaulters

Article 1: Where persons subject to enforcement fail to perform the obligations set forth in effective legal documents, and have any of the following circumstances, the people's courts shall include them in the list of judgment defaulters, and give them credit punishments in accordance with law:

1) Refusal to perform obligations set forth in effective legal documents despite having the ability to perform;

2) Obstructing or resisting enforcement by means such as fabricating evidence, violence, or threats;

3) Evading enforcement by means such as sham litigation or arbitration, or concealment or transfer of assets;

4) Violating the property reporting system;

5) Violating an order restricting spending;

6) Refusal to perform on the enforcement of a settlement agreement without a legitimate reason.

2. What are the consequences of not paying the fine?

If the criminal's property is sealed, and the compulsory payment is insufficient to pay the entire fine, as long as the court finds that the criminal who is compelled to pay has property that can be enforced, it shall recover it at any time.

3. How to determine the amount of fines and covers?

1. No limit penalty system. The "Specific Provisions of the Criminal Law" only provide for the selection, individual or combined fines, and do not stipulate the specific amount of fines, but the people's courts shall determine the specific amount of fines in accordance with the principles determined by the General Provisions of the Criminal Law, that is, according to the circumstances of the crime.

2. Limit penalty system. The Sub-Provisions of the Criminal Law stipulate the lower and upper limits of the amount of fines, and the people's courts are only required to determine the fines within the prescribed range.

3. Proportional penalty system. That is, the amount of the fine is determined by a percentage of the amount of the crime.

4. Multiple penalty system. That is, the amount of the fine is determined by a multiple of the amount of the crime.

5. Penalty system. That is, the amount of the fine is determined by the proportion and multiple of the amount of the crime at the same time.

If it is really difficult to pay the fine, then the defender should also provide relevant evidence to the people's court, and the people's court may appropriately reduce or reduce a part of the fine, and the person's refusal to pay will not only affect the credit investigation, but the court may also take compulsory measures.