I have a limit of 30,000 yuan for a micro loan, and I am asked to pay 1,500 yuan? Can you pay 71

WeLoan is a pure online personal microcredit revolving consumer loan product launched by Tencent WeBank for WeChat users and mobile QQ users. WeLoan currently adopts an official invitation system, and invited users can see the "WeLoan Loan" entrance in the [QQ Wallet] of QQ on their mobile phone and the "WeChat Pay" on WeChat. For the time being, there is no other way to force the opening of WeLoan, and users are not supported to apply for opening.

As a formal loan, WeLoan does not charge any pre-loan fees. In addition, in the process of using WeLoan, except for loan interest and overdue penalty interest, WeLoan does not charge any other fees, and there is no handling fee for early repayment.

Therefore, once you encounter financial fraud by impersonating a formal loan company, charging fees on private social accounts, etc., you must be vigilant and not gullible.

If you are temporarily unable to open a micro loan, you can also consider other reliable big brands, such as Alipay Borrowing, Du Xiaoman Finance, etc. Youqianhua, formerly known as "Youqianhua", is a credit brand under Du Xiaoman Finance (formerly Finance), which provides users with safe, convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

It already belongs to the top level, because the general credit is better, his limit is expected to be about 10,000 yuan, and the limit of 30,000 yuan has exceeded 90% of the people, which is already the top level in the same level.

After all, the amount of 30,000 yuan is not a small amount, and it is a micro loan and the micro loan is an invitation system, not applied for by yourself, and there is a limit of 30,000 yuan, which means that your credit is very good, and the micro loan is still very recognized for your credit.

In this regard, it is already more than 90% of the people who have a micro-loan line, and it can be said that most people are not as good as you at all. However, although your amount is very high, after all, micro-loans are also a kind of online loans, and you should try to stay away from online loans, if you are addicted to them, it is difficult to go ashore, which is not only responsible for yourself, but also responsible for the people around you.

Extended Information: "WeLoan" is the first Internet bank in China, WeBank, to launch a pure online microcredit revolving consumer loan product for WeChat users and mobile QQ users, which was launched on mobile QQ in May 2015 and WeChat in September 2015.

Invited users can now see the entrance of "WeLoan" in the "QQ Wallet" of QQ on their mobile phones and the "WeChat Pay" of WeChat, and can get a maximum loan amount of 200,000 yuan.

As an Internet banking loan product launched by WeBank, "WeLoan" has the following characteristics:

1) Unsecured and unsecured;

Most of the personal loans provided by traditional financial institutions require the borrower to provide collateral and other guarantees, and it is difficult for individual users who cannot provide guarantees or do not have fixed assets in their names to obtain loans. "Micro Loan" does not require collateral and guarantee, and does not need to submit any paper materials, which can better meet the small financing needs of users with good credit.

2) 7*24 hours service, the fastest 1 minute to complete the loan;

Relying on strict risk control rules and a complete technical support system, "WeLoan" provides 7*24 hours online services, convenient and efficient procedures, all processes are completed on the mobile phone, and the loan can be received in 40 seconds at the earliest.

In addition, when querying the quota, the system will also automatically query the user's credit, if there is a bad record in the credit report, the quota of 4500 is already good. If there is no problem with credit investigation, but the limit is low, then you can increase the amount of micro loan through the following methods.

The micro loan limit of 33,000 yuan is actually a normal level.

Personal advice: As long as you ensure that you have a good salary flow and credit card repayment records, basically this amount, I hope everyone can realize this, but we need to pay attention to the fact that as far as micro loans are concerned, it is also necessary to repay in a timely manner, but if there is a need for loans in life, we must also make rational choices, only in this way can we make our lives better, and there are many ways to raise the amount of micro loans, and the most important point is to improve your personal informationAfter binding the bank card, do not change the mobile phone number and address frequently, which is also of great benefit to our micro loan amount, and I hope everyone can realize this. When using micro loans in daily life, you must also repay the loan in a timely manner, bind the credit card, and ensure that the credit card repayment record is good.

Count high.

The minimum loan amount for a single loan is 500 yuan and the maximum is 40,000 yuan, so the loan amount of 46,000 yuan is considered high. To lend out all 46,000, you need to apply for 2 loans, one is 40,000 yuan and the other is 6,000 yuan. The loan amount of micro loan is between 5 million and 300,000 yuan, which means that there are many users whose loan amount is less than 46,000 yuan.

"WeLoan" is the first Internet bank in China, WeBank, launched a pure online microcredit revolving consumer loan product for WeChat users and mobile QQ users, which was launched on mobile QQ in May 2015 and WeChat in September 2015. "WeLoan" adopts an official invitation system, and invited users can see the "WeLoan" entrance in the "QQ Wallet" of QQ on their mobile phone and the "WeChat Pay" of WeChat, and can get a maximum loan amount of 200,000 yuan.

The reduction of the limit of WeLoan from 5,000 to 3,000 is a reduction of the user's limit, which is generally due to the following reasons:

The first point is that the system automatically evaluates users, and your latest assessment score has decreased, probably because you have not used this kind of financial management for a long time, and your activity has decreased, resulting in a lower score and a reduction in the quota.

The second point is your credit problem, which may not have been repaid on time before, and your credit level has decreased, resulting in a reduction in the amount of credit.

The third point is that the total lending intensity of micro loans has decreased, and the average amount to users has generally changed and decreased.

The fourth point is personal credit.

Problem, you may have a bad credit history in other lending software or banks and report it to the bank, and the credit overdue will cause your limit to be reduced.

1. Whether the prepayment amount of the micro loan is related to the personal qualification. Micro Loan itself supports early repayment, and if you repay the Micro Loan in advance under the normal use of Micro Loan, then the Micro Loan limit will not disappear.

2. However, if there is a late repayment during the use of the micro loan, or there is a problem with personal credit reporting, resulting in the failure of the jujube size assessment of the micro loan comprehensive group, then it is very likely that the amount of the micro loan will disappear after the early repayment.

3. If you want to continue to use the micro loan limit after early repayment of the micro loan, then during the use of the micro loan, you must repay the loan on time and maintain a good personal credit report, so as to pass the comprehensive assessment of the micro loan and ensure that the micro loan line will not disappear If the user occasionally pays off in advance after applying for the micro loan, the amount of the micro loan will not disappear at this time. However, if the user often pays off the WeLoan in advance, the system will assume that the user has no borrowing needs, and thus recover the borrowing amount of the WeLoan. Even if the borrowing limit of WeLoan is withdrawn, the borrowing page has a chance to regain the borrowing limit after the system re-evaluates.

All in all, WeLoan itself supports users to repay in advance, and as long as users do not pay off in advance frequently, it will basically not affect the subsequent use of WeLoan. If the user recurs early repayment or has a late repayment record, then the system may reduce the amount after early repayment. However, if the user has repaid on time in each installment before, and only occasionally repays in advance, then the system will generally not reduce the height of the collapse after the early repayment.

The system will only reduce the user's micro loan limit when it thinks that the user does not need the micro loan, or that the user's repayment ability is insufficient.

In addition, in the case of poor credit reporting, excessive debt ratio, and long loans, the system will also reduce the amount of micro loans. "WeLoan" is a pure online personal microcredit revolving consumer loan product launched by Tencent WeBank, the first Internet bank in China, for WeChat users and mobile QQ users, which was launched on mobile QQ in May 2015 and WeChat in September 2015. [1] "WeLoan" adopts a user invitation system, and invited users can currently see the "WeLoan" entrance in the "QQ Wallet" of QQ on their mobile phone and the "WeChat Wallet" of WeChat, and can get a maximum loan amount of 300,000 yuan.